When traveling, it can always happen and happen, whether traveling to a long distance or within the borders of Finland. Insurance companies do not sell travel insurance for domestic travel separately, but international travel insurance can also be included to cover domestic travel, of course, at an additional cost.
Multiple credit card travel insurance is also valid in Finland, so you can apply for credit card travel insurance, for example, for damaged goods during your trip! Often the insurance covers not only the cardholder but also the accompanying family members. Do you have a credit card with domestic travel insurance?
As the comparison shows, credit card travel insurance often requires that the trip is paid for, at least in part, with that credit card. So for domestic travel, this means that you have to pay for your petrol or public transport ticket and any accommodation with a credit card in order for the insurance to be valid on the trip.
The annual fees for credit cards range from unpaid cards to cards costing several hundred euros a year, although most typically the annual fees are around 50-100 euros. In practice, this means that travel insurance through a credit card is often much cheaper than buying directly from an insurance company.
Managing Director and Financial Specialist at Good Finance recommends that you always use your credit card to refuel your car while traveling abroad:
“Domestic travel also happens, and travel insurance can cover possible medical expenses and luggage damage as long as you have paid for the trip with a credit card that includes travel insurance. Cancellation protection is also handy: trips and tickets are often booked months in advance, and if you fall ill and cannot travel, the insurance will cover travel expenses already paid.