Below, we’ve made an inventory of the things Green Day Practices will consider in deciding whether or not to grant you no-credit-check loans.
Credit Score
Although lenders who provide no-credit-check loans won’t consider your application by relying on their credit scores, having a great credit score can greatly increase the amount of money you get. If you’re looking for more loans from lenders, it is essential to establish an impressive credit history.
If you’re not certain how your credit score compares there are methods to determine it. People who have higher credit scores are more likely to get larger amounts of money than those who have poor credit scores. If you’ve got a lower credit score, don’t be concerned. You can take out low-cost personal loans with lenders that will help improve your credit score. If your credit score increases then you’ll be able to obtain larger credit from banks. Furthermore, your credit score can affect the rate of interest that you pay on loans.
Income
If you are applying for personal loans most of the time applicants will require information regarding your income source. If you want to get personal loans, the majority of lenders require evidence of employment to make sure that you’ll have the ability to repay the loan later on. Additionally, your source of income as well as the amount you earn will determine the amount of loan you’ll qualify for. If your income source is not stable and sufficient the lenders are more likely to reject your application.
Complete a formal application
In order to be eligible for a loan, you’ll need to submit an official application with a lot of your personal information, including your name, address as well as bank account details as well as your source of income or identification, and so on. Certain lenders will require more details than other lenders.
After you have completed filling out an application you will have a few weeks to complete the information required. Keep in mind the more time you put off to submit your application the later you’ll get your money. When filling out an application, ensure that you read it thoroughly and complete your personal information with care. Making a mistake in filling out your application can result in your application getting rejected.
Argentina’s poverty rate stood at 36.5% of the population in the first half of 2022, according to official data.
The figure, a 0.8 percentage point drop from the second half of 2021, was revealed by national statistics office INDEC based on a survey of 31 of the country’s largest urban populations.
Extreme poverty, i.e. people unable to cover their basic food expenses, increased to 8.8%, or some 5.3 million people, a drop of 1.9 points on a year but an increase of 0.6 points compared to the last half-year.
In a devastating blow, INDEC found that more than half of people aged 14 and under live in poverty, 50.9%, with 12.7% of the same group considered destitute.
The overall rate of 36.5% represents a drop of 4.1 points compared to the 40.6% recorded in the first half of 2021 the previous year, when the Covid-19 pandemic had paralyzed economic activity. The number of people below the poverty line – that is, those who do not cover the full basket of household expenses – in the survey was 10.64 million, of whom 2.56 million are destitute.
The INDEC study is based on Argentina’s 31 largest urban areas and not the entire population of 47 million people, but it does provide an overall picture that can be projected to the whole country. . Using the 36.5% rate, that would equate to 17.3 million people.
Argentina’s economy grew 6.4% in the first half of the year, with an unemployment rate of 6.9% in the second quarter. Incomes and wages, however, have been ravaged by runaway inflation. Between January and August, prices rose 56.4% year-on-year, with the annual forecast now exceeding 90%.
Regional distribution
INDEC figures show that 27.7% of households in the country are poor, including 6.8% in extreme poverty.
The worst situation was observed in Gran Resistencia, in the province of Chaco, where INDEC found that half the population is poor. Concordia in Entre Ríos has 49.2% of its population not meeting their basic needs. In the most populated region of the country, the province of Buenos Aires, 42% of the inhabitants suffer from poverty.
Other cities where more than four in 10 people were poor were Gran Catamarca (40.3%), Santiago del Estero (40%), Gran Córdoba (40%), San Nicolás (40.7%) and San Nicolás (40 .7%).
First place in the ranking comes unsurprisingly to the city of Buenos Aires, where poverty only reaches 16.2% of the population. The second best rate was observed in Ushuaia (23.9%), followed by Formosa (24.4%).
According to official data, households living in poverty are made up of an average of nearly four people each (3.96), with a value of the family “basket” costing 93,177 pesos for an income of 58,472 pesos. Thus, what poor families earn is about 40% less than what is needed to get out of poverty.
In the case of extreme poverty, almost four people per household were also detected (3.89), with an income of 26,000 pesos for a basic food basket that costs 40,857 pesos.
Fears and demands
The next INDEC report could make the reading even more pessimistic, given the high inflation rates recorded in July, August and so far in September, which will further hurt purchasing power.
In response to the crisis, the Argentine government recently announced new measures to help pensioners and disadvantaged sectors to cope with rising prices.
Over the past week, social unrest has escalated with protesters from the social organization Unidad Piquetera blocking Buenos Aires’ main thoroughfare, Avenida 9 de Julio, with a camp outside the Ministry of Social Development. Protesters are calling for new aid and improved social protection programs, as well as more support for soup kitchens and community groups.
Speaking to social networks following the publication of the INDEC report, Vice-President Cristina Fernández de Kirchner called on the Ministry of Economy to put in place a “more precise and effective intervention policy” to the food production sector in order to fight against inflation and prevent poverty.
When she was little, Gaby Melian spent a lot of her free time helping out in the kitchen, where, she says, she fell in love with food.
His abuelita taught him how to make Argentine empanadas – pastries filled with meats, vegetables and spices. By the age of 12, she was the family’s crimping expert, helping to make up to 100 empanadas for birthday parties.
“I enjoyed it so much and was quick,” said Melian, 52, now a professional chef and author. “Basically, I was born to do empanada crimping.”
Melian was born and raised in Buenos Aires, the Argentine capital, where she learned cooking from her grandmother Porota, who was inventive in the kitchen and often used leftovers to turn them into something different and delicious. Melian recently wrote a cookbook, “Gaby’s Latin American Kitchen,” about dishes she learned as a child and those she learned after coming to the United States.
She says she hopes her book and the many recipes it contains will inspire children to learn more about Latin America and find ways to explore its food and learn about its people. She also wants to encourage them to keep their hands busy in the kitchen.
“I put the recipes there, and then they’re yours,” she said. “You can do whatever you want with them.”
The book is your guide to an exploration of Latino foods. You can start in Mexico with a breakfast of chilaquiles verdes (tortilla chips with green salsa, cheese, beans, topped with fried eggs). Head south to Central America to dip your hands in some masa harina and make Salvadoran pupusas – a corn tortilla that’s often filled with cheese, beans and chicharron (pork). For dinner, head to the Caribbean for Cuba’s famous ropa vieja, a pulled beef stew.
Many of these foods — and their ingredients — are easily found in the United States, Melian said, due to the strong influence of Hispanic Americans in our culture. There are more than 60 million Hispanics in the United States, according to the census, so you can find restaurants specializing in arepas, empanadas, pupusas, and tacos.
Melian said that as you develop your skills, you can choose an ingredient used in Latin countries, like platano, and prepare it in different ways. For example, try Puerto Rican tostones (fried green plantains) or Dominican maduros (fried sweet plantains). People eat plantains for breakfast, lunch, and dinner in Latin America, and they can be cooked when firm and green or soft and black. You can fry them, bake them or mash them.
If you’re thirsty, try a Mexican agua fresca de limon (lime water). And if you want to snack between lunch and dinner, enjoy a sopa paraguaya, a special cornbread from Paraguay.
In Buenos Aires, Melian often came home from school and ate leftover empanada. You can make him a chicken empanada with leftover roast chicken.
“Growing up, we didn’t have snacks. It wasn’t like I came home from school and said ‘abuela tengo hambre’ and my grandma handed me a bag of crisps,” Melian recalls. “No, she would go to the kitchen, open the fridge and scramble something…and that was the snack.”
Some days she would make pancakes with dulce de leche or panqueques (pronounced pahn-KEH-keh). They’re still Melian’s favorite postre, and these days she makes them with store-bought dulce a leche, one of her favorite ingredients.
“I usually make them when someone comes because if I make them myself, it’s ¡peligroso!” or dangerous, because she would eat too much, she said. “I love them.”
More from KidsPost’s conversation with Gaby Melian:
Question: What inspires you to cook?
Answer: My book is dedicated to my grandmother. She’s basically the reason I cook. She understood that cooking was my thing [and] allowed me in the kitchen very young. I was in the kitchen observing and learning by imitating.
Q:You were so young when you started?
A: I helped in the kitchen when I was 8 years old. Then gradually I got most of the tasks. My mother never learned how to cook rice well, either it was too dry or too velvety. I was probably 10 when I was already making the rice for her because she said, “Oh, you’re good at that.”
Q: How did you learn all these Latin American recipes?
A: I was very curious, but obviously living in Argentina, I only knew people from Argentina, Chile, Bolivia, but I didn’t know anyone from Mexico. I didn’t know anyone from Panama. It all happened when I came to the United States. You go to New York and you meet people from all over the world. The [recipes] from Argentina, they obviously have a special place in my heart because they come from my grandmother’s kitchen. But the others are things I learned here.
Q: So we can learn about Latino culture through the food in the book?
A: All these recipes come from families, and each family adds their own personal touch to the dish. Every time I make a recipe, I say “this is my version”. You can do it yourself. Find the different countries on the map, look for similarities and differences, and maybe if you do pupusas and meet someone from El Salvador, you can have a conversation about their food.
Ingredients — ingredients
Pancakes with Dulce de Leche
Tools: Medium bowl, whisk, 8-inch non-stick skillet, ¼ cup dry measuring cup, spatula, plate, small icing spatula, serving platter, spoon, fine-mesh strainer.
Handling time: 25minutes
¾ cup all-purpose flour, sifted
2 tablespoons unsalted butter, cut into 8 pieces and softened
1 to 2 cups dulce de leche (store bought)
Powdered sugar (optional)
1. In a medium bowl, whisk egg until well blended. Add half the flour and half the milk. Whisk until well blended.
2. Add the remaining flour and milk and continue to whisk until smooth. Let the dough rest for 5 minutes.
3. Ask a parent to help you with this next step. In an 8-inch nonstick skillet, melt 1 piece of softened butter over medium-high heat. Pour ¼ cup of batter into the pan and tilt the pan slowly until the batter forms a thin, round layer and coats the bottom of the pan. Place the pan on the burner and cook until the bottom is golden brown, about 1 minute.
4. Use a spatula to gently flip the panqueque. Cook until the other side is golden brown, about 1 minute.
5. Carefully slide the panqueque from the pan onto a plate. Repeat steps 3 and 4 with the remaining butter and batter, stacking the panqueques on top of each other on the plate. Turn off the stove.
6. Working with 1 panqueque at a time, use a small icing spatula to spread 2 tablespoons to ¼ cup dulce de leche over the panqueque. Use your hands to roll the panqueque into a log and place it on a serving platter. Repeat with the remaining panqueques and dulce de leche.
seven. Add a spoonful of powdered sugar (if using) to a fine-mesh strainer. Hold the colander over the panqueques and gently tap the side to release an even layer of sugar. Serve.
A reminder from the KidsPost team: Our stories are for ages 7-13. We welcome discussions from readers of all ages, but please follow our community guidelines and make comments appropriate for this age group.
Power Minerals plans to begin resource drilling at Incahuasi in the “immediate future.”
A geophysical study at Power Minerals’ (ASX:PNN) Salta project in Argentina has identified additional lithium brine potential in the Incahuasi salt flats.
Power says the recently completed Vertical Electric Sounding (VES) geophysical survey at the salar has confirmed the potential for additional lithium brines beneath the alluvial fan aprons.
The survey also provided key data for water management plans and ESG initiatives.
Power’s chief executive, Mena Habib, said VES surveys are important for effective lithium brine exploration.
“The survey results help us better understand lithium brine distribution and the near-surface freshwater environment, which are critical to successful project development and positive community relations in the arid region of Puna in Argentina,” Habib said.
Following the success of Incahuasi, Power has ongoing VES surveys in the project’s Rincon and Pocitos salares.
Advancing the Incahuasi
Information from the survey at Incahuasi will feed into a resource definition program at the salar.
Drilling is expected to begin in the “immediate future” and will include two diamond holes for a total of 1,000m.
The program is designed to generate an initial resource for Incahuasi, which will be part of the overall estimate for the larger Salta project.
Salta Project
Upon completion of the program at Incahuasi, Power will transport the rig to Pocitos and Rincon for resource drilling.
The larger Salta project comprises five salares in seven mining concessions that span 147.07 square kilometers in northwestern Argentina.
Incahuasi is adjacent to Ganfeng Lithium’s project, while Power’s Rincon salt flat is next to the Rincon asset that Rio Tinto (ASX: RIO) acquired for $825 million earlier this year.
Salta has global resources of 239,000 tonnes of contained lithium carbonate equivalent grading 313 milligrams per liter of lithium.
As part of its strategy to move Salta forward, Power is evaluating trade and development pathways. This includes the use of direct lithium extraction (DLE) technologies. This is evaluated under a Memorandum of Understanding with Sunresin New Materials, which has developed its own DLE process.
Salta is located in the famous “lithium triangle”, which is home to 65% of the world’s lithium.
Argentina selected Santiago Miter’s courtroom drama Argentina, 1985 as a domestic nominee for the 2023 Oscars in the Best International Feature Film category.
There are echoes of the January 6 hearings in the film’s true story of the group of heroic lawyers, led by Julio Strassera and Luis Moreno Ocampo, who engaged in a David vs. Goliath battle to try and prosecute the heads of the Argentine army for crimes. committed during the country’s bloody dictatorship. More than just a legal battle, the outcome of the case will determine the strength of Argentina’s nascent democracy.
Argentina, 1985 presented in competition at the Venice Film Festival this year. With Ricardo Darin ((the secret in their eyes) and Pierre Lanzani, Argentina, 1985 is the first Argentinian original from Amazon Prime, which will release the film in the United States on October 21.
Argentinian films have been nominated seven times for the Oscar for best international feature film and have been awarded twice: for Juan José Campanella The secret in their eyes in 2009 and in 1985 for Luis Puenzo The official story.
The US Academy will announce the 15 shortlisted nominees for the 2023 International Feature Film Oscar on December 21. The five nominees will be announced on January 24. The 95th Oscars will take place on March 12, 2023.
The rand is stupidly low if you plan to travel right now, to the United States or to economically linked places.
But the weak pound means it’s actually cheaper to go to the UK than it was a year ago.
A few other countries also have their own problems, which improves exchange rates.
If Canada and India now seem out of reach, consider Japan and the UK.
But look beyond just the exchange rate when it comes to Argentina.
For more stories, go to www.BusinessInsider.co.za.
On Monday, the rand crossed R18 against the dollar for the first time since the pandemic-induced madness that took hold in April 2020, and calmed down again in May of that year.
A dollar is now barely 20% more expensive than a year ago, in terms of rand. And compared to six months ago, every $1,000 you buy will cost around R4,000 more.
Now is not a good time to plan a trip to the United States and places that follow the US dollar.
But there are places where a rand is still worth a lot of money, compared to its value a year ago, and other places where the impact isn’t as bad.
In India, the rand is now worth around 8.5% less than a year ago, and the Chinese renminbi is much the same.
In Canada, the value erosion was about 10%.
But for South Africans, the price of one euro is more or less stable; a year ago you would have paid around 17.50 rand for one euro, now you will pay around 17.40 rand. The value of the Swedish krona has also been stable for a year, as has the New Zealand dollar.
But three destinations for South Africans – including one of the most popular – stand out as cheaper now than a year ago, in rand terms. Even if it is only theoretically.
A one-year view of the South African rand against the US dollar (in dark blue), the British pound (in yellow), the Japanese yen (in orange) and the Argentine peso (in light blue.) (Google)
The United Kingdom, thanks to a budget that the market hates
The the pound hit a historic low against the dollar this week as his new government announced it would cut taxes, then said it would cut more taxes, with no apparent plans to cut spending or boost revenue elsewhere in the near term.
The likelihood of rising public debt and a central bank forced to raise interest rates to contain already high inflation has some economists fearing stagflation. This, traditionally, means a choice between rising inflation or rising unemployment, with no winning moves available to those trying to steer the economy.
With South Africa only at relatively mild risk of a power shortage, the rand is just 6% stronger against the pound than it was at this time last year.
Japan, because it will not follow the American example
With dollars fiercely guarded, imports became difficult, creating problems with even coffee supplies.
As in previous economic crises in Argentina, they say you can live like a king in Buenos Aires right now, if you have hard currency. Unfortunately, this will have to be in dollars, which will put you back to square one.
Amy Roman, Kylee Bair and Elissa Campbell, eighth graders at Glenwood Springs Middle School, talk about classmate-designed posters of prominent members of the Hispanic community they made for Hispanic Heritage Month. Chelsea Independent/Post Independent
Names mean a lot in Hispanic culture, so when students of Carbondale Middle School English Language Learner (ELL) teacher Grace De La Sala say they want to Americanize their names, she hands them the book, “The NameJar”.
“It speaks to the importance of your name and what it means,” she said.
She recalled one of her younger students who wanted to start using Jasmin instead of her first name, Jazmín, thinking she could fit more into North American culture if she did.
“After reading the book, she said, ‘No, call me by my (Hispanic) name,'” De La Sala said. “We talk a lot about identity and how powerful it is, especially for some of the kids who were born here or came here at a very young age.”
A variety of children’s and young adult books on Hispanic culture are available to students in Grace De La Sala’s class at Carbondale Middle School. John Stroud/post independent
Cultural identity, as well as lessons about Latin American history, important figures in Chicano history, literature and pop culture were high on the agenda for schools in the Roaring Fork District during the Hispanic Heritage Month.
Celebrated each year in the United States from September 15 to October 15, it is an opportunity to recognize the culture, heritage and contributions of the Hispanic or Latino community in the United States.
At the Roaring Fork Schools, where 57% of the student body is Hispanic and where Spanish is the second language spoken at home, it’s something that’s honored year-round, De La Sala said. .
This point was also underscored when the district school board issued a proclamation at its Sept. 14 meeting in honor of “Hispanic or Latinx Heritage Month.”
“We recognize that, given the challenges and disparities faced by the Hispanic or Latinx community, this proclamation is just one small step among many that we must take to be truly inclusive and supportive of our Hispanic or Latinx students. and their families,” said the proclamation reads, continues…
“We believe that our diversity is a strength where the diverse ethnicities and cultures of our students create rich educational and cultural experiences for the entire school community.
De La Sala’s classroom is adorned with the flags of all Spanish-speaking countries and banners celebrating aspects of Hispanic culture. She said it is important for students to identify with their cultural roots.
“I’m Colombian and my husband is from Nebraska, but our son, who was born here, says he feels more Colombian,” she said. “Some of our children feel more Mexican or more Salvadoran. We always try to tell them how powerful it is that they speak Spanish, that their parents or grandparents immigrated here from another country and how brave that is.
At the same time, she stresses the importance of learning to master English and that becoming bilingual in English and Spanish, or any other language, opens up opportunities.
Roaring Fork District High Schools offer a special biliteracy seal upon graduation if a student can show fluency in two languages and meet other requirements.
Literary works by Hispanic authors are a common way to celebrate Hispanic Heritage Month. Throughout the district, middle schoolers read books such as “Esperanza Rising,” “Paco Jones,” “Summer of the Mariposas,” and “A Long Walk to the Water.”
De La Sala went further with her students last year. Part of Esperanza’s story involves crocheting, so with the help of ELD teacher Krista Lasko and resident artist Erica Ogihara, who knows how to crochet, the class created a quilt with each student contributing a square .
“We want to do it again this year and are asking all parents who know how to crochet to get involved,” she said.
Grace De La Sala, ELL teacher at Carbondale Middle School, with some of her sixth graders who contributed to a quilt project last year. John Stroud/post independent
Lasko students this month also compared and contrasted Latin American patriotic traditions with those of the United States and examined the differences and similarities of different country flags.
At Glenwood Springs Middle School, this month’s morning announcements included a tidbit about the story’s Hispanic characters.
As an extension of this, students of Spanish teacher Kristen Sartor produced posters highlighting important people in the Hispanic community. They are now displayed in the lobby.
“Students were given a list of important Hispanic people around the world, and some came up with their own picks,” she said. “They then researched the person’s background and found some fun facts about them.”
Amy Roman, Kylee Bair and Elissa Campbell, eighth graders at Glenwood Springs Middle School, talk about classmate-designed posters of prominent members of the Hispanic community they made for Hispanic Heritage Month. Chelsea Independent/Post Independent
In the sixth and seventh year, GSMS students discover Spanish-speaking countries
Another GSMS project in recent years has encouraged immigrant students to share their family history. The project has been nationally recognized as a “model of excellence” and the school has been invited to present at the National Education Conference Expeditionary Learning (EL) in December.
“Three children and I will present our project, and our principal (Joel Hathaway) and another teacher will also present what it means to be ‘Crew’ and to belong to our school,” said Lucia Campbell, GSMS ELL teacher.
Crew is an EL method adopted by Roaring Fork schools, which is used to build better relationships and understanding between students and to encourage teamwork towards academic progress and character development.
At Sopris Elementary School in Glenwood Springs, third graders learned and discussed how children around the world access books. Students will also do a special art project involving a Guatemalan bird, and a pupusa lunch celebration is planned for next week.
On Friday, Amy Roman, an eighth grade student at Glenwood Springs Middle School, works with other students to display their posters showcasing members of the Hispanic community near the front of the school. Chelsea Independent/Post Independent
Amy Roman, eighth grade at Glenwood Springs Middle School, shows school principal Joel Hathaway her poster of a prominent figure in the Hispanic community that she made with her class for Hispanic Heritage Month. Chelsea Independent/Post Independent
Carbondale Middle School ELL teacher Mary Hernandez works with student Jennifer Amaro Mancinas during a lesson called “Where Do We Come From?” John Stroud/post independent
Amy Roman, Kylee Bair and Elissa Campbell, eighth graders at Glenwood Springs Middle School, talk about classmate-designed posters of prominent members of the Hispanic community they made for Hispanic Heritage Month. Chelsea Independent/Post Independent
Grace De La Sala, ELL teacher at Carbondale Middle School, with some of her sixth graders who contributed to a quilt project last year. John Stroud/post independent
A Hispanic heritage banner hangs year-round in the classroom of Carbondale Middle School ELL teacher Grace De La Sala. John Stroud/post independent
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Two Rivers Community School in Glenwood Springs also hosts its annual Hispanic Heritage Night, which is open to the public, from 5:30 to 7:30 p.m. on Thursdays at the school, 195 Center Drive in West Glenwood.
“We started doing it the second year the school opened and since then we’ve doubled the number of students, so it’s become a big community event,” said Brenda Kaiser, coordinator of the school. community school at TRCS.
“Families prepare meals and house and bring them for the celebration, so we have food from Guatemala, Mexico, Argentina – everywhere,” she said.
TRCS is a charter school that opened in 2014 and just came under the umbrella of the Roaring Fork School District this year. The emphasis is on language acquisition and project-based learning.
“Spanish language acquisition is a priority for us and is one of the pillars on which the school was founded,” Kaiser said. “Culture and food bring people together, and it’s one of our favorite events throughout the year.”
There will also be mariachi music and dancing, as well as dance lessons.
Proceeds from the event go to support the eighth-grade class’ spring trip to South Baja, Mexico, where students help at an orphanage, learn at a CSU extension campus located there and go whale watching, among other activities.
Senior Reporter/Editor John Stroud can be reached at 970-384-9160 or [email protected]
IMF lending to economically distressed countries has hit a record high as the global lender of last resort battles simultaneous crises that have pushed at least five countries into default, with more expected to follow.
The pandemic, Russia’s attack on Ukraine and a sharp rise in global interest rates have forced dozens of countries to seek help from the IMF. A Financial Times analysis of IMF data shows that at the end of August, the volume of loans disbursed by the fund stood at $140 billion in 44 separate programs.
This figure, which is expected to increase further in the coming months as borrowing costs soar, is already higher than the amount of credit outstanding at the end of 2020 and 2021, when levels reached record annual highs.
Experts predict that further large rate hikes by major market central banks will drive up borrowing costs around the world and risk triggering a severe recession. Some analysts say the IMF’s lending capacity could soon reach its limits, as poor countries that are locked out of the international debt market are forced to turn to the fund for help.
The IMF’s total commitments, including loans granted but not yet disbursed, already amount to more than $268 billion.
Kevin Gallagher, of Boston University’s Global Development Policy Center, warned that “a limited number of countries” could receive IMF aid without “breaking the IMF’s track record”.
Gallagher co-authored a report this week warning that 55 of the world’s poorest countries face debt repayments of $436 billion between 2022 and 2028, with around $61 billion due this year and in 2023 , and close to $70 billion in 2024.
The fund played down concerns. Its total commitments represent “still a fraction of the [almost] $1 billion that might be available,” said Bikas Joshi, division chief in the IMF’s Strategy, Policy, and Review Department. “The amount of loans increases in proportion to the increased risks faced by countries that look to us for help.”
The IMF is in talks with several countries on support packages that would further increase its total commitments.
Zambia and Sri Lanka – both of which defaulted in the pandemic along with Lebanon, Russia and Suriname – are negotiating IMF bailouts as part of debt restructuring efforts. Ghana, Egypt and Tunisia are in preliminary talks for similar support.
The IMF approved a $1.1 billion bailout for Pakistan in late August; Argentina is expected to receive $3.9 billion in the coming weeks under its $41 billion program.
Under IMF rules, member countries can generally only get support equal to 145% of their IMF quota or equity, which is roughly equal to each country’s share of the global economy.
That would leave $370 billion available for low- and middle-income countries out of the IMF’s total lending capacity of about $940 billion.
But this limit is often exceeded. Argentina’s support package – approved in March as a debt restructuring of its record $50 billion bailout from the IMF in 2018 – is equal to more than 10 times its quota. Goldman Sachs analysts expect Egypt to soon receive a $15 billion package, almost six times its quota.
The IMF is making limited additions to its lending capacity. It traditionally lends from two main mechanisms, the so-called General Resources Account and the Poverty Reduction and Growth Trust Fund, which lends at lower interest rates to low-income countries.
He recently set up a Resilience and Sustainability Trust, designed to help countries deal with systemic challenges such as climate change, which Joshi said had received funding commitments worth $40 billion. of dollars, against a target of 45 billion dollars.
A new food shock window, to help countries hit by soaring food prices, is expected to be approved by the IMF’s executive board ahead of its annual meetings next month.
Sergio Ramos is playing his second season with PSG after leaving Real Madrid. Before, he was one of Lionel Messi’s big rivals, but now they are teammates. In many classics in Spain they faced each other and even fought in a match.
Now Ramos is enjoying Messi’s magic and they have become good teammates. Throughout his career, the Spanish defender has faced great players and suffered with many of them in all the matches he has played.
If you want the Adidas Argentina Messi #10 Men’s World Cup Jersey. Buy here
No more news:
What did Lionel Messi say to the Honduran player who marked him personally?
Among the great footballers that Sergio Ramos has faced throughout his career, there is one with whom he has suffered a lot and it is not Lionel Messi. This striker played for FC Barcelona and had great magic, we are talking about Ronaldinho. For the defender, this player is the best in history.
Sergio Ramos chose Ronaldinho
“I think he (Ronaldinho) was the most magical football player I’ve seen in the history of football. I’ve seen him do things that I haven’t seen in my entire life. For me, he’s a different player. He’s a magician, he’s magic in everything he’s done. He’s a genius,” said Sergio Ramos in an interview for PSG’s YouTube channel.
Home prices in the United States are still hovering near record highs, making real estate investing an expensive business.
Condominium companies help people invest in real estate even if they are cash-strapped.
Two startups that let Americans buy shares of properties overseas break down the process.
Owning a home in the United States is difficult and expensive enough.
Now, Americans are more interested in Europe and other relatively cheaper places abroad to buy homes and investment properties. The moves are not without challenges: Inflation and other costs eat away at home-buying budgets, and would-be investors often have to navigate foreign investment regulations.
But some startups are making it easier for Americans to reap the benefits of buying a second home overseas or owning a home overseas — without the high upfront costs.
Take House and Fly away, new startups that are embracing a growing trend in real estate investing: timeshare. The trend is for ordinary people to buy a share of a property instead of paying the entire bill. In return, investors get a share of the rental profits or, in some cases, time to view the property.
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The dining room of a Housie unit in Buenos Aires, Argentina.
House
Can’t afford an entire Airbnb? Buy a share of one and reap profits as a co-owner.
Housie, a platform founded in July 2022 in Argentina, offers clients the opportunity to invest fractionally in studio apartments in attractive locations for short-term visitors in popular cities in South America, including Buenos Aires. , Argentina and Santiago, Chile.
According to Germàn Rimoldi, co-founder and CEO of Housie, the company certainly benefits from some countries with declining economies, such as Argentina, which, he added, is a common approach to real estate investment.
“I saw the opportunity to invest when prices were very low when Argentines started buying property in the United States in 2008,” Rimoldi told Insider. “That’s when I realized that this approach is easy for most investors to understand.”
Some of the listings on Housie.
House
Currently, for a minimum of $100, users can purchase shares of properties and receive quarterly dividends based on the property’s short-term market performance.
Data from Redfin shows that the average price per square foot in Argentina was $195 in August 2022, down 16.5% from the previous year. According to Rimoldi, Housie is buying studio apartments in the heart of downtown Buenos Aires for around $200 a square foot, which he says is way undervalued.
Once purchased, the company lists the properties on Airbnb. According to AirDNA, a vacation rental data company, Buenos Aires has 12,105 active rentals. By comparison, Miami has 13,280. So far, Housie has six apartments in total — one in Chile, two in Argentina and three in Florida — and has more than 1,200 U.S. investors registered on the platform, according to Rimoldi. .
Halfway around the world, London and Athens-based start-up Flyway is taking a different approach to co-ownership.
Buy a share of a flat in London for as little as $150,000 and stay there for a few weeks a year
Customers can buy up to six out of 12 shares of a turnkey house in London – and soon in other major cities – in exchange for at least one month to spend in the house during the year.
“Throughout my life, I have traveled very frequently to multiple cities and have always wanted a solution like this,” Nikos Drandakis, founder and CEO of Flyway, told Insider. “I wasted so much money on hotels.”
Currently, Flyway is offering four homes in London with the lowest price starting at £131,000 per share – or $149,121 – for a one-bedroom unit on Liverpool Street, while the highest is £519,000 per share. action for a two-bedroom apartment. The dollar is strong against the pound and the euro at the moment, which makes investing in European cities relatively more affordable and attractive to Americans.
The cheapest pied-à-terre starts at 131,000 pounds.
Fly away
After dividing the property between investors, Flyway assumes a role of property manager and charges a monthly fee. Still in the preliminary stage, Flyway has sold some shares but the houses have not yet been rented.
As for future plans, Drandakis first wants to see if his product works in London, but intends to focus on larger metros as he believes these homes will attract more interest over the course of the year. than seaside spots.
“With vacation homes, everyone wants to be there in July, and if you have eight or 10 owners, it’s very difficult to split the time,” Drandakis said. “But when you have homes in town, you don’t usually have that kind of seasonality. It’s all year round that the demand for those homes is.”
Addressing the 77th United Nations General Assembly in New York on Tuesday (his first live address to this forum due to the coronavirus pandemic), President Alberto Fernández warned of “humanity in danger” and against “fascist violence disguised as republicanism” and hate speech in Argentina, referring at the start of his speech to the attempted assassination of its vice-president Cristina Fernández de Kirchner as having interrupted four decades of democratic consensus. He further called for an end to hostilities between Russia and Ukraine, with Argentina ready to deal with the resulting food and energy shortages, while emphasizing the claims of Argentine sovereignty of the Malvinas against “colonialism anachronistic” and asking for Iran’s cooperation in the clarification. terrorist attacks against the Israeli embassy and the AMIA Jewish community center so that the culprits can be “identified, tried and possibly condemned”. Fernández also called for the lifting of the “blockades” against Venezuela and Cuba, saying that “Argentina condemns terrorism in all its forms and manifestations”. Earlier in the day, he repeated most of these themes in a lecture to New School students. On Monday, he marked the 10th anniversary of the Latin American development bank CAF (Corporación Andina de Fomento) by calling Latin America “the most unequal continent in the world”. Also on Monday, he opened the Navy Mechanics School Concentration Camp Traveling Museum at the Argentine Consulate in New York, describing it as “an iconic space of memory” of the “genocide”. After dining with French President Emmanuel Macron on Tuesday evening, he flew the next day to Houston to meet with 30 of Texas’ biggest oil companies to woo investment in the Vaca Muerta shale before returning home Thursday, their offering benefits such as exempting 20% of their production from export duties and allowing them to repatriate dollars.
BUILDING BRICKS
Foreign Minister Santiago Cafiero was assured by his Chinese counterpart Wang Yi of Beijing’s “firm support” for Argentina’s entry into the BRICS (Brazil, Russia, India, China and South Africa) during a a meeting on Tuesday as part of the 77th United Nations General Assembly. nations in New York. China, the destination of an extended presidential visit last February, is one of Argentina’s two main trading partners alongside Brazil, but Cafiero stressed the importance of more balanced and diversified trade between the two country, also welcoming more Chinese investment in key sectors such as energy. and lithium. Finally, Cafiero thanked China for its support in the Falklands issue.
SOY DOLLAR FUR
On Monday, the Central Bank abruptly banned all exporters selling their grain at the special “soybean dollar” rate for 200 pesos from further participation in the foreign exchange markets, but partially backtracked the next day under pressure from the Ministry of Finance. ‘Economics to clarify that the measure only applied to companies, not individual farmers. Monday’s brief resolution read: “Economic agents who have sold soybeans under the Export Enhancement Program will not be able to access foreign exchange markets to purchase foreign currency or conduct transactions in bonds and stocks cashed in foreign currency. “The previous week, the Central Bank had also prohibited those who maintain energy subsidies from buying dollars on the official market or through other parallel but legal exchange rates (MEP, Contado con Liquidación). So far this week, the program has resulted in sales of some $3.5 billion of soybeans, of which more than $2.3 billion has been deducted from Central Bank reserves. The Central Bank was suspected of deliberately sabotaging the program since it forced them to print nearly half a trillion pesos to pay the 200 pesos per dollar. Following immediate protests from the agricultural sector, Agriculture Secretary Juan José Bahillo was quick to intervene on behalf of farmers with the support of Economy Minister Sergio Massa, while confirming that the program would be terminated at the end of this month without “possibility of prosecution” although he had “exceeded expectations”. Complying with this pressure, the Central Bank clarified: “Companies selling soybeans under the Export Enhancement Program and affected by communication A 7609, retain the instruments allowing them to leave their sales on accounts linked to the dollar”.
DEADLY FIRE AT A REFINERY IN PATAGONIA
At least three workers died on Thursday when an explosion ignited a crude oil storage tank at a refinery in Plaza Huincul, Neuquén. The oil workers’ union immediately called for an all-out strike.
ATTACK ON CRISTINA
Fernando Sabag Montiel, who attempted to shoot Vice President Cristina Fernández de Kirchner earlier this month, and his girlfriend Brenda Uliarte were both formally charged and remanded in custody on Wednesday following a continued stream incriminating phone messages in which Uliarte said, “The next one to pull the trigger will be me.” Meanwhile, the Frente de Todos lower house caucus has urged the centre-right PRO party to drop lawyer Brenda Salva as an adviser to their deputy Karina Bachey for taking on the defense of leader Nicolás Carrizo. of the so-called “cotton candy gang” who are under arrest in connection with the plot to kill the former president.
FACIAL FREEDOM
Last Wednesday, the Ministry of Health marked Spring Day in Europe by publishing in the Official Gazette Resolution 1849/2022, signed by Health Minister Carla Vizzotti, lifting the obligation to use face masks on the grounds that the coronavirus pandemic had become a “seasonal phenomenon” with a sustained drop in cases and 82.5% of the vaccinated population. Each provincial jurisdiction is left free to handle the situation as they see fit while continued use is recommended for enclosed spaces, educational venues and public transport (although no longer mandatory). The town hall took the same measure by lifting the obligation (while recommending its use in closed spaces and public transport) on June 16.
EXTRADITION ENTRY
Mexican businessman Isaac Esparza Hidalgo, suspected of laundering offshore money of at least $30 million on behalf of the late Daniel Muñoz, secretary to the presidential couple Kirchner, is to be extradited from Mexico to Argentina by next month after the foreign ministries of the two countries completed the formalities earlier this month. The extradition of Esparza Hidalgo, arrested in Monterrey at the end of last year, was requested by the late federal judge Claudio Bonadio as early as 2019. Julián Ercolini will be the judge and Carlos Stornelli the prosecutor of the case once the Mexican extradited.
SNUB FUNERAL QUEEN
Massive global coverage of Queen Elizabeth II’s funeral last Monday also included an Argentine footnote when Alessandra Viggiano Marra, wife of Argentine Ambassador to Britain Javier Figueroa, had her offered handshake refused by the Chief of Protocol inaugurating diplomats at Westminster Abbey. The official, who claimed not to have seen his hand, later called to apologize, but the snub had a social media following of at least four million, according to The daily mail. Viggiano Marra expressed more annoyance at not being praised for his stylish hat.
MIRTHA BACK ON TV
Just 10 months younger than the late Queen Elizabeth II, Mirtha Legrand ended a nine-month absence from television screens last weekend in radiant and emotional fashion. She commented on the recent death of the Queen and presenter Nelly Trenti (85) and the attempted assassination of Vice President Cristina Fernández de Kirchner (“terrible”).
TETO MEDINA ARRESTED
Marcelo ‘Teto’ Medina, a TV sidekick to Marcelo Tinelli from the Carlos Menem years, was arrested on Thursday for fraud, virtual slavery and labor exploitation at his “La razón de vivir” center for the treatment of drug addicts in Greater Buenos Aires. by Florencio Varela. A total of 16 arrests were made. The victims are estimated at 200, 10 of whom denounced the center in court last month, accusing not only of being forced to work for free, but also of forcing their families to pay money.
Like countries in Latin America, Argentina has been hit hard by the COVID-19 pandemic. Infection and death rates have risen despite the Buenos Aires government implementing a strict lockdown. These events have hit an already fragile economy and a struggling government hard. In 2020, Argentina’s gross domestic productshrunk from a stunner 9.9%. Despite the impressive rebound in GDP growth of 10.2% in 2021, Argentina finds itself mired in a new economic crisis. Inflation is spiraling out of control and weighing heavily on an already strained economy and weak public finances. For these reasons, there are fears that Argentina is on the brink of an economic collapse that will force another sovereign debt default. A key driver of these headwinds is Argentina’s growing energy deficit, which in 2022 is expected toreach up to 6 billion dollars, more than triple a year earlier. These developments are occurring despite the successful exploitation of the Vaca Muerta shale formation, which has long been seen by Buenos Aires as a silver bullet to Argentina’s economic woes.At the heart of the brewing crisis is runaway inflation, which government data for August 2022 shows has reached a disheartening 78.5% annualized rate, the highest level in three decades. There are signs that inflation continues to spiral out of control despite aggressive attempts by Argentina’s central bank to rein in soaring prices. These measures include raising the global interest rate to 75%, which is the highest in two decades and the main official interest rate in the world. Economists predict that inflation in Argentina will reach an annualized rate90% rate by the end of 2022, which will drive up poverty and put extreme pressure on an already weak economy and public finances. Argentina’s risk of default on its sovereign debt, which has already occurred nine times since its independence from Spain, continues to rise. A series of recent events indicate that this risk continues to increase. Soaring local bond yields, where the headline rate has exceeded 70%, and large debt maturities in 2022 coupled with dwindling US dollar reserves are putting considerable pressure on the government’s ability to meet its financial obligations. The growing shortage of foreign currency reserves is so severe that Buenos Aires is considering limiting imports.
A runaway energy deficit is fueling inflation to decades highs and increasing fiscal pressures affecting Argentina’s economy. This comes despite the ongoing success of mining the vast 7.5 million acre Vaca Muerta shale formation that Buenos Aires has long considered to bea silver bullet for Argentina’s economic difficulties. The geological body, located in the Neuquén Basin in northern Patagonia, technically estimatedrecoverable resources 16 billion barrels of shale oil and 308 billion cubic feet of shale gas, making it the second largest shale gas deposit in the world. Since the pandemic, the production of oil and natural gas in Argentina, due to drilling in the Vaca Muerta, continues to climb to record highs. The growing volume of activity in the hydrocarbon-rich geological formation is supported not only by rising oil and natural gas prices, but also by fiscal and regulatory reforms implemented by the Argentine national government.
In July 2022, Argentina’s hydrocarbon production hit another record, surpassing that set a month earlier, pumping 577,446 barrels of crude oil and 4.95 billion cubic feet of natural gas per day, production total hydrocarbons reaching 1.46 million barrels of oil equivalent per day. These figures highlight that a notable growth in production of 13%, 7% and 9%, respectively, year over year has occurred. It is the surge in shale oil and gas production in the Vaca Muerta that is driving these big gains. Argentina’s unconventional oil production in July 2022 increased 47% year-over-year to 247,007 barrels per day, representing 43% of the country’s crude oil production, up from 33 % one year earlier. Unconventional natural gas production for the same month jumped 24% year-over-year to 2.8 billion cubic feet per day, meaning shale gas now accounts for 57% of Argentina’s total natural gas production.
Related: Cargo leaves China for Afghanistan on new route bypassing Russia
A significant increase in natural gas production is essential to reduce Argentina’s energy deficit. Soaring natural gas prices, which have soared 117% since the start of the year, mainly due to the war in Ukraine and a lack of industrial investment during the pandemic, exacerbate the energy deficit of Argentina. The country ravaged by the economic crisis is heavily dependent on energy imports, with one-fifth of the natural gas consumed locally coming from Bolivia and the international liquefied natural gas market. In 2021, Argentinaalmost imported 23 million cubic meters of natural gas per day, an increase of nearly 14% over 2020, with demand for fuel increasing sharply as the economy reopens and recovers from the pandemic. Argentina experienced an energy deficit of $1.7 billion in 2021 and this will increase significantly in 2022. A combination of soaring energy prices, mainly caused by Russia’s invasion of Ukraine, and Argentina’s growing demand for natural gas could see its energy deficit soar to $6 billion. , for 2022, more than triple that reported a year earlier. This will weigh heavily on a fiscally troubled economy that is already experiencing significant stress and turbulence if it happens. There is speculation that an energy crisis in Argentina would tip the country’s crisis-prone economy into a financial catastrophe that would wreck already fragile public finances, triggering another sovereign debt default while provoking a surge. skyrocketing poverty and civil unrest.
Even the successful exploitation of the vast Vaca Muerta, English dead cow, shale formation, has done little to reduce the bloated energy deficit. This is surprising because the development of the geological body leads to a strong growth in the production of oil and natural gas in Argentina. For July 2022, total hydrocarbon production reached a new record of 1.46 million barrels per day, an increase of 9.4% compared to the same month of the previous year. This notable expansion in production can be attributed to crude oil production which jumped 12.8% to a new monthly record of 577,446 barrels per day, with petroleum liquids production accounting for 39.6% of oil production. of Argentina, against 38.4% a year earlier. A solid increase in natural gas production, which jumped 7.2% year-over-year to a record 140 million cubic meters or 4.9 billion cubic feet per day, is the another driving force behind the rapid increase in hydrocarbon production in Argentina.
The rise of unconventional oil and natural gas production, due to the successful exploitation of the Vaca Muerta, is responsible for this rapid expansion of Argentina’s hydrocarbon production. Government data shows shale oil production reached 247,007 barrels per day for July 2022, which was 47% higher than the 167,994 barrels per day pumped for the same month a year earlier. Shale gas production, which is very important, reached a record of 79.7 million cubic meters or 2.8 billion cubic feet per day, a notable increase of 28% per year. As a result, shale oil now accounts for 43% of Argentina’s total oil production compared to 33% a year earlier, while shale gas is responsible for 57% of total natural gas production compared to 49% for the same period in 2021.
There are signs of solid growth in Vaca Muerta production. Drilling activity is on the rise, with the Baker Hughesnumber of platforms indicating that there were 53 active platforms at the end of August 2022, two more than a month earlier, seven more than the same period in 2021 and four times more than in August 2020. Fracking activity is growing at a notable rate and data from the Ministry of the Economy shows a marked increase in the volume of completed wells. In July 2022, the volume of completed exploration wells increased 34% from June 2022 to 4,229, while service wells drilled more than tripled month-over-month to 10,767 Argentina’s focus on attracting new investment and significantly increasing hydrocarbon production. A new gas pipeline linking Vaca Muerta to Buenos Aires, the most populous city in the country, has recently been commissioned. In August 2022, Argentina’s controversial new economy minister, Sergio Massa, said he would implement tax and customs benefits for energy companies to attract new investment and accelerate the development of Vaca. Mute.
In Argentina, there are two regulatory bodies governing the manufacture, cultivation and distribution of food, beverages and cosmetics: ANMAT and SENASA.
ANMAT, within the framework of the Ministry of Health, governs the registration, control and monitoring of medicines; beauty products; medical products; packaged foods; food supplements; additives; sweeteners and ingredients; household products; and disinfectants.
SENASA, within the framework of the Ministry of Agriculture, Livestock and Fisheries, is responsible for the planning, execution and control of the development of actions relating to the health of animals and plants, as well as as the prevention, control and eradication of diseases and pests. that affect national forest and animal production as well as flora and fauna; actions relating to the production, safety and quality of agri-food products, specific agricultural inputs and the control of chemical residues and chemical and microbiological contaminants in food; and national and international trade in these products.
Both regulators govern through periodic audits and inspections (which may be scheduled or spontaneous).
The applicable penalties are:
public or private warning;
fines;
suspension;
temporary or permanent cessation;
confiscation of proceeds; and
loss of concessions, privileges, special tax or credit regimes.
Sanctions can be applied separately or together. In addition, the Argentine Penal Code provides for a prison sentence of three to ten years for those who poison, adulterate or adulterate food intended for public use or human consumption in a way dangerous to health.
With regard to the importation and marketing of food products and beverages, the Food Code provides that both fall under the control of ANMAT, INAL and SENASA and require prior authorization from the latter.
In summary, the importer must obtain an authorization to carry out commercial activities related to food and beverages and be registered in the National Register of Food Establishments (RNE) of ANMAT, which allows the importer to develop activities related to food and drink. Prior registration in the RNE is a prerequisite for the registration of the importer’s products in the National Register of Foodstuffs (RNPA).2 The RNPA certificate functions as a marketing authorization for food and beverage products. The validity of the RNPA granted by INAL can go up to a maximum of five years, and it can be renewed 60 days before it expires.
To secure these registrations, INAL requests detailed information on the applicant and the product (manufactured locally or imported).
With regard to the import and marketing of cosmetic products, ANMAT provisions No. 1109/99 and No. 346/06, which incorporate GMC Resolution No. 05/05, MERCOSUR technical regulation, into the national legal system , require cosmetic companies to obtain an operating permit from local authorities, and each product must be registered with ANMAT. Such applicants must also comply with provision no. 339/2006, which incorporates GMC resolution no. 6477/12, which incorporates MERCOSUR GMC Resolution No. 19/11, MERCOSUR Technical Regulation on Good Manufacturing Practices for Personal Hygiene Products, Cosmetics and Perfumes.
ii Food Additives and Contaminants
Chapter XVIII of the Food Code regulates all matters relating to food additives. Food additives must be harmless, be on the food code’s positive list of food additives, be used only in foods specifically mentioned in the food code, and meet the requirements established in the food code. Food additives meeting these requirements may be added to foods to:
maintaining or improving nutritional values;
increase stability or storability;
increase the acceptability of healthy and authentic foods devoid of attractiveness; and
enable cost-effective, large-scale manufacturing of quality food.
With respect to contaminants, the General Standards for Contaminants and Toxins in Foods, established by the Food Code Commission, contain the applied and recommended principles and procedures with respect to contaminants and toxins in foods, and indication of maximum levels of contaminants and toxic substances naturally present in food. They define “contaminant” as any substance not intentionally added to food that is present in food as a result of production (including operations carried out in agriculture, animal husbandry and veterinary medicine), manufacturing, processing , preparation, processing, packaging, transport or storage. of these foods or because of environmental contamination. The definition does not include insect fragments, rodent hairs and other foreign matter. The standards establish that contaminant levels in food should be as low as reasonably achievable and provide the following proposed measures to reduce food contamination:
avoiding contamination of food at source (for example, by reducing environmental contamination);
apply appropriate technologies in the production, handling, storage, processing and packaging of food; and
implement measures to decontaminate contaminated food or feed and measures to prevent contaminated food or feed from being placed on the market for consumption.
In addition, the Food Code stipulates that Law No. 18,073 on pesticides and Decree No. 2678/69 are applicable to all agricultural products. Enforcement bodies of Law No. 18,073 will continuously update authorizations for the use of new pesticides, as well as setting and reviewing residual levels of pesticides in agricultural raw materials and processed foods.
Due to the high level of chicken consumption in Argentina, SENASA Resolution No. 86/2016, issued under the National Poultry Health Plan, establishes a mandatory surveillance and control program aimed at reducing the prevalence of certain Salmonella serotypes in chicken farms. as a fundamental measure to mitigate the risk of contamination of the final poultry product.
iii Reminders
There are different recall regulations in Argentina.
Firstly, Law No. 24.240 on the Defense of Consumers, its Regulatory Decree No. 1798/94 and the regulations issued by the National Directorate for the Defense of Consumers establish that if the supplier of goods or services becomes aware of a risk , he must immediately inform the competent authorities and consumers.
Second, ANMAT and the Food Code provide procedural guides for food recalls. These guides provide step-by-step actions to be taken by the food company and health authority in the event of a recall. The guides establish that a recall can be a risk management measure detected by:
complaints from different sectors of the community (eg consumers and non-governmental organizations, etc.);
actions initiated by health authorities following an abnormal result of an official sample taken during a routine inspection; and
a company suspected of manufacturing or distributing a product that does not comply with regulations and presents a potential risk.
In summary, the first step is recall initiation, which includes incident detection, risk assessment, recall decision-making, and notification to the enforcement authority, company food or consumers. If the recall is initiated by the company, the first step is to notify the law enforcement authority and propose the recall strategy. If the incident is detected by the enforcement authority, the enforcement authority must notify the business detailing the rule violation, identifying the product to be recalled and requesting the business to communicate the recall to the consumer . The public notification must detail the methods for stopping distribution and marketing of the product and instructions on how to store and isolate the product. The enforcement authority will monitor the entire process until the recalled products have been properly identified and removed.
Finally, there is another set of rules in line with the “procedure for alerting and recalling products and services considered potentially harmful or dangerous in MERCOSUR”, which is incorporated into the national legal system by Resolution No. 808/ 2017 from the Secretary of Commerce. This resolution defines a process similar to that described here.
It is important to specify that in the event of a possible complaint from a consumer or the authority in charge of the application concerning a product at risk or defective, the company will be better placed if it has carried out a voluntary recall of the product. .
HOUSTON, Sept 21 (Reuters) – Argentine President Alberto Fernandez said on Wednesday his government plans to submit legislation to the National Congress in the coming days that would “give certainty” to energy producers and help advance the economy. Argentine liquefied natural gas (LNG) agenda.
The Vaca Muerta shale basin, the world’s second largest unconventional gas reserve and fourth largest oil reserve, gives the country strong advantages in oil and gas markets, he said. speaking to an audience of energy leaders in Houston.
“I am convinced that based on the amount of reserves that Argentina has, we have to think about designing a country where energy is the central axis,” Fernandez told the audience that included executives from Chevron. Corp (CVX.N), Exxon Mobil Corp (XOM.N), Equinor (EQNR.OL), Shell (SHEL.L) and Schlumberger (SLB.N).
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The energy bill, being drafted with Economy Minister Sergio Massa, will encompass LNG, hydrogen, lithium, solar and other forms of energy, Fernandez said in a statement. comments after the event.
The South American country will experience an energy trade deficit again this year, Fernandez said, but the government expects increased production at Vaca Muerta and construction of a key domestic gas pipeline to reverse that deficit. By 2026, Argentina will record an energy trade surplus of $13 billion, he said.
Energy companies operating in Argentina are hopeful that the gas line will be ready soon, executives said at the meeting, noting that a lack of sufficient capacity has delayed some plans to increase gas production and dampened production of oil and associated gas.
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Reporting by Marianna Parraga; Editing by Leslie Adler and Marguerita Choy
After many delays, the long-awaited “Ethereum merger” is about to happen. The first step in the process – Bellatrix – took place on September 6th.
The second leg – Paris – ends at some point next week. At this point, the way Ethereum – the second largest cryptocurrency in the world behind Bitcoin – works will fundamentally change, which will certainly impact its value and have repercussions for the broader cryptocurrency market.
But what is the Ethereum merger and why is it important? Here’s a look at what it all means and why it matters.
Remember: Cryptocurrency is purely speculative and all your capital remains at risk at all times. You risk losing some or all of your money. Cryptocurrency is unregulated in India and you are unlikely to seek compensation if something goes wrong.
two become one
When it comes to the world of crypto, the upcoming change is significant.
Essentially, it all depends on how transactions are recorded on the Ethereum blockchain – an immutable record of all Ethereum transactions.
Since 2016, two versions of Ethereum have been running in parallel. One used the traditional method of recording transactions, while the other relied on a new method. This month, the two versions will be merged into one, embracing the new recordkeeping paradigm. See below for the timeline of upcoming events.
To understand the difference between the two versions, you need to understand two big cryptocurrency concepts: blockchains and consensus mechanisms.
How does a blockchain work
A traditional bank keeps a huge log of all of its customers’ transactions. This registry contains vital information.
For example, it tells the bank which customer has what amount of money in each account, who sent money, who received money, etc. This registry of records is known as centralized register. No one can claim to have more money than they actually have, or to have made a transaction that they did not make.
A blockchain, on the other hand, is a “decentralized ledger”. This means that the information is not held by a financial institution like a bank, but by normal people who volunteer to keep it. It records every transaction made and cannot be changed, providing a definitive account of who owns what assets.
So why would anyone volunteer to help maintain a blockchain? The answer is that there are lucrative rewards for a few lucky volunteers. Who gets the rewards depends on the blockchain’s “consensus mechanism” – more on that in a moment.
Each volunteer has their own independent copy of the blockchain. Each individual keeps it updated based on the transactions that are “broadcast” to them as a member of the blockchain network. As they receive updates, they update their copies of the general ledger.
As long as no one is lying about the contents of an account, everyone’s ledger copy should match.
But why would you trust anonymous, random people on the internet to be honest about how much digital money was in their or other people’s accounts?
Again, this comes back to the consensus mechanism of the blockchain – so let’s look at what a consensus mechanism is and why it matters.
Consensus mechanism
A consensus mechanism is a blockchain’s way of ensuring that everyone involved in keeping records of transactions is honest and not trying to pretend there’s more in their accounts – or otherwise – than there should be. there to be.
It works like this: a member of a network is chosen to have their ledger record become the official transaction record. A majority of members (51%+) must agree that their record is accurate.
So, to cheat the system, you need to control at least 51% of the devices connected to the network. This would require either enormous computing power or a large sum of money, depending on the consensus mechanism used.
Ethereum started with a proof-of-work consensus mechanism. In 2016, the network split into two forks, one still using proof-of-work, the other using a process called proof-of-stake. When the merger takes place, Ethereum will only use the Proof of Stake consensus mechanism.
proof of work
On a blockchain using proof of work as a consensus mechanism, network members compete for the chance to be the one chosen to add their copy of transactions to the ledger.
To do this, they guess a long string of letters and numbers from billions of possible combinations. The more powerful your computer network, the more guesses you can make every second and the faster you will reach the winning solution.
When a person submits the correct answer, they are invited to submit their copy of the ledger to be verified by the community before they are added to the blockchain and they are rewarded with an amount of cryptocurrency as a result. as a reward.
If the person who guessed the code correctly tried to trick the system by adding a dishonest transaction record, the community would reject it as incorrect and lose their reward. Indeed, there is a carrot for fair play and a stick for cheaters.
In order to successfully fool the system, someone would need the computing power to control at least 51% of the network – an exploit that, while possible, is very costly.
Proof of work, also used by Bitcoin, is criticized for its environmental impact. For example, the Bitcoin network is believed to use more energy than the entire country of Argentina.
Proof of Stake
Proof of Stake asks people to put up their own crypto assets as collateral for the chance to have their trading record formalized and earn the rewards for it.
It’s seen as better for the environment, since there’s no power-intensive computing to do, and fairer, because it’s not just people who can afford huge computer racks who can hope to win rewards.
The more you bet, the better your chances of being chosen as the next person to add their copy of the ledger to the blockchain.
Anyone who tries to cheat the system would, like with proof of work, be called out by the community for it, and they would also lose the assets they staked for the opportunity they bought themselves.
While this is better for the environment, it favors people and organizations that can afford to stake the most cryptocurrencies – funneling more assets to those who are already asset-rich.
Ethereum 2.0
The first stage of Ethereum’s two-stage merger, dubbed Bellatrix, takes place today, September 6, 2022. The second stage, Paris, will take place between September 10 and September 20, 2022. This is only once both steps are complete the merge will be complete.
After the merger, the Ethereum 2.0 network will use proof-of-stake as its sole consensus mechanism and is expected to consume 99.5% less power than it did when using proof-of-work.
The price of Ethereum’s native currency, ETH, has risen 6% in the past three days ahead of the Bellatrix update. ETH is currently trading at around INR 1,40,900, with experts predicting further increases once the merger is complete.
Crypto exchanges such as Binance had temporarily suspended Ethereum transactions this morning ahead of the merger.
The wave of layoffs at Sea Ltd’s Shopee is impacting jobs in its operations in Singapore, China and Indonesia.
Shopee blames global economic conditions for its decision to “reassess business priorities”, after also closing operations in Argentina, Chile, Colombia and Mexico.
Just three months ago, Shopee downsized its ShopeeFood and ShopeePay teams across the region.
Shopee, the e-commerce arm of New York Stock Exchange-listed Sea Ltd, has been making headlines in recent weeks. Southeast Asia’s leading and largest e-commerce platform has undertaken efforts to “optimize operational efficiency” and achieve “self-sufficiency”. Those were essentially the words of CEO Forrest Li, according to an internal memo. The efficiency measures he was referring to include, but are not limited to, a wave of layoffs.
To start, let’s recap how Shopee has performed over the past few years, while striving to capture most of the Southeast Asian e-commerce market. The online shopping giant had another banner year in 2021 when it hit more than $5 billion in revenue, up from just $2.2 billion in 2020. To top it all off, during 11.11 sales of last year, Shopee broke its 2020 sales record with over 2 billion items sold throughout the sales period.
While Alibaba’s Lazada also saw strong sales during the shopping festival, the platform was still unable to match Shope’s success. At the trajectory where it was developing, Sea’s e-commerce application was even expected to eclipse mighty Alibaba in international markets from this year. Fast forward this year, for the quarter ending June 30, 2022, Shopee reported revenue of $1.7 billion, up an impressive 51.4% year-over-year from $1.57 billion. dollars submitted by Alibaba for all of its international business – Lazada, AliExpress, Trendyol and Daraz combined.
Now, Lazada is three to four times smaller than the Shopee, which handled nearly as much ($19 billion) in gross merchandise value in the last quarter alone as Lazada in the all year 2021 ($21 billion). Then came this week, when Forrest Li – the billionaire founder, chairman and CEO of Shopee – in a 1,000-word memo sent to Shopee employees on September 15, outlined the drastic cost-cutting measures the company will take. .
“Our number one goal for the next 12 to 18 months is to achieve self-sufficiency. The company will limit employee spending, cap all economic-level theft, and executives will temporarily waive compensation,” Li wrote in the memo, according to Business Intern. The memo is essentially a shutdown following recent reports of layoffs within the e-commerce giant’s operations in this region and elsewhere.
Shopee in 2022: when layoffs take center stage
It all started in March this year, when Singaporean e-commerce company ceased operations in India and France, just five months after its launch in these countries. At the same time, the company was facing setbacks in its global expansion plans, including a foray into Europe and Latin America. Then, in June, Shopee began downsizing – its payments arm ShopeePay and its food delivery business ShopeeFood facing the early stages of downsizing.
Three months later, talks began to surface about the possibility of Sea’s e-commerce arm closing its local operations in Chile, Colombia and Mexico, while exiting Argentina altogether. The Singapore-based company, in an internal memo, said it would maintain cross-border operations in the top three markets but cut the majority of its in-country teams, affecting dozens of staff, according to Reuters.
(Source – Shutterstock)
At this point, it’s obvious that Shopee may not be able to replicate its growth in the developing world to the West, where – so far – everyone but Amazon has largely failed. Shopee didn’t hold it long enough before releasing a statement to Reuters, faced with its downsizing in the Latin American market. Shopee indeed reiterated that it would operate a “cross-border model in Chile, Colombia and Mexico, and closed in Argentina.”
Brazil, where Shopee has become a dominant player, was unaffected. For context, Latin America is Sea’s largest region after Southeast Asia, accounting for nearly 19% of its revenue in 2021. Shopee has expanded into Mexico, Chile and to Colombia just a year ago – two years after entering Brazil – capitalizing on the region’s growing population of young, savvy mobile users.
Even Shopee’s second-quarter revenue in Brazil, its biggest market in Latin America, saw good growth, up more than 270% year-on-year. The service also ranked first in average monthly active users in the shopping category in Brazil, Sea said in its quarterly earnings report, citing data.ai analysis.
So that brings us to the elephant in the room – can Shopee keep up with its own ambitious expansions?
To paint a picture, Shopee’s parent company, Sea Limited, has lost around US$170 billion in market value since a peak in October 2021, Bloomberg Remarks. It is in stark contrast to when the sea secured $6 billion via an equity and convertible bond sale in September 2021, which was the largest fundraising round in Southeast Asia at the time.
Earlier this week, another internal company memo made its way, stating that Sea Ltd. prepares to lay off 3% of Shopee employees in Indonesia. This, too, is part of their wider wave of regional job cuts intended to rein in spiraling losses and win back investors. The 3% reduction in indonesia reportedly aligns with low single-digit percentage layoffs across the division.
“These changes are part of our ongoing efforts to optimize operational efficiencies with the goal of achieving self-sufficiency across our business,” Shopee said in an emailed statement, without giving further details. . The company intends to offer severance packages and assistance as needed, according to the memo that came a week after CEO Forrest Li announcement in a separate internal memo that senior management will waive their salaries and tighten the company’s spending policies.
Even its China operations announced a series of layoffs on Monday. What is evident is that Shopee has said loud and clear that the company, which includes Tencent Holdings Ltd. as its biggest investor, is trying to protect itself from the economic downturn. The layoff isn’t limited to Shopee alone though, even Sea’s gaming arm Garena, its most profitable division, has seen its workforce reduced.
Tencent Holdings, Shopee’s largest investor, has also not been spared from the perceived “tech recession” as, for the first time since 2014, it has downsized, elimination of nearly 5,500 employees of its payroll. After all that has been said and done, it’s obvious that Shopee has made it clear that the company is trying to hedge against the economic downturn.
Dashveen writes for Tech Wire Asia and TechHQ, providing research-based commentary on the exciting world of technology in business. Previously, she reported from the field of Malaysia’s rapidly changing political arena and stock market.
Lionel Messi arrived in Miami with the Argentina national team for the friendlies. These friendlies will be played to prepare the team for the FIFA World Cup in Qatar this year.
Therefore, all players will take these matches very seriously. Argentina will play in the friendlies against the likes of Honduras and Jamaica.
LIONEL MESSI HAS ARRIVED FOR THE NATIONAL TEAM FRIENDLY MATCHES
According to reports, Lionel Messi has already reached Florida to play for the Argentina national team. He was joined by Angel Di Maria, Leandro Paredes and Nicolas Tagliafico. The national team will play two friendly matches. They will play against players like Jamaica and Honduras. So it will be a good test for talented players.
Argentina will play against teams that are below them in the FIFA rankings. Therefore, both teams will have compact defenses. It will therefore be difficult for Argentina to score goals. This is where Lionel Messi’s skill and talent will come into play. Many will come to see Messi score and watch the pre-season friendlies. The Argentina national team will train at Inter Miami’s training complex for friendly matches.
THIS IS THE BEST CHANCE FOR ARGENTINA TO WIN THE WORLD CUP
This year is Argentina’s best chance to win the World Cup in Qatar. It’s because of the brilliant form of some of their players. Lionel Messi is back in his brilliant form with PSG. Whereas, Emiliano Martinez also continues to deliver brilliant saves for Aston Villa and the national team. Whereas, Leonard Paredes and Nicolas Tagliafico get regular playing time with their new clubs.
Therefore, Argentina has one of the fittest countries. They also now have another proven scorer in the form of Lautaro Martinez. He is in great shape with Inter Milan. In recent national team matches, he is now clear of some of Lionel Messi’s goalscoring burdens. Therefore, this seems like the perfect opportunity for Lionel Messi and Argentina to be serious World Cup contenders.
Argentina will play against Saudi Arabia, Poland and Mexico in the group matches. Therefore, Lionel Messi is hoping for a smooth road full of goals to avoid any surprises. Messi is in brilliant club form. He scored six goals and provided eight assists at the start of the season for PSG.
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Foreign Minister S. Jaishankar capped a day of intense diplomacy with a meeting with the President of the General Assembly, Csaba Korosi, to discuss global development and the role of the United Nations while assuring him of Indiasupport.
On Monday, on the eve of the Assembly’s high-level meeting, he also held bilateral meetings with eight foreign ministers and participated in two multilateral sessions covering geography from Indonesia to Trinidad and topics ranging from security, food and agriculture to economy and development.
Jaishankar tried to focus during his meeting with Korosi and others on issues of vital importance to developing countries such as energy and food security, availability of fertilizers, health issues, global debt and trade disruption issues, according to an official source.
Following his meeting with Korosi, Jaishankar tweeted: “Assured him of India’s fullest support. Discussed the criticality of the SDG agenda for global progress. Shared Indian experiences in this regard. ”
The SDGs are the 17 Sustainable Development Goals set by the UN to be achieved by 2030 and cover topics ranging from the environment to education, and from poverty to peace, but are now facing a setback of the Covid pandemic and the fallout from the war in Ukraine.
Jaishankar’s first meeting of the day was with the Argentine Foreign Minister Cafe Santiagowho is the president pro tempore of the Community of Latin American and Caribbean States (CELAC), alongside foreign ministers Mario Adolfo Bucaro Flores of Guatemala and Amery Browne of Trinidad and Tobago.
The meeting was aimed at highlighting the growing relations between India and CELAC countries in areas ranging from health and science to trade and energy and developing them further, the source said, stressing that India, for example, ranks among the top five trading partners. from Brazil and Argentina.
Cafiero tweeted that CELAC “has reactivated after 5 years the region’s link with India”.
“The unity of the countries of the Global South will allow us to strengthen the energy and food security agenda, which is essential to the development of our peoples,” he added in the tweet in Spanish.
The source said that Jaishankar’s trilateral meeting with Foreign Ministers Catherine Colonna of France and Zayed Al Nahyan of the United Arab Emirates follows the contemporary development of diplomacy, moving beyond bilateral and regional relations towards interest-based groupings spanning geographical areas.
Cooperation in food, energy and security was among the topics discussed, the source said.
Colonna tweeted in French that it was the “launch of a new trilateral format in the Indo-Pacific zone with India and the Emirates” with “a common ambition to move forward in 4 areas: security and Defence, Climate, Technologies and People(-to-people) exchanges”.
Jaishankar also met one-on-one with Al Nahyan, with whose country India has strong multilateral ties.
He tweeted after their meeting: “I enjoyed his assessments and insights into the world situation.
During their meeting, Jaishankar and Browne reviewed the ties between Trinidad, whose population of Indian origin is around 40%, and India and discussed their strengthening, according to a source.
Indonesia is the chair of the G20, the group of developed and emerging countries, and is expected to hand over to India in December.
Jaishankar’s meeting with Foreign Minister Retno Marsudi focused on G20 work and handover of the presidency, the source said.
“We talked about G20 cooperation, including securing concrete deliverables for G20 2022,” Marsudi tweeted.
The source said that during the meeting with the Minister of Foreign Affairs Sameh Choukry from Egypt, they noted the closely shared perspectives on many issues, especially on development, and talked about cooperation in the non-aligned movement and the UN, the source said.
Jaishankar tweeted that they “discussed our close cooperation in the UN and the NAM (Non-Aligned Movement). They recognized the value that Egypt’s participation in the G20 will bring next year.
It is important for India that Egypt is hosting the next United Nations climate change meeting in November, officially known as COP27 for the 27th edition of the Conference of the Parties to one of the international climate change agreements. climate.
Regarding the meeting with Albanian Foreign Minister Olta Xhacka, the source said that the two countries that currently sit on the Security Council have worked together, and New Delhi wants to build on that in other areas.
Echoing these sentiments, Xhacka tweeted, “Albania and India are working together as non-permanent members of the #UNSC. It’s time to strengthen cooperation and relations in many areas of interest.”
Jaishankar said in a tweet that he “exchanged views on Ukraine and energy security” with the minister whose country is in close proximity to the beleaguered nation.
Jaishankar also met with Foreign Minister Ian Borg of Malta with whom India shares Commonwealth ties.
India has commercial interests there and sees Malta as a gateway to the European Union now that Britain has exited, the source said.
Malta will join the Security Council next year as India leaves, ending its two-year term.
Borg tweeted, “We talked about UNSC developments and our Council priorities from January 2023.”
Development was the main theme of Jaishankar’s meeting with Cuban Foreign Minister Bruno Rodriguez Parrilla, the source said.
India, which has long diplomatic, development and economic relations with Cuba, is now helping the economically struggling country with a 100 million euro line of credit that was granted in July mainly to buy rice .
Cuba is expected to lead the G77, the 137-member group of developing countries, from Pakistan.
Parilla tweeted in Spanish: “We underscore the historical ties of friendship between the two countries, India and Cuba. We express our willingness to continue to strengthen bilateral cooperation and expand economic, trade and investment ties.” .
Ethiopian Deputy Prime Minister Demeke Mekonnen, who also holds the Foreign Ministry portfolio, briefed Jaishankar on the conflict involving the Tigray People’s Liberation Front, which has erupted again, the source said.
They discussed cooperation including in the field of education, noting that Indian teachers have been the mainstay of that country’s education system for decades, the source said.
Ethiopian Education Minister Berhanu Nega was also present at the meeting.
The Assembly’s high-level week brings together leaders from around the world at the UN and Jaishankar noted in a tweet that he “is full of friends” after meeting Serbian Foreign Minister Nikola Selakovic by chance.
Jaishankar is due to meet two African presidents, Nana Akufo-Addo of Ghana and Azali Assoumani of Comoros, on Tuesday.
He has scheduled bilateral meetings with Foreign Ministers Mevlut Cavusoglu of Turkey, Denis Moncada Colindres of Nicaragua, Alexander Schallenberg of Austria and Najla M. El Mangoush of Libya.
Jaishankar will also be the guest of a dinner hosted by French President Emmanuel Macros.
Things aren’t easy for a lot of people right now. One of the main reasons things are so tough is the rising cost of energy bills, not to mention rising global food prices and rising inflation. Switching between paychecks has become more difficult than ever.
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If you found yourself strapped for cash this month, this article is for you. Here are some tips that will make your next troubleshooting a lot easier.
cash advance apps
Cash advance apps are by far the fastest and most efficient way on this list to get a cash injection. The only downside to cash advance apps is that you have to pay them back because they are just ordinary loans. For this reason, you should only borrow from one of these platforms if you are sure that you can repay the company at the end of the loan period. Usually, the faster you pay off the loan, the lower the interest rates, meaning you pay less on top of the amount you borrowed. Many companies offer these services, such as Money Lion’s instacash advance service. Before borrowing from a company, be sure to research them and read their reviews. A company’s reviews will give you a good idea of what it will be like for you to borrow money.
Borrow from family
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An alternative to borrowing from a professional lender is to borrow money from friends and family. Whenever you consider borrowing from friends and family, you need to make sure that you are confident in your ability to repay them. If you don’t pay them on time or are unable to repay them, you could damage your relationship with them. It’s also worth noting that your family can lend you money even if they can’t afford it just because you asked for it, so make sure you don’t ask too much.
Online sales
An alternative to borrowing money is to start selling your belongings online. You can use an e-commerce platform like eBay to list items that you no longer want to sell. If you’re planning on doing this, it’s definitely a good idea to deep clean the items you’re going to sell. The better the condition of the items you are selling, the more money you can ask them for. You should know that when you sell your items on an e-commerce platform, the platform takes a fee from every sale you make.
digital freelancer
An extremely quick and effective way to earn some extra cash without having to sell anything or borrow money is to freelance online. If you have skills like writing or photo editing, you can sell these services online. There are different platforms you can use to sell your talents. You should know that if you are going to be a freelancer online, you will need a wallet to earn real money. Ideally, your portfolio should be a self-contained website showcasing all of your talents, completed jobs, and any recommendations from past clients.
Doing overtime
You may be able to work overtime to earn some extra money. The difficulty with overtime, however, is that you won’t get paid until your actual pay date. If you just need some extra cash and don’t need it right away, this is a good solution. Otherwise, it’s not really worth doing. You may also be able to negotiate with your boss for a payday advance. If you can negotiate a payday advance, then you can get some money sooner. Your boss may even give you your entire paycheck early.
Day work
If you have friends involved in construction, they may be able to find you a temporary day job. Day work consists of helping and carrying out work on a construction site. Day laborers are generally paid in cash. However, you may have to wait until the end of the week before you can get paid. Workers are usually paid on Fridays. However, you may be able to negotiate with the site manager and ask them to pay you earlier. Day labor can be very lucrative.
If you need cash, there are things you can do to get your hands on it before your next paycheck. Of all that is presented here, borrowing money from a professional lender is certainly the fastest solution, since you can receive payment in as little as an hour.
China’s Domestic Activity the indicators were better than expected in August, but (a) annual improvements have been modest (see graph below), and (b) they reflected a weak base effect. Although industrial production recorded positive sequential growth (0.32%), it was in lower half of multi-year seasonal range. Retail sales actually contracted a bit more in sequential terms (-0.05%), which is below the multi-year seasonal range. The lesson increased investment in infrastructure slightly boosted overall fixed asset investment, but real estate investment continued to contract, weighing on sentiment. Global slowdown and zero COVID policy strong headwinds to growth moving forward, so the question of additional policy support/easing isn’t going to fade anytime soon.
Increase in EM tariffs
The market could integrate prices policy easing in other parts of emerging markets (EM) at some point in 2023, but for many countries easing is not yet an option. Hungary has just carried out a significant adjustment of the compulsory reserves of the banks, raising them from 1% to at least 5%. Argentina may not be a shining example of political orthodoxy, but the central bank opted for another big rate hike (550 basis points) yesterday, after inflation surprised on the upside in August. This decision follows the 800 basis points + 950 basis points hike in the summer “double punch”, and should bring the effective key rate above 100% (!). Finally, a notable acceleration of Poland core inflation (9.9% YoY in August) signals that any talk of rate cuts or even a pause would be very premature at this point.
Fed reserve tightening
The the hawkish mood was alive and well in developed markets (DM) this morning, with Fed Funds Futures fully pricing in a 75 basis point rate hike next week, with a low probability of a larger 100 basis point move. The University of Michigan’s preliminary investigation, however, raised questions about the need for super-aggressive frontloading. The components of the survey seemed very strong (sentiment, current conditions and expectations), but short- and long-term inflation expectations continued to ease (in the long term a little more than expected). Stay tuned!
Chart at a Glance: China – Can Interim Improvements in Activity Last?*
Source: Bloomberg LP.
* CNRSCYOY Index: The year-over-year change in retail sales in China compares aggregate retail sales of goods and services in a given month to the same month a year ago.
Originally published by VanEck on September 16, 2022.
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Ambassador Stanley discusses strategic issues at Casa Rosada
Saturday September 17, 2022 – 10:06 UTC
Stanley has a busy schedule all over Argentina
The United States Ambassador to Buenos Aires, Marc Stanley, was hosted at the Casa Rosada on Friday by the Secretary for Strategic Affairs, Mercedes Marcó del Pont, to discuss matters of bilateral interest.
Stanley and Marcó del Pont agreed on “the importance of strengthening democratic processes” and on the “need to promote a plural and informed debate in the face of the threat posed by hate speech and all manifestations of violence”, according to A press release.
Ambassador Stanley “expressed U.S. support for Argentina’s economic recovery and reflected on opportunities for cooperation and growth related to the energy transition and food security internationally.”
Secretary Marcó del Pont highlighted Argentina’s decision to advance in the development of different strategic productive vectors based on the incorporation of industrial, scientific and technological capacities.
Joining Marcó del Pont was Undersecretary for International Affairs Martín Schapiro, while alongside Stanley were Deputy Chief of Mission Abigail L. Dressel, Political Affairs Advisor Robert Allison and Economics Advisor, at environment, science, technology and health, Ernest Abisellan.
Stanley has a busy schedule all over Argentina. Earlier this week, he held meetings with several governors of northern provinces.
COLORADO SPRINGS – September 16 is Mexico’s Independence Day, and it resembles July 4th celebrations in the United States. Meanwhile, Fiestas Patrias is happening tomorrow in downtown Colorado Springs and it’s a patriotic holiday festival marking the anniversary of Mexico’s independence from Spain.
The festival takes place outside the Colorado Springs Pioneers Museum at the corner of Tejon St. and Vermijo Ave. This is the very first Fiestas Patrias in the city. Although it is celebrated annually across the country, the local Hispanic community is thrilled that the celebration is finally coming to Colorado Springs.
“I’m so excited that the fiesta is happening tomorrow. This will probably be one of the biggest events for the Hispanic community in decades that we’ve had in Colorado Springs,” said Jackie Jaramillo.
Jaramillo said she would bring her whole family to the festival, including her grandchildren, to celebrate the traditions.
“Everyone was really excited about Fiestas Patrias. And I think it’s important to share our culture. We practice radical hospitality in our homes, and when we have house parties, parties and celebrations, people always enjoy our food and our music,” Jaramillo said.
Many say an event like this has been needed for some time. In previous years, people would travel to Denver to celebrate.
“There are about 130,000 Hispanics in Colorado Springs, and no one has ever seen an event like this before. There’s a need for it,” Moni Hernandez said. in different cities across the country, and it’s never been done here in Colorado Springs, so we’re thrilled.
Hernandez is the founder of Fiestas Patrias. She said when she first moved to the city in 2011, there wasn’t a lot of diversity or festivals that represented the Hispanic community. That’s why she decided to bring a tradition she grew up with in Colorado Springs.
“Seeing that is so exciting. I got phone calls from people who simply said, “Thank you for organizing this event”. We’re so excited for us to be recognized and for our culture to be recognized,” Hernandez said.
“The culture is that when there are events, they bring the whole family. We can’t wait to see generations of family come to this event,” Hernandez said. “But one of the biggest things that a lot of people think of when they hear about Hispanic culture too is food. Everyone loves food, right?”
There will be live Hispanic music of all genres, traditional dancing, and performances like the presentation of the Mexican national anthem, folklorico ballet, and mariachi bands. Plus, there will be vendors, a car show and, of course, Mexican and Latin American food.
“We cover Guatemala, Puerto Rico, El Salvador, Peru, Colombia, Nicaragua and Argentina. There are so many Latin American countries celebrating Fiestas Patrias,” Hernandez said.
Although it is a celebration of independence, it is also about sharing celebrations and traditions with others.
“It’s an opportunity for the whole community to experience that hospitality and experience that unique taste of the food, the celebration, and the music that will be happening there,” Jaramillo said. “It really is more than just a celebration for Hispanics. It is up to the whole community to experience our culture.
The event begins at 7 a.m. Saturday morning with free breakfast burritos offered to all service members and veterans. Concerts and performances start at 10 a.m. and the event ends at 7 p.m.
For more information on Fiestas Patrias, click here.
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Syngenta Seedcare to Become Exclusive Commercial Distributor of Bioceres Organic Seed Treatment Solutions Worldwide
Long-term R&D collaboration to accelerate global registration of existing products and joint development of new biological solutions
Agreement unites world leader in seed treatment with leader in organic crop productivity solutions
BASEL, Switzerland & ROSARIO, Argentina, September 16, 2022–(BUSINESS WIRE)–Customers seeking advanced organic seed treatment solutions will benefit from a global commercial and R&D collaboration announced today between Syngenta Crop Protection’s Seedcare business and Bioceres Crop Solutions (NASDAQ : BIOX), a leader in biological crop productivity solutions.
This press release is multimedia. View the full press release here: https://www.businesswire.com/news/home/20220916005172/en/
Syngenta Seedcare and Bioceres Crop Solutions Collaborate to Bring Innovative Biological Seed Treatments to Market (Photo: Business Wire)
Bioceres is a key supplier of biological inoculants, including rhizobia bacteria, which improve crop nutrition and support plant growth. This seed-applied solution helps crops, such as soybeans, capture nitrogen from the atmosphere and greatly reduces the need for nitrogen fertilizers, which supports regenerative agriculture. Biological seed treatment products such as inoculants, biocontrols and biostimulants are based on microorganisms, their metabolites, plant extracts and other natural materials. The global organic seed treatment market is expected to grow from $0.6 billion in 2020 to $1.6 billion by 2030.
The collaboration between Bioceres and Syngenta builds on a successful business partnership of more than 20 years in Argentina. Under the agreement*, Syngenta Seedcare will become the exclusive worldwide distributor to market Bioceres’ biological seed treatment solutions, except in Argentina where they will continue to collaborate under the existing framework. As part of the long-term R&D collaboration, the companies will jointly undertake the development of new products while accelerating the registration of products already in the pipeline.
Jonathan Brown, Global Head of Syngenta Seedcare, said, “The agreement with Bioceres reinforces our strategy to provide growers with more complementary choices for managing pest resistance and improving crop health. We draw strength from our longstanding relationship with Bioceres and are fully committed to providing growers with more sustainable innovations to further improve seed health.”
“This announcement shows the value of our commercial offerings and R&D capabilities, and significantly expands and accelerates our ability to reach more growers through Syngenta Seedcare’s global reach,” said Bioceres Managing Director Federico Trucco. “Organic products play an important role in providing growers with new solutions to increase crop yields while reducing the environmental footprint of agriculture. We believe this collaboration with Syngenta will enable both of us to advance these goals more quickly at a time of significant global need for new solutions.
Syngenta Seedcare and Bioceres will expand their cooperation in key markets such as Brazil and China, as well as other regions of the world. Implementation of the agreement will be subject to regulatory approvals.
*Bioceres will retain worldwide rights to use its biological solutions on HB4® crops, which have been modified to better withstand drought events. The portfolio of Marrone Bio Innovations, recently acquired by Bioceres and commercialized by ProFarm Group, one of the main subsidiaries of Bioceres is also outside the scope of the current agreement.
About Syngenta
Syngenta is one of the world’s leading agricultural companies, consisting of Syngenta Crop Protection and Syngenta Seeds. Our ambition is to help feed the world safely while taking care of the planet. Our goal is to improve the sustainability, quality and safety of agriculture through world-class science and innovative cultivation solutions. Our technologies enable millions of farmers around the world to make better use of limited agricultural resources. Syngenta Crop Protection and Syngenta Seeds are part of the Syngenta Group. In over 100 countries, we work to transform the way crops are grown. Through partnerships, collaboration and the Good Growth Plan, we are committed to accelerating innovation for farmers and nature, to fighting for regenerative agriculture, to helping people stay safe and healthy and to team up to have an impact. To learn more, visit www.syngenta.com and www.goodgrowthplan.com.
Bioceres Crop Solutions Corp. (NASDAQ: BIOX) is a fully integrated provider of crop productivity technologies designed to enable agriculture’s transition to carbon neutrality. To do this, Bioceres solutions create economic incentives for farmers and other stakeholders to adopt more environmentally friendly production practices. The company has a unique biotechnology platform with high-impact patented technologies for seeds and microbial agricultural inputs, as well as next-generation nutrition and crop protection solutions. Through its HB4 program, the company provides digital solutions to support producer decisions and provide end-to-end traceability of production outputs. For more information, go here.
Data protection is important to us. You receive this publication on the legal basis of Art. 6 para. 1 lit. f GDPR (“legitimate interest”). However, if you do not wish to receive further information about Syngenta, simply send us a brief informal message and we will no longer process your data for this purpose. You can also find more details in our privacy statement.
Caution Regarding Forward-Looking Statements
This document may contain forward-looking statements, which may be identified by terms such as “expect”, “would”, “will”, “potential”, “plans”, “outlook”, “estimate”, “target “, “on track” and similar expressions. These statements are subject to risks and uncertainties that could cause actual results to differ materially from these statements. For Syngenta, these risks and uncertainties include risks relating to legal proceedings, regulatory approvals, new product development, increased competition, customer credit risk, general economic and market conditions, compliance and corrective actions, intellectual property rights, implementation of organizational changes, impairment of intangible assets, consumer perceptions of genetically modified crops and organisms or crop protection chemicals, variations weather, currency exchange rate and/or commodity price fluctuations, sole-source supply arrangements, political uncertainty, natural disasters, and data security breaches or other information technology disruptions. Syngenta undertakes no obligation to update forward-looking statements to reflect actual results, changed assumptions or other factors.
Usury laws protect borrowers in many states and some borrowers nationwide from excessively high interest rates. However, state standards for excessive interest vary widely, and federal banking laws allow credit card issuers, among other things, to charge essentially whatever traffic will bear. Additionally, usury laws do not apply to many loans, allowing certain types of lenders in some states to charge annual percentage rates in excess of 500%. Meanwhile, efforts to enact a national usury law have failed, but many states are capping some loan rates at 36%.
Discussing your borrowing plans with a financial advisor can help you avoid ending up with a high-interest loan.
Basics of wear
Protecting borrowers from excessively high interest rates has been a concern of many human cultures dating far back in history. In some places and at some times, receiving even the slightest interest for lending money is considered usury. More commonly, however, usury laws set a maximum interest rate that can be charged on loans.
In the United States, the federal government has largely left usury laws to the states. All but a few states have some sort of upper limit that lenders can charge for loans. Often the highest statutory rate is a simple interest rate, but sometimes it is an annual percentage rate that includes the cost of fees as well as interest. Loan sharking can allow loans to be forgiven beyond the legal limit, and lenders who cross the line can also face fees and jail time.
State wear limits vary widely. The Center for Responsible Lending, an advocacy organization, says effective usury rules on loans of $300 or less exist in 19 states: Arizona, Arkansas, Colorado, Connecticut, Georgia, Illinois, Maryland, Massachusetts, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Dakota, Vermont, and West Virginia.
Many of these states have capped interest at 36% and offer other protections. Some of the others offer limited protections such as maintaining effective rates at or below 200% per annum. Those with little or no borrower protection include Nevada and Texas, where the Center for Responsible Lending reports annual percentage rates (APRs) can exceed 600%.
State laws change frequently and the general trend lately has been towards stricter usury bans. Rhode Island, for example, adopted a cap of 36% in 2022.
Limits of usury law
usury laws
Usury laws are complex and have many loopholes. Usury laws generally only affect certain types of loans, usually small, short-term payday loans, without affecting the rates of other loans. In California, for example, a 36% cap only applies to loans between $2,500 and $9,999, allowing payday lenders to charge more.
Credit cards are one of the most notable exemptions. Indeed, a 1978 court ruling allowed card issuers to charge each cardholder the highest rate allowed in the state where the issuer was based. This included borrowers in states where usury laws set lower standards. After that decision, South Dakota and Delaware removed interest rate caps, prompting many large card issuers to move their headquarters to those states.
State usury laws also do not apply to federally regulated banks, credit unions, finance companies, and pawnshops. And the only national federal usury law only covers loans to military service members. The National Credit Union Administration currently prohibits its members from charging more than 18% interest on most loans, but they can still charge higher payday loan rates.
With all the exemptions, usury laws do not apply to most loans from most lenders for most borrowers. They do, however, apply to interest-bearing loans between family and friends. Unless you are a licensed lender such as a bank or pawnbroker, check your state’s usury laws before lending money to a family member or friend at a rate above 10%, which is the point where some state usury laws might come into play.
The future of usury laws
Legislative efforts in recent years to expand attrition protections for military service members have stalled in Congress. Payday lenders have argued that APR-based usury limits should not apply to the very short-term loans they issue, which often derive most of their revenue from fees rather than interest. simple.
After the failure of the federal usury initiative, many states began instituting 36% caps on payday loans. This group included former no-wear states such as South Dakota and Delaware. Today, the trend is for states to adopt caps of 36%. However, these still only concern a limited number of transactions, mainly small loans of a few hundred dollars.
The essential
usury laws
State usury laws protect certain lenders on certain loans from excessive interest rates. However, many loans and lenders are not covered by rate caps, allowing effective payday loan rates to exceed 500% in some states. Proponents of a national usury limit failed. But many states are moving to limit payday lenders to a maximum annual percentage rate of 36%, including fees.
Banking advice
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The feminist movement for peace continues to grow! At 33rd International Congress in July, WILPF welcomed 10 new chapters to its global community of feminist peace activists.
Chapters are the cornerstone of the WILPF movement as they shape the work and strategic priorities of the organization globally and locally. New Sections are approved at each Triennial International Convention after having formally operated as National Groups during the previous term.
“Our motivation to become a WILPF chapter stems from the wish to become more active and present for feminist peace at the national but also international level,” says Rosa Logar from WILPF Austria. Rosa adds that “feminist peace and disarmament is more important than ever, which is why we see the need to engage in this discussion as a section and, in doing so, to benefit from a long experience of WILPF” .
On the first day of its 33rd International Triennial Congress, WILPF admitted ten new sections – including eight from the African continent. These are WILPF Argentina, WILPF Austria, WILPF Burkina Faso, WILPF Burundi, WILPF Central African Republic (CAR), WILPF Guinea, WILPF Côte d’Ivoire, WILPF Niger, WILPF Sudan and WILPF Togo.
New WILPF Chapters
WILPF Argentina
WILPF Argentina continues its long history of feminist activism by fighting against one of the greatest challenges in Argentine society: domestic violence. Using WILPF’s unique feminist approach to analysis, the section aims to further advocate for women’s rights and promote peace locally and globally. Some of the Section’s work to date includes conducting various training workshops for women leaders and youth in the areas of communication, community development and social policy. In addition, members focus on developing decision-support tools and income-generating activities to reduce economic and social poverty.
Austria
WILPF Austria strives to follow the work and historic commitments of its feminist forebears while simultaneously embracing a new kind of feminism: an intersectional, multiracial, queer and environmental feminism that transcends borders and supports the protection of immigrants, refugees and other people. moving. WILPF Austria aims to pick up the thread and explore the differences and similarities between the aspirations of WILPF women at the beginning of the 20th century, and the motivations and goals of members today. In addition to gender and climate justice, WILPF Austria also seeks to create a decolonized, intersectional and anti-racist world with universal human rights.
Burkina Faso
WILPF Burkina Faso works for effective social transformation by promoting the actions of women and men who adhere to the mission and principles of WILPF. The Section was created to encourage non-violent and innovative practices to end systems of exploitation. Over the past few years, WILPF Burkina Faso has engaged in multiple projects with other civil society actors, including advocacy training on the risks of explosive devices and the promotion of children’s rights.
WILPF-Burundi
WILPF Burundi is represented by strong and motivated activists united by the common goal of improving the situation of women in Burundi. The Section’s objective is to contribute to positive change towards peace and stability and to address the root causes of violence in the country. Since its creation, WILPF Burundi has implemented several activities related to the promotion of peace, disarmament, denuclearization and human rights, in particular for women and girls following a heavy history of inter-ethnic conflicts and wars. civil.
As a new Section, WILPF Burundi plans to contribute to the implementation of WILPF International Program connecting, supporting and mobilizing powerful feminist peace activists and creating synergies with other national and regional organizations and movements.
WILPF Central African Republic (CAR)
WILPF Central African Republic aims to advocate for peace and the essential role of women in conflict resolution processes through national and global action. The objective of the Section is to promote a gender analysis of conflicts among national authorities and the population. WILPF CAR aims to scale up its efforts to raise awareness, advocate for peace, security and sustainable development, deconstruct militarized masculinities, build male support for gender equality and peace, and build the capacity of men and women.
WILPF Ivory Coast
WILPF Côte d’Ivoire aims to mobilize the efforts of women at the national level and to work towards the establishment of lasting peace. The Section works to address gender injustice by analyzing the root causes of violence at the local level and creating more inclusive economic systems that promote equity. Since its creation, WILPF Côte d’Ivoire has mobilized to promote the peaceful resolution of conflicts through peace education and reconciliation.
WILPF Guinea
WILPF Guinea envisions a country where more women are involved in peaceful conflict resolution; where responsible and peaceful political processes engage and invest in youth; where there is an active and effective women’s media committee; and finally, where there is a real balance of power between men and women in decision-making. As part of the Section’s actions, WILPF Guinea initiates consultations and organizes awareness-raising activities on issues of political citizenship and peaceful conflict resolution to motivate and mobilize young people and traditional authorities. Some of these activities aimed to educate young people against language glorifying violence and hatred.
WILPF Nigeria
WILPF Niger works to promote the involvement of women and girls in conflict management and conflict reduction in Niger by empowering women through activism. To accomplish their mission, WILPF Niger members focus on educating women and girls to make them aware of their roles and responsibilities and the need to be included in peace mediation, peacebuilding and the negotiations. In collaboration with other NGOs, WILPF Niger also conducts research focusing on early and forced marriages, girls’ right to education, women’s participation in political and public life, conflict prevention and implementation of the Women, Peace and Security Agenda.
WILPF Sudan
WILPF Sudan works to promote human rights and establish its role as a strong advocate for women’s participation in security issues. Working in a conflict-affected country with a growing threat of civil war, the Section identified the need to create new partnerships and alliances and become an integral part of the civilian force resisting militarism and supporting the country’s democratic transition. The Section’s work includes advocating for human rights, sensitizing and educating women on conflict resolution, providing peace education to women and communities, and building capacity for prevention of gender-based violence (GBV).
WILPF Togo
WILPF Togo envisions a country where communities live together in harmony and address their differences with compassion and tolerance. The Section continues to champion the crucial role of women in conflict prevention, management and resolution. WILPF Togo peacemakers seek early warning mechanisms where conflict may arise. To address the by-products of poverty and the lack of educational opportunities, the Section has implemented various initiatives to build the skills of women and youth in peace building, financial independence and the maintenance of human security.
Welcome to our new sections!
If you would like to join WILPF’s global feminist peace movement, consider becoming a member today! Learn more about the benefits of being a WILPF member and find your local chapter.
President Alberto Fernández will fly to the United States on Saturday to attend the 77th United Nations General Assembly in New York, with the Peronist leader due to address the global gathering on Tuesday (September 20).
The president’s scheduled speech will mark his return to the assembly after two years of virtual attendance due to Covid-related health restrictions.
The general debate of the Assembly takes place from September 20 to 26. President Fernández is expected to make a statement on the first day of the general debate, in the afternoon.
According to presidential spokeswoman Gabriela Cerruti, the substance of the speech will focus on the impact of the war in Ukraine, and more specifically, the economic repercussions felt by countries in the southern hemisphere.
The Frente de Todos leader is due to leave Ezeiza International Airport on Saturday evening and his aides have confirmed he will attend a summit on education transformation on Monday 19 September. Fernández’s presence was requested by UN Secretary General António Guterres and the Argentine leader will deliver a speech to the attendees.
Fernández will be accompanied by a relatively small delegation, which will include Foreign Minister Santiago Cafiero, Argentine Ambassador to the United States Jorge Argüello, Secretary General of the Presidency Julio Vitobello, First Lady Fabiola Yáñez, who will participate in a meeting of the Alliance of First Ladies of Latin America and Spokesperson for the President.
Given the expected presence of approximately 130 Heads of State at the General Assembly, the delegation may add bilateral meetings to the President’s program throughout the trip.
Following in the footsteps of Economy Minister Sergio Massa, who returned to Argentina from the United States last week, Fernández will also travel to Houston, Texas to promote investment in Argentina’s energy resources. .
It remains unclear whether or not Fernández will have the opportunity to meet his American counterpart, President Joe Biden, on the sidelines of the event. A planned meeting between the duo at the White House in July was canceled after the Democratic leader contracted Covid-19.
Ambassador Argüello previously hinted that the meeting could take place during the next visit to New York, but no details were provided.
Local artist Paul Kant was something of a force in the capital region. Known for his equine art, polo expertise, and even for riding horses at Niskayuna High School, where he taught for more than three decades, Kant made a name for himself not only in local art galleries but also in the whole world.
Kant died on September 7 at the age of 83 after a long battle with Lewy body dementia. But even through such loss, those who knew him remember his strong personality and quick wit.
“He was unique, the epitome of ‘larger than life,'” said Jim Gilbert, Kant’s son-in-law and publisher of Nippertown, an online arts and culture magazine that featured some of Kant’s works. .
Kant was born in Kaunas, Lithuania, and spent part of his childhood in Germany before immigrating to the United States at age 12. He attended Niskayuna High School, where he played football, trumpet, and dabbled in the arts.
After graduating, Kant went to Buffalo State University, which he paid for by working and selling his artwork. He went on to earn a master’s degree in art education at the University of Albany and taught in Buffalo and Pennsylvania before eventually returning to Niskayuna High School as an art teacher, known for his high expectations of his students.
“He didn’t tolerate anything but kindness and jokes,” said Laura DaPolito, Kant’s daughter-in-law and community relations coordinator for Nippertown. “It’s funny to hear he’s this strict and uncompromising teacher, but I think he was strict and uncompromising because he held people to high standards.”
He retired from teaching in 1993, but his dedication to creating his own art continued, even in the last months of his life.
“He was still thinking and drawing in his final months,” DaPolito said.
An important feature of Kant’s art was the use of animals, especially horses. He was an animal lover through and through, an admiration that began early in his life.
“As a small child he had seen animals abused in war and I think that taught him to honor their souls and spirits,” DaPolito said.
When she first met him over 20 years ago, he lived with several dogs, cats and even a small pig inside his house. This presence continues in his sculptures and paintings.
“Most of the work that I’ve enjoyed over her years has really focused on the human connection between animals and people,” DaPolito said. “He was really inspired by that connection and you can tell he had a very high regard for life.”
Kant’s works have been exhibited in several local and national galleries, including the Laffer Gallery in Schuylerville, the Unitarian Universalist Society of Schenectady, and the Lithuanian Museum of Art in Illinois. But despite being the artist, he was always more interested in how the viewer interpreted his work than how he intended to represent it.
“Tell me how you feel when you see this photo,” DaPolito recalled as he spoke with gallery visitors.
In addition to a love for animals, Kant’s art also reflects his travels. He had visited more than 70 countries throughout his life, including Argentina, Thailand and Italy.
Many of these visits were devoted to his second specialty: polo. He was a local polo player from his youth and even helped found the Owl Creek Polo Club, Inc., so it’s perhaps no surprise that he took part in several international tournaments. His horses also came for the trip – Kant had them shipped overseas to whatever tournament he attended.
But whether he went abroad to play polo, paint, or just explore, his efforts came to fruition in his art.
“You can see some of that in how he portrays art — you can see those worldly experiences influence how he portrays humans,” DaPolito said.
The most memorable part of Kant, however, was not his artistry, his polo ability, or his traveling endeavors, but his character.
“I think the way I’ll always remember him the most is truly invested in growing others – he was invested in growing his students, growing his grandchildren, even growing my family. own strength,” DaPolito said. “He had a great mind, he had a very broad view of the world.”
Following his passing, fans of Kant’s art reached out, from Houston to Chicago to Cape Cod, highlighting what an influential creator he was.
“Hearing all these stories is very [heart]warm up because that’s the only thing Paul really wanted — for his legacy to continue — and now we know that will continue,” Gilbert said. “His art is going nowhere.”
More from The Daily Gazette:
Categories: Art, Life and Arts, Life and Arts, Your Niskayuna
BLAKE … excluded from the Reggae Boyz team for this month’s match against Argentina
The Jamaica Football Federation (JFF) is stepping up preparations for the senior men’s international friendly against Argentina with the appointment of a 23-man squad and a new permanent head coach later this week.
The Reggae Boyz are set to take on Argentina, one of the FIFA World Cup favorites later this year, in a match in Harrison, New Jersey on September 27. However, captain and goalkeeper Andre Blake is notably absent.
Blake is not injured, however, having played all 90 minutes of the Philadelphia Union’s 5-1 win over Orlando City in Major League Soccer on Saturday.
“I don’t know why I wasn’t selected for the team,” Blake told the Jamaica Observer In Monday. “I’m definitely not hurt. Maybe that’s a better question to ask. [Rudolph] Speid (JFF Technical Committee Chairman) and the rest of the coaches.”
When contacted, the JFF said Blake was not selected as he had not appeared in any recent practice matches. However, Shamar Nicholson, who hasn’t been named to a national team since June’s Concacaf Nations League where Blake also played, is in the running to face Argentina.
The Observer was informed that the JFF will announce their new head coach at a press conference on Friday.
A well-placed source at the JFF claims the new coach will be a European, ruling out Paul Hall making the role of interim head coach permanent, although he is yet to return to another title.
There has recently been speculation about who could fill the role, with former Germany and USA men’s national team head coach Jørgen Klinsmann, but the Observer was told it was not the 1990 FIFA World Cup winning striker.
Although another linked name is former Mount Pleasant technical director Wally Downes, a Briton, the Observer was also informed that he would not be named.
Hall has been interim head coach since December, moving from assistant coach after former national coach Theodore Whitmore was fired. However, the Reggae Boyz have been guided in their last two international friendlies by Merron Gordon, Whitmore’s other assistant. Hall was unavailable for national service due to club commitments with Queens Park Rangers in the English Football League Championship.
Jamaica had previously employed two top European coaches. Velibor “Bora” Milutinovi, a Serbian, coached the Reggae Boyz between 2006 and 2007, and Winfried Schärfer, a German, held the role between 2013 and 2016. Schaefer guided the Reggae Boyz to their first-ever Gold Cup final of Concacaf in 2015, where they lost 3-1 against Mexico. They also participated as guests in CONMEBOL’s Copa America tournament, losing all three group matches. Sch채fer also guided the team in the Copa America Centenario, where they had a similar result.
Sch채fer also recently stated that he was open to returning to work with the JFF.
The Jamaican team will face Argentina:
Guardians
Dillion Barnes (RPQ)
Jahmali Waite (Pittsburgh Riverhounds)
Kemar Foster (Waterhouse)
Defenders
Adrian Mariappa (Macarthur FC)
Richard King (rider)
Javain Brown (Vancouver Whitecaps)
Jamoi Topey (Mount Pleasant)
Joel Latibeaudiere (Swansea City)
Gregory Leigh (Town of Ipswich)
Amari’i Bell (Town of Luton)
Damion Lowe (Inter Miami)
Midfielders
Daniel Johnson (Preston North End)
Bobby Reid (Fulham)
Ravel Morrison (DC United)
Kevon Lambert (Phoenix Rising)
Jonathan Russell (Town of Huddersfield)
Kevin Stewart (Blackpool)
Attackers
Jamal Lowe (Bournemouth)
Kaheem Parris (Dynamo Kyiv)
André Gray (Aris)
Shamar Nicholson (Spartak Moscow)
Leon Bailey (Aston Villa)
Michail Antonio (West Ham United)
BLAKE…I don’t know why I wasn’t selected for the team (Photo: AFP)
India’s gross domestic product (GDP) in the June quarter contracted 1.4% quarter-on-quarter, after adjusting for seasonality, and was the second-worst performer among G20 countries – the first being China – according to OECD calculations.
“In India, the main reasons for the slowdown were lower government spending and lower net trade (exports minus imports),” the OECD said in a statement. According to the statement, India’s GDP also contracted by 1.4% in the March quarter. However, India remained the fastest growing economy among G20 countries during the June quarter, when growth was calculated on an annual basis.
China’s contraction reflects lockdowns that have been put in place to contain Covid-19 outbreaks, the OECD said. Saudi Arabia (2.2%) and Turkey (2.1%) recorded the strongest growth during the quarter. While data for Argentina was not available, the OECD said it had not included Russia’s GDP figures because “reliable estimates are not available”.
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Argentine Economy Minister Sergio Massa traveled to IMF headquarters Monday in Washington, DC (September 12) to meet IMF Managing Director Kristalina Georgieva.
The meeting came after a successful week of face-to-face technical meetings under the second program review under the IMF’s extended arrangement with Argentina. After the meeting, Ms. Georgieva made the following statement:
“I had a very positive meeting with Minister Massa, after a week of very professional and productive exchanges between our technical teams. We discussed Argentina’s fragile economic and social situation, which is also affected by the complex global economic context. We discussed the impact of Russia’s invasion of Ukraine on the global economy and commodity prices, as well as the resulting fiscal and balance of payments implications for many developing economies.
“I congratulated Minister Massa on his appointment and his expanded portfolio, as well as the strong steps he and his economic team have taken to stabilize markets and reverse a scenario of high volatility. The Minister expressed his clear intention to mobilize external support, intensify efforts to stabilize the economy and ensure sustainable and inclusive growth, according to the principles of fiscal order and improved reserve coverage.
“I commended his firm commitment and determination to achieve the program objectives, which will remain unchanged, as well as the solid progress made in critical areas, including:
The macroeconomic frameworkwhich has been updated to reflect recent economic developments and the difficult international context.
The tax parameters and underlying policies to secure the existing primary deficit targets of 2.5% of GDP in 2022 and 1.9% of GDP in 2023, with a focus on better targeting of energy subsidies, transport and water, as well as better prioritization of expenditure and strict budget management .
The strong and consistent implementation of monetary policy framework to ensure the current objective of maintaining positive real interest rates, which is also necessary to fight against inflation and mobilize domestic financing, as well as to ensure external competitiveness.
Accumulation of reserves which will be promoted by the overall policy framework, in addition to specific measures (such as the temporary agricultural export incentive scheme) to strengthen the trade balance.
The structural agenda, where more emphasis will be placed on review of corporate tax incentives and fight against tax evasion and money launderingin particular by endeavoring to promote the exchange of information and international cooperation.
“Our teams will continue meetings virtually this week with the goal of reaching a staff agreement in the coming days.”
First Deputy Director General Gita Gopinath and Western Hemisphere Department Director Ilan Goldfajn also participated in discussions with Minister Massa, Central Bank President Pesce and his team over the past week.
For more information on the IMF and Argentina; Argentina and the IMF.
With the final two rounds fast approaching and the 2022 Rugby Championship being decided over the next four games, everyone is tapping on the calculator app – because… who uses a real calculator these days? -this ?
Adding and subtracting points to try and figure out how this unique Rugby Championship could end and the different scenarios if any offers is an exercise many have done.
Assumptions are a topic of conversation in rugby circles.
Rugby Headline News from the Southern Hemisphere.
Consistency, or lack of consistency, has been the melody that means each of the games to be played is open.
In Argentina they certainly believe, and what is even more difficult for Michael Cheika’s team, they expect their team to win.
There have always been high expectations of Los Pumas when playing at home, but they have always been the team that could win but probably won’t. Winning was mostly seen under the tilting glass of epic as the result of hard work, development and growth.
The crowds that will fill the Independiente stadium, after a very late changeover, and the non-attending rugby community will want their beloved Pumas to claim another Springbok scalp at home and in the process end the season having beaten the Wallabies , the All Blacks and South Africa.
That would be the biggest achievement no matter where they end up in the table. Finishing first would be a secondary advantage.
That possibility is certainly achievable, of course, also depending on what happens with the Wallabies and the All Blacks.
The Springboks’ style of play won’t endear them to the boisterous crowd, but captain Siya Kolisi has done wonders in Buenos Aires pushing the Boks’ friendliness, appearing in a club game on Saturday wearing the colors of the team that usually organizes training sessions to visit test teams in the country’s capital.
Argentina and South Africa have won four and lost three Test matches this season. Inconsistency, with capital letters, has been the norm in this Rugby Championship which raises the question: what will be offered on Saturday?
Hard to say.
Cheika has developed a squad to take on the best while eyeing the Rugby World Cup in less than a year. So far they have beaten two of the best in history. South Africa would be an interesting addition to this list.
If they were able to beat the reigning world champions in his first season, his already high stakes and squad presence will continue to rise.
This rapid rebuilding process has brought smiles to the team and happy teams are more likely to be victorious.
It’s hard to imagine a smiling Springbok team after a South African newspaper reported that one of them, Elton Jantjies, was to fly home with team dietitian Zeenat Simjee to “attend these personal reports and eliminate distractions in the preparation of the team for the test”. as stated in the press release.
It was doubtful that Jantjies, who has played very little rugby this year, would have been heavily involved in the game against Los Pumas. However, these kinds of situations for a team can be very distracting.
They will have had almost a week to deal with it, but if anyone has taken advantage of the, say, scandal, it will be Argentina, who have returned home happy to train at Casa Puma, their HP Center on the outskirts of town.
Playing at home is always special for Los Pumas, especially now that the players are no longer based in the country and it’s an opportunity to feel the love and support of their fans.
Will Cheika mix and match the team, giving players with minutes under his rule the chance to claim their right? Or better stick to tried and tested?
Tomás Cubelli appears to have lost the battle for number nine to in-form Gonzalo Bertranou.
When he faced the All Blacks in Hamilton, veteran front-five player Benjamín Urdapilleta did some very positive things, albeit in a game the winner of which by this stage had already been decided. Who takes the No.10 jersey will explain a lot about Cheika’s state of mind.
The close historical ties with South Africa are important and they not only generated the scene for Los Pumas in 1965 but have always fought our corner.
This time there will be no love lost between two teams that are at different stages of development but are very well positioned to win.
Vélez Sarsfield will bring many answers to players, coaches, supporters.
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Of the 1.8 million Qatar 2022 World Cup tickets sold in the first two phases, more than 23,500 were purchased by fans in India.
After the first ticketing phase, India ranked seventh in ticket sales.
At Russia 2018, nearly 18,000 Indian fans attended. Among all non-competing countries, India had the third highest number of fans in Russia, behind the United States and China.
So what drives the fans of a country, whose women’s team is ranked 58th and the men’s team is 104th and has never played in a World Cup, to attend the biggest sporting event in the world? world in such large numbers?
It’s a strange dichotomy best illustrated by the fact that men’s national team captain Sunil Chhetri had to post a video via the Indian football team’s Twitter account urging fans to attend the FIFA Cup qualifiers. Team Asia in Kolkata in June this year.
There’s something pitiful about the video, that one of the country’s greatest sportsmen, a man who sits third on the list of active international goalscorers, has to beg fans to come see his team in the flesh.
While the video had the desired effect and led to sold-out crowds, it reflects the state of Indian football.
In May this year, it was reported that funding for the All India Football Federation (AIFF) had been cut by 85%. Last month, FIFA temporarily banned India for third-party interference.
Poor performance by the men’s team, a lack of structure in women’s football and inadequate development at grassroots level were cited as reasons for the budget cut.
160 million football fans in India
In January this year, a YouGov survey conducted on behalf of Indian Super League club FC Goa showed that there were 160 million football fans in India. The passion for the sport clearly exists, it’s just a matter of where it is channeled.
“The problem is how fans are separated in India, in the sense of what kind of football identity they have,” said Bangalore-based football culture and behavior researcher Debanjan Banerjee.
“There is a reason why the world is being twisted that India has no football fans because the number of fans who support Indian football is very less than the ratio who support European football.”
As one of the leading members of the Blue Pilgrims – a group of supporters who follow Indian men’s and women’s soccer teams every game, Banerjee has a clear understanding of attitudes and behaviors towards national teams.
At a time when football has become what Banerjee calls a “global youth identity”, he believes India’s lack of success on the international stage has made it difficult for fans to bond with the team. .
“The reason for supporting a football club or why people travel for football is to express themselves in a way that they feel is bigger than themselves and also connects them to something that is more successful and which is positive,” he said.
This leads to the fact that fans tend to impersonate.
Banerjee spent the 2018 World Cup in the southern Indian state of Kerala and filmed a documentary on the connection between the state and football.
In it, he vividly captured the frenzy the tournament evoked in the people and devout fandom of Brazil and Argentina. Fan groups in these countries operated like political parties: separate “offices” where fans congregate and watch matches together.
An organizing committee is pictured erecting cutouts of players along the streets as well as large murals up to 15 meters (50 feet) high.
The rivalries run deep and these groups of fans are constantly trying to outdo each other. In one of the scenes in the documentary, a fight breaks out between the groups in the middle of the night and has to be broken up by the church parish.
Love affair with Argentina, Brazil
Rakesh Pai is one of those Argentinian fanatics from Kerala. Pai, who works at an investment firm in Bangalore, fell in love with the Albiceleste, as most were, with Diego Maradona.
His first contact with the World Cup came at the age of seven in 1990, where his lasting memory was Maradona crying in the final.
Pai didn’t know who he was but his pain echoed inside him. A love story was born from this grief.
His passion only grew over the years and in 2010 he flew to South Africa with his brother to see Argentina in the flesh for the first time.
While the tournament ended badly for Argentina, the experience hooked Pai. In 2014, Pai went to Brazil with his wife and brother. He and his brother also learned Spanish to mingle with other Argentinian fans. These friendships were rekindled during the 2018 World Cup in Russia.
Qatar 2022 will be Pai’s fourth World Cup and he spoke of getting many calls from friends and acquaintances asking about ticketing and prices.
He mentioned that some of these people are not even ardent football fans. Besides Qatar’s geographical proximity to India, Pai believes the perceived difficulty in obtaining a visa deters people from traveling to other distant countries.
“The visa has never been an issue at any of these World Cups. There are communication issues that I had problems with in South Africa and Brazil, but it was never a problem. problem getting a visa,” he said. “But we [Pai and his brother] didn’t know it at the time. It wasn’t until we got the visa that we realized “Oh, the process is so simple”.
The comfort factor of the Middle East cannot be overlooked.
Representing about a quarter of the population, there are more than 750,000 Indians in Qatar.
The chances of knowing a friend or relative who lives in Qatar are high and apart from providing an accommodation option, they can help get match tickets. Pai secured tickets to the semi-finals through a friend who lives in Qatar.
There is a separate category reserved for residents of Qatar with tickets starting at 40 riyals ($11 or 876 Indian rupees) and they are allowed to have non-residents as guests.
The proximity of the stadiums is also an advantage for traveling supporters. But that’s one of the reasons why Rakesh Haridas, a lifelong football fan and co-founder of the legendary Bengaluru FC West Block Blues supporters group, isn’t too keen on attending. the 2022 World Cup.
“Qatar 2022 does not excite me. You are going to a World Cup to discover the country as such. if you look at Russia, one game was in Sochi, one was in Moscow… that’s the whole World Cup setup and something we know,” he said.
However, Haridas understands that it is the players, not the venues, that attract fans to Qatar.
“This sunset era of some of football’s biggest stars is a big addition. First, these are people you’ve grown up watching over the past 12-15 years. And it’s much easier to see Messi playing in Qatar than in Paris,” he said.
The bucket list nature of this World Cup is what makes it such an attractive proposition for business.
“The ultimate in luxury” packages
Raj Khandwala, CEO of Mumbai-based sports and travel management company, Cutting Edge, spoke about the monotony that has crept into traditional corporate social events like sightseeing tours and clubs.
“Now they [corporates] want to create experiences for their customers, clients or staff. So they want to show them an F1 race or a Wimbledon match or a FIFA World Cup. Something that is an experience for them,” Khandwala said.
Cutting Edge is the co-exclusive sales agent for match hospitality in India for this year’s World Cup and Khandwala estimated that hospitality ticket sales in India could be between 20 and 25 million. dollars.
Businesses account for almost 75% of Cutting Edge’s World Cup sales. The packages range from “the pinnacle of luxury” to the “true fan experience” according to their brochure. Packages include private dining experiences, six-course meals with live chef counters, champagne selections, extended service, prime match views, and preferential parking, among others.
The cheapest match ticket offered by Cutting Edge is $950 and the cost of hotel stay is between $500 and $800 for a two night package. The company is currently handling the ticketing of over 4,000 Indian fans and Khandwala expects that number to rise to 5,500 when the tournament begins.
Sports tourism has become a lucrative market with many new entrants in recent years.
Prominent Indian fantasy company Dream11 launched DreamSetGo in 2019, a venture that aims to combine sports and high-end travel.
Cricket tournaments regularly see huge traveling support for the Indian team [David Gray/Reuters]
Bharat Army, the famous Indian group of cricket supporters that follows the team in large numbers around the world, launched its own sports tourism branch called Bharat Army Travel & Tours in 2015.
Travel companies like Thomas Cook and Cox & Kings have also stepped up their efforts in this space.
“It’s growing. The landscape is crazy. People are going to play sports, everyone wants to play sports, everyone wants to have experiences and sports tourism will be the biggest thing to come to India,” said Khandwala.
The numbers match his enthusiasm. A study by Thrillophilia showed that adventure and experiential tourism is expected to grow at a CAGR of 17.4% from 2017 to 2023.
There is also a shift in mindset driving this growth. Millennials, who prioritize experiences and are willing to spend money on them, are the country’s largest demographic. A Deloitte study in 2019 showed that the ambition of 57% of Millennials and an equal number of Gen Zers in the country was to travel and see the world.
As before, India may not be at the World Cup but the Indians will once again make their presence felt in the stands.
The rise of libertarianism in Latin America has made free market capitalism fashionable in recent years. Indeed, the popularity of intellectuals like Axel Kaiser in Chile, Gloria Alvarez in Guatemala or Javier Milei in Argentina would have been difficult to conceive a few years ago. In many cases, these icons and their supporters dominate the business conversation on traditional and social media.
Leftist intellectuals have been quick to react to this rise of free markets and accuse their advocates of being extremists. In ¿La rebeldía se volvió de derecha?, the historian Pablo Stefanoni asks whether being “rebellious” is now synonymous with being on the right. Historian Federico Finchelstein also explicitly equates economically libertarian ideas in Latin America with “post-fascism” in his A brief history of the mentira fascista. These comparisons are also common in mainstream American media. (Examples can be found in academic journals and the hurry.)
But free marketers are far from far-right or fascist. On the contrary, this confusion reveals how far society has shifted to the left over the past century. Indeed, as we will see, it would be impossible to label free marketers as “extremists” without taking into account a particular evolution of ideas and policies over time.
Many of the most popular economically libertarian proposals in Latin America would have been called “classic liberal” just about a century ago. In Argentina, for example, Javier Milei first became known because he called for the elimination of the Central Bank. And in fact, classical Argentine liberals expressed concern that such an entity existed before it was created in 1935. Specifically, classical liberals (and even socialists) warned that political pressure on the Central Bank could allow governments to impose indirect taxes on everyone, which is exactly what happened. It is therefore not surprising that there are renewed calls for the elimination of this institution in 2022, after decades of high inflation. Yet the idea of abolishing the Central Bank, which was anything but extreme a few decades ago, seems ridiculous even free marketers today.
More generally, free marketers face an ideologically unequal playing field in Latin America. If we take the size of government as a variable, we find that average levels of public spending in Latin American countries have increased from a marginal level to over 30% of GDP. However, public discourse has become so skewed to the left that the “burden of proof” is on libertarians to prove why the size of government should be reduced to a level that only a few decades ago would have been deemed compatible with classical liberalism and even social democracy. In the Uruguayan presidential election of 2019, for example, the simple idea fiscal adjustment has been described as “savage‘ by the candidate on the left. This shows how left-wing positions have become the yardstick against which ideas and proposals must be measured.
In The New Welfare State Policy, Paul Pierson has argued that the development of the welfare state makes reducing the size of the state an increasingly unpopular option because so many people depend on it for a living. In Latin America, the same logic can apply to a country like Brazil in terms of trade: for decades, protectionist policies have created so many interest groups dependent on high tariffs that even Paulo Guedes, an ardent supporter of free trade who since 2018 is the Minister of the Economy, faces serious difficulties in raising them. But that does not prevent left-wing analysts from accusing him to be part of the extreme right, as if the world with fewer protectionist barriers that existed in the past could not even be conceived.
Leftist intellectuals use the term “libertarian” to identify extremism: But this “extremism,” at least as far as the economy is concerned, is only a function of time. Central banks, tariffs, even the size of government: many ideas promoted by libertarians were, in the past, supported by classical liberals and even progressives whom no one would have accused of extremism. Just because the anti-capitalist left has become mainstream in Latin America lately doesn’t mean there aren’t precedents for free-market capitalism, so the next time you hear someone describe the economy free market as extremist, remind him of the historical context – They will have to rethink and come up with concrete arguments to delegitimize capitalism. If they can.
Marcus Falcone is Argentina’s project manager Libertad Foundation the host of the Tengase presents podcast and fortnightly contributor to the Argentinian edition of Forbes.
This Monday, the cast and crew of the Broadway musical “Come From Away” have an appointment, as usual, with an aircraft carrier.
Each year, to honor 9/11, they help pack thousands of meals for food banks across the city and perform for volunteers aboard the USS Intrepid.
“9/11 was a global event. It was a time when we all felt helpless, and it was a time when we all wanted to help. And I think those feelings persist right now,” said David Hein, who along with his wife, Irene Sankoff, wrote the book, music and lyrics for “Come From Away.”
The musical is set in the small Newfoundland town of Gander, which opened its arms to some 7,000 hijacked air passengers there when the US government closed airspace during 9/11.
Within hours, the city was overwhelmed by 38 passenger planes from dozens of countries and religions, but residents went to work in their kitchens and cleaned up spare rooms to provide space and food for newcomers. arrivals.
Bittersweet visit
This year’s visit to the Intrepid by the New York cast will be bittersweet; this is the last time the show will send representatives from Broadway. The show ends on October 2 after a five-year run.
But it is normal that one of his last acts is to give. Few shows have left such a legacy of community connection – concerts for cancer victims, fundraisers for farmers facing drought and even cast members handing out dollar bills to the needy on the subway. from New York.
“It was amazing to see ourselves inspired by Newfoundlanders and then to have this story inspire others to do even more good,” says Hein. “It’s humbling to see this quote from Shakespeare in action: ‘How far this little candle throws its rays! Thus shines a good deed in a wicked world.”
Give back from the beginning
Giving back has been part of the show since the first workshop at Sheridan College in Ontario, where a hat was passed to raise money for animal shelters overwhelmed with new kittens. A benefit concert scheduled for later this month at Gander Airport will do the same “because kittens never stop,” Hein laughs.
Since its debut, the musical – under the direction of Christopher Ashley, who won a Tony for his work – hasn’t changed, but it did seem to tackle different issues, based on the actual events swirling around at the time.
The first glimpse of the show during its Seattle Rep pre-Broadway broadcast – November 13, 2015 – came just hours after 130 people were killed in a coordinated terrorist attack in Paris. Behind the scenes, the creators wondered what to do. Should they say something? Change show?
“I think it was Chris Ashley who said, ‘I think we just did the show. I think this show says look for the helpers. He says, remember there are more of us trying to do the although there are no people trying to do harm. It says so much just by telling the story.
FILE – Canadian Prime Minister Justin Trudeau speaks in Hamburg, Germany February 17, 2017. Trudeau and Ivanka Trump attend a Broadway musical about how Canada helped thousands of people stranded after 9/11 .
Broadway opening
When Ivanka Trump and Canadian Prime Minister Justin Trudeau saw it in 2017 on Broadway, the issue was immigration and walls. Trudeau took the stage and said he was happy, “the world can see what it’s like to lean on each other and be there for each other in the darkest times. “.
The COVID-19 pandemic has given the musical a different flavor, a sense of entering a time of uncertainty and reinforcing the notion of community coming together. It was no surprise to Sankoff and Hein that the show’s costume department immediately began sewing face masks for frontline workers.
“At a time when people were effectively out of work and terrified that their industry wouldn’t come back, so many in our company were saying, ‘How can I help too? ‘” Sankoff said.
Although the terrorist attacks are ubiquitous in the musical, the focus is on the Canadian response. The words “World Trade Center” and “terrorist” are spoken only once each. The creators like to call it a “September 12 story.”
“We really didn’t want to do a show about 9/11,” says Hein, who was with his wife in New York that fateful day. “We wanted to do a show about Newfoundland and how they reacted because it gave us hope, contrasting with how we felt that day.”
FILE – Gander, Newfoundland, Canada Mayor Claude Elliott stands in front of the Royal Canadian Legion Hall. In this isolated city of about 10,000 inhabitants and equipped with an international airport built before the Second World War, 38 planes transported 6,600 passengers
North American tour
The Broadway version may soon be gone, but the future still looks bright for “Come From Away.” There is a North American tour, a London production and an Australian tour. A version in Finland opens this month, one recently opened in the Netherlands, another in Argentina and one in Sweden.
“What’s amazing is how universal this story is. You have to change parts of it within a language and culture. But the concept of welcoming strangers and a world coming together is something that I think people really crave,” says Hein.
He and his wife and 9-year-old daughter will spend the 9/11 anniversary in Gander, at one of the many concerts and performances planned to commemorate the 21st year since the attacks.
“September 11 is a national day of service. But I think what we’ve also learned is that any day can be a day of service, any time,” Hein says. “Kindness is a daily practice and we can all use a reminder for each day.”
It already takes about three million pesos to buy a 0 km car in Argentina. In this context, talking about new cars and describing them as “affordable” may seem contradictory, but ultimately there is a list of vehicles that can be classified as the least expensive.
According to the official car manufacturer prices for September, they are as follows:
fiat mobik: $2,824,800. Of
Toyota Etios: $2,857,000. Of
Fiat Chrono: $3,176,800. Of
Chevrolet Joy and Joy Plus: $3,278,900. Of
Renault Sandero and Logan: $3,309,000. Of
Nissan Versa: $3,405,700. Of
Toyota Yaris: $3,582,000. Of
fiat argo: $3,626,600. Of
Peugeot 208: $3,736,200. Of
Chevrolet Onyx and Onyx Plus: $3,759,900. Of
In all the cases mentioned, the price corresponds to the most accessible and therefore the least equipped version of each model. Any surcharges imposed by dealers are not taken into account in the event of a stock shortage due to import restrictions. Transport and patent costs are also not included.
The Volkswagen Gol, Renault Kwid and Nissan V-Drive models that left the list last year were no longer marketed in 0km in Argentina. Also, the Toyota Etios Aibo was not included, as it only has two seats and is a specialized car for work.
Without imported cars, citizens grow
in August 0-mile car sales up 19.2% year-on-year In Argentina, the Automobile Dealers Association (ACRA) reported. 37,882 units were patented in national registers, compared to 31,778 in the same month last year.
like always, The best-selling models of the month in the Argentine market are those of national production.The government does not allow the entry of imported vehicles (this is to avoid the loss of dollars) and the citizens carry on with their activities.
The number one in the ranking was again Fiat Cronos, which in turn comfortably leads the annual table. The compact sedan manufactured in Cordoba is on track to repeat the feat achieved in 2021. It will again be number one of the year in Argentina.
Of the top ten, only the Etios, Yaris and Corolla Cross are imported (Toyota brings them from Brazil). The rest is produced in the country.
Seventy-two days before Argentina and Saudi Arabia meet here, Al Hilal coach Ramon Diaz says it could be Lionel Messi’s World Cup. “This time it will be his turn to win,” the Argentine said after his side Al Hilal beat Zamalek 5-1 (1-1) on penalties to win the Lusail Super Cup on Friday.
Former Manchester United striker Odion Ighalo’s cheeky chip to score was canceled out by Zamalek’s Ahmed Zizo in the first half, but the friendly between the Asian and African champions which had 77,575 in the stands at four levels produced no more goals leading to the shootout after regulation time. . The match served as a dress rehearsal for the Lusail Stadium, the largest World Cup venue which will host 10 matches including the final.
This will be Messi’s fifth and possibly last World Cup as he turns 39 at the 2026 edition. Copa America champions Argentina qualified for the World Cup without losing a match and beat European champions Italy 3-0 in June; Messi being at his imperious best. They are undefeated in 33 games.
Argentina are in Group C with Saudi Arabia, Mexico and Poland.
“Argentina are a good team and Messi always puts you at ease,” said Diaz, a former Argentina striker who played in the 1982 World Cup final and scored with a left-footed shot in the 1-3 defeat against Brazil. Diaz, 63, was also part of coach Cesar Luis Menotti’s team that won the 1979 World Junior Championship in Japan. Diaz finished with eight goals and the Golden Boot award; he and Diego Maradona have scored 14 of Argentina’s 20 goals in the competition. Reports of a rift, since denied by Maradona, may have kept Diaz out of the 1986 and 1990 World Cups.
Diaz’s club career had stints at Napoli, Inter Milan and Fiorentina in Italy, River Plate in Argentina and ended at Yokohama Marinos (1993-95) in the early years of the J -League. This is Diaz’s second stint in charge, with the Saudi giants also in charge from 2016 to 2018. He also managed Al-Ittihad in the Saudi Professional League.
Argentina coach Lionel Scaloni has yet to contact him, Diaz said, perhaps because teams these days have their own tools to learn about opponents. “But if he calls, I’m available to provide details on Saudi Arabia.”
Al Hilal goalkeeper Abdullah Almuaiouf, who was in Russia for the 2018 World Cup, said he didn’t want to talk about the Saudi Arabia national team as he retired. But sitting alongside Diaz in the press conference room at the back of the boat-shaped stadium, Almuaiouf joined his manager in praising the facilities.
“It was wonderful to play here, the air conditioning was good, the pitch beautiful and the atmosphere wonderful. I think it will be even better during the World Cup,” said Almuaiouf, 35. Argentina.
Argentinian farmers sold a total of 2.13 million tonnes of soybeans on Monday and Tuesday, surpassing in just two days the 667,000 tonnes sold last week after the government established a preferential exchange rate for soybean exports, the Rosario Stock Exchange announced on Wednesday.
The surge in sales comes after Economy Minister Sergio Massa announced on Sunday that the exchange rate for soybean producers would be fixed at 200 pesos to the dollar, higher than the official rate of 140. pesos for a dollar.
Until last week, Argentine producers were selling their product at a significantly lower rate than last year, delaying sales amid growing economic uncertainty in Argentina.
Soy, with its oil and flour derivatives, is Argentina’s main source of foreign currency.
Until August 31, before the exchange rate announcement, growers had sold 52.3% of the 44 million tonnes of soybeans harvested in the 2021/22 season. This figure is down from 62.8% sold on the same date last year, when production amounted to 46 million tonnes, according to official data.
Argentinian authorities aim to stimulate activity with the new exchange rate.
In 2021, soybean exports totaled $21.5 billion.
Exports from the Argentine soybean complex are fundamental to the Argentine economy, especially at a time of low foreign exchange reserves and rising inflation.
In addition to the inflation and reserve crisis, President Alberto Fernandez’s government must comply with the terms of a $44 billion deal with the International Monetary Fund (IMF). Source: Reuters (Reporting by Maximilian Heath in Buenos Aires Writing by Valentine Hilaire Editing by Matthew Lewis)
“I really thought that Stuart [Williams] was full of shit,” Mike Martin said. “There’s no way this guy really does that.”
When Martin first heard about an In Place Impact course at the College of Charleston School of Business in Charleston, South Carolina, he said he didn’t think it would affect any field, not to mention Muncie, Indiana. Impact Economics creator Stuart Williams asked Martin, “What’s it going to hurt to let me show you?” and after Martin took the “Impact X Class” in Charleston three times, he realized the effect the course could have on an entrepreneur, experienced or not.
Seven years later, Martin, along with Christina Mann and Kory Gipson, are set to teach a 12-week “Impact X Class” beginning Sept. 13, a collaboration between Ball State University’s Entrepreneurship Center, City of Muncie and In Place Impact Muncie. Initiative, hoping to help Muncie’s entrepreneurial and business scene grow, as seen in Charleston.
“We love the past and the industrial things that built Muncie, [but] it’s not going to be Muncie’s future,” Martin said. “If we can create a startup culture here and a technology culture, pushing these things forward can just be a huge shift in the way things have always been. Profit with purpose.
Martin said a city like Charleston doesn’t necessarily need a course like “Impact X” to help its community grow and thrive, Muncie does. Each from Fairmont, Indiana, Gipson agreed, as he said all you have to do is watch the success this program has generated in places like Charleston and even Argentina.
That said, Gipson emphasized that everyone, Ball State student or not, is encouraged to attend “Impact X class,” so they can not only put their ideas into motion, but work with other members. from the community to help make Muncie a better and stronger place.
“This is not from a giant corporation. It’s from some small town hillbillies,” Gipson said. “The invitation is literally open to everyone and that doesn’t necessarily mean just class. It could have an impact on the whole city. This community has a history of corruption and neglect of the poor and all that, and there’s a lot of people who have a lot of denial, and the truth is, nobody’s coming to save that. It’s going to have to be done from within.
Martin, along with Gipson, is co-owner of the Muncie Common Market. From 2006 to 2013, he co-owned Doc’s Music Hall in downtown Muncie and is currently a musician in his band, Mike Martin and the Beautiful Mess, as well as a handful of other business ventures.
After taking the course in Charleston and completely changing his mind about the program, Martin said he wanted to bring the course from Charleston to Muncie, but he needed a partner, and a college partner. As a Ball State employee, Mann was able to make that connection. Martin and Mann met while Mann was an inspector with the Muncie Health Department, licensing and examining retail food establishments.
Mann said he saw many people involved at Ball State excited and eager to see this class in action, including Miller School of Business dean Stephen Ferris.
“I really believe it’s going to be sustainable,” Mann said. “The commitment on their part with the institution, allowing me to participate as a faculty member, welcoming our guests to the university, providing parking and opportunities like that, it is a program that will sell.”
Martin and Mann said a class like this had been discussed for Ball State and the Muncie community since the 1990s. Mann said that at that time, people who didn’t live, didn’t attend or didn’t work at Ball State didn’t come to campus, as if there was an “invisible wall.”
Mann, Martin and Gipson each said they believe the class will help strengthen the relationship between Ball State and the City of Muncie. Muncie Mayor Dan Ridenour continued with his statement.
“Whether you’re a government entity, or whether you’re a business, or whether you’re a supplier, whether you’re an employee, whether you’re a nonprofit, whether you’re just a neighbor, we’re all connected. to each other,” Ridenour said. “We will definitely be more successful if we do things in our decision-making [process] that help us do more to help all parties.
Ridenour, like Martin, first heard about the opportunity from Williams and the College of Charleston class. Ridenour and those who worked to make this class possible saw the success those in Charleston had with their “Impact X Class” and wanted to bring that success to Muncie.
“What I’ve always found is that it’s much easier to model success than trying to create something new on your own,” Ridenour said. “So if you find something that works in another community, as mayor, it’s helpful to model what they do and [to] track the mistakes and learning experiences they have had and eliminate them from our process.
The biggest goal, of all accounts, is to “cultivate innovation” in the Muncie community, on and off the Ball State campus. Gipson said innovation is a matter of survival.
Gipson said that in an increasingly digital world, business models must adapt to thrive, and this class teaches students and entrepreneurs about business and entrepreneurship.
“One of the cool ideas behind this is that adaptation is at the heart of problem solving,” Gipson said. “That’s what it seems to generate people who really want to solve problems. One of the neat things about it, even inherent in its name, In Place Impact, implies that the solution is right where you are. The solutions are here; they will not come from outside.
An important aspect of the class is that anyone can attend and admission is free. Martin said that this way they can “remove barriers to entry” and hopefully let citizens know that they are “invited to an institution of higher education where they may not have attended. not felt welcome”.
Ridenour said the goal for this class was for it to be inclusive and “reach out to all segments of the community.” Martin said if these goals of helping “underserved” sections of the Muncie community and sprouting innovation from the city were achieved, it would be a unique achievement.
“I think in the future, if we see this relationship become really possible, with the resources of the university and the city actually collaborating with citizens who come up with ideas, you’re talking about something that has never necessarily been done,” Martin said. .
Martin said that with the collaboration of the City of Muncie and Ball State University, this project looks like a “true effort” to connect the people of Muncie and bring them together in the spirit of innovation and growth.
Ridenour said that although the course will not produce results immediately, he is confident that the results will come over time.
“You may not be able to see the difference the first year, but [in] two years, three years, four years, five years, someone is on a completely different trajectory for their life, their family, their neighborhood and their community,” Ridenour said. “That’s what we hope to happen, to make a small difference and to be able to extend it over time.”
The Children’s Healthcare of Atlanta Training Ground enjoyed perhaps the best weather of the season on Thursday as Atlanta United hit the field to prepare for their upcoming home game against FCToronto. A gentle wind snaked through the pitches as players exited the facility, including Matheus Rossetto, who returned to training for the first time since suffering an ankle injury against Seattle on August 6.
One player who wasn’t on the pitch, however, was Josef Martinez. As The Athletic’s Felipe Cardenas widely reported, Josef was suspended for a week by the club for what would forever be known as the ‘rice and chicken’ or ‘arroz con pollo’ incident.
Annabelle Tometich/The News-Press USA TODAY Network – Florida / USA TODAY NETWORK
(Don’t worry about how many images to search to find the right one. Besides, you’re hungry now, aren’t you?)
The Five Stripes were notably somewhat delayed in their arrival at the training ground on Thursday, but the players immediately immersed themselves in rondos and passing drills. Raul Gudiño and Rocco Ríos Novo worked separately on a variety of goalkeeping practices, including shot-stopping and passing. After full squad training, a number of players remained on the pitch to continue working on a variety of skills. Ronaldo Cisneros, Franco Ibarra and Santiago Sosa put the aforementioned goalkeepers to the test with shots from high above the arch, while Luiz Araujo, Aiden McFadden and Juanjo Purata enhanced some longer passing opportunities.
Brad Guzan even made an appearance as he got dressed and also took part in some relatively light goalkeeping drills. In true Brad fashion, however, he made his presence known as Gonzalo Pineda addressed the media with a shout on the pitch in reference to the sudden interest in the team, noted by the influx of media at the center of training. Unfortunately, controversy sells and the most recent drama involving Josef Martinez was the main topic of conversation as Pineda, Thiago Almada and Andrew Gutman addressed the media.
Argentinian prodigy Thiago Almada was the first to take the microphone. He made a point of mentioning that the team does not allow any news from both Josef and Miles Robinson to change their mindset going forward. He said the team as a whole supports each other and the situation with Josef came to a head because of the frustration of the game, stressing that it was something every player experiences. Notably, Almada said Josef had apologized to the team since the rice and chicken incident, but declined to go into specifics, stating that “what happens in the locker room stays in the locker room. . It’s a kind of code. »
-Cue Pirates of the Caribbean “they’re more like guidelines” quote-
Almada also spoke about receiving the call up to the Argentina national team, saying it was actually a bit of a surprise. The chance to represent the Albiceleste was clearly a huge deal for the youngster as he said the call-up was both a “huge joy” and a “huge honor for (his) family”. He will travel in a few weeks to join the team in friendlies against Honduras and Jamaica alongside the likes of Lionel Messi.
Atlanta United Spokespersoncaptain Andrew Gutman was the next player to speak, specifically saying “good afternoon” to everyone as he approached the microphone after being scolded moments before for saying “good morning” to someone. Much of Andrew’s message consisted of a “just play football and stop worrying about all the drama” vibes, which certainly should be every player’s goal at times like these.
@_andrewgutman_ mentioned that he didn’t have much to say about Josef and he was just here to play football and help the club win. Says the team still believes they can do it. He said the team still had a ton of attacking options and laughed when he was mentioned as a 1/3 #ATLUTDpic.twitter.com/3q3L5SAOqv
Gutman respectfully declined to comment on Josef’s situation (don’t blame him). Asked about communication from the front office, he mentioned that Carlos Bocanegra had not spoken to the team about the incident.
Questions then turned to Gutman’s goal and positioning, and he explained that he and Pineda had discussed taking advantage of spaces that “defenders don’t think about”. He attributed a lot of that to the fact that guys like Araujo, Cisneros, Almada and Moreno can occupy other defenders heavily, leaving him with tons of surprise zone to operate from.
After the end of the media with Gutman, Gonzalo Pineda spoke. Where Gutman and Almada could only tiptoe over the topic, it was still expected that Pineda would definitely need to elaborate on the Josef Martinez question.
Pineda said the club with him made the decision to suspend Josef. The expectation is to see him again on Monday. “I want him back”, he is a valuable player. Said Josef has yet to apologize to him. He said he didn’t feel like it was “him against me.” #ATLUTD#UniteAndConquer 1/6 pic.twitter.com/fqx4vYuFws
The Twitter post ratings above give a good overview, but you should definitely make a point of listening to Five Stripe Final with Joe and Sam (and myself as a guest) for Pineda’s comments as they go. as they happened. Gonzo mentioned that he, along with members of the front office (including Steve Cannon), all made the decision to suspend Josef after the rice and chicken incident. However, he mentioned that he really wanted Josef back and that he didn’t feel like they each saw the issue as ‘him against me’.
Of course, Josef’s frustration did not seemed directed to the coaching staff as the season progressed, either. Thinking back to Josef’s comments from Summer, the only entity he’s directly expressed frustration with is the one in charge of roster building.
Pineda, however, mentioned that Josef has yet to apologize to him. He also clarified that he had already dealt with other issues with the Venezuelan Viper, indicating that this was not the first feud of Pineda’s term. Gonzo always insisted their relationship was good, and also pointed out vehemently that he and Josef never got physical. He said they stayed 2-3 yards apart in the Portland locker room, despite early reports describing they had to be physically separated. It absolutely bears mentioning here that in a locker room full of players and staff, the definition of “must be physically separated” could have 100 definitions.
Interestingly, Pineda said that during these difficult and languid times it becomes easier to see who is truly committed to the club. Asked about the need to score goals if the team has any hope of making the playoffs, the gaffer referred to the recent Atlanta United Academy dinner where he espoused the belief system and values of all the club for young children. In his eyes, how can he look these kids in the eye with this message and then put someone on the pitch just to score goals but who doesn’t show those values of commitment and teamwork? Hit.
From there, Pineda was asked how the club will handle Josef Martinez in the future. His response revealed that any move was not his decision and the whole club is yet to discuss the idea of next season. Moreover, he expects Josef to be back on the training ground on Monday. When questioned further, he also reiterated the same guidelines “code” that Almada mentioned earlier, holding this concept in the highest regard.
Finally, in reference to Miles Robinson’s situation, Gonzalo Pineda has just said that he couldn’t say much (probably for various reasons) but that the club, team and coaching staff fully support the defender center star.
For those looking to find out how the team is preparing for Toronto, it wasn’t that style of press conference. Whether it was a sign of the coming death knell for the season or an interior focus on everyone’s part in reference to the drama surrounding the club, the next opponent just didn’t seem to get much. of importance to fans, and this media scrum personified that sentiment. That’s not to say the team isn’t training specifically for the game; on the contrary, comments from Gutman and Almada indicated that they had a game plan, but the big news of the day would still be about Josef. (It also seems like a good time to point out that Lorenzo Insigne did not train today with Toronto due to a personal issue).
Regardless of the off-field drama, Atlanta United still have five games to play to, at a minimum, prove to a potential new president that they are not inheriting a complete dumpster fire. Players still have jobs to play, and if what Pineda said rings true, now will be the time to see who really wants to wear the badge and help the club regain some of its past status. Hope to see and hear everyone at the Benz this weekend loudly supporting the Five Stripes, regardless of the current status. In the meantime, and now that at least part of the story is here, be sure to let us know your thoughts below.
Representatives of the Bureau International des Expositions (BIE) have completed their fact-finding mission as part of the examination of Argentina’s candidacy to organize a specialized exhibition in San Carlos de Bariloche in 2027 under the theme “Nature + technology = sustainable energy. A viable future for humanity.
The members of the Fact-Finding Mission, led by the President of the BIE Executive Committee, Alain Berger, examined all aspects of the exhibition project presented by Argentina and presented in its application file. The delegation was composed of delegates from three BIE Member States, and the BIE Secretary General, Dimitri S. Kerkentzesand was accompanied by officials from the BIE.
InPark World’s Fair Editor-in-Chief Jim Ogul outlines the future of fairs to 2030.
For five days, the members of the fact-finding mission received detailed presentations of the bid project, visited the proposed exhibition site and interacted with national and local officials, as well as with representatives of the business community and members of civil society.
Arriving in Buenos Aires on August 29, the members of the Fact-Finding Mission met with the President of the Argentine Nation, Alberto Fernández, cabinet ministers, including the Minister of Foreign Affairs, International Trade and Worship, Santiago Cafiero, as well as members of Congress. The delegation traveled to San Carlos de Bariloche on August 30, where it was received by the governor of the province of Río Negro, Arabela Carreras, and the mayor of San Carlos de Bariloche, Gustavo Gennuso. They also met with the Minister of Tourism and Sports, Matías Lammens, and the Minister of Tourism and Sports of the province of Río Negro, Martha Velez.
The Candidature File submitted by Argentina outlines a vision for a specialized exhibition to advance towards a “new beginning” with human energy at its center, occupying its place in nature while generating technologies to advance the quality of life. The expo would be held from February 1 to April 30, 2027 at a site on Argentina’s National Route 40 in the Bariloche Technology Park to the east of the city. The bid committee predicts that 85 countries, in addition to international organizations and NGOs, will participate in the expo and that it will receive 4.3 million visits during its three-month opening period.
The fact-finding mission to Argentina is the second of five conducted as part of the project’s assessment phase for Specialized Expo 2027/28. The first, in Thailand, took place in July 2022, and the others – in Serbia, Spain and the United States – will take place over the next two months. The conclusions of the Fact-Finding Missions will be discussed by the BIE Executive Committee in October 2022, which will decide to retain the applications it considers feasible and viable. In June 2023, during the 172nd General Assembly of the BIE, the host country of the Specialized Expo 2027/28 will be elected by secret ballot by the Member States of the BIE, on the principle of one country one vote.
Among the different categories of Expos, Specialized Expos are designed to meet a specific challenge facing humanity and can take place in the interval between two Universal Expos. Specialized exhibitions are limited in terms of duration – up to three months – and space – the exhibition area not exceeding 25 hectares (62 acres). The site is entirely built by the organizer, the participants having a pavilion space.
The most recent specialized exhibition, Expo 2017 Astana, was held in the capital of Kazakhstan, Nur-Sultan, under the theme “Future Energy”, and received nearly 4 million visits.
Last Thursday, Fernando Sabag André Montiel allegedly attempted to assassinate Argentina’s vice-president, Cristina Fernández de Kirchner. The gun did not fire, Fernández was taken to safety, and Montiel was arrested. When images of Montiel circulated, users of an Argentinian online forum claimed to recognize him as another user and immediately attempted to disassociate themselves from the would-be killer.
The forum, Rouzed, was an Argentinian digital community where anonymous posters mixed mundane conversations about hair care and memes with threads full of racist comments and sexual harassment. Site officials took the forum offline shortly after the attack on the vice president, doing so on purpose after seeing forum members accusing each other of complicity in the attack, while talking about “hiding evidence” linking Rouzed to Montiel. Administrators chose to shut down the site when comments such as “the shooter was a rouzero” began to gain traction.
On Saturday, September 3, the creators of the site had set up a new forum called “Boxed”. On the same day, an anonymously administered Telegram account introduced members to a new site, stating on a group chat dubbed “Rouzed in exile” that Boxed was Rouzed’s heir. “The idea is to bring everyone together in one place. I’m not going to let ‘the R’ die,” the host said. Rest of the world contacted Boxed administrators to ask why Rouzed had been shut down and whether the new site would address hate speech issues on their forums, but received no response at the time of publication.
Rouzed’s anonymous, public, and unmoderate structure has created “breeding ground for radicalization,” said Niv Sardi, an open-source activist and developer who has studied social media and political violence in depth. Rest of the world. “It is common to think that ‘these people’ [extremists] exist in dark, exclusive and inaccessible places, but, in truth, their ideas can be found anywhere. The fact that extremism is a cult does not mean that it is closed to the public. The danger is precisely that it is very easy to find.
Rouzed’s status as a hub for extremists makes it part of a global trend of relatively unmoderated, public and anonymized chat sites. One of the most famous, 4chan, also has a troubled history of mixing mundane content with hate speech. Just recently, a Buffalo, New York shooter was reportedly identified as a frequent poster on the site.
“Just because extremism is a cult doesn’t mean it’s closed to the public. The danger is precisely that it is very easy to find.
Before Rouzed moderators shut down the forum, users quickly began recirculating posts they said were from Montiel, including alleged images of himself sporting Nazi tattoos on his arms, which , according to them, allowed them to recognize him as Fernández’s attacker.
“In the event of an investigation by a federal or similar entity, I have no involvement with this group or the people in it, I don’t know how I got here, probably added by a third party, I don’t support any actions of members of this group,” said a user on the Rouzed forum, posting the message in Spanish, English, French, Japanese and Portuguese.
Sardi, who has researched sites like 4chan, said the fact that Rouzed is such an easily accessible and functionally unmoderated site also led to its downfall. The breadth of topics on the site has made its community much more “diverse”, he said, than one might expect from a far-right monolith. Postings purportedly by Montiel indicate an ideology on the fringes of the site, so when other users found themselves participating in the same forum as the would-be shooter, many feared they would also be identified with his ethos.
However, just as there were users who disagreed with Montiel, many were likely worried about being “left without a meeting place because of a standard”, as one user commented on Boxed.
Faced with the perpetuation of Rouzed as Boxed, Ezequiel Ipar, researcher at CONICET and professor of sociological theory at the University of Buenos Aires, tells Rest of the world that the fundamental problem was not an individual, like Montiel, or a website, like Rouzed, but rather a systemic problem. One in which digital spaces such as Boxed can easily make hate speech accessible in a “cheap, fast and simple” way. To truly confront extremism, Ipar advocated “education online, so that when people are confronted with a message of hate, they are not simply reeling from its violence, but instead empowered to take up these platforms”.
DUBLIN–(BUSINESS WIRE)–The “Video Interviewing Software Market Forecast to 2028 – Impact of COVID-19 and Global Analysis by Type, Company Size and Industry” report has been added to from ResearchAndMarkets.com offer.
Denmark, the United Arab Emirates and Sweden are among the countries with the highest internet penetration rate in the world. Until 2020, APAC was the region with the highest number of internet users at ~2.5 billion, followed by Europe with nearly 728 million internet users. China had over 854 million internet users and India had around 560 million internet users.
However, digitization and internet usage are in their initial stages in countries like Oman, Qatar, and Kuwait. The continued growth in the number of internet users is encouraging industries to transform their processes into digital operations. Cloud technology has had a positive impact on business performance through improved storage and data transfer facilities, cost-effectively by allowing businesses to pay for the service based on usage.
Cloud-based deployment of video interview solutions has grown in popularity over the past few years. Training and development courses are made available to students to prepare them for studies, as well as professional fields, and the problems of storage capacities have been solved with the advent of cloud technology. In addition, companies are moving towards the adoption of video interview solutions in SaaS mode.
The high cost of data center hardware, software, and operations is distributed among customers by the provider in the SaaS-based model, thus allowing customers to benefit from state-of-the-art infrastructure at a lower cost. Hence, cloud-based video interviewing solutions are expected to witness huge demand over the forecast period, contributing to the growth of the video interviewing software market.
SAM includes several developing countries, such as Brazil, Chile, Argentina, Peru and Colombia. These countries have seen decent growth in industrialization in recent years, with the expansion of the footprints of multinational companies in their territory.
Business, manufacturing, and IT were the major industries contributing to the market growth in this region. Several private and public sector companies in the region are turning to digital transformation and adopting advanced technologies to improve their operations and stay competitive in the global economic market. The growing number of manufacturing facilities of large enterprises as well as SMBs are driving the growth of the video interview software market in SAM.
SAM countries emphasize strongly attracting FDI due to the availability of cheap labor, low barriers to entry and reasonable interest rates. Additionally, some countries in the region have relaxed FDI regulations, attracting investments from several well-established companies headquartered in other countries.
Brazil is the most attractive destination for FDI in SAM because it is a technologically advanced country with simpler government policies, compared to other SAM countries. However, Argentina is undertaking several initiatives to attract FDI, such as relaxing import restrictions, signing international bilateral agreements, and lifting restrictions on foreign investment. Such initiatives should facilitate the development of different sectors in the region.
This is expected to create lucrative opportunities for Video Interviewing Software market players to expand their customer base in this region. The South America video interview software market is expected to grow in volume as well as revenue in the coming years.
The video interview software market is segmented on the basis of type, company size, industry, and geography. The Video Interviewing Software Market analysis by type, the Video Interviewing Software market is segmented into web-based and mobile applications. The video interview software market analysis by company size, the video interview software market is segmented into small and medium-sized enterprises (SMEs) and large enterprises. The video interview software market analysis by industry, the video interview software market is segmented into IT & Telecom, Manufacturing, BFSI, Healthcare and Others. By geography, the video interview software market is divided into five regions: North America, Europe, Asia-Pacific, Middle East & Africa and South America.
Kim Jung-nam poses for a photo at the JoongAng Ilbo building in Sangam, western Seoul, in July. [JOONGANG ILBO]
The Qatar 2022 World Cup in November will mark Korea’s 10th consecutive participation in the world’s biggest football tournament.
Korea is only the sixth country to qualify for 10 consecutive World Cups, following teams like Brazil, Germany, Italy, Argentina and Spain.
The beginning of this feat dates back to 1986 during the World Cup in Mexico, when Korea won the right to participate in the World Cup for only the second time in the country’s history, after the 1954 World Cup in Swiss.
At the World Cup in Mexico, only 24 countries were able to qualify for the qualifiers, eight less than the current 32, of which only two places went to Asian teams.
Korea were then placed in Group A, considered the most difficult group of the tournament as it contained Argentina, Bulgaria and Italy.
Korea failed to win a single World Cup game, but scored a memorable goal. On June 2, 1986, Park Chang-sun scored against eventual champions Argentina in a 3–1 loss.
The South American powerhouse was led by soccer legend Diego Maradona, then a 25-year-old superstar in his prime, who was trying to make up for Argentina’s early exit from the 1982 World Cup.
The visibly nervous Korean side allowed two goals in the first half as manager Kim Jung-nam decided to focus on marking Maradona, a strategy that freed up other players from the Argentine side. Kim ordered Huh Jung-moo to shadow Maradona, and Huh used every trick allowed by the regulations to slow down the gifted midfielder.
Two months away from the 2022 World Cup, the JoongAng Ilbo recently sat down with former coach Kim to look back 36 years on the tournament that really marked Korea’s arrival on the world football stage.
Q. What happened in the Asian qualifiers before the 1986 World Cup?
A. I took over after Korea lost to Malaysia in the first Asian qualifier and Moon Jeong-sik resigned. It wasn’t particularly promising, losing the first game. But we had a good team, they were passionate, worked hard and had great focus. I consider myself lucky to have worked with a team like this. We then won all the qualifications and won our place in the World Cup.
Q. Tell us about your place in Group A with Argentina, Italy and Bulgaria.
A. To tell you the truth, we were very worried. Argentina was seen as a strong contender for the trophy and they eventually won. Italy were defending champions and Bulgaria were also a strong team. We thought if we lose we lose, but we will try our best not to lose with a big goal difference.
Left to right: Huh Jung-moo, Chung Jong-soo, Cho Yong-jeung, Kim Ho-kon and Kim Jung-nam watch from the bench during the 1986 World Cup in Mexico. [JOONGANG ILBO]
Q. What are your memories of this match against Argentina?
A. We had never seen Argentina play before, we didn’t even know the names of all the players at the time. Each World Cup has an official ball with a specific design, but we weren’t able to train with the ball until the World Cup itself. It was me and coach Kim Ho-kon, we didn’t even have a goalkeeper coach back then. It’s almost useless to compare him to the national team now where there are about 20 coaches.
At the time, we weren’t sure if Bundesliga player Cha Bum-kun would make the squad. It had been a long time since Cha had played an international match for the national team as he had been abroad for quite some time and was used to European football. At first, Cha didn’t sit well with the national team’s style of play. But during the game, because the Argentinian team marked Cha, the other players were able to move around more easily.
As for the game against Argentina, I thought we were going to a big defeat because we conceded two goals early in the game. Then, from the start of the second half, we conceded another. I feared it would be 10-0, but luckily deeper into the second half we got better. Park Chang-sun’s screamer revitalized the team. We regained confidence.
Q. What was Park Chang-sun’s purpose?
A. Park has always been good at shooting and scoring from mid range and I saw his impact was there that time too, although I didn’t think he would have actually scored. We have scored four goals and conceded seven in the World Cup. I think we did our best.
Q. What does the Mexico World Cup mean to you?
A. It was a difficult situation. We had no information on the opponents, so we could not analyze them. But also, compared to now, we didn’t have a lot of international experience or financial support. We were ready to fight tooth and nail and I think that’s what got us the results. I think the World Cup in Mexico was the basis for Korea’s semi-final at the 2002 World Cup and the national team that reached 10 consecutive World Cups.
Argentina’s grain exports brought in some $3.4 billion in August, a 5% increase from July, an industry group said on Thursday, as the South American country tries to boost the flow of foreign currency to replenish depleted central bank reserves.
The CIARA-CEC Combined Oilseeds and Grains Exports Industry Chambers said the dollar value of agricultural exports rose 11% year-on-year in the month to reach what it called it an “all-time high,” hitting $25.7 billion for the year.
Argentina’s central bank requires grain exporters to convert their dollar earnings into local currency into pesos.
The South American country enforces strict currency controls to safeguard scarce reserves, although analysts say the economy ministry is evaluating a specific exchange rate mechanism for the agricultural sector to encourage dollar liquidation.
Argentina is the world’s leading exporter of processed soybean oil and meal, the no. 3 for maize and a major wheat producer. Soybean producers, however, sold their crops more slowly than in previous years due to fears of a devaluation of the peso.
CIARA-CEC pointed out that “grain exports have been affected by adverse weather effects on the bulk harvest, as well as the effects of a volatile macroeconomics and foreign exchange market.”
“This has added to the spare capacity of the soybean crushing industry, which continues to work with negative margins even in the middle of the harvest season and which leads to production stoppages,” he said. Source: Reuters (report by Walter Bianchi; editing by Jonathan Oatis)
Here’s a look at Uyghur-related news from around the world this week:
Groups file criminal complaint in Argentina over Beijing’s mistreatment of Uyghurs
Two Uyghur groups, based in the United States and Germany, have filed an international criminal complaint with Argentina’s Federal Criminal Court, accusing China of committing genocide and crimes against humanity against Uyghurs and other groups ethnic turkish muslims. These are accusations that China has repeatedly denied.
Activist warns Taiwan could be Beijing’s next target after Uyghurs
Nury Turkel, chairman of the U.S. Commission on International Religious Freedom, said Tuesday at the 2022 Regional Religious Freedom Forum in Taipei that Taiwan should learn from Beijing’s treatment of the Uyghur Muslim minority community to understand what Beijing might do. what to do in Taiwan if the self-governed island fails to protect itself from China.
UN report finds China committed ‘serious human rights abuses’
On her last day in office, UN rights chief Michelle Bachelet released her long-awaited assessment of conditions in Xinjiang, saying China’s treatment of Uyghurs and other Turkish Muslim groups could amount to crimes against humanity.
Uyghur groups react to UN report on Xinjiang
More than 60 Uyghur organizations around the world have urged the international community to take concrete action after a UN report revealed that China has committed ‘crimes against humanity’ against Uyghurs and others Turkish Muslim communities in Xinjiang, a region Uyghurs prefer to call East Turkestan.
Report: Chinese coal plant pays Uyghur workers less than Chinese workers
An investigative report by the RFA revealed that a Uyghur worker received a monthly salary of 1,500 yuan ($217) while a Chinese worker received around 5,000 yuan ($725) for the same work performed in a mine coal from northern Xinjiang.
News in brief
– Gulbahar Haitiwaji, a 55-year-old Uyghur woman and survivor of an internment camp in Xinjiang, has written a book titled How I survived a Chinese “re-education” camp. VOA’s Mandarin Service recently caught up with Haitiwaji as she recounted the horrors of being in detention. Originally from Xinjiang, Haitiwaji moved to France with her family in 2006. In 2016, she said a phone call from a Chinese official asking her to return to China for administrative retirement procedures drew her to Xinjiang. . She then risked being arrested. She said the charges against her varied, but the recurring theme was terrorism. For nearly three years, she said, she endured interrogation, detention and re-education until her family and the French government helped free her. China calls its facilities “vocational training and education centers” aimed at combating terrorism.
note quote
“I couldn’t have a bowel movement for 10 days when I was tied to the bed, when I was tied up like a dog – and the first time I did it in front of people, I cried. ” — Gulbahar Haitiwaji, survivor of Chinese detention.
Argentina has braced for further political upheaval after a failed assassination attempt on Vice President Cristina Fernández de Kirchner, who escaped unscathed after a man pointed a loaded gun at her head which did not didn’t shoot.
Authorities investigated on Friday whether the alleged assailant, a Brazilian national who was arrested after the attack on the vice president’s life Thursday night outside her residence, acted alone.
As messages of shock and outrage poured in from around the world after the attack on the fiery left-winger, one of Latin America’s best-known politicians, President Alberto Fernández declared a national holiday on Friday to allow expressions of solidarity. The cabinet was due to join an afternoon march in Buenos Aires, along with unions and supporters of the ruling Peronist party.
US Secretary of State Antony Blinken condemned the assassination attempt, saying the country stood “with the government and people of Argentina in rejecting violence and hatred”. Pope Francis, from Argentina, said he wanted to “express my solidarity and closeness at this delicate moment”.
The attack further polarized Argentina, which is reeling from an economic crisis and bitter political struggles ahead of presidential and legislative elections next year, which the ruling Peronists are expected to lose. Inflation is expected to reach 90% this year and the value of the peso has fallen on the black market.
Fernando André Sabag Montiel, a 35-year-old Brazilian national, was named Friday by a Security Ministry official in connection with the crime.
Social media accounts of the alleged gunman showed he had followed extremist groups associated with hate speech, including one denouncing “satanic communism”, local media reported.
Video footage from Thursday showed a gun pointed by a crowd at Fernández de Kirchner’s face at close range and the trigger pulled as she got out of a car outside the building where she lives in the suburbs of Recoleta.
Fernández de Kirchner tried to duck and grabbed onto his head as passers-by pushed the would-be assassin away. The weapon has since been identified as a locally made .32 caliber Bersa, officials said.
Miguel Ángel Pichetto, a prominent Argentine lawmaker, called for an investigation into how the assailant was able to approach Fernández de Kirchner from such a close distance and get his security personnel through.
President Fernández said Thursday evening during an emergency television broadcast: “Cristina is still alive because, for some reason, the weapon loaded with five bullets did not fire, although the trigger was released. This is something extremely serious, it is the most serious thing that has happened since we regained our democracy.
Mariano Machado, senior Latin America analyst at risk intelligence firm Verisk Maplecroft, said the assassination attempt would further polarize a deeply divided country and could spark more violence. The attack reduced the “chances for a constructive dialogue within the political class”, he said, pointing out that President Fernández had blamed “the opposition, the judiciary and the media for being root of the polarization that culminated in the events of last night”.
Cristina, as she is universally known in Argentina, is the country’s most recognizable political figure and one of the most controversial. A radical leftist in the ruling Peronist movement who also leads the Senate, she faces multiple corruption charges over alleged events during her 2007-15 presidency.
A federal prosecutor in a case sought a 12-year prison sentence for Fernández de Kirchner and a lifetime ban from public office last week, alleging fraud and “unlawful association” with corrupt officials and businessmen. businesses that have received government contracts.
She described the allegations against her as a politically motivated witch hunt and called on her supporters to defend her. Her dual role as Vice President and President of the Senate gives her strong legal protection and she is unlikely to face jail time.
The vice president has clashed numerous times with Fernández, to whom she is not related, over politics. It opposes its $44 billion debt deal reached this year with the IMF, saying its demands to cut energy subsidies and reduce the public deficit are unacceptable.
Her charisma and long political career have made her an iconic figure on the Latin American left, and she is expected to run for national office again in next year’s elections.
Although economic crisis and political turmoil have rocked Argentina on several occasions since the end of military rule in 1983, political violence is rare.
International football match on September 9 to help flood victims, says Argentinian ambassador Former national footballer Shahid Khan Shinwari called Argentinian Ambassador Leopoldo Francisco Sahores on Friday in Islamabad and invited him for the upcoming international match of football which will take place on 9th September 2022 here at Peshawar Sports Complex
PESHAWAR, (APP – UrduPoint / Pakistan Point News – September 2, 2022): International football match on September 9 to help flood victims, says Argentinian Ambassador Former national footballer Shahid Khan Shinwari called on Argentinian Ambassador Leopoldo Francisco Sahores on Friday in Islamabad and invited him for the upcoming international football match which will be held on September 9, 2022 here at Peshawar Sports Complex.
The match aims to raise funds for flood victims, Shahid Khan informed Argentinian Ambassador Leopoldo Francisco Sahores and stayed there with him discussing business and sports ties between Pakistan and Argentina.
Argentinian Ambassador Leopoldo Francisco Sahores, while appreciating his efforts to help flood victims, said raising funds for flood victims would definitely help people in this hour of need.
The football match to be held at the Peshawar Sports Complex on September 9 will promote sports on the one hand and help flood victims on the other, said Argentine Ambassador Leopoldo Francisco Sahores.
Argentine Ambassador Leopoldo Francisco Sahores also expressed his solidarity with the families of the flood victims and assured them of his full support on behalf of the Argentine people. He said there was a great love from the Pakistani people for the Argentine footballers.
Argentine Ambassador Leopoldo Francisco Sahores assured Shahid Khan Shinwari to come to Peshawar and see the game besides extending his support and solidarity to the Pakistani people affected by the floods.
Argentine Ambassador Leopoldo Francisco Sahores said our efforts will be to promote mutual relations between Argentina and Pakistan, including trade, sports and other fields.
Shahid Khan Shenwari said the football match will be held at Peshawar Sports Complex on September 9 at 4:30 p.m. to help flood victims, which is attended by national and international players.
Shahid Khan Shinwari is also responsible for trade between Pakistan and Afghanistan for Central Asia, also discussed with him the expansion of trade ties. He said that through the businessmen of the Ministry of Industry, the main importers and exporters have been invited for the next Expo event at Automechanika Buenos Aires which will take place from October 11 to 14, 2022.
Argentinian Ambassador Leopoldo Francisco Sahores said Argentina is leading an international exhibition for trade-oriented automotive service industries. Shahid Khan briefed the Trade Ambassador on Argo business, sports and goods, cotton, leather and materials.
Shahid Khan has informed Argentinian Ambassador Leopoldo Francisco Sahores that sports legends have been invited to the game for a flood relief cause.
He said Chief Minister Khyber Pakhtunkhwa Mahmood Khan, Provincial Sports Minister Mohammad Atif Khan and other personalities will also watch the football match and it is hoped that it will raise funds for the flood victims. A door-to-door campaign was also launched with the aim of helping the victims.
On this occasion, Argentinian Ambassador Leopoldo Francisco also presented a soccer ball to Shahid Khan Shinwari and assured him that the two parties would work more closely for the youth exchange program.
Mr. Leopoldo Francisco also assured him that Argentina will help Pakistani youth by providing them with opportunities of qualified coaches, trainers etc.
The interesting thing about reports that Peruvians are quickly embracing crypto as a hedge against inflation and political instability is that they do so when those economic and social issues are fairly mild, at least compared to those of its neighbors who do the same.
And yet, embrace it, according to several of the country’s top cryptocurrency exchanges.
Buda.com has seen its volume grow from virtually nothing in 2020 to $74 million in 2021 and stands at $22 million through August, the Peruvian exchange official said. Told Desk corner. (Although this looks like a big drop, remember that the price of bitcoin is down about 70% during this time.)
Look for stability
What’s notable about Peru’s adoption is the high rate at which crypto investors are focusing on stablecoins, suggesting they’re more interested in preserving their money than using bitcoin. or other cryptocurrencies as investments.
The Buenbit exchange has seen strong adoption of stablecoins, accounting for 90% of the fiat currency on the site used to purchase stablecoins, Matías Romero, its country manager, told CoinDesk. Competitor Buda’s USDC stablecoin trading volume is $1.4 million through August, 50% above the rate for all of 2021, he added.
“These are the most traded cryptocurrencies on our platform,” Romero said. “For us, who haven’t had inflation for a long time, 9% is quite high. Despite the fact that the exchange rate did not increase, the local currency depreciated little by little against the US dollar”, which is legal tender in Peru, although it is mainly used for large purchases.
Despite the dollar’s status alongside Peruvian sol, the exchange rates offered by banks are “usually very high,” said Álvaro Castro Lora, a crypto regulatory lawyer and founder of the Peruvian Blockchain Association. Buying stablecoins as an intermediary can reduce this rate, with even a trio of transactions – buying stablecoins, using them to buy dollars, off-ramp dollars – would have a rate of less than 2% or even 1 % on many exchanges.
See also: Emerging Markets See Stablecoins as a Viable Alternative to Bitcoin
“There is a growing interest from users to protect their revenue,” Romero added. “They find in crypto a really good way to do that.”
On top of that, he told CoinDesk, people thought the country’s new—and quickly beleaguered—president, Pedro Castillo, would impose capital controls, exchange restrictions, or devaluation when he took over. his duties last year. As wealthier Peruvians sent money out of the country, “people who didn’t have enough savings started turning to crypto as an alternative store of value,” Castro Lora said. “Some have started investing in crypto precisely because its decentralization is a shield against state intervention.”
This could explain why Peru’s unicameral congress is debating a bill on crypto regulation and taxation. And given the ability of stablecoins to replace local currencies at the point of sale more easily than other cryptocurrencies, why is the central bank aggressively working on a central bank digital currency.
See Also: CBDC Plans Proliferate as Governments Rush to Challenge Stablecoins’ First-mover Advantage
Not so bad
Despite a long record of strong economic growth over the past twelve years, Peru’s annual inflation rate was actually 6.13% until August, Reuters saidwell below that of the United States 8.5% through July – although other estimates put it around 9%.
However, there is political instability. Castillo has twice pushed back against impeachment, the ruling party just expelled him, and the country has had seven presidents since 2011 for ongoing corruption probes.
Yet compare that to Argentina’s inflation rate, which topped 70% in August, its central bank is running out of cash reserves, and infighting between the president and vice president has created a leadership vacuum in a country with long history of economy- detrimental to populist presidents, Bloomberg reported August 31.
See more: In Argentina, Inflation Seems to Push Crypto Payments
Calling Argentina “ripe for cryptocurrency disruption,” the Financial Times in May said “Decades of mistrust in the banking system, high inflation, and strict limits on the number of pesos that can be converted into more stable currencies like the dollar have increasingly pushed savers toward cryptocurrencies.”
In 2021, Argentinians pocketed $1.86 billion in pay in crypto, The Street reported.
Then there’s Venezuela, where the inflation rate was 137% through July – a fifth of its rate for 2021 – Reuters reportedbecause he finally got a manipulate on the episode of hyperinflation that started in 2017 but is still struggling with an oppressive government.
It was number 3 of the United Nations Conference on Trade and Development listing of the countries with the highest rates of digital currency ownership in 2021, after Ukraine and Russia. Venezuela recognized this in July via a new law imposing a 20% tax on crypto transactions.
Of course, it’s worth noting that in the only Latin American country that has actively embraced crypto, El Salvador, which made Bitcoin legal tender a year ago, it’s largely unpopular, despite the huge popularity of the president who pushes him.
But overall, poor long-term economic conditions are encouraging the use of crypto.
“Respondents in countries that have experienced a 50% or more devaluation of their currency against the US dollar in the past 10 years were more than 5 times more likely to say they plan to buy crypto in the coming year than those countries that have experienced less than 50% currency devaluation,” Exchange Gemini said in its 2022 State of the World Crypto Report.
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NEW PYMNTS SURVEY FINDS 3 IN 4 CONSUMERS HAVING HIGH DEMAND FOR SUPER APPS About: Results from PYMNTS’ new study, “The Super App Shift: How Consumers Want To Save, Shop And Spend In The Connected Economy,” a collaboration with PayPal, analyzed responses from 9,904 consumers in Australia, Germany, UK and USA. and showed strong demand for one super multi-functional app rather than using dozens of individual apps.
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A new report from the Better Business Bureau warns consumers of the many ways scam artists have found a home in the shadows of the payday loan industry.
The report released this week says new scams often leverage information stolen from legitimate lenders in order to defraud people.
Due to the rise of online payday loan companies in recent years, hackers are able to steal data and imitate real lenders more easily.
This makes it easier for them to offer fake loans, pressure people into believing they still owe money, pose as debt collectors, or demand upfront payment for loans, said Josh Planos, BBB vice president of communications and public relations.
The study also highlights how unequal state laws have allowed predatory payday loan companies to continue to thrive.
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Payday loan scams to watch out for
The BBB report lists a few different scenarios that account for more than 3,000 payday lender-related scam complaints received since 2019. Consumers have collectively lost millions to these scams, with the median amount lost per person in 2022 reaching 1,000. $.
Stolen information: If you have taken a loan from a legitimate lender in the past, hackers could access your information and contact you posing as a representative of that company. The scammers will then try to convince people that they still owe money which, in reality, has already been paid back.
Consumers should also watch for signs that the company is an impostor, such as emails from gmail.com or yahoo.com addresses instead of the company name, or slight misspellings.
“If you receive an email regarding a payday loan, verify the information after the @ sign,” the BBB report says. “Legitimate companies generally don’t send messages from a Gmail or Yahoo account. However, this is not a foolproof method, as scammers can spoof emails or even steal passwords to access legitimate emails.”
Posing as debt collectors: Fraudsters will use names that sound like law firms to convince consumers that they are collecting a debt.
“A BBB investigation into BlackRock Legal Group revealed that the alleged company was sending letters to people claiming they owed a debt to Advance America, a bona fide payday loan company. Advance America told the BBB that it (she) had no connection with BlackRock,” the report said.
A red flag for consumers in debt collection scams is failure or inability to provide written confirmation of debt.
Under the Fair Debt Collection Protections Act enforced by the Federal Trade Commission, debt collectors are required to provide, in writing, the name of the creditor, the amount owed, how to obtain the name of the original creditor, and how to dispute the debt in within 30 days of receipt of confirmation documents.
Asking for this information “really stops scammers in their tracks,” Planos said.
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Request payment through apps or gift cards: Whether it’s asking for an upfront fee or demanding repayment of a debt, scammers can demand payment in a form that’s nearly impossible to collect, like gift cards, apps like Venmo, or bank transfers. from places like Western Union.
“Most legitimate transactions are still on the cash, check and credit card plan for a reason,” Planos said.
Request immediate refund of money: A scammer might say they need to test your banking information by sending you a mobile deposit which you then need to send back immediately.
“The scammer is actually taking advantage of the payment approval system and it may be that no money was sent,” the report said. “Eventually, the bank or service will get that money back, and the victim will have sent their own money to the fraudsters.”
Certain purchases or financial transactions may trigger a pre-authorization hold on your account, but these are usually in the amount of $1 and will automatically clear.
Consumers should not “return” deposited money to a sender, the BBB report says.
Any request for money in advance: Legitimate lenders will not ask for fees or money up front to “secure” the loan, the BBB said.
The report includes the story of a BBB complainant named Shirley in San Jose, California:
“Shirley got a call from a woman who said her name was Lauren Green. Shirley had qualified for a $5,000 loan from West Point lenders. To get her loan, everything she had to do was pay a $535 fee.After that, Shirley was told by Green that another $535 was needed because her credit wasn’t good enough.
“Now at $1,070, Shirley began to have suspicions. It turns out that West Point Lenders has the same name as other financial institutions, but it’s a fake company. Green tried to get more d Shirley’s money, but she realized she had been scammed. The phone number the scammer called from no longer works.”
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No business will charge an upfront fee for a loan, according to the BBB.
All fees and interest will either be deducted from the loan amount or charged to be repaid with the loan.
“If they ask for money to ‘release the loan’ or ‘for bad credit’ or ‘for insurance’, it’s a scam,” according to the BBB report.
They call you with an offer: Shirley’s story is also an example of scammers calling unexpectedly and offering a loan. Even if you have researched or applied for loans online, beware of someone calling you.
If a company makes a loan offer over the phone or online, do some research.
“Don’t succumb to high-pressure tactics, because every legitimate business will want your business, today or tomorrow,” the BBB report warns. “If you can’t find any information, that’s a red flag. Sometimes scammers have fake websites, so a site’s presence is no guarantee that you’re safe.”
The BBB’s Scam Tracker website is a searchable database of reported scams, so throwing a company’s name there is a good first step, Planos said.
Predatory payday lending practices to watch out for
Companies that do offer payday loans are not immune to predatory or unscrupulous practices, despite an attempted crackdown by the Consumer Financial Protection Bureau under the Obama administration.
For the most part, states must regulate the industry, and more than a dozen states introduced some type of payday loan legislation last year.
But payday loans are still available in 32 states, some of which have no cap on the level of interest rates. In fact, annual percentage rates in eight states can be over 400%, according to Pew Charitable Trusts.
The BBB warns that some payday lenders will advertise their calculated interest rates on a weekly or biweekly basis, rather than giving the annual percentage rate typically advertised for credit card interest.
The report shows the calculation that someone who takes out a loan of $375 with an advertised finance charge of 15% actually pays an APR of 391.07%.
How to report a scam
If you are the subject of fraud, there are ways to report your case besides BBB.org/ScamTracker.
Federal Trade Commission (FTC): ReportFraud.ftc.gov
State Attorneys General: Find your attorney general’s website to see if you can file online.
Follow Katie Wedell on Twitter: @KatieWedell and Facebook: facebook.com/ByKatieWedell
Pune, Aug. 31, 2022 (GLOBE NEWSWIRE) — The Loans and Payments Market report analyzes the benefits to shape business competition and competitive environment policies to enhance possible revenue. The report assesses key opportunities in the market and plans the factors that are and will be driving the progress of the industry. Considering past growth patterns, growth drivers and existing and future trends, we also estimate the overall development of the global Loans and Payments market during the forecast period.
In short, the Loans and Payments Market report is helpful for industry players, investors, consultants, business strategists, researchers, and anyone who has any interest in or plans to venture into the loans and payments market in any way.
Get a sample copy of the report at – https://www.absolutereports.com/enquiry/request-sample/21412304
The global loans and payments market size was valued at USD 2576355.67 Million in 2021 and is projected to grow at a CAGR of 9.09% during the forecast period, to reach USD 4342987.44 Million by 2027.
Market segments help decision makers guide product, sales, and marketing strategies, and can fuel your product development cycles by informing how you deliver product offerings for different segments.
The final report includes the impact of Covid-19 and the conflict between Russia and Ukraine –
Types, Applications, Regions and Key Players Covered in the Study
Sector Drivers, Constraints and Opportunities Covered in the Study
Recent industry trends and developments
Competitive landscape and strategies of key players
Historical, current and projected market size, in terms of value
In-depth analysis of the loans and payments market
Sales, price, revenue, market share and growth rate are covered in the report. Sales channels, distributors, merchants, resellers, etc. are covered in the report.
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Detailed TOC of Global Loans and Payments Industry Research Report Competitive Landscape, Market Size, Regional Status and Outlook:-
8 Upstream and Downstream Analysis of Loans and Payments Market
9 player profiles
10 Research results and conclusion
11 Appendix
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Javier Hernandez and his return to the Mexican national team looks more distant than ever. Many of the reasons why Martino decided to drop him completely from the Mexican national team roster are now clear. In this sense, Chicharito can’t do much to change the coach’s mind.
According to the Argentine media TyC Sports, Tata Martino has always been a coach who has always liked discipline in his teams. Beyond the heaviness, it is a question of respect for his work and the team he represents. This is why he does not tolerate certain attitudes of El Tri players.
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It is true that Gerardo Martino does not get results, but according to the Argentinian media, he is a coach who prepares his matches and even shows videos to the players. A situation that neither Chicharito nor his teammates were used to. That’s why Martino doesn’t want the return of a player who even brought women to one of his training camps.
Is Chicharito completely ruled out?
Barring exceptions, Javier Hernandez won’t be at Qatar 2022 and part of that is that the LA Galaxy player never wanted to look for Martino and acknowledge some mistakes in his attitudes at the national team. According to ESPN Mexico’s Alvaro Morales, an apology would have healed their differences.
BUENOS AIRES — After doctors diagnosed Paula Estrada with breast cancer in 2009, the then 41-year-old Argentine decided she would not just beat the disease, but do so without losing her long blond hair from the ravages of chemotherapy.
At her home in Buenos Aires, Ms. Estrada, a graphic designer by profession, set about creating an improvised cooling cap out of blocks of ice to keep her scalp cool and prevent hair loss.
It worked and “no one realized I was having chemotherapy,” said Ms Estrada, now 54.
Scalp cooling, a way to constrict blood vessels and prevent chemotherapy drugs from reaching hair follicles, has been around in one form or another for decades. The Paxman Scalp Cooling Cap, for example, was introduced in Britain in 1997 and gained US FDA approval in 2017.
But in 2009, cooling caps were unheard of in Argentina, Estrada said.
“When I finished, I said ‘I’m not going to keep this to myself, I want everyone to have this as an option,’ she recalls.
Ms Estrada’s “Quimo con pelo” cap can be made with gels that cost as little as $2 – a lifesaver in a country facing economic hardship and where alternative cooling caps can cost $100 per session.
On social media, patients in Argentina and around the world share instructions on how to make the plugs and donate them when they’re done.
The caps should be used from the first session of chemo, kept at -20 degrees Celsius and changed every 30 minutes.
“It’s worth it,” said Mariangeles Fernandez, a 48-year-old liver cancer patient. “It allows you to fight the disease in a different way.”
Ms Estrada, who is currently writing a book about her experience, says she hears every day from patients whose cancer journeys have been improved by the caps.
“I think the (cap) was key to my mindset,” said Elsa Ram, a 64-year-old retiree with breast cancer. “That’s a big part of a good treatment.” — Reuters
Amidst the shops and stalls of the South Ninth Street Italian Market, local artist Michelle Angela Ortiz has installed a series of light boxes that reflect the stories of those who work and thrive there.
The works are reminiscent of church stained glass, combining beauty and spirituality illuminated by light. Images and words are fused together to create displays of work, honor, family and love.
“The boxes are, in fact, a love letter to this community,” said Ortiz, 43, a visual artist, muralist, community arts educator and filmmaker who was born and raised in South Philadelphia, where she keep on living.
His mother, Epifania, immigrated to the community from Colombia more than 50 years ago and worked at the market for 25 years as a housekeeper and cook for the Giordano family, among the longtime vendors.
“I developed this project in honor of my mother,” Ortiz said.
The light boxes are part of the “Our Marketplace” project Ortiz launched in 2019. She describes it as a “multi-layered, community-centric effort” focused on supporting immigrant sellers, business owners and neighbors who work and reside. in and around the Ninth Street Market.
Ortiz said she drew inspiration for the work from conversations with market-connected people who discussed issues of gentrification, racism and displacement.
“It’s about collecting stories about survival and triumph, love and dedication, that are invisible to people using the marketplace,” Ortiz said.
Currently, each of the five companies in the market has two light boxes measuring two feet by four feet. The images are waterproof printed pieces, durable in all weathers and illuminated with waterproof LED lighting.
Besides adding beauty and interest to the market, the lightboxes also perform the prosaic function of illuminating dark pockets in the area to improve safety, Ortiz said.
Among the market light box images and accompanying Spanish messages, one from the Mole Poblano restaurant depicts a mother kissing a child with the words “Siempre hay una luz en el camino”, which translates to “He there is always light in your path.” Interpreting the thoughts and emotions of owners Javier and Pedro Ríos, Ortiz portrayed mother and child to express the idea that “a mother is always looking for ways to fight for her children”.
In addition to light boxes, Ortiz revitalized two market stalls, Trans Produce and Ramos Produce, with new metal and wood fixtures and canopies with painted sayings.
Funding for Ortiz’s local work comes from a variety of sources.
The current light boxes were supported by the Philadelphia Department of Planning and Development and an Art is PHL grant. Art is PHL is a project of the Philadelphia Redevelopment Authority’s Art and Civic Engagement Fund with support from the Knight Foundation.
On Wednesday, Mural Arts Philadelphia announced a collaboration with Ortiz’s Our Market program through 2024, secured by a $1 million grant from the William Penn Foundation. The work will include more light boxes, updated vendor booth canopies and murals.
Ortiz is internationally known, having worked with many artists in Mexico, Argentina, Cuba, Fiji and Honduras, among other countries. She holds the title of “Cultural Envoy,” which has allowed her to teach, discuss, and create art abroad through U.S. embassies.
The Personal Computer Market size is valued at USD 2,15,047.4 Million in 2022 and is projected to reach USD 2,51,853.3 Billion by 2030.
NEW YORK, NY, USA, Aug. 28, 2022 /EINPresswire.com/ — This comprehensive research on the Global Personal Computer Market is an in-depth overview of market developments, drivers, dynamics and trends in the consumer goods industry. The report includes information on marketing factors along with industry value chain, current customer behavior patterns, overall expenditure, growth rate, etc. In addition, the Personal Computers industry analysis also discusses the top premium data points associated with company financial figures along with duration in business (in USD) and expected growth in the size of industry (in percentage).
Likewise, the Global Personal Computers research report provides product definitions, classifications, and latest applications. The Personal Computer industry survey covers information on the global and regional industry size, share and trends. It also covers global growth, product cost structure, business challenges and news on upcoming opportunities, capacity, revenue and forecast to 2030.
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Personal Computer business analysis covers techniques of major players, including comprehensive information of major business developments, company overview, financial highlights, product portfolio, SWOT analysis, key strategies and the developments.
Major Competitors in the Personal Computer Market are:
Dell resume Lenovo Asus Samsung Acer Microsoft Apple alienware MSI
Various elements are responsible for the company’s growth trajectory, which is explored in depth in the report. In addition, the report lists down the restraints which pose risk to the global Personal Computers business.
Years Considered for this Personal Computer Market Report:
• Historical year: 2016-2021
• Reference year: 2022
• Forecast period: 2030
Personal Computer Market Segmentation: By Product Type, the market is primarily split into:
Game Series Business Series
Personal Computer Market Segmentation: By Application, this report covers the following segments:
On line Offline
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South and Central America (Brazil, Chile, Argentina, Belize, Costa Rica, Panama, Guatemala, El Salvador). Europe (Spain, Belgium, France, Holland, Germany, Sweden, Switzerland, San Marino, Ireland, Norway, Luxembourg, etc.). Asia-Pacific (Qatar, China, India, Hong Kong, Korea, Israel, Australia, Singapore, Japan, Kuwait, Brunei, etc.). The Middle East and Africa (United Arab Emirates, Egypt, Algeria, Nigeria, South Africa, Angola, Saudi Arabia, Bahrain, Oman, Turkey, Lebanon, etc.).
The personal computer market research process can be done by conducting surveys, interviews, and other similar processes. The main objective of industry research is to understand or examine the activity related to a specific product or service. Data acquired during research can be used to personalize marketing activities or to decide feature priorities.
Personal Computer Market CAGR
Any investment that gives you the benefit of compounding can help you double your investment and build wealth. So we calculated the compound annual growth rate of the personal computer market (CAGR), which shows how much a person’s investment has grown over a given period. This report examines the performance of various investments in the personal computer industry over time. The personal computer industry is growing at a healthy CAGR.
Key questions answered by the report include:
1) What are the key factors driving the Personal Computer market? 2) What was the size of the emerging personal computer industry by value in 2022? 3) How big will the emerging personal computer business be in 2030? 4) Which region is expected to have the highest share of activity in the personal computer industry? 5) What is the industry size and forecast of the global personal computer market? 6) Which products/segments/applications/areas will be invested in the global personal computer industry during the forecast period? 7) What are the technology trends and regulatory framework of the global Personal Computers business?
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The debate over Messi’s future was opened when the possibility of his return to Barcelona was raised. However, Messi’s return will depend on Messi himself. From now on, he won’t think of anything but the Argentina national team.
His goal at PSG, for another year, is to win the first Champions League for Nasser Al Khelaifi. However, the Argentinian’s patriotic and sentimental priority will be to conquer – in what could be his last chance – the third World Cup for Argentina, as Maradona did in Mexico in 1986.
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The tournament in Qatar will test Messi’s mindset. If he manages to lift the cup, there will be pressure for him to take refuge at Barca; if the result is another defeat, he could revert to his original plans of moving to Miami and playing for Beckham’s Inter.
Xavi will live in Messi’s shadow this season. In New York, at the request of the press, he said he would like to have Leo at his command, an obvious answer because no one would dare object to having the best player in the world at his disposal.
Transformation in Barcelona
Messi himself is not unaware of the profound transformation of the Barça locker room. The group changes leadership with character players like Ansu Fati and Araujo; his hypothetical fit into the team would change the way the team plays. Leo, at 36, may be looking for another outlet that suits him.
Thousands gathered in town squares across Argentina to demonstrate in favor of Cristina Kirchner
Luis ROBAYO
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Supporters of Argentine Vice President Cristina Kirchner – on trial for alleged corruption – rallied across the country on Saturday, with police using tear gas and water cannons in the capital Buenos Aires.
Kirchner, 69, is accused of fraudulently awarding public works contracts in her Patagonian stronghold, and prosecutors have asked that she face 12 years in prison and a lifetime ban from politics.
Thousands of people responded to a social media campaign and gathered peacefully in city squares across Argentina, although in Buenos Aires some supporters broke through police barricades to reach the home of Kirchner.
“There has been too much bloodshed in Argentina for them to continue threatening those who think differently with gunshots, bullets, tear gas and pepper spray,” Kirchner told his supporters.
The ex-president, who reigned from 2007 to 2015, called on her opponents “to stop competing” over who hates the Peronists the most, referring to the political movement she subscribes to, based on the ideas of the former leader Juan Peron.
“It’s amazing the degree of cynicism and perversion in not assuming and taking charge of what they want: to exterminate Peronism,” she said.
Kirchner is the President of the Senate and enjoys parliamentary immunity.
Even if found guilty – the verdict is expected at the end of the year – she will not go to prison unless her sentence is ratified by the country’s Supreme Court, or she loses her seat in the Senate. in the next elections at the end of 2023.
Decree 277/2022 (“Decree“) was regulated by Decree 484/2022, published in the Official Gazette on August 16, 2022 (“Regulation“).
The decree created the Foreign Exchange Market Access Regimes for Incremental Oil Production (RADPIP) and Natural Gas Production (RADPIGN) and provides flexibility to access the Foreign Exchange Market (MLC) for a percentage of the amount of the incremental production volume or incremental injection. volume, as appropriate.
The regulation establishes the general conditions of access to the advantage both for E&P companies and for their direct suppliers and/or associated third parties. Beneficiaries will be able to calculate the profit from the third quarter of 2022. Nevertheless, as indicated there, different authorities (AFIP, BCRA, Energy Secretariat) will issue additional regulations for its implementation.
On point
Beneficiaries: The Regulations establish that those who are beneficiaries under the provisions of the Decree (“Beneficiaries“) may also, for the purpose of promoting the investments necessary to increase the production of the hydrocarbon zones they own, present themselves jointly with other legal persons (associated third parties), providing reliable proof of the relationship contract, proving a minimum investment of $50 million.
How and when to apply for benefits: Beneficiaries may apply for the recognition of benefits from October 2022 (for the third quarter of 2022) and, thereafter, at the end of each quarter, subject to meeting the requirements and within the deadlines set by the Secretariat at energy (“Secretariat“). The recognition of the advantage must be requested within 15 working days following the end of each quarter, in the form of a sworn statement. Once the conditions have been met, the Secretariat issues a statement which will be notified to the Beneficiaries, AFIP and BCRA.When exercising the rights conferred by the Decree, the BCRA and the Secretariat are informed of the destination of the foreign currencies.The benefit does not expire and can be accumulated to access the MLC.
Transfer of benefits to suppliers: The Regulations set out how to attribute the benefit to the Beneficiaries’ direct suppliers. In this regard, it established (i) that the direct suppliers of the beneficiary are defined as the legal entities that provide special services for the production of hydrocarbons, including fracturing services, drilling equipment and well drilling , and/or others that the Secretariat defines as special services; and that (ii) to transfer the benefits, the beneficiary must request the transfer of the benefits for a determined amount in favor of his direct supplier(s), specifying the services rendered, the terms of the commercial relationship and the method of contractualization with the Secretariat, which will verify compliance with the conditions and inform the BCRA.
Implications and Waiver: Joining the schemes implies voluntary acceptance of all the requirements set out in both the decree and the regulations, as well as the mechanisms established by the Secretariat to verify the veracity of the information provided, including the mechanisms for the exchange of information with AFIP and BCRA. The interested parties expressly renounce, each time they request the benefits, any administrative and/or legal action against the national State related to the Gas.Ar Plan and Decree 892/20, as well as any claim initiated before the delivery . of this decree.
Pending Implementation Actions: AFIP, ENARGAS, BCRA and the Secretariat are responsible for providing the means, mechanisms and, where applicable, additional regulations necessary for the proper functioning of the said regimes.
As elite teams from across Europe battle it out for their domestic titles as well as continental glory in the UEFA Champions League and Europa Cup, star-studded competition in Qatar makes for an unusually complicated season for the respective managers. No club is spared the six-week hiatus from the Qatar World Cup proceedings, but FIFA’s flagship tournament – the one that was controversially postponed to the Middle Eastern countries in 2010 with a predictably broken promise not to change the schedule – but some are certainly hit harder than others.
Obviously, various factors come into play here. First you have the simple fact of players leave with their national teams and out of their usual club routine, especially given the conditions they will face in Qatar. Second, we must consider how long each of these players is likely to be out: only four teams can reach the semi-finals, which take place about a week before the resumption of the national championship. And then there is the question of psychology and how they will return to their daily work if they are under/over performing for their country.
For the players left behind, especially the teams’ biggest stars, mid-November to late December offers them, together with their coach and coaching staff, the opportunity to reflect on the first few months of the season, rest where appropriate and polish up for the restart. As their traveling teammates rejoin the group after leaving FIFA, this momentum of preparation may build.
Which teams qualified for the Qatar 2022 World Cup final?
The following 32 national teams will be represented in Qatar, divided into eight groups, A to H:
group A
Qatar, Ecuador, Senegal and the Netherlands
Group B
England, IR of Iran, United States and Wales
Group C
Argentina, Saudi Arabia, Mexico, Poland
Group D
France, Australia, Denmark and Tunisia
Group E
Spain, Costa Rica, Germany and Japan
Group F
Belgium, Canada, Morocco and Croatia
Group G
Brazil, Serbia, Switzerland and Cameroon
Group H
Portugal, Ghana, Uruguay and Republic of Korea
When will players return to clubs after the 2022 World Cup?
It is clear that the pride a player feels in donning his national team shirt means he will want to progress as far as possible in the competition. Club managers and supporters may feel slightly less enthusiastic, unless they share the same nationality. Here are some of the important dates to help you know when to expect your stars home…
November 21: World Cup kicks off with group stages
December 2: end of the group stage
December 3: start of the round of 16
December 6: Round of 16
9/10 December: quarter-finals
13/14 December: semi-finals
December 17: 3rd place
December 18: final
Who are the club’s best players going to the World Cup?
Let’s take a look at the key players from some of Europe’s biggest clubs leaving (assuming they’re selected) or staying…
Premier League – break from November 13 to December 26
Manchester City
First leg: 17 in the running including Kyle Walker, John Stones, Phil Foden, Raheem Sterling and Jack Grealish (England), Ruben Dias, Aymeric Laporte and Rodri (Spain), Kevin De Bruyne (Belgium), Bernardo Silva and Joao Cancelo (Portugal) , Ilkay Gundogan (Germany), Nathan Ake (Netherlands), Emerson (Brazil), Julian Alvarez (Argentina), Zack Steffen (USA)
First leg: 12 in the running including Alisson Becker (Brazil), Virgil van Dijk (Netherlands), Darwin Nunez (Uruguay) and Fabio Carvalho (Portugal)
Remain: Mohamed Salah (Egypt), Luis Diaz (Colombia), Joel Matip (Cameroon), Andy Robertson (Scotland), Caoimhin Kelleher (Rep. Ireland), Naby Keïta (Guinea), Konstantinos Tsimikas (Greece)
chelsea
First leg: 20 in the running including Edouard Mendy (Senegal), Thiago Silva (Brazil), N’Golo Kante (France), Mateo Kovacic (Croatia), Kai Havertz (Germany), Christian Pulisic (United States), Kalidou Koulibaly (Senegal) ), Marc Cucurella (Spain) and Raheem Sterling (England)
Rest: Jorginho (Italy), Billy Gilmour (Scotland)
Manchester United
First leg: 15 in the running including Marcus Rashford (England), Jadon Sancho (England), Raphael Varane (France), Anthony Martial (France), David de Gea (Spain) and Casemiro (Brazil)
Remains: Scott McTominay (Scotland), Victor Lindelof (Sweden), Anthony Elanga (Sweden)
Tottenham Hotspur
First leg: 17 in the running including Hugo Lloris (France), Cristian Romero (Argentina), Giovani Lo Celso (Argentina), Pierre-Emile Hojbjerg (Denmark), Son Heung-Min (South Korea), Harry Kane (England), Joe Rodon (Wales), Ben Davies (Wales), Steven Bergwijn (Netherlands), Rodrigo Bentancur (Uruguay), Ivan Perisic (Croatia), Emerson Royal (Brazil)
First leg: 14 in the running including Gabriel Jesus, Gabriel Martinelli, Gabriel Magalhaes (all Brazil), Bukayo Saka, Ben White, Aaron Ramsdale, Emile Smith Rowe (all England), Cedric Soares and Fabio Vieira (Portugal), William Saliba (France) , Granit Xhaka (Switzerland), Thomas Partey (Ghana)
France and Brazil unite in Madrid | Benzema and Vinicius Jr.JESUS ALVAREZ ORIHUELADIARIO AS
LaLiga – break from November 13 to December 26
real Madrid
First leg: 22 in the running including Ferland Mendy, Aurélien Tchouameni, Eduardo Camavinga, Karim Benzema (all France), Dani Carvajal, Lucas Vazquez, Marco Asensio (all Spain), Antonio Rudiger, Toni Kroos (Germany), Thibaut Courtois, Eden Hazard ( Belgium), Luka Modric (Croatia), Eder Militao, Vinicius Jr, Rodrygo (all Brazil), Federico Valverde (Uruguay)
Remainder: David Alaba (Austria),
Barcelona
First leg: 22 in the running including Frenkie de Jong, Memphis, Luuk de Jong (Netherlands), Sergiño Dest (USA), Lenglet, Umtiti, Dembélé (all of France), Jordi Alba, Sergio Busquets, Gavi, Ansu Fati, Adama , Ferran Torres, Eric Garcia, Sergi Roberto, Pedri (all in Spain), Ter Stegen (Germany),
Remains: Pierre-Emerick Aubameyang (Gabon),
Serie A – break from November 13 to December 26
Juventus
First leg: competing including Wojciech Szczesny (Poland), Matthijs de Ligt (Netherlands), Adrien Rabiot (France), Arthur, Danilo and Alex Sandro (Brazil), Denis Zakaria (Switzerland), Paulo Dybala and Matias Soulé (Argentina) , Alvaro Morata (Spain) and Dusan Vlahovic (Serbia).
Remain: Leonardo Bonucci, Federico Chiesa (Italy), Juan Cuadrado (Colombia),
AC Milan
First leg: 11 in the running including Mike Maignan, Theo Hernandez (France), Simon Kjaer (Denmark), Rafael Leao (Portugal), Alexis Saelemaekers (Belgium)
Remainder: Zlatan Ibrahimovic (Sweden),
InterMilan
Participant: eight in the running including Stefan De Vrij and Denzel Dumfries (Netherlands), Ivan Perisic and Marcelo Brozovic (Croatia), Robin Gosens (Germany) and Matias Vecino (Uruguay), Lautaro Martinez and Joaquin Correa (Argentina).
star of Senegal | Bayern Munich’s Sadio ManelarsbaronGetty
Bundesliga – break from November 13 to December 26
Bayern Munich
First leg: 21 in the running including Manuel Neuer, Niklas Süle, Joshua Kimmich, Serge Gnabry, Leon Goretzka, Leroy Sane, Thomas Müller and Jamal Musiala (all in Germany), Sadio Mané, Bouna Sarr (Senegal), Dayot Upamecano, Benjamin Pavard, Kingsley Coman, Lucas Hernandez and Corentin Tolisso (all of France), Alphonso Davies (Canada)
Stay :
Stay :
Ligue 1 – truce from November 13 to December 26
PSG
First leg: 17 in the running including Kylian Mbappé (France), Leo Messi, Leandro Paredes and Angel Di Maria (all Argentinians), Neymar Jr and Marquinhos (Brazil), Idrissa Gueye and Abdou Diallo (Senegal), Julian Draxler and Thilo Kehrer (Germany ), Achraf Hakimi (Morocco), Danilo Pereira and Nuno Mendes (Portugal)
Remain: Marco Verratti (Italy), Gianluigi Donnarumma (Italy),
We know that the transition to renewable energy is urgent and that fossil fuels must be replaced. But do we make the same mistake if we move on to mining other resources using the same pattern?
Since 1997, the American company Livent has been extracting lithium, a crucial metal for renewable technologies, from Salar del Hombre Muerto, a salt flat in northern Argentina.
Nearby, the local community is recording the deterioration and loss of biodiversity of this sensitive and unique wetland.
The lithium triangle
In Antofagasta de la Sierra, in the Catamarca region of Argentina
Alfredo Morales and Román Guitián belong to the Atacameño indigenous people who live in Antofagasta de la Sierra de Catamarca. This is a vast territory located in the north of Argentina, inhabited by more than 1,800 people. The entrance for the extraction of lithium was created there. Lithium is a light metal that has become crucial in recent years for its use in various types of batteries for everyday electronic devices, such as computers, tablets and cell phones. It is also a strategic element for the manufacture of electric cars and new technologies.
Now that they’re interested in what’s here, they want us out.
Located 4,000 meters above sea level, the salar was named by the great-grandfather of the cacique Román Guitián after finding bone remains in this area. But it was not an uninhabited territory to discover: its inhabitants are descended from the indigenous Atacama communities and embody their history in the present. Today, the silence has been replaced by the noise of machines and trucks exploring the territory in search of the precious ore.
Roman recalls that before the arrival of the mines, “life was healthier”. And he reflects: “Today, we cannot live as before because we have found ourselves without water, we cannot move freely and our animals are dying. Before the arrival of this company, we lived without any problem. Now we have all been infected”.
Alfredo says that for a long time this territory was only inhabited by his community: “For many years we lived on the edge of the country preserving the nation, and now that they are interested in what here, they want to take us out.” In the area of the Andean Cordillera and the salt flats, what is called a “nation” is more complex to define. There, the Argentine Puna constitutes a larger territory with parts of the Chile and Bolivia.In recent years it has become known as the lithium triangle, an area coveted by large companies because more than 65% of the world’s lithium reserves are concentrated in three countries.
From one energy matrix to another
This mineral is presented as a salvation in the face of the climate crisis caused by the combustion of fossil fuels. As a result, oil loses the privileged place it occupied during the 20th century. Lithium could certainly be recycled and recovered from batteries already in circulation, which is why it is presented as renewable within the framework of the energy transition. However, at present it is only mined from vein deposits or by evaporation from brine deposits and large-scale reuse processes are unknown.
We found ourselves without water, we cannot move freely and our animals are dying.
The energy transition is a process that consists of changing the current energy matrix (mainly based on fossil fuels) towards a diversified system of renewable sources. It thus seeks to prevent the temperature of the planet from increasing and the effects of the climate crisis from worsening. But this definition is not enough because it is necessary to promote a fair and comprehensive transition. This means an energy transformation that takes into account, for example, territorial, socio-economic and gender concerns in decision-making. In short, it must take into account social and environmental justice.
Although lithium is touted as a key element for “clean energy”, the current extraction model involves over-consumption of water sources, the use of polluting chemicals and the displacement of communities. Is it possible to save the planet from climate change by simply switching from one energy matrix to another? Does the extraction and use of this “new” mineral take into account the errors of the outgoing hydrocarbon model? Does the transition necessarily imply the sacrifice of biodiversity, people and territories?
A lithium gold rush
For the past 15 years, the province of Catamarca in northwestern Argentina has occupied a central place in the world mining map. The country’s oldest lithium mining project operates there, led by the Livent company, which describes itself as making “high-performance lithium products and solutions”. In 2018, the company submitted an environmental impact report for the expansion of the Project “Fenix” with the aim of obtaining groundwater from the Los Patos River sub-basin in the Antofagasta region.
Despite the name change, this company has been mining since 1997 in the Salar del Hombre Muerto in such a way that, far from being a novelty, it has had multiple impacts on the local territory and the communities therein. However, since 2016, this model has shifted into high gear: “lithium fever”, in the words of biologist Patricia Marconi, a member of the Yuchan Foundation and the High Andean Flamingo Conservation Group. In 2021, German automaker BMW partnered with Livent and announced its $338 million investment.
This “lithium rush” is not random. It is directly linked to the process of eliminating one of the export taxes in February 2016, under the government of former Argentinian President Mauricio Macri. Then, Argentina was positively favored by foreign companies. The following year, the National Ministry of Energy and Mines listed in its report at least “42 projects in brine deposits (salares) and five others in pegmatite deposits (rocks)”. Since then, both the national government and the provincial and local governments have accompanied the deployment of international mining projects in the country through public policies.
A threatened way of life
Extraction of lithium from Salar del Hombre Muerto in Argentina by evaporation of water from brine wells.
The Andean salt pans are real remains of ancient lakes (paleolakes) that existed thousands of years ago in the region, so they are irrecoverable commons of the past. But not only that, they are also a current way of life. The biologist Marconi explains that salt pans should be understood as high altitude wetlands that conserve water both on the surface and in the subsoil, since 98% of the water in the highlands is conserved in this way. . The salt flats are real oases of life for biodiversity, where various species of flamingos, trout, ducks, vicunas, among others, develop and coexist. Today they are all in danger.
“Without water, there is no life”, repeats the Cacique (indigenous leader) Guitián over and over again. And he never tires of repeating it. In recent years, together with his community, he has denounced the death of domestic and wild animals and the negative change in vegetation and landscape. He also drew attention to the effects on the area of drought and machinery noise. If the planned projects and investments materialize, the Andean wetlands could disappear.
Marconi explains that lithium mining “consumes extraordinary amounts of water”. When they start extracting, according to what they said, they will use in 14 days the amount of fresh water that the population of Antofagasta de la Sierra consumes in a year. is, says the researcher, according to what they themselves declare in the environmental impact study.
Transition for those with money
Although Livent has been in the territory for more than 25 years, there is no visible benefit for the community: “What they say is that they will generate a lot of resources and work opportunities, but we only see the deterioration,” says Guitián. . In a territory deprived of access to fundamental rights such as health, education and work, his colleague Alfredo maintains that the only policy of the municipal state, in coordination with the mining company, is the granting of “scholarships » economical for the youngest members of the community. However, he denounces this as only buying silence.
Those who question or oppose mining projects are at risk. Morales says that since 2016 the violence has escalated: “They came and hit us and made a case saying we are against police personnel when the violence was the other way around.”
Who is the transition for? For those who have money.
Guitián explains that, faced with this situation, the community initiated legal proceedings: “We filed a protection appeal, which reached the National Government, and then we initiated a precautionary measurebut they did not answer us as if the laws did not exist.”
Faced with the silence of the government, the communities move forward in dialogues and the construction of networks, and in the face of the Regional Lithium Seminarexplains Guitián, “we are going to do the same as them. We are going to meet with communities from other provinces and countries”.
While officials and businessmen toast to the millionaire investments left by lithium and talk about energy transition, the voices of local communities make them uncomfortable: “Who is going to have these high-end vehicles? Who is the transition for? For those who have money. We don’t have that money, that’s why they don’t care about our votes.”
The All Blacks crusader contingent are relishing their return to Christchurch for a homecoming test in their Rugby League Championship clash against Argentina at the Orangetheory Stadium on Saturday.
New Zealand last played in Christchurch against the Springboks in 2016, in a 41-13 draw at what was then known as AMI Stadium.
All Blacks coach Ian Foster’s squad for the test includes eight Crusaders players, making them New Zealand’s most represented Super Rugby team.
With the region ravaged by earthquakes in 2011, lock Sam Whitelock knows all too well the significance of the occasion.
“I’ve seen what the community has been through, not just here in Christchurch, but across the region,” he said.
“Things that people have been through, whether it’s a five-year-old waiting for his parents to pick him up from kindergarten after a number of different earthquakes and tremors.
“Or if it was an older person and stressed in that way. So it’s great for the rugby test game here in Christchurch. I know it affected the community massively just before the World Cup and lost all those test matches, so it’s great to be back.
“A bit surreal when you look around and there aren’t a lot of people playing professional rugby when these earthquakes happened in the team, so it’s nice to be able to pass on some of these messages that we have had through the years that have passed.
“I know for a lot of kids it’s their first chance to go to a game, so I’m keeping my fingers crossed that the evening is fun and not so cold.”
With growing global fears of food insecurity, a wind is blowing in favor of genetically modified agriculture in Argentina.
GM crops, heavily criticized for years by environmentalists, are benefiting from new technological developments and health and safety approvals abroad.
Argentina offers an abundance and variety of genetically modified products. Its soybeans, corn, cotton and wheat (which is still in the experimental phase) are benefiting from increased visibility due to the war in Ukraine and the intense drought this summer in Europe, linked to climate change. climatic.
Since genetically modified soybeans were first planted in Argentina in 1996, cultivation has expanded to 24 million hectares, with more on the way.
“We aim to reach 40% of the cultivable land [for wheat] which is being sown in Argentina in the next three to five years,” Federico Trucco, CEO of agri-biotech company Bioceres, told AFP.
Bioceres has developed a drought resistant strain of wheat known as HB4.
“It’s for areas where wheat production today is limited by [the availability of] water,” he explained.
Argentina will experience its worst wheat season in 12 years in 2023, due to drought caused by a third consecutive round of the “La Niña” weather phenomenon, according to the Rosario Grain Exchange.
‘Superbled’
The HB4 wheat strain, which Bioceres developed in partnership with the National Research Council CONICET (National Council for Scientific and Technical Research) and the National University of Littoral, was based on a drought-resistant gene taken from a sunflower.
“Everything planted is for the purpose of obtaining seeds for future sowing, not for processing and consumption,” Trucco said.
“There is no large-scale commercialization because we don’t have the right varieties in the right quantity yet,” he added.
The company aims to sell HB4 wheat in Argentina and Brazil within three years and then market it in Australia within about five years.
HB4 planting was approved in Argentina last May, while Brazil and Australia have allowed the use of HB4 flour since 2020.
HB4 wheat also gained US Food and Drug Administration approval last June, while in April China approved the use of HB4 soybeans, which had been under study since 2016, a boost major for Argentine GMs.
GM crops account for 63% of Argentina’s total agricultural area. The country accounts for 13 percent of the world’s GM crop acreage, the third largest producer behind the United States and Brazil.
Concerns
Environmentalists fear that the intervention of biotechnology in agriculture will have long-term health consequences because it promotes the use of increasingly toxic herbicides.
“You have to weigh not just the effect of the individual herbicide, but how it interacts with other chemicals,” Guillermo Folguera, a biologist and researcher at CONICET, told AFP.
There are also fears that the advance of GM crops could lead to the deterioration of biodiversity and soils due to shifting agricultural boundaries, as happened in the late 1990s during the soybean boom.
“The deterioration of the soil caused by intense monoculture leads to a drop in productivity, which must then be compensated by the use of fertilizers,” Folguera points out.
In Gualeguaychú, 240 kilometers north of the provincial capital of Entre Ríos, a ban on the sowing of HB4 wheat is being debated. In 2014, the use of glyphosate, an essential herbicide for growing soybeans, was vetoed.
“It is very likely that a field of GM wheat contaminates a field of normal wheat. Cross-contamination is risky because it is irreversible,” Folguera warned.
This could spoil exports to countries where GM products are still banned, warned Gustavo Idígoras, president of the Chamber of Petroleum Industry and the Cereals Export Center.
“We will not accept a single grain of HB4 wheat in shipments as this is absolutely prohibited in all markets. Biotechnology is the only way to solve the global problem of food security, but it must be done alongside commercial and consumer acceptance,” he said.
Argentina is once again facing a deep economic crisis, with a new cycle of runaway inflation, unpaid international debts and a decline in the overall quality of life. August 17, the citizens of the capital Buenos Aires took to the streets to demand that the government provide unemployment assistance and wage increases to help people survive as they face an annual inflation rate of 70%. The macroeconomic scenario that fuels this grim reality is difficult.
In this context, resorting to the exploitation of rare natural assets may appear to be a good way to quickly revive the economy. Argentina, along with Bolivia and Chile, is home to the world’s largest reserve of lithium, a metal widely used in cell phone and electric vehicle batteries. His demand is accelerating and drive prices up to 750% on the global market. In a coordinated framework efforts to provide lithium suppliesthe Argentine government is negotiating with several multinationals, despite the enormous damage caused by this activity in South America.
Even the natural paradise of Patagonia does not seem immune to the rampant appetite of exploitation. This month, as reported MercopressArgentina has collaborated with major oil and gas companies to set up offshore bases near Tierra del Fuego – a unique place of biodiversity on Earth – exploit a potential of 10 million cubic meters of gas per day. While energy self-sufficiency may offer a good chance of overcoming the economic crisis, offshore platforms represent a danger for marine life.
In Patagonia, scientists have demonstrated the risks of oil exploitation and transport, because the wind pattern in the region “acts as a dispersal and advection agent” in the event of an accident. Earlier this year, another offshore project near the tourist region of Mar del Platadivided opinion in Argentina and expressed concerns about possible oil spills, the disposal of toxic waste at sea and possible accidents endangering human lives.
The Environmental Report 2022 of the national NGO Environment and Natural Resources Foundation tries to find the right balance between economic development and environmental protection. In the chapter “The need to rethink the direction of development in Argentina” (The need to repay the orientation of the desarrollo en la Argentina), the authors believe that there must be “a deep debate, as a basis for the construction of certain social and political agreements on the activities to be promoted, in a macro-context characterized by the external vulnerability of the Argentine economy, but also by global processes associated with climate change.
In summary, overcoming a long-lasting economic crisis in Argentina will require much more than investing in profitable activities, really discussing with society the consequences of each choice, in order to achieve sustainable development.
Latest in Latin American politics today: Argentine prosecutor calls for 12-year prison sentence for vice president
BUENOS AIRES — An Argentine federal prosecutor on Monday demanded a 12-year prison sentence for Cristina Fernandez de Kirchner, the country’s former president and current vice president, on charges of corruption related to public works. Prosecutor Diego Luciani accused Fernandez de Kirchner, a still influential voice on the left wing of the ruling Peronist party, of defrauding the state and participating in a scheme to embezzle public funds during his two terms as President between 2007 and 2015.
The sentence will be known in a few months, according to local media, although Fernandez de Kirchner could appeal to higher courts, which would take years to reach a final verdict. Brazilian Lula supports free elections in Venezuela
BRASILIA – Brazilian Luiz Inacio Lula da Silva would like to see free elections in Venezuela and a democratic alternation of power as his country enjoys, the former president and current left-wing presidential candidate said on Monday. However, Lula added that he disagreed with Western countries recognizing former National Assembly speaker and opposition leader Juan Guaido as the legitimate leader of Venezuela after the disputed re-election of the President Nicolas Maduro in 2018.
“We have to treat Venezuela with respect, always wanting Venezuela to be as democratic as possible,” he told a news conference with foreign correspondents as he campaigned to return to office during October elections. Thousands demonstrate in Haiti against crime and inflation
PORT-AU-PRINCE — Thousands of Haitians joined rallies in the Caribbean country on Monday to protest rampant crime and soaring consumer prices as its central bank announced inflation had peaked in 10 years. Demonstrators erected burning barricades in some areas, including the capital Port-au-Prince, some of whom said they were angry at growing gasoline and diesel shortages that could force some businesses to close.
Jean Baden Dubois, governor of Haiti’s central bank, said the economy is likely to contract by 0.4% this year, following a sharp depreciation of the gourde. Chronic gang violence has also left much of the country’s territory beyond the control of government authorities, and outbreaks of bloody turf battles between rival gangs have left hundreds dead and thousands displaced.
MEXICO CITY — Mexican President Andres Manuel Lopez Obrador has deflected calls to investigate his predecessor over the disappearance of 43 student teachers in 2014, after officials arrested a senior official from the previous administration.
Mexican officials on Friday arrested Jesus Murillo, the former attorney general for former President Enrique Pena Nieto, on charges of enforced disappearance, torture and obstruction of justice in connection with the investigation into the students’ fate. Argentina appoints its deputy to the Ministry of Economy
BUENOS AIRES — Argentina’s government has appointed a well-known economist and vocal critic of the policies of former president and current vice president Cristina Fernandez de Kirchner to effectively be second-in-command of the economy ministry. The Minister of New Economy, Sergio Massa, has appointed Gabriel Rubinstein as Secretary of Economic Programming, a position that acts as the second in the ministry. (Compiled by Steven Grattan; edited by Grant McCool and Sam Holmes)
(This story has not been edited by the Devdiscourse team and is auto-generated from a syndicated feed.)
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
Payday loans can give you a quick cash boost to keep you going if you’re in dire straits, but you don’t want to rely exclusively on them or you might run into problems later.
For example, if you’ve taken out a payday loan, you probably know how harmful it can be. The fees are equivalent to APRs as high as 400% APR. That’s more than 10 times higher than the 36% rate cap that consumer advocacy groups define as the upper limit of what’s affordable.
Although payday loans usually last for two weeks, many people turn them into a new loan if they are unable to repay it, creating a debt trap. If you’re in a similar situation, consider payday loan consolidation, which lets you take out debt at a lower cost, like a personal loan, and use it to pay off your higher-interest debt. It can help you save money, pay off debt faster, and build your credit.
How does payday loan consolidation work?
The principle of personal loan consolidation is the same as for any debt consolidation: you take out a new loan, ideally at a lower rate, and you use it to pay off your existing debt. Many debt consolidation lenders automatically pay off your debt once you are approved. If your desired lender does not offer this feature, you will need to repay your payday loan once you receive the funds.
For example, if you borrow $100 and renew it for an entire year, you can expect to pay $350 in finance charges, more than three times what you originally borrowed. Compare that to a personal loan with a 36% interest rate, and the one-year finance charge is only $20 to $330 less than the cost of the payday loan.
How to Consolidate Payday Loans
Follow these steps to consolidate your payday loans:
Account for your payday loans. Many people have multiple payday loans at once. If this is your case, add the balances of all your loans to get a total amount. This is the amount you will need to request, in addition to any origination fees your new lender may charge.
Check your credit. People often choose payday loans because these lenders don’t check your credit. However, your new lender will consider your credit during the application process. Be sure to check your credit score before applying.
Compare the prices. Check your rate with as many lenders as possible. Most lenders offer a prequalification process, which has no impact on your credit and allows you to see what terms you might qualify for when you apply.
Apply for a loan. Choose the lowest loan rate and submit your application online or in person. Your new lender may repay your payday loans automatically, but if they don’t, be sure to submit your payment immediately.
Sign up for automatic payment. The most important part is paying on time or in advance. Signing up for autopay will help you never miss a payment and grow your credit over time.
Can Payday Loan Consolidation Hurt My Credit?
Payday loan consolidation can both damage and improve your score over time. At first, you will likely see a small drop in your credit score. This is normal, as lenders perform a rigorous credit check when you complete a full loan application. The good news is that this drop in credit score is temporary.
If you make late payments, especially if you fail to repay the loan, it will usually have a long-lasting negative impact on your credit score. If you make all your payments on time, however, the opposite is true. You will typically see your credit score increase over time, as your payment history accounts for 35% of your FICO score.
This is the great advantage of using a personal loan to consolidate payday loan debt. You can build up credit so the next time you need to borrow money, you can do it cheaply.
Alternatives to Payday Loan Consolidation
Personal loans are a great way to consolidate your payday loan debt, but it’s not an option for everyone. If that’s not in the cards for you, there are other options, including:
Mutual aid.Community groups and your support network may be willing to step in and help you get rid of that monkey on your back. A good resource is 211.org for personalized assistance in finding the local options available to you.
Credit advice. The National Foundation for Credit Counseling also offers affordable or even free personalized assistance to get your finances back on track, whether through budgeting assistance, debt management plans and more.
Extended repayment plans. Sixteen states require payday lenders to offer extended payment plans at no cost if you are unable to repay your payday loan in full at the end of the two-week period. But they’re not widely advertised, so most borrowers don’t know they’re available. Instead, they opt for the more expensive option of rolling over the loan into a new two-week payday loan.
Compare personal loan rates from top lenders
Compare personal loan rates in 2 minutes with Credible.com
Pope admits ‘concern and pain’ for Nicaragua, but no word on arrest of bishop and persecution of priests and nuns
Monday, August 22, 2022 – 09:22 UTC
“I would like to express my conviction” that “through an open and sincere dialogue, the bases for a respectful and peaceful coexistence can be found,” the pope said.
The ongoing conflict between the Nicaraguan government and the Church was mentioned by Pope Francis on Sunday, but certainly not with the commitment expected by the Central American country’s Catholics and its faithful in the region. The Catholic Church in Nicaragua is under increasing pressure from the government of the ruling couple, President Daniel Ortega and Vice President Rosario Murillo, the latest of which was the arrest of a well-respected bishop and several priests.
Since the opposition protests in 2018 that led to questionable elections (and Ortega’s re-election), the Church has openly supported the movement and condemned the imprisonment of several opposition candidates. Ortega’s regime has arrested priests, expelled nuns working in hospitals and childcare, while others fled the country fearing for their lives.
Francis said in his Sunday lunchtime address that he was following the situation in Nicaragua “with concern and pain”. He did not name any of the detained priests. “I would like to express my conviction and my wish that through an open and sincere dialogue, the bases for a respectful and peaceful coexistence can be found,” he said.
The Pope’s comments come after Nicaraguan authorities arrested the Bishop of Matagalpa and government critic Rolando Alvarez. He is under arrest at his parents’ home in the capital Managua for allegedly “destabilizing and provocative” activities.
The Nicaraguan Center for Human Rights said at least five other priests who had stayed with Alvarez were detained in El Chipote prison. The government also closed seven of the eight radio stations in Matagalpa province run by the Catholic Church.
Last week, twenty former Latin American presidents sent an open letter to Pope Francis demanding a strong stance in defense of the Nicaraguan people and religious freedom, while expressing their deep concern about the “primitive dictatorship of Ortega and Murillo (the ruling couple in Nicaragua)” for extending the crackdown on political dissent to the religious community.
Ortega and Murillo accused the Catholic Church of campaigning against his government on behalf of “terrorists, serving the Yankees.” The UN estimates that 120,000 people have fled the country since 2018 because of the crackdown.
Nicaragua under Ortega/Murillo, along with Cuba, Venezuela and Bolivia, and a divided Argentina are seen as privileged members of the Latin American club supporting Russian Putin, who have and apply free interpretations of liberal democracy. Pope Francis, an increasingly controversial figure for mainstream Catholics, is also described as the “Peronist Pope” given his Argentine descent and his inclinations to condemn the profit-driven Orthodox economy.
As emerging markets recover from the COVID-19 pandemic and face financial headwinds from rising U.S. interest rates, the BRICS group – Brazil, Russia, India, China and South Africa – seeks to broaden its membership to address common challenges.
At the 14th BRICS Summit held in July, China, Russia and India discussed the potential entry of Egypt, Saudi Arabia and Turkey, who would be in the process of preparing applications.
This announcement came after the revelation in June that Iran and Argentina had already applied with the support of China. Additionally, international media reported that Algeria, Bangladesh, Indonesia, Mexico, Nigeria, Sudan, Syria, Pakistan and Venezuela have expressed interest in joining the organization.
PHOTO/SUPTNIK/MIKHAIL METZEL/KREMLIN via REUTERS – Russian President Vladimir Putin attends the 14th BRICS summit in virtual format via video conference in Moscow Region, Russia, June 23, 2022.
An online meeting hosted by China in May of potential BRICS+ candidates included the foreign ministers of Argentina, Egypt, Indonesia, Kazakhstan, Nigeria, United Arab Emirates, Saudi Arabia, Senegal and Thailand.
It is unclear who will join and when, as there is no formal process for welcoming new members, and any expansion would likely be piecemeal. However, the expansion of the BRICS could offer emerging markets the opportunity to create new economic synergies.
Coined in 2001 as a term to describe a group of high-potential emerging markets, the BRICS have become central engines of the global economy. As of December 2021, they accounted for 40% of the world’s population, 25% of nominal GDP at $16 trillion, 30% of land mass, and 18% of total trade flows, while holding a total of $4 trillion in currencies.
PHOTO/CNSPHOTO via REUTERS – Chinese President Xi Jinping delivers a video speech at the opening ceremony of the BRICS Business Forum in Beijing, China, 22 June 2022.
Bilateral trade growth
Russia’s invasion of Ukraine and Western sanctions are causing China and Russia to attempt to abandon the US dollar as a form of exchange and to increase bilateral trade, particularly in the very important hydrocarbons sector.
Since March, the volume of trading in Chinese yuan and Russian ruble has increased. Yuan-ruble trading in foreign exchange markets hit a daily record at the end of July at $1.2 billion, surpassing euro-ruble trading volumes, while Russia bought $6.7 billion worth of goods from from China that month.
Rising purchases of yuan-denominated goods in Russia were also fueled by the continued strength of the rouble, driven by high oil prices.
Chinese imports of Russian crude oil hit a record high in May, up 55% yoy. However, the spot price of Russian oil was around 29% lower than before Russia’s invasion of Ukraine, according to Reuters estimates. Additionally, Russia had to offer a discount of $10 a barrel to Middle Eastern suppliers such as Saudi Arabia to attract customers.
AFP/AFP – Growth forecasts for the BRICS and G7 countries for the first and second quarters of 2020, by the Economist Intelligence Unit
In addition, Russia had to offer a $10 a barrel discount to Middle Eastern suppliers like Saudi Arabia to attract customers.
Russia is also reportedly looking to buy the yuan, Indian rupee and Turkish lira as reserves for its sovereign wealth fund, as these currencies weakened and energy sales from Russia surged.
India’s trade with Russia has also increased, paced by rising oil imports. In April, India imported 25,000 barrels per day (bpd), but this increased to 600,000 bpd in May and June.
In July, India’s central bank announced a plan that would allow domestic importers to purchase goods in rupees, which will then be credited to an account held by the exporting country, usually to allow for smoother transactions with Russia.
More recently, in early August, Reuters reported that Turkey has also agreed to strengthen cooperation with Russia by buying its gas imports in roubles.
AFP/AFP – Factsheet on the group of BRICS countries
China and India now account for more than 40% of Russia’s total crude oil exports, up from around 21.7% last July. While remarkable, Russia’s dependence on the two countries could create new challenges, and there are already signs that this cooperation has reached its limit with the drop in imports in June and July.
The recent rally in trading between the rouble, yuan and other emerging market currencies could ultimately signify a long-term trend, but a drop in the US dollar is not imminent.
The US dollar accounted for 58.8% of global government foreign exchange reserves at the end of June 2022, compared to 59.4% year-on-year, according to the IMF. More tellingly, 88% of currency trading in 2019 was in the US dollar, according to a triennial Central Bank survey conducted in December 2019.
AFP/INDRANI MUKHERJEE – India’s central bank raised interest rates for the third time in four months on August 5 as Asia’s third-largest economy grapples with a growing trade deficit and a weakening currency
Cooperation with emerging markets
Considering the potential that strengthening unity and trade between emerging markets can facilitate economic growth, Calls for BRICS expansion began in 2013 and received further impetus when China served as chairman of the grouping in 2017. However, these initiatives failed to gain traction.
Critics argue that this current push for BRICS expansion is driven by China’s intention to gain a bigger footprint in the global economy as it once again chairs the grouping. While Russia and South Africa support expansion, Brazil and India have shown little enthusiasm.
However, the urgency of solving the global challenges of food security and climate change can override these concerns and encourage cohesion among potential BRICS members.
REUTERS/SHAILESH ANDRADE – Jawaharlal Nehru Port Trust (JNPT) container terminal in Mumbai, India
Concerns over global food security could prompt existing and new BRICS members to create a food exchange comprising major member exports such as Argentine corn, Indian rice and wheat, Russian barley and sunflower oil , Chinese cereals and cotton and Brazilian soybeans. Such an exchange could later include agricultural products from other emerging markets.
Food importers such as Saudi Arabia could then gain food security, while opening the door to higher volumes of energy sales. In March, the Saudi Agricultural and Livestock Investment Company, a wholly-owned subsidiary of the Kingdom’s Public Investment Fund, acquired a 35% stake in Olam Agri, one of the world’s leading suppliers of grains, oilseeds, rice and animal feed.
An increase in green energy cooperation could also have significant effects on the global fight against climate change. The percentage of electricity generated from renewable sources in BRICS countries has increased from 19% in 2010 to 37% in 2020.
PHOTO/MARCOS CORREA/PALACIO DO PLANALTO – From left, South African President Cyril Ramaphosa, Indian Prime Minister Narendra Modi, Russian President Vladimir Putin and Brazilian President Jair Bolsonaro attend a panel discussion during the BRICS Leaders Summit
As countries switch from fossil fuels to cleaner energy sources, there are many opportunities for BRICS countries to increase cross-border electricity trade and maritime hydrogen trade.
The New Development Bank, created by the BRICS in 2014, began to prioritize investments in renewable energy projects – including $811 million in 2016 – but has suffered from a lack of transparency in recent years. However, the establishment of the BRICS Energy Research Platform in 2018 and the publication of a roadmap for energy cooperation in 2020 demonstrate that the grouping has the institutional capacity for an expansion in this field.
Unions may not make the headlines in the United States, but they are central to the lives of many people around the world.
My home country, Argentina, has more than 3,000 unions. Since the 1930s, the General Confederation of Labor (CGT) – the country’s largest trade union association – has been a force in Argentine politics, receiving money from the government, expanding its control over the economy and stifling activity non-union commercial. The CGT claims more than three million union members, which represents more than two-thirds of the unionized workforce in Argentina. About 40% of the country’s workforce is unionized.
This means that the free market is practically impossible to find in Argentina. Business relationships are regularly beset by union complaints, informal pressure tactics and formal strikes. Earlier this year, a nationwide strike by grain transporters halted deliveries of soybeans and corn, key exports for Argentina, which is the world leader in soybean derivatives and the world’s second largest corn exporter. Due to transport union strikes, exporters reported losses of more than $1 billion from just four days of lost productivity.
Worse still, Argentine unions are synonymous with corruption. In a country where 55% of registered workers are government employees and the inflation rate is even higher (64%), one institution is widely regarded as the most corrupt in the country: organized labour. Over 80% of Argentines believe unions are the most corrupt institutions in the country, well ahead of the government and mainstream media.
But even corruption is not the worst. For decades, union officials have shown complete disregard for the rule of law, resorting to harassment, intimidation and outright violence whenever these tactics can undermine companies in their line of duty. target. Union Argentina embraces a militant tradition, influencing business by any means necessary. According to Luisa Montuschi, economist and director of the Department of Business Sciences at CEMA University, “there is no competition in Argentine trade unionism, which is organized in a monopolistic way, leading to the accumulation of power and the corruption”.
In many ways, organized labor in Argentina is akin to the mafia, facing charges of extortion and wielding power over politicians. In some cases, politicians leave office to appease union officials and stay safe.
Which brings us to Veronica Razzini, who I recently spoke with on my podcast. She is an entrepreneur from Rosario (my hometown), who created a pro-business movement called “MEAB” or “Movimiento Empresarial Antibloqueo” (the “Anti-Blockade Business Movement”), advocating on behalf of entrepreneurship to stop the mafioso-style tactics of organized labor.
At the head of a company that manufactures construction materials, Razzini is a privileged target of the union leadership. Over the years, she has been forced to bribe various union officials, who block the doors of her business and prevent her staff from working. But, by launching the MEAB, Razzini decided to stand up to union officials and speak his mind.
The only problem is that the Argentine unions do not facilitate the challenge. In late July, union law enforcement fired three shots at Razzini’s building, threatening to permanently close his business. But she continues to fight against union threats. In his own words, “We are tired of living under extortion.”
Let Razzini’s story be a warning against government-backed union power. As labor organizers make inroads at companies like Starbucks, Americans should prepare for unintended consequences. Violence may not be imminent as it is in Argentina, but union interference in the economy is not known to produce lower prices and smoother working conditions.
On the contrary, US consumers can expect work stoppages, staff shortages and rising prices to become more common due to union involvement. Over the past decade, nearly 80,000 unfair labor practice complaints have been filed against union officials in the United States alone. Union bosses play dirty.
So be careful or be prepared for the consequences. Argentinians like Veronica Razzini prepare for it every day of their lives.
Antonella Marty is Director of Public Relations and Influencer Relations at Atlas Network.
JThe British economy is a puzzle. Inflation has topped 10% for the first time since Argentina prepared to invade the Falklands in early 1982. Prices are rising much faster than wages. Consumer confidence has reached depths not seen during the many woes of the past half-century.
And yet, official data shows that the British public is still shopping despite everything. Retail sales were higher in July than they were in June despite mounting pressure on living standards. Airports are crowded with vacationers, house prices keep rising. Curious sort of crisis, one might think.
One possibility is that the gloom surrounding the economy has been exaggerated. Unemployment is low and vacancies are plentiful. People are not afraid of losing their job and if they are made redundant, they can hope to find another one fairly quickly.
Demand for vacations abroad is strong as many households built up savings during the pandemic when spending opportunities were limited. These cash reserves are now reduced, closing the gap in the cost of living left by rising inflation.
Yes, the Bank of England has raised interest rates at the last six meetings of its monetary policy committee, but in real terms – adjusted for inflation – borrowing costs are still low. Put all these factors together and it’s safe to say that the UK will experience a relatively mild downturn this winter.
Even the dire state of consumer confidence can be explained, as a breakdown of the latest sentiment snapshot shows people are much gloomier about the state of the economy than they are about their personal finances. . Negative wall-to-wall reports of a looming cost-of-living crisis have been registered but, so far at least, households believe they are getting by.
It is curious, to say the least, that the confidence measured by GfK is lower than it was during the three-day week of early 1974, the deep manufacturing recession of the early 1980s and the period in 2008 when it also looked as if the banking system was collapsing. This may reflect the pervasive nature of modern media, and especially social media, rather than objective economic conditions.
This is the optimistic point of view. There is an alternative, with consumers in denial about the horrors to come and having one last spending spree before tightening their belts during the perfect fall storm.
The gloomy view of the economy goes something like this. Growth all but came to a standstill in the first six months of 2022, with production increasing slightly in the first quarter and decreasing slightly in the second quarter. The labor market is at a turning point: job growth is stagnating and the number of vacancies is falling.
For now, this is a relatively slow process and many companies are able to pay more than they would like to attract and retain staff. For now, they feel they can pass the cost of higher wages on to their customers by raising prices. The resumption of retail sales growth will hardly discourage them from doing so. This will feed into core inflation – the cost of living excluding food, fuel, alcohol and tobacco – which is closely watched by the Bank of England and which topped 6% last month.
Double-digit inflation and signs that consumer demand is holding up make it more likely the Bank will raise rates by 0.5 percentage points next month, following a similar increase in August.
This will add financial pressure on consumers and businesses, just as rising domestic fuel prices are biting. The increase in the energy price cap in October will further increase the annual inflation rate, putting further pressure on real incomes and massively increasing fixed costs for millions of businesses.
Much attention has been paid to what Boris Johnson’s successor will do to ease the pain about to be inflicted on households, but less attention to what they should be doing to help businesses. In the short term, restaurants, hotels and high street shops will try to pass on their higher costs, but they will be less successful as consumer demand weakens in the fall than it did in the summer. Many will throw in the towel.
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Industrial unrest will bring another dimension. Figures from the Office for National Statistics last week showed total annual wage growth in the private sector of 5.9% and 1.8% for the public sector.
With inflation of 10.1%, this represents a drop in the standard of living of more than 4% in the private sector and more than 8% in the much more unionized public sector. Inevitably, there will be more strikes as workers – who can rightly say they are not to blame for the cost of living crisis – seek to avoid further impoverishment.
The Bank of England is leaning towards the darker of these two scenarios, which is why it predicts a prolonged recession for the UK in which unemployment will rise by more than a million. Threadneedle Street thinks good news (such as strong retail sales) is unlikely to persist, and that seems like a reasonable call.
While that won’t stop the Bank from continuing to raise short-term interest rates, by this time next year the monetary policy committee will be under pressure to cut them. The economy may look strong. The job market can seem to defy gravity. But it’s really just a mirage. Consumers are right to be depressed even if they don’t quite appreciate what’s to come yet.
An ‘angel of death’ in Cordoba, Argentina has been arrested in connection with the deaths of ‘at least’ two newborn babies. According to a prosecutor, the nurse was detained in connection with the deaths of otherwise healthy newborns who were delivered in a hospital.
Nurse Brenda Aguero, 27, was arrested on Friday at the request of prosecutor Raul Garzon, who is investigating the deaths of five infants at the neonatal maternity hospital in Cordoba, located 700 kilometers (435.5 miles) northwest from Buenos Aires. .
“Angel of Death” is a term often used to refer to nurses and medical professionals who have been charged and convicted for killing patients they were supposed to help.
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According to AFP, speaking to the media, Garzon revealed that the nurse has been charged with the deaths of two babies and could be charged with the murder of three other infants pending a review of their medical records.
Their deaths are believed to have been caused by a dose of a toxic foreign substance. In addition to those who died, in eight other cases newborn babies fell ill but escaped death.
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“The babies died because a substance found in their bodies was incompatible with life.”
Garzon revealed that excess potassium was found in the bodies of newborns and that was the reason for their deaths. He added that there were “reasons to presume” the suspect was responsible.
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Raul Aragon, father of one of the children killed, told a Córdoba radio station: “We are devastated as a family.
“We were trying to get over and mourn a natural death, and now we find out that they took our son from us – that they killed him.”
Infants died between March and June. However, the matter was not revealed until a complaint was filed by the grandmother of a baby who died on June 6.
Garzon also said the infants who died were born healthy and their mothers were healthy at the time of birth.
Aguero is one of nine people who were placed on administrative leave this month as part of an investigation into whether the deaths were the result of homicide, negligence or professional misconduct. . Charges of not performing official duties have been brought against three former hospital employees.
(With agency contributions)
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BUENOS AIRES, Argentina — The name of opera star Placido Domingo has emerged in an investigation into a sectarian organization in Argentina that also had offices in the United States and whose leaders have been charged with crimes, including sexual exploitation.
Domingo, the Spanish opera singer who has been accused of sexual harassment by scores of women over the past three years, has not been charged with any wrongdoing in the Argentina case.
“Placido did not commit a crime, nor was he part of the organization, but rather a consumer of prostitution,” said a law enforcement official, who spoke only on condition of anonymity because the investigation continues. Prostitution is not illegal in Argentina.
Law enforcement has carried out dozens of raids in Buenos Aires targeting the Buenos Aires Yoga School, which “has built a cult around its leader” and reduced members to “a situation of slavery and/or of sexual exploitation,” according to documents from prosecutors in the Argentine case against the school.
The organization set up a business structure that included offices in Argentina and the United States, including branches in at least three US cities: Las Vegas, Chicago, and New York.
So far, 19 people have been arrested in Argentina, while at least three suspects are believed to remain at large inside the South American country and four are wanted in the United States.
Domingo has not spoken publicly about the latest developments, and his representatives did not respond to requests for comment.
Wiretaps part of the forensic investigation recorded conversations in which a man identified by authorities as Domingo told a member of the group, identified as Susana Mendelievich, about meeting the opera star while he was in Buenos Aires for a series of concerts. in April.
The cult’s investigation has implicated people with ties to the classical music world who have played with Domingo in the past, including Mendelievich, an Argentinian pianist.
Mendelievich is believed to be responsible for the organization’s sexual exploitation activities, according to a judicial official, who also spoke on condition of anonymity.
In one recording, the man identified as Domingo talks to Mendelievich about how she can go up to his hotel room undetected by his staff.
“When we leave dinner, we come separately, don’t we?” said the man identified as Domingo in the recording.
Mendelievich then speaks with Juan Percowicz, 84, who was the alleged leader of the group.
“He already called me and made the deal so I could stay at his hotel tonight without his agents realizing it,” she said.
During an earlier call with Percowicz, Mendelievich hints that she had previously met Domingo in New York.
“Among other things… Placido said he could come visit us. I mean, visiting us means coming to visit me because he’s coming to my house in New York, and he called me back yesterday,” the woman identified as Mendelievich can be heard saying in the recording.
Sex trafficking and exploitation were the main sources of income for the group, which had an estimated income of around $500,000 per month, according to the judicial official.
The Buenos Aires yoga school had numerous groups of women who were forced to maintain sex in exchange for money, prosecutors say. At least seven women were integrated into the group when they were still children or teenagers and were sexually exploited, according to the documents of the prosecution.
People have come from the United States to Argentina to have sex with the women and investigators say women have also been flown to Uruguay and the neighboring United States for sex.
“The encounters involved a practice of sexual slavery because the ‘students’ were made available to clients when and where they wanted, for long periods of time,” according to the documents.
The organization had ties to other well-known public figures and their names are expected to become public once the indictments are formalized, the judicial official added.
In addition to the alleged sexual exploitation, the group allegedly sold treatments, including what were called “sleep cures”, which involved giving people drugs that would make them sleep for days at a time.
Percowicz, along with other members of the group, were arrested on the orders of Judge Ariel Lijo, who placed dozens of goods and vehicles under embargo.
The organization had approximately 179 students, all classified into seven levels. Level advancement involved “spiritual evolution” with the goal of reaching the seventh level which involved “eternal reincarnation”.
In order to advance, members had to participate in many classes and complete tasks, with Percowicz holding the final decision on who could advance. The process involved socially isolating members of their “biological family” and friends, according to the charging documents.
The organization also offered “philosophical coaching” courses through a separate company, the BA Group, for those who had not yet joined the school. These courses on topics like “personal happiness” and “leadership” were often used to attract new members.
The organization was previously under judicial investigation in the early 1990s, but the investigation was closed before being brought to trial.
Domingo, now 81, was one of opera’s biggest and most successful stars and is the only living member of the Three Tenors, which included the late Luciano Pavarotti and Jose Carreras.
Domingo’s image was tarnished in the United States after more than 20 women accused him, in articles published by the Associated Press, of sexual harassment and other inappropriate behavior during meetings that took place from the late 1980s through the 2000s. Dozens of others in the classical music world told AP that his behavior was an open industry secret.
Investigations by the American Guild of Musical Artists and the Los Angeles Opera, where Domingo had served as general manager, found the sexual harassment allegations against him to be credible.
Accusations and subsequent discoveries interrupted Domingo’s career in the United States, but he continued to perform in Europe and Latin America. His website says he is currently touring Mexico with performances scheduled for later this month in Italy.
Superminister Massa says unemployment in Argentina is 6.7%
Friday August 19, 2022 – 10:15 UTC
Macroeconomic stability stems from joint work between the state and private investors, Massa explained.
Argentina’s Economy Minister Sergio Massa told an event at the Council of the Americas on Thursday that unemployment had fallen to 6.7%. He added that his country had a lot of resources, but it was not rich, even though it was full of rich people.
He added that the transformation of this wealth into development and growth depends in some way “on the work that each of us does on the part of the state and the private sector”. He also pointed out that “without macroeconomic stability, there is no social peace, but without social peace, there is no macroeconomic stability.”
“The tensions are reflected in the decisions that the state and the private sector have to make on investment,” the Superminister added. It has been so nicknamed since it also merged agriculture and production into one office.
Macroeconomic stability “is a joint work between the State, the rulers, but also with the economic and social actors of Argentina”, underlined Massa.
He also referred to “unexpected” levels of unemployment reaching 6.7% as “consumption in certain regions of the country and production and the increase in installed capacity which reach levels that were two years ago in full pandemic we could not have imagined”.
Also participating in the event were the Mayor of Buenos Aires Horacio Rodríguez Larreta and Washington’s Ambassador to Buenos Aires, Marc Stanley, who stressed his country’s willingness to help Argentina out of its difficult situation. “We want to help the world and partner with you,” he said.
“The United States wants to have a relationship with Argentina to be a leader in Latin America,” Stanley explained. He added that his country would seek agreements to “develop infrastructure, food, energy and lithium”. The diplomat also pointed out that there are “300 American companies working in Argentina today”.
He then urged local political forces to “form a coalition now and not wait for the 2023 elections”, so that the country can seize the opportunity presented by the war between Ukraine and Russia.
Argentina’s Ambassador to Washington, Jorge Argüello, stressed the importance of state policies that go beyond each administration. He also said the meeting between Presidents Alberto Fernández and Joseph Biden would take place in September after being postponed when the US leader tested positive for COVID-19.
Argüello also explained that he and Fernández will hold a business workshop in Houston, Texas later this year to assure potential investors that they can rely on Argentina. “The United States is Argentina’s oldest investor and third largest trading partner, behind Brazil and China. We must multiply this condition, we cannot be only 0.2% of American imports”.
The potential of Vaca Muerta, mining and lithium in Argentina were also highlighted at the event.
But Argüello made headlines in Buenos Aires for his Freudian slip when he called Massa “president.”
The Council of the Americas is an American trade organization founded in the 1960s by David Rockefeller to promote free trade, democracy and open markets. Since the early 2000s, he has worked with international forums to connect investments in countries such as Canada, Mexico, the Caribbean and South America.
AKRON, Ohio – The fatal shooting of Jayland Walker by Akron police has captured the world’s attention.
What do you want to know
New UN group to conduct independent investigation into shooting death of Jayland Walker
The group was formed following the death of George Floyd at the hands of a police officer
Walker’s case will be the first investigated by the group
Walker was unarmed when he was shot and killed while fleeing his car following a chase in June.
Walker family attorney Bobby DiCello announced at Walker’s July 13 funeral that the United Nations would conduct an independent investigation into the shooting.
The International Mechanism of Independent Experts to Advance Racial Justice and Equality in Law Enforcement, formed by the United Nations following the death of George Floyd at the hands of a police officer, will deal with the ‘investigation.
This group includes three specialists on the subject, one from the United States and the others from Argentina and South Africa.
DiCello said Walker’s fatal shooting is the first case in the world to be investigated by this UN group.
“Jayland Walker’s case is so significant that it has been deemed important enough for UN member countries to consider for global discussion,” DiCello said. “Learning that the UN was involved was one of the most important moments for the family. They really want to know that Jayland’s life wasn’t taken in vain.
The United Nations has no police powers in America, so the group’s findings will not be considered in the local investigation of Akron police officers.
“They’re going to send recommendations to the President of the United States, to Congress, to members of the state and federal government,” DiCello said. “The United Nations throwing its resources into this matter means that other countries are going to assess us as a people; it is important because we are now a worldwide community.
The Expert Mechanism will submit an annual report to the Human Rights Council in September.
“We look forward to what the experts will recommend,” DiCello said. “We look forward to the resulting discussion.”
Labor groups and social movements in Argentina marched from different points in the capital to the National Congress on Wednesday to reject what they call “price makers and speculation”.
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The call came from the Central General de Trabajadores (CGT) and the Central de Trabajadores Argentinos (CTA), although it included other union spaces and social movements. The demonstration was called by the labor centers with the slogan “La patrie d’abord” which will culminate in the reading of “a political document”.
The leaders of the protest, Héctor Daer, Carlos Acuña and Pablo Moyano circulated a document in which they say that “the challenge that today calls for the collective construction of a solid and prolonged platform of national agreement, with a broad consensus, on the state’s short, medium and long-term policies, for which it is essential to avoid empty slogans or political exercises that only target the situation.
According to the press release, “the Fatherland demands firm commitments to remedy the social injustice that is suffocating today”, while stressing that the march will call on “all political actors with representative responsibility to commit themselves to the common destiny”.
Get involved today!!!! For our wages! For our rights! Enough for speculators! For our Argentina! CGT homeland first SUTEP_AR
According to the CGT, “these political actors must abandon the petty electoral confrontation in favor of individual interests. Inflation has reached intolerable levels which are pulverizing the purchasing power of workers and much of the responsibility lies with sectors which have appropriated profits at the same time. losses for the workers. »
In the meantime, the Association of Bankers has been organizing a work stoppage since the morning so that its staff mobilizes with the CGT in Congress to denounce “economic and financial companies”.
The secretary general of the entity and deputy of the Frente de Todos (FdT, in government), Sergio Palazzo, and the union’s press attaché, Claudio Bustelo, declared that the bankers will denounce to the CGT “the intolerable action of the economy – the financial companies that threaten the food rights of millions of Argentines and the process of reactivating the productive economy.”
In recent weeks there has been an increase in popular protest actions due to the increase in the cost of living, inflation and demands for the government of Alberto Fernández to take measures for a greater social inclusion.
SINGAPORE, August 17, 2022 (Newswire.com) –
New online lending platform WeLoans has officially entered the lending market with the sole purpose of providing consumers of all credit types with access to a financial lifeline. The company aims to achieve this by partnering with hundreds of direct lenders, many of which are based in different states, to provide consumers nationwide with a rather unique opportunity to easily find and compare multiple loan offers on the current market. It also aims to help borrowers reduce the risk of incurring bad debt, as they can now choose the loan rates and terms that best suit their financial situation.
WeLoans CEO Lucia Jensen said, “With soaring inflation contributing to higher prices across the board, consumers are struggling to get by on their savings alone. Many of them need to borrow more to maintain their standard of living, but the problem is that a good part of the market is excluded from traditional lending channels. Our goal is to provide this market with a clear path to financial relief, despite their less than stellar credit history.
This has driven the company to expand its overall market reach, improve its technology infrastructure to facilitate a reliable and trustworthy loan matching process, and strengthen its relationships with lenders to help consumers obtain very advantageous loan offers. Naturally, the combined effect of these strategies has led to a steady increase in their online reputation with consumers over the past year.
The WeLoans CEO added, “So far, we have successfully added over 100 loan providers to our network, giving our customer base access to a wide variety of secured and unsecured loan products, such as bad credit loans, installment loans, title loans, cash advances, and much more. Additionally, since all of our lenders are open to accepting bad credit loan applications, as long as consumers have a steady stream of income to make their repayments on time, anyone can apply for funding without fear of rejection.”
However, the biggest highlight is the fact that the company does not hold any financial stake in the loan applications, as it does not charge its customers any additional fees or hidden fees to use its service. Instead, WeLoans offset their fees with their lenders, which means that each time a borrower is matched with their chosen loan provider, they take a commission from them. “It’s about giving people access to more financial options, so we don’t think they should have to pay to explore what the loan market has to offer,” concluded Lucia Jensen.
WeLoans also comes with a dedicated customer service team that provides 24/7 support to consumers who need help filling out application forms or dealing with any other loan-related issues and queries.
— Company Releases Vertical Electrical Sounding (“VES”) Results on his Santo Tomas property in Hombre Muerto Salar
— Company moving forward with additional VES campaign on his Gran Victoria estate in Hombre Muerto Salar
Alpha Lithium Corporation (TSX.V: ALLI) (OTC: APHLF) (Germany WKN: A3CUW1) (“Alpha” or the “Company”) is very pleased to announce that it has completed a vertical electrical sounding campaign (“ VES”) on part of its Salar del Hombre Muerto project in the Lithium Triangle in Argentina (see press release dated June 28, 2022). The Company controls over 5,000 hectares in the prolific Salar Hombre Muerto and the results of this VES campaign indicate the presence of significant underground brine bodies on the Company’s Santo Tomas property.
Alpha’s Santo Tomas property is surrounded by POSCO’s multi-billion dollar Hombre Muerto development and is located less than 5 km from POSCO’s pilot plant in the same salar.
Exploration and drilling activities from surrounding competitors indicate that Alpha’s property is expected to contain a prolific lithium brine aquifer. Two nearby wells, both drilled within 300 meters of the Santo Tomas boundary, produced very high yields, with at least one of the wells returning lithium concentrations above 750 mg/L, which is typical in the Salar del Hombre Muerto.
The results of the VES assessment indicate the presence of three major units, all of which should be productive:
Upper Unit: Extends from the surface down to 44 meters depth, with very low resistivity values (0.3 to 2.3 Ohm-m) and is described as a facies of sand, silt, clay and evaporites, saturated with productive brines.
Middle Unit: A very thick productive sequence with low to moderate resistivity values (2 to 12 Ohm-m) which are interpreted as fractured and massive halite facies, with intercalations of sandy facies, and saturated with brines. There is a clear increase in thickness from east to west, with the base of the unit detected at around 200 meters depth in the east and around 320 meters depth in the west.
Lower unit: Characterized by moderate resistivity values (17 to 41 Ohm-m) and described as a sedimentary facies of the Neogene Catal Formation. This historically saturated and productive unit consists of conglomerates, sandstones and tuffs.
The Company’s regional geological and geophysical model suggests that the thickness of the modern filling facies (sands, silts, clays, evaporites and halite) of the Salar del Hombre Muerto varies by approximately 40 meters in the eastern sector (outcrop of the Formation de Catal), more than 500 meters deep in the western zone (outcrops of the Sijes Formation).
Brad Nichol, President and CEO of Alpha, said, “As we continue to make progress in the nearby Tolillar Salar to get closer to our goal of commercial production, Hombre Muerto is quickly becoming the next engine of growth for our business. . At Hombre Muerto, we are surrounded by the intense exploration and exploitation of lithium-enriched brines by giant multinational corporations. Thanks to these feats and the unparalleled 25-year production history, Hombre Muerto is well understood as one of the most sought-after lithium brine sites in the world. The results of this VES survey indicate significant similarities to the surrounding world-class assets of our immediate neighbours.”
With $44 million in cash, Alpha is sufficiently funded to pursue its long-term exploration and production ambitions in Argentina. Accordingly, the Company intends to commence drilling operations at Hombre Muerto as soon as possible.
Nichol continued: “Our operations at Hombre Muerto do not start and end with the Santo Tomas property. We have already started a VES campaign at our Gran Victoria property in Hombre Muerto and plan to acquire approximately 40 points there. We look forward to publishing the results of this investigation as soon as we have them.”
The Alpha team is one of the most experienced in the Salar del Hombre Muerto. As recently announced (see July 19, 2022 press release), the company has engaged Mario Portillo, a global lithium expert who worked on the design of Livent Corporation’s lithium carbonate and lithium chloride production plants, as well as guiding Galaxy Resources (now Allkem Limited) through the Salar del Hombre Muerto. Additionally, Alpha Country Manager David Guerrero spent most of his lithium career at Hombre Muerto, having held a senior position at Galaxy Resources. After leading development and exploration activities, David was a key player in the 2018 sale of Galaxy’s Hombre Muerto assets to POSCO. Finally, Dr. Rodolfo Garcia leads Alpha’s underground technical team and has spent decades studying, understanding, researching, exploring, mining, and teaching the Salar del Hombre Muerto to global audiences. Doctor Garcia’s work is known and respected around the world and he is one of many experienced leaders within the Alpha Lithium team.
Qualified Person, QA/QC Statements:
Michael Rosko, MS, PG, of Montgomery and Associates (“M&A”) of Santiago, Chile, is a Registered Geologist (CPG) in Arizona, California and Texas, a registered member of the Society for Mining, Metallurgy and Exploration (SME No. 4064687), and a Qualified Person as defined by National Instrument 43-101. Mr. Rosko has extensive experience in salar environments and has been a qualified person on numerous lithium brine projects. Mr. Rosko and M&A are independent of Alpha. The company has a strong QA/QC and sample management program. Mr. Rosko has reviewed and approved the scientific and technical content of this press release.
ON BEHALF OF THE BOARD OF DIRECTORS OF Alpha Lithium CORPORATION
“Brad Nichol”
Brad Nichol President, CEO and Director
For more information: Alpha Lithium Investor Relations Tel: +1 844 592 6337 [email protected] www.alphalithium.com
About Alpha Lithium (TSX.V: ALLI) (OTC: APHLF) (Germany WKN: A3CUW1)
Alpha Lithium is a team of industry professionals and experienced stakeholders focused on the development of Salars de Tolillar and Hombre Muerto. In Tolillar, we have assembled 100% ownership of what may be one of Argentina’s last undeveloped lithium salt flats, encompassing 27,500 hectares (67,954 acres), neighbors of multi-billion dollar lithium players. dollars at the heart of the famous “Lithium Triangle”. At Hombre Muerto, we continue to expand our presence by more than 5,000 hectares (12,570 acres) in one of the highest quality and longest producing lithium salt flats in the world. Other companies in the region exploring lithium brines or currently in production include Orocobre Limited, Galaxy Lithium, Livent Corporation and POSCO at Salar del Hombre Muerto; Orocobre in the Salar Olaroz; Eramine SudAmerica SA in Salar de Centenario; and Gangfeng and Lithium Americas in the Salar de Cauchari.
Forward-looking statements
This press release contains forward-looking statements and other statements that are not historical facts. Forward-looking statements are often identified by words such as “will”, “may”, “should”, “anticipate”, “expect” and similar expressions. All statements, other than statements of historical fact, included in this press release are forward-looking statements that involve risks and uncertainties. There can be no assurance that such statements will prove to be accurate and actual results and future events could differ materially from those anticipated in such statements. Important factors that could cause actual results to differ materially from the Company’s expectations include the results of other testing and exploration of the brine process and other risks detailed from time to time in the Company’s filings with securities regulators. Readers are cautioned that the assumptions used in preparing any forward-looking information may prove to be incorrect. Events or circumstances may cause actual results to differ materially from those anticipated due to numerous known and unknown risks, uncertainties and other factors, many of which are beyond the Company’s control. Readers are cautioned not to place undue reliance on forward-looking information. Such information, although considered reasonable by management at the time it was prepared, may prove to be incorrect and actual results may differ materially from those anticipated. The forward-looking statements contained in this press release are expressly qualified by this cautionary statement. The forward-looking statements contained in this press release are made as of the date of this press release and the Company will publicly update or revise any of the forward-looking statements included as expressly required by applicable law.
Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release. No securities regulatory authority has reviewed or accepts responsibility for the adequacy or accuracy of the contents of this press release.
DUBLIN–(BUSINESS WIRE)–The “Animal Health Active Pharmaceutical Ingredients Market Research Report by Company (Captive API and Merchant API), Indication, Synthesis, Type, End User, Region (Americas, Asia-Pacific and Europe, Middle East and Africa) – Global Forecast to 2027 – Cumulative Impact of COVID-19 Report has been added to ResearchAndMarkets.com’s offer.
The global active pharmaceutical ingredients for animal health market size was estimated to be USD 14.92 billion in 2021, USD 16.11 billion in 2022, and is projected to grow at a CAGR of 8.12% to reach USD 23.84 billion. USD by 2027.
This research report categorizes Animal Health Active Pharmaceutical Ingredients to forecast revenues and analyze trends in each of the following submarkets:
Based on Business, the market has been studied through Captive API and Merchant API.
On the basis of indication, the market has been studied for anti-infectives, antiparasitics, and NSAIDs and anesthetics.
On the basis of synthesis, the market has been studied through biotechnology and synthesis.
On the basis of type, the market has been studied across brands and generics.
On the basis of end-user, the market has been studied in pet care hospitals and retail and specialty pharmacies.
Based on region, the market has been studied in Americas, Asia-Pacific, Europe, Middle East & Africa. The Americas are studied in more detail through Argentina, Brazil, Canada, Mexico and the United States. The United States is studied in more detail through California, Florida, Illinois, New York, Ohio, Pennsylvania and Texas. Asia-Pacific is studied in more detail through Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and Thailand. Europe, the Middle East and Africa are studied in more detail in France, Germany, Italy, the Netherlands, Qatar, Russia, Saudi Arabia, South Africa, Spain, the United Arab Emirates and the United Kingdom.
Competitive Strategy Window:
The strategic competitive window analyzes the competitive landscape in terms of markets, applications and geographies to help the vendor define an alignment or match between its capabilities and opportunities for future growth prospects. It describes the optimal or favorable fit for vendors to adopt successive strategies of merger and acquisition, geographic expansion, research and development, and new product introduction strategies to execute further business expansion and growth. during a forecast period.
FPNV positioning matrix:
The FPNV Positioning Matrix assesses and categorizes the vendors in the Animal Health Active Pharmaceutical Ingredients Market based on business strategy (Business Growth, Industry Coverage, Financial Viability, and Channel Support) and product satisfaction (value for money, ease of use, product features, and customer support) which helps companies make better decisions and better understand the competitive landscape.
Market share analysis:
The market share analysis offers the analysis of the vendors considering their contribution to the overall market. It gives the idea of its revenue generation in the overall market compared to other providers in the space. It provides information on the performance of vendors in terms of revenue generation and customer base compared to others. Knowing the market share gives an idea of the size and competitiveness of suppliers for the reference year. It reveals the characteristics of the market in terms of accumulation, fragmentation, dominance and merger.
Today’s top eight stories, including a federal judge, ordered Senator Lindsey Graham to testify before a special grand jury investigating attempts to nullify Georgia’s 2020 election results; Argentina has created a “super ministry” to deal with its deep financial crisis; Thousands of mental health workers have gone on strike in Northern California, and more.
National
Federal judge orders Graham to testify in Georgia election inquiry
A federal judge on Monday refused to overturn an Atlanta-area prosecutor’s subpoena against U.S. Senator Lindsey Graham, meaning he will have to appear next week before a special grand jury set to investigate to find out. whether former President Donald Trump and his allies illegally attempted to overturn Georgia’s 2020 election results.
U.S. Senator Lindsey Graham, RS.C., speaks at a GOP dinner in South Carolina on July 29, 2022. (AP Photo/Meg Kinnard, File)
Heard hires new legal team to appeal Depp libel trial verdict
Elaine Bredehoft, known for representing Amber Heard in an arduous and highly publicized six-week defamation trial, stepped down as the “Aquaman” actress’ lead attorney on Monday.
Actor Amber Heard testifies in the courtroom of the Fairfax County Courthouse in Fairfax, Va., Monday, May 16, 2022. (AP Photo/Steve Helber, Pool)
Regional
Mental health workers on strike at hospital giant Kaiser
Thousands of mental health workers launched a strike with no end date in Northern California on Monday over what they say was deliberate understaffing as the number of patients needing care soars.
Health care workers strike at Kaiser Permanente in San Francisco, Calif., on August 15, 2022. (Natalie Hanson/ Courthouse News)
Prairie Oil Well Settlement
Conservation groups have reached a settlement with the Bureau of Land Management guaranteeing the permanent closure and restoration of 11 long-dormant oil wells inside California’s Carrizo Plain National Monument.
The Carrizo Plain National Monument. (Photo via Antandrus/Wikipedia)
International
New ‘super-minister’ tasked with rescuing Argentina’s struggling economy
Argentina’s new economy minister Sergio Massa has outlined his strategy to restore fiscal control and reverse runaway inflation, with the government creating a “super ministry” as the country faces a deep financial crisis.
Sergio Massa, now Argentina’s economy minister, with then-president Cristina Fernández in 2008. (Presidente de Nacion Argentina via Courthouse News)
Europe suffers devastating drought as rivers run dry
Much of Europe is in the midst of a historic drought with dangerously low water levels in lakes and rivers, a situation that has caused drinking water shortages, fish kills, loss of harvests and disruptions to major barge routes.
A dead fish skeleton is seen on the cracked earth of a dry lake bed near the village of Conoplja, Serbia, August 9, 2022. (AP Photo/Darko Vojinovic, File)
Science
Nuclear war would cause global food and climate disasters, study finds
Food may seem like the least of your worries after experiencing a nuclear event, but a new study has shown that the detonation of nuclear warheads will devastate global food supplies and cause many deaths around the world.
Steam rises overnight from the Nogent-sur-Seine nuclear power plant, 110 km southeast of Paris, Sunday August 8, 2021. (AP Photo/Francois Mori, File)
Opinion
Run free!
How can you be wild if you spend almost a quarter of your life locked away? Also: Not everyone hated the pandemic.
Argentina’s annual inflation rate exceeded 70 percent in July – the highest level in three decades – according to data released by the Argentine government last week, and it could reach 90 percent by the end of the year. Rampant inflation has left many across the country mired as they turn to barter and parallel currency markets amid dwindling central bank reserves, a bloated budget deficit and a bomb impending debt.
But this is not the country’s first dance with economic danger.
“For those of us who have been around longer and live in this country, everything feels like deja vu,” said Carlos Gervasoni, associate professor and head of the department of political science at Torcuato Di University. Tella in Buenos Aires. “It’s always the same story, there are just different flavors of what Argentina face every five or 10 years.”
Argentina’s annual inflation rate exceeded 70 percent in July – the highest level in three decades – according to data released by the Argentine government last week, and it could reach 90 percent by the end of the year. Rampant inflation has left many across the country mired as they turn to barter and parallel currency markets amid dwindling central bank reserves, a bloated budget deficit and a bomb impending debt.
But this is not the country’s first dance with economic danger.
“For those of us who have been around longer and live in this country, everything feels like deja vu,” said Carlos Gervasoni, associate professor and head of the department of political science at Torcuato Di University. Tella in Buenos Aires. “It’s always the same story, there are just different flavors of what Argentina face every five or 10 years.”
Argentina’s ongoing fight against inflation dates back to the 1980s, and possibly even earlier. But the COVID-19 pandemic, coupled with Russia’s war in Ukraine, dwindling global food supplies and tight energy markets, has sent shockwaves through an already struggling economy. Almost 4 out of 10 Argentines currently live below the poverty line. The economy, highly dollarized given the falling value of the Argentine peso, is run through billions of foreign exchange reserves on a weekly basis. Some Argentines have resorted to swap milk for diapers. Others complain that the frequent price changes leave them guessing the price of their newspaper or bag of rice – often they don’t find out until they get to the checkout. Tourists trying to use debit cards abroad must pay a tax by almost 50% on transactions – a desperate measure to keep foreign currency reserves in the country.
“It’s a big problem, of course, but being born into it, you get used to it a bit,” said Alfonso Sundblad, a student at the University of San Andrés in Buenos Aires. “But what you feel most is the uncertainty – you can never disconnect from the political world and the economy, even if you are a child.”
Yet, given an unstoppable budget deficit – the government is spending far more than it earns – the Central Bank continues to print more pesos, driving down the value of everyone, further aggravating inflation. The Central Bank of Argentina raised lending rates to stratospheric levels last week (the benchmark rate is now 69.5%) in an effort to control inflation, but such measures will also dampen investment and economic growth.
And then there is another debt crunch. Argentina still owes the International Monetary Fund $40 billion as part of its 2018 bailout, but took out another $44 billion loan earlier this yearfrom the IMF to fulfill its obligation, adding to the risks of a default, which would only make matters worse.
“The combination of global shocks, monetary overprint in Argentina, and a very high inflation expectation combine in this toxic stew,” said Benjamin Gedan, deputy director of the Latin America program at the Wilson Center.
With regard to payment defaults, Argentina has a bit of A story. Since joining the IMF in 1956, Argentina has applied for and accepted 22 financial support programs from the organization, the most notable of which was during Argentina’s 2001 financial crisis when it defaulted on a $21.6 billion IMF loan. (He also halted payments on $95 billion in bonds to other creditors.)
After the 2001 crisis, many Argentines blamed, and still blame, the IMF for imposing harsh conditions that worsened the country’s already dire economic situation. Last year, Argentine President Alberto Fernández criticized the IMF’s 2018 loan to Argentina, the largest loan in IMF history, as being “toxic and irresponsible”.
The IMF often conditions loans on government reforms designed to curb runaway deficits, which translated in reduced subsidies, lower spending and public discontent. (One of the reasons for the massive Central Bank rate hike is to bring interest rates closer to the rate of inflation, which is one of the IMF’s requirements.) But in the case of Argentina , where deep-seated structural problems in the political economy serve as fertile ground. Due to its fiscal woes, fiscal tightening may be just the bitter medicine the country needs to pull itself out of its downward economic spiral.
In the early 1900s, Argentina was richer than France and Germany. Immigrants flocked in, attracted by the agricultural and manufacturing promises of the country. And then came populism, in the person of Juan Perón, a general who became a powerful labor secretary with the arrival of the military dictatorship during World War II. In charge of labor relations, pensions and social services, Perón offered the moon. A few years later he was president. The movement he created, and which still lives on in various forms, prioritizes short-term popular economic well-being over long-term economic development. It was a very long short term.
Argentina has arguably one of the largest social protection systems in the developing world and subsidizes public services, transport and pension benefits for all its citizens. According to Gervasoni of Universidad Torcuato Di Tella, the average Argentine pays the equivalent of less than $5 a month for electricity. In contrast, typical Italian and German households are likely to pay more than $230 and $270, respectively, on their monthly energy bills. In order to protect domestic consumers and generate revenue, the Argentine government relies heavily on export taxes. Earlier this year, the government increased export taxes on processed soybeans, one of its main staples, to 33 percent, giving soybean farmers crises but offering a way to get more out of part of the economy that works. (Argentina’s trend of nationalizing big business, most recently the Spanish half of oil company YPF in 2012, doesn’t muddy the waters for foreign investors either.)
Although maintaining a strong social protection program and generously subsidizing public services seems like a great short-term option, the Argentine government simply doesn’t have enough money to keep going. “It’s a conundrum for the government, because they know things are getting worse,” said Eduardo Levy Yeyati, an Argentine economist who previously served as chief economist at the Central Bank of Argentina. “No one wants to press the red button, it’s like the trolley problem.”
No politician wants to be the bearer of bad news, especially as election season approaches in a country with particularly strong unions and a Peronist history. At the beginning of July, the Argentine Minister of Economy Martin Guzman resigned amid growing tensions with Vice President Cristina Fernández de Kirchner, suggesting he lacked the political support to make the necessary macroeconomic policy choices. Guzmán’s successor only lasted a few weeks. Now Sergio Massa has inherited the problem.
While Massa has publicly promised to cut export tariffs and stop printing more money, he has not presented a concrete plan to do so. Meanwhile, the ongoing political unrest continues to aggravate Argentines’ lack of confidence in their leadership and exacerbate their financial anxieties.
“I think sometimes people have this impression that Argentines are so flexible and resilient because they’ve survived so many crises, that these conditions are the norm and hardly disruptive,” said Wilson Center’s Gedan. “I don’t think that’s the case. I think the current conditions, even for Argentina, are extreme.
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.
If you have a low credit score and need to borrow money for an unexpected expense, it is possible to find an emergency bad credit loan. (Shutterstock)
Once in a while, you may face an urgent or unexpected expense, such as a car repair or a medical procedure. With an emergency loan, you can get the money you need to cover expenses quickly, even if you have bad credit.
Here’s what you need to know about emergency loans with bad credit, what you can use the loan funds for, and some types of emergency loans you should avoid.
Where to get an emergency loan
You can get an emergency loan from multiple places, including online lenders, banks, and credit unions.
Online lenders
You can apply for an emergency loan and receive the funds online through an online lender without ever setting foot in a physical location. Depending on the lender, you may be able to prequalify and verify your loan offers online without affecting your credit.
If you find a loan offer that meets your needs, you can complete a formal application in minutes. Once you’re approved, you can receive your funds by direct deposit the same day, within 24 hours, or within a few business days.
Credible, it’s easy to compare personal loan rates from various lenders, and it will not affect your credit score.
Banks
Many types of banks – including large national banks and smaller community banks – offer emergency loans to their customers. You may be able to apply online or in person at a local branch. If you are approved, you will likely receive your funds within a few business days or a week, although funding may take longer in some cases.
Although banks sometimes offer larger emergency loans than other lenders, they also tend to have stricter requirements to qualify. You may also need to be an existing customer or meet certain income and credit criteria.
credit unions
Credit unions are non-profit organizations that generally have a local presence. Compared to banks, credit unions tend to offer lower rates on all types of products, including emergency loans. They are also known for their more personalized service. The caveat, however, is that you must meet certain membership requirements and join a credit union if you want to take advantage of any of its offers.
How to get an emergency loan with bad credit
You generally need good to excellent credit to qualify for a personal loan, so if your credit is weak, it may be more difficult to qualify. But some lenders specialize in loans for bad creditso it is still possible to get an emergency loan even if you have bad credit or no credit history.
You can also apply for an emergency loan from a co-signer to increase your chances of approval or get a lower interest rate. Remember that a co-signer will be legally responsible for the loan if you cannot make your payments.
Follow these steps to apply for an emergency loan:
Shop around and compare lenders. Do research and compare several emergency lenders. Consider their interest rates, repayment terms, fees, and eligibility requirements.
Choose your emergency loan. Once you have compared lenders, choose the loan option that best suits your particular situation.
Fill out an application. Complete the official application online or in person. Be prepared to share basic financial information and submit documents, such as your government-issued ID, tax returns, and pay stubs.
Get your funds. If you are approved, the lender will distribute your money, usually by direct deposit. Funding time can be same day or next business day after approval, depending on the lender.
Head to Credible for quick and easy compare personal loan rates from various lenders, all in one place.
What can emergency loans be used for?
An emergency loan is flexible, meaning you can use the funds for almost any type of emergency expense, such as:
Medical bills
dental costs
Unscheduled car repairs
Urgent home renovations or repairs
Emergency veterinary care
Unforeseen moving costs
Rent or mortgage payments to avoid foreclosure
Funeral and burial expenses
As is the case with traditional personal loans, you cannot use emergency loan funds for tuition, a down payment on a home, gambling, or illegal activities.
How to compare emergency lenders
Here are several important factors to keep in mind when evaluating your lender’s options for emergency loans:
Eligibility criteria – Most lenders require good credit, verifiable income, and a low debt-to-income ratio. But some may consider factors other than your credit score.
Loan amounts — In most cases, you can borrow as little as $600 up to $100,000 with a Personal loan. Make sure you only borrow what you need.
Interest rate – Loans for bad credit tend to have higher interest rates to offset the lender’s risk of lending you money.
Repayment Terms – Repayment terms generally range from one to seven years, depending on the lender. Although choosing a longer term may result in a lower monthly payment, a shorter term will keep your interest charges as low as possible.
It’s time to finance — If you are approved, you can expect to receive your funds anywhere from the same or next business day after your approval, up to a week (and sometimes longer).
Even if you have bad credit, it is possible to get approved for a personal loan. Credible, it’s easy to view your prequalified personal loan rates so you can find a loan that best suits your needs.
Types of emergency loans to avoid
If you’re facing an emergency, you might be tempted to take out other types of risky loans that can do more harm than good. You should avoid these types of emergency loans whenever possible:
Payday loans — These are small, short-term loans designed to hold you over until your next payday. You pay them back when you get your paycheck, usually within two to four weeks. Although payday loans do not require a credit check, they come with fees equivalent to exorbitant interest rates that can significantly increase the overall cost of your emergency.
Securities lending — Title loans are secured loans that give you fast cash in exchange for title to your car. If you don’t repay your loan as agreed, the lender can repossess your vehicle.
Pawnbrokers — With pawnbrokers, you secure a valuable item, such as a diamond ring or a guitar, in exchange for money. Like payday loans, pawnbrokers are notorious for their extremely high fees and interest rates. And if you don’t repay your loan as agreed, the pawnbroker can sell your item.
Uruguay, a small country that rarely makes headlines even in its own region, angered its partners in the Mercosur trading bloc when it announced in July, ahead of the group’s biannual summit, that it had completed a study with China on the feasibility of a bilateral free trade agreement and that the two States are preparing to begin negotiations. Given that Uruguay’s population of 3.5 million is only a quarter of 1% of China’s, such an agreement, if reached, will do little to shake the foundations of the World trade.
But this raises dilemmas for Mercosur, the Southern Common Market with four active members (Brazil, Argentina, Uruguay and Paraguay), as its rules require all members to consent to one of them signing a trade deal. with a third country. Such consent is not likely to be obtained; Still, Uruguay still wants to push the negotiations forward, hopefully with its Mercosur partners, but in any case it “does not want to remain silent”. But whatever the course of this diplomatic gamble, the affair highlights the disappointment experienced by Mercosur since its beginnings with great fanfare more than thirty years ago, and the obstacles to serious regional integration within Latin America.
In happier times
Mercosur was born in an optimistic era that now seems incredibly distant. Growth through increased international trade was the watchword of the “Washington Consensus” of international financial institutions. Regional trade groupings were beginning to coalesce. The United States had a free trade agreement with Canada and was negotiating with Mexico, while other Latin American countries sought similar relations with the world’s largest economy. At the same time, clusters in Africa and Asia also emerged.
The often-heard buzzword was “open regionalism” – groups of countries would engage in deep integration with each other and jointly negotiate deals with other countries. A particularly attractive model was the European Community, which had started as a relatively loose, trade-oriented grouping and was poised to add new countries after the fall of the Soviet Union and would further consolidate internally as a Union. European.
The prospect of forming a regional bloc had particular appeal for countries that would come together in Mercosur. All had suffered during the “lost decade” of the 1980s when they were overwhelmed by the debt crisis. They also saw a political dimension to regional integration, as they had returned to democratic governance after long periods under military regimes that were both harshly repressive and unable to deliver lasting prosperity. They also sought to overcome their history of mutual suspicion and friction.
The political and economic elites of Brazil and Argentina, followed by the much smaller Uruguay and Paraguay, saw Europe as a potential model, as evidenced by its tremendous economic and political progress after the horrors of World War II. world. A series of summits paved the way for the creation of Mercosur, which was officially announced in 1991. Mercosur initially showed positive results as evidenced by a significant increase during the 1990s in intra-regional trade. However, the initial momentum began to wane in the 2000s, and currently less than 10% of member states’ trade is within the bloc, compared to 60% within the European Union.
Defective from the start?
Some of the causes of Mercosur’s decadence were beyond the control of member countries. China’s rise as a full-line exporter has devastated local sectors such as Brazil’s once-strong shoemaking industry. But many of Mercosur’s problems were internal and represented a failure to complete both the internal free trade area and the common external tariff as its European model had been able to do. Mercosur’s tariff reduction efforts have been riddled with exceptions and lengthy introductory phases that persist to this day.
But those failures were themselves the consequences of broader systemic problems within the bloc that date back to its origins. The European Community began as a relatively small and successful agreement on trade in coal and steel, which later grew into a larger bloc made up of three relatively large countries – Germany, France and Italy – and of three smaller but advanced states – Belgium, the Netherlands. , and Luxemburg. Thus, there was always a fairly wide distribution of power among the members.
Mercosur, on the other hand, consisted of a huge member state, Brazil, as well as a medium-sized one, Argentina, and two extremely small countries, Uruguay and Paraguay, which really had no no choice but to join given their reliance on larger members for trade. , investment, energy, tourism, etc. And while Argentina’s relatively more developed status has partially compensated for its smaller economy relative to Brazil, its long-term economic decline has made it increasingly less able to act as a counterweight.
These asymmetries are aggravated by the lack of effective Mercosur-wide institutions, particularly in the area of dispute settlement, where nothing beats the European judicial system, or the dispute settlement groups that play a role in the United States-Mexico-Canada Agreement (formerly NAFTA). While there is a small Mercosur secretariat headquartered in Montevideo, it has at best a coordinating function rather than real power. Although there are Mercosur-wide entities, such as a business-accessible arbitration tribunal, there is no mechanism to resolve state-to-state disputes.
As a result, usually when one of the two largest members (Paraguay and Uruguay often have to take what they get) finds one of its domestic industries under pressure, the default position is to act on it. first unilaterally, then to negotiate the issue later, at a conference of ministers level or, finally, during the six-monthly Mercosur presidential summits. This ad hoc approach is inevitably a source of uncertainty and limits the gains provided by the common market.
And, of course, the tendency for intra-Mercosur trade disputes is aggravated by the unstable macro-economic situation of its members, with varying deficits and inflation rates, and concomitant devaluations, which means that at any time an industry in one state or another requests import relief. Of course, macroeconomic convergence has also been a challenge for Europe, as evidenced by the crises in some of its member states, notably Greece and Portugal, despite agreed deficit targets and a common currency.
But Mercosur countries have varying degrees of economic health, as shown by their inflation rates – Argentina being the most outlier as it is currently spiraling towards an annual rate of 90%, compared to Brazil’s 12%, 11 % in Paraguay and 9% in Uruguay. Periodically, the idea of a common Mercosur currency has been mooted, most recently by Brazilian President Jair Bolsonaro, but it has never been more than a talking point from one politician.
Politics trump economics
And even as Mercosur’s progress in trade integration slowed, its political ambitions increased dramatically, spurred on by Brazil, which saw it as a vehicle to organize South America under its leadership. This included successfully opposing a United States effort to create a Free Trade Area of the Americas by extending its network of agreements with countries in North America, Central America, and the Andes to the Cone south and integrating them into a single network.
Venezuela and Bolivia have been invited to join Mercosur. These invitations had an ideological and geopolitical element as leftist governments in Brazil and Argentina saw common ground with Hugo Chavez and Evo Morales despite their authoritarianism. These politically motivated expansion efforts did not prosper, however. As Venezuela, which never made an effort to meet the economic commitments of Mercosur membership, descended further into dictatorship and economic chaos, it was suspended from Mercosur in 2016, while the Bolivia’s entry into the bloc is not yet complete.
Uruguay: “We are different!
Uruguay’s efforts to get out of the cage of their frustrating Mercosur membership without simply getting out of it have been smoldering for several years. The ‘take it or leave it’ approach that Brazil and Argentina have often shown to the smaller members of the bloc has always been annoying. And Uruguay’s relations with its neighbors on other issues, especially with Argentina on issues such as the pollution of the Rio de la Plata basin, are causes for periodic friction.
But more generally, Uruguayans feel they have done better on the political and economic fronts than their neighbors. Since the return to democracy, governments of left and right have taken moderate courses in both substance and style. A recent example: Argentinian media shockedly reported that Uruguayan President Luis Lacalle, who is seeking to pass a pension reform bill, has actually visited the headquarters of the main trade union confederation to explain his position – a move totally unthinkable in Argentina’s resentful political culture. .
But perhaps more importantly, Uruguay has managed its economy better than Brazil or Argentina, even as it has benefited from the strength of its agriculture-based export sector. Uruguayan beef and wool are exported to both Europe and Asia, with China alone already accounting for 30% of its total exports). Also, new industries such as wine and pulp and paper were developed. Uruguayan business and political leaders are keen to strike free trade deals to lock in export markets and have been frustrated by Brazil and Argentina’s reluctance to move forward.
On August 12, ACI Prensa, CNA’s Spanish-language sister news agency, interviewed GC, a 28-year-old former seminarian.
A former seminarian and victim of Bishop Gustavo Zanchetta – who was sentenced to prison for sexual abuse in Argentina – has asked the Catholic Church not to turn its back on him.
On August 12, ACI Prensa, CNA’s Spanish-language news agency, interviewed GC, a 28-year-old former seminarian and victim, after the bishop was allowed to serve his sentence under house arrest in July.
The place of house arrest, according to the newspaper The Tribunois a home for retired priests of the Monastery of Our Lady of the Valley of Nueva Orán of the Order of the Immaculate Conception-Franciscan Conceptionist Mothers.
In March, Bishop Zanchetta was sentenced to four and a half years in prison after being found guilty of abuse.
“Just this: don’t turn your back on us; we did not deserve such treatment,” GC told ACI Prensa when asked what he is asking of the Catholic Church.
“Faced with such a situation, God willing, there will be no other cases, but if it happens, that [the Church] not turn his back on him, as he did on us, because we didn’t deserve this treatment, first from a person who is a persona non grata to the Church, a person who harmed the faithful, the people of God,” the victim said.
“And, second, if psychological therapy is offered so much in seminaries, well, I think the Church hasn’t seen much, in that regard. Much was known about Zanchetta when he was ordained bishop, and I think it was a mistake not to use another [worse] word,” GC said.
Regarding house arrest, the victim said he was not surprised by the judges’ decision after the request “to be able to have a comfortable prison, according to his status. He’s always emphasized the power he has, and that’s why he’s where he is and not in a prison.
“I always say that if I had lost the case, I’m sure I would have – we would have been – in jail and not under house arrest,” he added.
GC also said that in the case of Bishop Zanchetta, “justice has been served, but not in the way we expected. We expected him to serve his sentence in prison.
When asked if he felt welcomed by the Church, the victim was clear: “No, not at all. Since he left the seminary, the Church has not taken care of us or our situation. Nothing, absolutely nothing.
“I even spoke with the current bishop, Luis Antonio Scozzina. I spoke to him so he can give me the opportunity to help me with the psychological therapy that I still need,” GC said.
The victim later said that the bishop agreed “because I was not well off financially, and neither was my family. So I asked him for help for this reason, but he did not help me.
“There was not even a conversation with me [or other victims] after that, to ask how we were, if we were okay, if we needed anything,” he said.
ACI Prensa has contacted the Diocese of Oran to ask whether or not they are helping the victims with psychological therapy.
“The bishop indicates that the seminarian MC, who asked for help, although he denies having received it, received it for five months. Psychological help is planned for this, but the other (GC) did not ask for help,” the diocese replied.
After saying that at the moment he felt lonely, although there was a priest accompanying him, GC said that he “expected more from the Church. As I told you, we felt alone in this regard. The Church did not help us.
This story was first published by ACI Prensa, CNA’s Spanish news partner. It has been translated and adapted by CNA.
A sand refinery is seen at the Vaca Muerta shale oil and gas drilling site in the Patagonian province of Neuquen, Argentina January 21, 2019. REUTERS/Agustin Marcarian
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BUENOS AIRES, Aug 13 (Reuters) – Argentina on Friday night announced a package of tax and customs benefits for the oil and gas industry designed to attract dollars to the South American nation, which is battling crippling inflation and a low level of foreign exchange reserves.
The measures were announced on Thursday – and follow other incentives for the agribusiness and tourism sectors also meant to attract dollars – and were formalized on Friday by new Economy Minister Sergio Massa. Read more
The measures will only benefit companies that invest a minimum of $50 million.
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Argentine President Alberto Fernandez has long sought to attract new investment in the country’s massive Vaca Muerta shale formation, one of the world’s largest for unconventional hydrocarbons.
The development of Vaca Muerta could make Argentina a net exporter of oil and gas, bringing much-needed dollars to the economy.
Under Fernandez, the country imposed rigid exchange controls that failed to reduce inflation, which is expected to reach 90% this year.
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Reporting by Marcelo Rochabrun; edited by Diane Craft
While alarms were raised in different countries due to the presence of traces of the poliomyelitis virus, the Ministry of National Health reported that in October a National vaccination campaign against poliomyelitis, measles, rubella and mumpsWith the aim of reaching 95% or more of the population aged 13 months to 4 years to maintain the eradication of these diseases in the country. The last case of poliomyelitis in Argentina was reported in 1984 in a child from the province of Salta.
Poliomyelitis is a highly transmissible disease caused by the poliovirus, which can be serious and most often affects infants and children under 5 years old. over the past few weeks, Countries like the UK and the US have detected the virus in sewage.
“The goal is to vaccinate at least 95% of children aged thirteen months to four years, eleven months and 29 days. MMR vaccine and inactivated poliomyelitis vaccine (IPV) applied as an additional dose throughout the territory of the Argentine Republic”, he specified a few months earlier to the country’s Ministry of Health.
He also stated that “public and private health servicesas well as various institutions, Guarantee free and compulsory vaccination for the entire target populationregardless of the history of having already received these vaccines or of suffering from diseases”.
To this end, public health services in coordination with the Ministry of Health should be “dedicated as a priority to campaign activities from October 1 to November 13, 2022”. Vaccines, as well as disposable material and vaccination records, will be provided by Carla Vizotti’s portfolio manager.
how poliomyelitis spreads
polio It is transmitted mainly through the consumption of substances contaminated with the virus. (found in feces) and by direct contact With people who can spread the disease. Some cases are mild; Others are much more serious and result in permanent physical disability.
loss Symptoms They can be mild and flu-like: Fatigue, fever, headache, stiffness, muscle aches and vomitingYou may take up to 30 days to appearThe time during which an infected person can transmit the virus to other people.
This disease can be prevented by vaccination. In Argentina, the vaccination program consists of 3 doses of IPV (inactivated injectable poliomyelitis vaccine) or Salk: at 2, 4 and 6 months, and a booster at school entry with the IPV or Salk vaccine.
situation in argentina
According to the 2020 annual report on the state of eradication, the Ministry of Health published that Considering low coverage, surveillance quality and social determinants, Argentina is classified as a high risk area for reintroduction and possible spread of poliomyelitis.
In which way, Coverage of the national immunization schedule has shown a steady decline since 2017, which was increased by the coronavirus pandemic by an average of 10 to 15 points compared to previous years. On the other hand, polio vaccination coverage nationwide reached less than 75% for all ages in 2021.
for his part, of Garhan Children’s Hospital It was noted in April this year that “Polio eradication is getting closer thanks to vaccination”.
At this stage, he stressed that “thanks to the effectiveness of poliomyelitis vaccines, we are close to its definitive eradication” and that “of the three known serotypes of wild poliovirus (1, 2 and 3), 2 1999 is not no longer operational since 2012 and 3”.
Along the same lines, from the hospital, he reported that “in 1988 there were approximately 350,000 endemic cases of poliomyelitis in over 125 countries. In 2019 there were 175 cases and in 2021 there were only five cases.
He added: “Currently, polio is only endemic in Afghanistan and Pakistan. However, as long as there are cases anywhere on the planet, all countries are at risk.
Finally, he explained that “in the world, the incidence of cases has decreased by more than 99% since the start of the Global Polio Eradication Initiative in 1988”, while “in Argentina, almost no cases in 40 years”. Did not come. Has been recorded, the last was recorded in 1984.
landscape of the world
UK Health Protection Agency(UKHSA) announced on Wednesday it would reactivate a polio vaccination campaign for children aged nine months to 12 years after the virus was detected in London sewers.
declared licensed in UK in 2003, The virus has been detected around 116 times in sewage During the study carried out in the facilities of the metropolis, more precisely, in the eight districts located to the north and east.
The aim of the program is to reduce the risk of a minor becoming infected and also to increase immunity levels to make it more difficult for the virus to spread.
For its part, the Ministry of Health New York announced on Friday that Polio virus detected in city’s sewagewhich A. rings the alarm bell on possible community movement of illness.
New York State Health Commissioner Dr. Mary Bassett called the results alarming. He said local and federal officials in the area are assessing how far polio has spread in the city and state.
Johnson & Johnson said it will halt production of its talc-based baby powder in 2023 as it fights nearly 40,000 legal claims that the product has caused users cancer.
The US drugmaker said on Thursday it had decided to switch to a cornstarch-based baby powder, which it has already launched in US and Canadian markets.
J&J said its position on the safety of the talc product, which has been sold for more than a century and is closely associated with the J&J brand, remains unchanged.
“We strongly support the decades of independent scientific analysis by medical experts around the world confirming that JOHNSON’S® Baby Powder with Talc is safe, contains no asbestos and does not cause cancer,” said the company in a press release.
J&J stopped selling talc-based energy in the United States and Canada in 2020, citing declining sales. The move coincided with a deluge of court cases from people who claimed J&J’s talc-based baby powder was contaminated with asbestos and caused them to develop ovarian cancer or mesothelioma. .
J&J has lost several major cases, including a Missouri decision that awarded $4.7 billion in damages to 22 women who blamed their ovarian cancer on asbestos in the drugmaker’s baby powder . In June, the Supreme Court declined to reconsider the case, in which damages had already been reduced to $2.1 billion.
Last year, J&J rolled out a controversial bankruptcy strategy known as “Texas Two-Step” to help it manage the nearly 40,000 cases.
The bankruptcy maneuver used pro-business laws in Texas that allowed J&J to split into two separate entities and funnel all of its talc liabilities into one subsidiary, which it called LTL. LTL then filed for Chapter 11 bankruptcy protection, which suspended all talc claims.
The plaintiffs filed lawsuits in an attempt to get rid of the bankruptcy.
Inflation in the United States hit its highest level in 40 years in June. Although the inflation rate eased slightly in July, consumers are feeling the pressure of higher prices, and there is no guarantee that the current inflation problem has peaked. Given the current economic conditions, many Americans are looking for loans and predatory lending is on the rise.
Payday loans are short-term, high-interest loans that must be repaid on your next payday. They are easy to obtain but difficult to repay, often with hidden fees and extremely high interest rates. Payday lenders are notorious for setting up storefronts in low-income areas and can throw people into a cycle of debt.
Although not all payday lenders are predatory, you should consider other options before getting a payday loan. Here’s everything you need to know about taking out a personal loan in times of inflation.
The impact of rising inflation
Consumer prices rose 8.5% in July, down 0.6% from June. Despite this slight slowdown, it is unlikely that the inflation rate has peaked. As the price of basic necessities like gasoline, food and housing continues to rise, consumers are feeling the pinch.
Two-thirds of Americans were living paycheck to paycheck in June. Meanwhile, US consumer personal debt is higher than ever. Given that the unemployment rate is currently the lowest since 1969, it is clear that rising inflation is putting severe financial pressure on consumers.
As gasoline prices have started to fall, food and housing prices are skyrocketing. “Consumers take a break at the gas pump, but not at the grocery store. Food prices, and in particular food-at-home costs, continue to soar, rising at the fastest rate in more than 43 years,” said Greg McBride, Bankrate’s chief financial analyst, “ Lower gas prices have been very welcome, but this does not solve the inflation problem.
Inflation leading to interest rate hikes
To combat this runaway inflation, the Federal Reserve has raised interest rates four times this year and is expected to raise them again before the end of 2022. These rate hikes have already pushed up average personal loan rates, and With more rate hikes on the way, new personal loan borrowers will likely see higher interest rates.
This does not bode well for those looking for payday loans, as these loans already have much higher rates than other personal loans.
Should I take out a personal loan?
Payday loans can be very tempting if you’re struggling financially due to inflation and need cash fast. If you can find a payday lender that offers decent rates and you’re pretty sure you can pay it back on your next paycheck, that might be a viable option. However, taking out a personal loan involves many risks and you should only do so as a last resort.
Payday loans have fixed interest rates, which means the rate you pay doesn’t change for the life of the loan. They are designed to be short-term loans that help people cover necessary expenses between paychecks or emergency expenses. Payday loans are generally for smaller amounts, $500 or less on average. However, they come with exorbitant interest rates. The average two-week payday loan comes with an APR of almost 400%. By comparison, the average APR for a regular personal loan is just over 10%.
The dangers of payday loans
Payday loans can attract borrowers with bad credit because most payday lenders don’t do credit checks. However, taking out a payday loan can further damage your credit and throw you into a cycle of debt that can be difficult to escape. It is extremely common for payday loan borrowers to have difficulty repaying the loan at the end of the loan term of two to four weeks, forcing them to take out an additional loan to meet the payment deadline.
Nearly 1 in 4 payday loan borrowers take out additional loans nine or more times after the first loan. Low-income communities are particularly vulnerable to payday lenders, and black and Latino communities are disproportionately targeted.
Alternatives to payday loans
There are several alternatives to payday loans, even if you don’t have strong credit.
Credit card
There is no minimum credit score to qualify for a credit card, although individual cards have requirements. Although you shouldn’t make a habit of racking up credit card debt, using a credit card to cover your expenses is a better option than taking out a payday loan.
Credit cards have much lower interest rates than payday loans, and you have 30 days to pay off your credit card balance before it incurs interest.
Borrow from a credit union
If you have time to join a credit union and go through the application process, borrowing from a credit union could be a valid option. Credit unions tend to have lower interest rates than traditional lenders, and many offer payday loan alternatives (PALs) that let you borrow $200 to $1,000 for one to six months. These loans have an APR ceiling of 28%.
Personal loans for borrowers with bad credit
Online personal lenders tend to have quick approval and fund delivery times, and many online lenders are open to working with borrowers with bad credit. While borrowers with bad credit are likely to receive the highest interest rates from a lender, most personal loan borrowers cap their APRs at around 35%, which is still well below that of mortgage loans. salary.
If you want to take out a personal loan, you should compare the best lenders and prequalify with a few before making a decision. It’s also worth looking into small personal loans, especially if you don’t need to borrow a large amount of money.
Emergency rescue services
If you need help right away, federal and local programs are available to help. For example, the Emergency Rent Assistance Program is set up to help families cover rent and utility costs when needed. If food costs are a concern, it might be worth visiting your local food bank to ease the burden. It’s also worth checking to see if your local community has community service agencies that offer help with expenses like rent and back-to-school expenses for children.
Alternative ways to earn income
If you have items you are willing to part with and need money for necessities, it may be worth selling things like clothes and jewelry online or at a pawn shop to earn income. additional at a glance. If you have an extra room in your home, you might consider renting it out through Airbnb or hiring a roommate to reduce rent or mortgage costs.
At the end of the line
As inflation continues to soar, people are struggling to pay their bills and looking for ways to supplement their income. Although payday loans are a quick and easy way to get food on the table or fill up on gas, they are incredibly dangerous.
A payday loan could put you in debt and ruin your credit. If you are having financial difficulty and are considering a payday loan, consider the alternatives listed above and see if they will work for you before making this decision.
Boca and River could meet in the Argentina Cup semi-finals (@fotobairesarg)
Boca Juniors enters the next stage of the Copa Argentina And it survives on two fronts. Following their victory against Carlos Casares’ Agropecurio in Salta, they became the second team to be classified in the quarter-finals of the competition (taking into account yesterday).The Paraná Board of Directors abolished the Gymnasia La Plata in Resistencia.) Now he’ll be waiting for an opponent in the next round, while eyeing the whole table out of the corner of his eye and a chance to face another Superclassico.
Although there is still no fixed place, date or time, there are still six matches to be played, corresponding to the knockout stages of the National Cup. of the winner of the series to face Quilmes and Deportivo Madryn Boca’s opponent will come out, once again favorite against a team from the promotion as in the previous round (he has already left Central Córdoba de Rosario, Ferro Carrille Oste and Agropecurio along the way).
Meanwhile, the board waits in the quarters river or defense and justice, the duel that will be confirmed for the last week of August. if he millionaire dominate over falcon Florencio Varela should send people from Entre Ríos to reach the semi-finals, an example in which he could face zenise In a Superclassico, which had the same final as the previous edition (Ribera’s men beat Nez in the round of 16 by a penalty shootout). If it is done, Boca-River will be played between the end of September and the beginning of October.
There are also interesting crosses on the other side of the painting. banfield will be put to the test with a national premier team like Gymnasticsat the same time Godoy Cruise see you with Belgrano of Cordobawho is the leader in his category and has just delivered a hit against Estudiantes de la Plata in the round of 16. Two other meetings with multiple condiments will take place in the coming weeks: Velez-Independente and Talares de Córdoba-Navelles.
Here is the photo of the Argentina Cup
8th Argentine Cross Cup
(with confirmation of place and date)
Defense and Justice – River
Jujuy’s Banfield-Gymnastics
Godoy Cruz Belgrano
velez-independent
Talares Newells
Quilmes-Deportivo Madryn
continue reading:
The board eliminates Gymnasia La Plata and is a potential rival to River in the Argentine Cup.
‘Do you want to stay here and do well for Boca?’: Details of Riquelme’s call to Chiquito Romero in blitzkrieg
An ambush, two bullets and the River Plate Bar as robbery: Gonzalo Acro assassination timeline, 15 years after the crime
People exercise inside an office building, in Buenos Aires, Argentina August 9, 2022. REUTERS/Agustin Marcarian
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BUENOS AIRES, Aug 10 (Reuters) – Argentines mired in their country’s latest economic crisis are feeling a growing sense of hopelessness, according to a landmark mental health study that points to boom times for at least one profession: psychologists.
Plagued by runaway inflation that depresses livelihoods as the peso currency steadily declines, the dysfunctional economy is wreaking havoc on the mindset of the people as well as their wallets.
This is the conclusion of a survey by the Applied Psychology Department of the University of Buenos Aires (UBA), which revealed that more than 85% of the 1,700 people questioned believe that the current crisis has made them less optimistic for the future. future, with half describing the change as significant or drastic.
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Blessed with rich natural resources, the South American country has nonetheless moved from crisis to crisis for much of its more than 200 years since independence, gradually helping to fuel the demand for mental health care, which are generally accessible in public hospitals.
According to pre-pandemic data from the World Health Organization, Argentina had 222 psychologists per 100,000 people, compared to 49 in France and 30 in the United States.
“The constant cycle of crisis has filled so many medical offices,” said Gustavo Gonzalez, head of UBA’s applied psychology department.
“Things are bad, and in some ways worse in terms of mental health.”
The UBA survey showed that the terms most used by respondents to describe their current state of mind were ‘anxiety’, ‘fed up’, ‘anger’ and – the most used term among 18-29 year olds – ‘frightened’. for the future “. .”
Nearly 90% said they thought their economic situation would get worse over the next year.
President Alberto Fernandez has sought to stop the economic rot with measures, including giving his last economy minister, Sergio Massa, expanded powers over trade, industrial and agricultural policy.
Meanwhile, the ranks of the poor have swelled to almost 40% of the population.
UBA’s Gonzalez said the current turmoil is contributing to “psychological saturation” for those most affected, as too many emotionally drained people have essentially given up on the possibility of a better future.
“The average Argentinian doesn’t seem to find the light at the end of the tunnel, and he obviously holds the government accountable,” he said, potentially bad news for the center-left Peronists in power under Fernandez when the country will hold elections next year.
“It’s like a curse that comes back forever.”
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Reporting by Lucila Sigal; Additional reporting by Belen Liotti; Written by David Alire Garcia; Editing by John Stonestreet
One last chance for Lionel Messi and Cristiano Ronaldo. Kylian Mbappe back on the biggest stage of them all. Brazil vying for a record sixth title.
One of the most anticipated World Cups in memory – as much for reasons off the pitch as for those on it – is fast approaching in Qatar and excitement is building after the qualifying period ends.
Thirty-two teams, 64 games, 28 days. The first World Cup in the Middle East.
The tournament begins on November 21 and the final is scheduled for December 18.
Here are some things to look out for when the tournament takes place in the smallest country to ever host a World Cup:
BEST TEAMS
Brazil (n°1 in the FIFA ranking). Neymar, Vinícius Junior and the rest of the flair-filled Selecao peak at the right time. Is a first world champion title since 2002 on the horizon?
Belgium (n°2). The “Golden Generation” is breaking up little by little but there is always Kevin De Bruyne at the head of the Belgian charge.
Argentina (#3). No world champion title since the days of the great Diego Maradona. It will be the first World Cup since his death in November 2020 and Argentina are improving, with Messi still at heart.
France (#4). The defending champions. Still the country with the most depth in their squad. Now with Mbappe and Karim Benzema leading the attack. No team has retained its World Cup title since Brazil in 1962.
England (#5). Semi-finalist in the World Cup in 2018, finalist in the European Championship in 2021. The worst performing national team in football is moving in the right direction.
BIG STARS
Lionel Messi, Argentina. The seven-time World Player of the Year might have saved his 35-year-old legs for one final push towards a World Cup winner’s medal that many believe would solidify him as football’s greatest ever player.
Cristiano Ronaldo, Portugal. He won the European Championship, but the top scorer in men’s international football hasn’t played in a World Cup final, let alone won one. He’s 37 now, enjoy it while you can.
Kylian Mbappe, France. The star of the last World Cup at 19 and he’s only getting better. The speedy striker could rival Brazilian great Pelé in being champions in his first two World Cups.
Kevin De Bruyne, Belgium. Widely regarded as the best midfielder in the world, his drive-thru runs are some of the finest views in football. Belgium can only hope that he arrives in good health.
Neymar, Brazil. Increasingly overshadowed by Mbappe and Messi at Paris Saint-Germain, still Brazil’s main man. Beware of tips and tricks, as well as some histrionics.
HOW IT WORKS
Get ready for a football feast. There are eight groups of four teams, with the top two qualifying for the 16-team knockout stage.
There will be four consecutive matches per day — yes, four! — for each of the first two series of group matches, then simultaneous kick-offs for the last two matches of each group.
There will be no break for the knockout stage, which begins the day after the group stage ends. The first day without football will be on December 7, the 17th day of competition.
GAMES TO SEE
Senegal vs Netherlands, November 21. The first match of the tournament and always a date to remember on the calendar. With Sadio Mane and Virgil van Dijk on the pitch, it’s also interesting.
Argentina versus Mexico, November 26. The first of the big continental rivalries in the group stage, with Messi potentially sealing his and Argentina’s place in the last 16.
Spain v Germany, 27 November. Surely there haven’t been many more important group stage matches than this at a World Cup? Two recent champions, two giants of European and world football.
Iran vs. United States, November 29. It was labeled as “The Mother of All Games Part II”. Just like in the World Cup in 1998, the two countries will meet in the group stage in a politically charged game. Diplomatic relations have yet to be restored between the nations since they were severed in 1980.
Ghana v Uruguay, December 2. Does anyone remember the night of July 2, 2010? In the last minute of extra time in a World Cup quarter-final match between Uruguay and Ghana, Luis Suarez deliberately stopped the ball with his hand on the goal line, was sent off, only for that Ghana miss the penalty and lose in a shootout as Suarez celebrated on the sidelines. Revenge would be sweet for Ghana.
UPCOMING FRIENDLY MATCHES
With this World Cup taking place in the middle of many countries’ domestic seasons, there won’t be the usual build-up of friendlies before the tournament.
Indeed, for European countries, the Nations League qualifiers which will take place from September 22 to 27 will represent the last games of the teams before the World Cup.
Highlights include Italy v England (September 23), Netherlands v Belgium (September 25), England v Germany (September 26) and Portugal v Spain (September 27). ).
The United States will face Japan on September 23 and Saudi Arabia on September 27, with both friendlies taking place in Europe.
PSG’s Neymar celebrates after winning the French Super Cup final soccer match between Nantes and Paris Saint-Germain at the Bloomfield stadium in Tel Aviv, Israel, Sunday July 31, 2022. PSG won 4-0. (AP Photo/Ariel Schalit)
Manchester United’s Cristiano Ronaldo walks onto the pitch at the end of the English Premier League soccer match between Manchester United and Brighton at Old Trafford stadium in Manchester, England on Sunday August 7, 2022. Brighton won 2-1. (AP Photo/Dave Thompson)
Manchester City’s Kevin De Bruyne heads the ball during their English Premier League soccer match between West Ham United and Manchester City at the London Stadium in London, England on Sunday, August 7, 2022. (AP Photo/Frank Augstein)
If you want to put some of the money you’ve accumulated in your 401(okay), you need to use a short-term mortgage that you’ll pay cash from your paychecks. Borrowing from your 401 (okay) can usually be a better way to get money than using higher interest loans like title loans, payday loans, and even private loans. .
If you’re considering a 401(ok) mortgage, you might be wondering how it will affect your other money owed like your mortgage. The short answer is that it was not received. Whether or not you are able to qualify for a mortgage, or are already paying off one, a 401 (okay) will not affect other amounts owed.
In this article, we will clarify how 401(ok) loans work and the pros and cons to think about.
A 401 (ok) mortgage can present a way to bring funds into your account for short-term cash.
401(k) loans also have no impact on your mortgage, whether it’s your current mortgage or the one you’re using.
You should use a 401 (ok) mortgage for many uses, such as a down payment on a house.
Try to pay off your 401 (ok) mortgage shortly. The longer you take to pay off the mortgage, the more you will miss the compound interest facility.
401 (ok) Loans and Mortgages
A 401(ok) mortgage has pros and cons to consider. If used responsibly, it can be an easy way to enter cash to pay short-term bills. However, withdrawing funds from your retirement account can have long-term effects on the value of your portfolio. The longer your money doesn’t have to be invested, the longer you miss the convenience of compound interest.
A 401 (ok) mortgage has interest paid on your account, but it does not contain a lender or an assessment of your credit history. By settlement, you can borrow up to the lesser of: 1) $50,000 or; 2) the greater of $10,000 or 50% of your account value.
Receiving a mortgage on your 401 (okay) shouldn’t be a taxable occasion until mortgage limits and indemnification guidelines are violated. It has no impact on your creditworthiness and no impact on your mortgage. It will not affect the rates and terms of your current mortgage or play a role in your software for a new mortgage.
In fact, you can take out a 401(ok) mortgage to use as a down payment for a house.
401(k) loans will have no effect on your mortgage. They will allow you to access some of your retirement savings for short-term needs. You may be solely responsible for repaying the mortgage if you wish to maintain your tax advantages and avoid penalties.
401(ok) Loans and Real Estate
You must use a 401 (ok) mortgage to finance the acquisition of real estate. In reality, the basics of 401(ok) loans are totally different if you are using the mortgage to purchase a home.
Standard laws require 401(ok) loans to be repaid on an amortized basis, or with a fixed payout schedule in common installments, over less than 5 years. However, if the mortgage is used to purchase a principal residence, the indemnity interval in this case could be longer. Your plan administrator defines the phrases for a long time.
However, it rarely makes sense to use a 401(ok) mortgage to fully finance a home purchase because in most cases a daily mortgage will provide additional monetary benefits. For one thing, you can’t deduct your interest funds on 401(ok) loans like you can with mortgage interest funds. Also, borrowing money from your 401(okay) for long enough to pay off a house might significantly reduce the value of your long-term portfolio.
Another approach that a 401(ok) mortgage can play a part in buying real estate is in case you use the money to pay down payment fees or closing prices. Since the 401 (okay) mortgage isn’t technically a debt – you’re taking out your personal money regardless – it has no impact on your debt to income ratio or your credit score. credit, each of them being main elements considered by lenders.
Will a mortgage on my 401(ok) affect my mortgage?
A 401 (ok) mortgage will not affect your mortgage or your mortgage software. A 401 (ok) mortgage has no impact on your debt-to-equity ratio or your credit rating, two important things that affect mortgage lenders. In fact, some consumers use 401(ok) mortgage funds as a down payment on a home.
Are 401(ok) loans a good concept?
A 401(ok) mortgage has pros and cons to consider. Whether or not this is a good suggestion for you depends on many things about your personal financial situation. These loans can be an excellent source of low cost money for short term needs. However, they can reduce the value of your retirement portfolio in case you don’t make timely repayments.
Can I use a 401 (ok) mortgage for an upfront cost?
You must use a 401 (ok) mortgage for a down payment and it will not affect your debt to income ratio. Just make sure you can pay off your 401 (ok) account soon. The longer you take to pay off your mortgage, the more you will miss the compound interest facility.
The back line
In some cases, a 401 (ok) mortgage is usually a good way to access short-term cash. 401(k) loans also have no impact on your mortgage. In fact, taking out a 401 (ok) mortgage is usually a great way to increase down payment costs for a home. Remember that the downside of these loans is that they take funds out of your financing, so you may miss out on the ability to compound until you pay off the mortgage.
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