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How to Get No-Credit-Check Loans

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How to Get No-Credit-Check Loans

Below, we’ve made an inventory of the things Green Day Practices will consider in deciding whether or not to grant you no-credit-check loans.

Credit Score

Although lenders who provide no-credit-check loans won’t consider your application by relying on their credit scores, having a great credit score can greatly increase the amount of money you get. If you’re looking for more loans from lenders, it is essential to establish an impressive credit history.

If you’re not certain how your credit score compares there are methods to determine it. People who have higher credit scores are more likely to get larger amounts of money than those who have poor credit scores. If you’ve got a lower credit score, don’t be concerned. You can take out low-cost personal loans with lenders that will help improve your credit score. If your credit score increases then you’ll be able to obtain larger credit from banks. Furthermore, your credit score can affect the rate of interest that you pay on loans.

Income

If you are applying for personal loans most of the time applicants will require information regarding your income source. If you want to get personal loans, the majority of lenders require evidence of employment to make sure that you’ll have the ability to repay the loan later on. Additionally, your source of income as well as the amount you earn will determine the amount of loan you’ll qualify for. If your income source is not stable and sufficient the lenders are more likely to reject your application.

Complete a formal application

In order to be eligible for a loan, you’ll need to submit an official application with a lot of your personal information, including your name, address as well as bank account details as well as your source of income or identification, and so on. Certain lenders will require more details than other lenders.

After you have completed filling out an application you will have a few weeks to complete the information required. Keep in mind the more time you put off to submit your application the later you’ll get your money. When filling out an application, ensure that you read it thoroughly and complete your personal information with care. Making a mistake in filling out your application can result in your application getting rejected.

Nilesh Shah | Investment strategy: Unlike Argentina v Saudi Arabia, India must perform, not run on reputation: Nilesh Shah

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“In a certain sense, we are like the Argentina game against Saudi Arabia where, with players like Lionel Messi, Argentina was expected to dominate and win the game. The markets do not take into account the most of the positives and so it’s important that we deliver and don’t operate on reputation, but rather on actual performance,” says Nilesh Shahdoctor, Kotak AMC

The market veteran also said that Kotak is looking to accumulate IT stocks on the upside over the next 3-6 months. Edited excerpts

Right now, looking at where we are, where the inflation worries are fading and where the markets are coming to terms with the fact that commodity prices are down and global markets look a lot more stable , are we in good shape for the next two months?
The market has discounted most of the positives you mentioned – India’s growth ahead of global growth, commodity prices including oil slowdown, India’s inflation under control from January 2023 and globally also with central banks slowing their rate hikes and more capital flows into India.

In a way, we are like Argentina against the game against Saudi Arabia where, with players like Lionel Messi, Argentina was expected to dominate and win the game. Markets overlook most positives and so it is important that we deliver and do not operate on reputation, but rather on actual performance.

What is the definition of actual performance? From a stock market perspective, will it be the macro? Will it be earnings growth? Will this be the trajectory of how banks move?
It is very surprising that in the September 2022 quarterly result of the Nifty 500 companies, the EBITDA margins actually fell sharply. They are even lower than those of the June ’20 quarter.

Now, because sales are higher in the June 20 quarter, absolute EBITDA as well as absolute net income after tax is higher in the June 20 quarter, but the percentage reduction in EBITDA shows that companies have not lack of pricing power or that they have been unable to pass on the increased cost of raw materials to consumers.

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Obviously, we need the EBITDA margin to grow or the value of sales to grow at a much faster rate. Maybe the September 2022 quarter was bearish, December 2022 thanks to the festival season could see a slight increase in EBITDA margin. Ultimately, the market will look forward to profitability and earnings.

Undoubtedly, our governance as well as our commitment to green will both be counted and this will give us a premium over other emerging markets. But the main driver of performance going forward will be earnings growth.

Is that why there’s a lot of push into the FMCG/consumer space? Is there optimism about the recovery of results within the FMCGs?
In FMCG, in addition to earnings growth, we also realize that these are the stocks where there is no emission. It’s easy to get out of some of these FMCG stocks but very, very hard to get into. Over the last year or so people have figured this out and so sellers are reluctant. They are content to absorb one or two quarters of underperformance because the long-term story always remains better.

My feeling is that it was the lack of selling that caused FMCG shares to continue trading at a higher valuation. Apart from this, there is a long-term growth story that India will eventually shift to lower-middle-income and middle-income countries, which will boost consumption.

Given that IT has seen a lot of interest lately, do you think with valuations becoming much more attractive for the IT sector, this is a space for investors to park their money?
Absolutely. This is the time to start accumulating IT stocks. They still have headwinds in terms of demand uncertainty. However, some of the pressure in terms of wage and salary costs has started to diminish considerably. Valuations have corrected quite significantly and, more importantly, they have the healthiest balance sheets with one of the best governances. As the Nasdaq bottoms out and begins to rise, there will be a ripple effect on Indian IT companies, so we will be looking to accumulate IT stocks on the upside over the next three to six months.

As we approach the end of the year and the new year, a bit of spice seems to be missing. How do you anticipate the end of the year for India and do you think next year India is going to remain an outperformer given all the kind of noise we’ve started to hear from China?
Next year will be a struggle between flows and fundamentals. India’s weight in emerging markets has increased from around 8% to 16% and will likely increase as

enters MSCI Emerging Markets. It can go even higher if Korea moves from an emerging market to a developed market.

There is also a trend that many investors are looking for MSCI Emerging Markets Indices excluding China. If this trend accelerates, there could be more flows to India. The flow of domestic institutional investors also continues. Clearly on the one hand, we believe that next year REITs as well as domestic institutional investors will be net buyers in the market.

On the other hand, there is the earnings growth trajectory. We are at a valuation stage where we are trading at a marginal premium to long-term averages. However, we are trading at a substantial premium to other emerging markets. It’s not that our valuation has gone up much, but their valuations have corrected significantly.

If our earnings growth is better than my peer group, then those premiums may be warranted, then the fundamentals and the flow ensure that India outperforms. However, if the strength in September 2022 quarterly results continues where earnings growth is subdued, then there will be a tussle between fundamentals and flows and India may not be outperforming.

Suffice it to say that earnings growth next year will determine whether India is an outperformer, a market performer or an underperformer.

Ben Gvir again threatens to boycott the government if not given to the Galilee and Negev ministry

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Likud releases list of coalition demands, including judicial reform

By releasing a partial but comprehensive list of policy items it plans to push through to the next government, the Likud party reaffirmed its commitment to judicial reform and appointments, as well as supporting Jewish settlement in the West Bank and advancing at least two key measures that he torpedoed in the last Knesset session.

In a written list of some of its coalition demands released this evening, the party wrote of its intention to “enhance the status of the Knesset and restore the proper balance between the authorities, including through the enactment of the Basic Law: legislation “.

The party, along with its far-right and ultra-Orthodox allies in the government-in-training, support an opt-out clause that will allow the Knesset to reinstate legislation struck down by the Supreme Court.

The party also wrote that it would push legislation needed to advance Israel through the US visa waiver program, a step Likud withheld as the government collapsed in June, despite personal intervention. of the American envoy to Jerusalem.

Additionally, Likud said it would implement the “metro plan,” just months after it also blocked legislation to launch a massive public infrastructure project serving the Tel Aviv metropolis.

It is the first hard-line publication of Likud’s policy points, nine days after party leader Benjamin Netanyahu was named prime minister-designate, amid ongoing negotiations with far-right Religious Zionism, Otzma Yehudit and Noam , and the ultra-Orthodox parties Shas and United Torah Judaism to form Israel’s 37th government.

Among his many policy points are additional positions on expanding peace accords in the Arab world, connecting illegal settlements to public services, benefits for IDF soldiers, tackling the cost of living, improving public transport, helping farmers, expanding support for immigrants, fighting crime in Arab society. , pushing English studies in primary school, enacting a climate law and increasing the supply of housing.

The Arab world rejoices in the victory of Saudi Arabia over Argentina at the World Cup | national news

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LUSAIL, Qatar (AP) — Delighted fans erupted in celebration across the Arab world after Saudi Arabia’s shock victory over Argentina in the world Cup tuesday.

After one of the biggest surprises in the history of the tournament, fans flooded the streets outside Lusail Stadium waving green and white Saudi flags. Then they entered a nearby metro station chanting, singing – and even hugging Argentinian fans.

Many were simply in disbelief after the 2-1 win over Argentina, who won the World Cup twice in 1978 and 1986. And Argentina are one of the favorites this time around – or it was until to Tuesday – and also won the South American championship last year. .

“I am speechless,” said Saudi fan Sultan Alharthi. “I can’t even explain how happy I am because I didn’t expect us to win.

“I thought a draw would be fantastic against this team,” added Alharthi. “They came all the way just to win the World Cup. We did that today and I have to take some time to realize what happened.”

Qatar’s ruling emir, Sheikh Tamim bin Hamad Al Thani, attended the game and at one point draped a Saudi flag over his shoulders. The moment, captured in an online video and widely shared, would have been unthinkable only nearly two years ago, when Saudi Arabia and three other Arab countries boycotted Qatar over a political dispute.

In northwest Syria, the rebel stronghold of the war-torn country, residents gathered in cafes to cheer and celebrate after the final whistle. It was a welcome change for the enclave, where millions suffer from frequent airstrikes and poverty.

In the city of Idlib, Ahmad Al-Absi said Saudi Arabia’s victory was a much-needed morale boost for Syrians and Arabs in the Middle East, even if it meant seeing his favorite football team to lose.

“It shows that we have talented people who can achieve things on the world stage,” Al-Absi, an Argentine fan, told The Associated Press. “We dream of a better future as Arabs, and this morale boost reminds us that nothing is impossible.”

On a giant screen near the official Doha fan zone, a waving Saudi flag appeared momentarily among the advertisements, flashing the message: “Congratulations.”

In Saudi Arabia, King Salman has announced an instant public holiday for all workers and students in the kingdom to celebrate the victory.

People watching the game in a fan zone in the capital, Riyadh, jumped for joy and cheered as the game ended. The drivers honked their horns in celebration. Saudi authorities also allowed free entry to a state-sponsored sports and entertainment festival.

The gravity of the victory will eventually be felt. Saudi Arabia are a team that had won just three World Cup matches in their history before Tuesday’s game.

“One for the books,” said Saudi coach Hervé Renard. “Sometimes things are completely crazy.”

Goalkeeper Mohammed Alowais, who made two key late saves to preserve victory on Tuesday at Lusail Stadium north of Doha, was nearly overpowered at the end, perhaps failing to grasp the magnitude of the upset.

“I am very happy with this result that we were able to achieve against this very busy team,” said Alowais solemnly. “We have prepared. We were 100% ready and hope for better results in the future. I felt we were particularly good in the final minutes because we got our three points.”

Not just in the last minutes. Despite leading 1-0 at half-time after a 10th-minute goal from Lionel Messi, perhaps the greatest football player of all time, Saleh Alshehri and Salem Aldawsari managed to score a goal each in the start of the second period.

Then came over 50 minutes, including end-of-game added time at the referee’s discretion, to keep one of the tournament favorites at bay.

“All the stars lined up for us,” said Renard, who won the Africa Cup of Nations as Zambia coach in 2012 and then again with Ivory Coast in 2015.

Renard has also coached Angola and Morocco, which he guided to the 2018 World Cup in Russia. He took control of Saudi Arabia in 2019.

“We made history in Saudi football,” Renard said. “It will stay forever. That’s the most important thing. But we also have to think about the future because we still have two games which are very, very difficult for us.

Renard said he asked his players to limit the post-game celebration to 20 minutes.

“That’s all,” he said. “But there are still two games left – or more.”

They are yet to face Poland on Saturday and then face Mexico next Tuesday in Group C. The two are likely still favorites against Saudi Arabia, despite the upset.

He also suggested another possible truth: Messi and Argentina probably underestimated Saudi Arabia, who are only No.51 in the FIFA rankings. Argentina is No. 3.

“But you know the motivation is not like playing against Brazil,” he added.


Isabel DeBre and Jon Gambrell in Doha, and Kareem Chehayeb in Beirut, contributed to this report.


AP World Cup coverage: https://apnews.com/hub/world-cup and https://twitter.com/AP_Sports

World Cup 2022: Argentina v Saudi Arabia match preview | News Qatar 2022 World Cup

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The Albiceleste are set to sweep the Green Falcons in the opening Group C clash at the Lusail stadium.

Who: Argentina vs Saudi Arabia, Group C

Where: Lusail Stadium

When: Tuesday, November 22 at 10 p.m. (7 p.m. GMT)

Ranking: Argentina (3), Saudi Arabia (51)

The opening match of Group C of the World Cup will see Argentina take on Saudi Arabia on Tuesday at the 80,000-seat Lusail Stadium.

Led by superstar Lionel Messi, the Argentines have been widely tipped to fight hard for a third World Cup victory. Coach Lionel Scaloni’s proteges know that a convincing victory against the Gulf team is expected – even demanded – by their legions of fans.

Their hopes for glory were forged during an incredible 36-game unbeaten run dating back to 2019 and have taken on added momentum following recent indications from Messi that this will be his last World Cup.

The petite 35-year-old has been in sparkling form for club and country over the past year, lighting up his second season at Paris Saint-Germain with 12 goals and 14 assists in 19 games so far.

Considered by many to be the greatest footballer of his generation, he will be assisted in Qatar by an array of supporting talent, including forwards Ángel Di Maria and Lautaro Martínez, and midfielders Rodrigo De Paul and Leandro Paredes.

Argentina also possess a stingy defense which reduces the chances of the Green Falcons pulling off the upset and adds to predictions by some that the South American side could be back at the Lusail Stadium for the Cup final. of the world on December 18.

Lusail Stadium
The 80,000 capacity Lusail Stadium is the largest such facility in Qatar [Sorin Furcoi/Al Jazeera]

But Saudi Arabia will be determined to try to frustrate the Albiceleste, who were last crowned world champions in 1986.

If they are to achieve any success, the Saudis will need to be perfectly organized in their own half and ready to hit the Argentinians on the break when counter-attacking opportunities present themselves.

Manager Hervé Renard will be fully aware of the scale of the challenge ahead, with tough matches against fellow Group C challengers Poland and Mexico looming next. However, he and his players will be looking forward to a stellar qualifying campaign which has seen them book a place at this year’s tournament with two games in hand, securing a sixth World Cup appearance since their first appearance in the edition. 1994.

Talisman Salem Al-Dawsari will offer Saudi Arabia’s greatest threat with his creative wing play and enter the competition after the most prolific season of his career to date, having scored heavily for Riyadh-based club Al-Hilal.

The 31-year-old is unlikely to lack support in the stands, with tens of thousands of Saudi fans set to attend the first-ever World Cup in the Middle East. Among them was Abdullah Alsulmi, who walked more than 1,500 km (930 miles) from the port city of Jeddah in Qatar, to cheer on his team.

But regardless of the results, the team’s appearance at the tournament alone marks something of a victory for its supporters. For more than three years, Riyadh had waged a regional economic blockade of Qatar that threatened to undermine Saudi Arabia’s participation in the competition, and some feared, the tournament itself.

It is now ancient history: the blockade was finally lifted at the start of 2021. Saudi Arabia and Argentina will focus on next month, starting on Tuesday.

Brazil or Argentina? A guide on which team to support

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It’s time to revive the age-old fight between South Asian fans of two South American soccer teams. From the competition to see who can hoist the biggest flag, a clear form of overcompensation, to some good old beatings in Brahmanbaria, football fever, alongside dengue fever, has gripped Bangladesh.

But the question is, for which team should you really attack others? Allegiance is usually tied to childhood memories and lineage. A couple who support Argentina pass their flag to children and grandchildren.

For all the latest news, follow the Daily Star’s Google News channel.

But this is pure indoctrination, and families who do this should be destroyed with facts and logic. So in this guide, I will use my objective opinions to reveal whether to support Brazil or Argentina.

FLAGS LEAD THE WAY

Both countries have flags with a circular object in the center. But the resemblance ends there. One has stripes, like half of the flags of the world, while the other has a unique shape, which shows how creative and talented Brazil is.

And if you are a true patriot, you wouldn’t dare to think of supporting any team other than Brazil, because the resemblance between our own flag and that of Brazil shows the unbreakable bond between the countries.

If you want to take our diplomatic relations to new heights as Bangladesh prepares to graduate from LDC status, you know which team (Brazil) to support.

IT’S IN THE NAMES

“Brazil” is a two-syllable name, while “Argentina” is four-syllable. Is more better? Only when it comes to goals.

Singing “Brazil!” is much easier and more fulfilling, putting the team ahead of Argentina, said language nerd Noam Chompy.

And that makes perfect sense. Would you rather be called “Rahmatullazaman” or “Abul”? Why do nicknames exist? Because people can’t stand those with long names. Linguistically, Argentina drops the ball.

POPULATION, GDP, FOREIGN RESERVE

The population of Brazil is approximately 214 million, and that of Argentina? A measly 46 million. Meanwhile, Bangladesh is home to 166 million people. A demographic dividend like Brazil’s is something to aspire to. We must harness this spirit to thrive with our support.

Meanwhile, Brazil’s GDP is around $1.6 trillion, three times that of Argentina. As far as foreign exchange reserves are concerned, Brazil has 296.4 billion dollars, while Argentina cannot accumulate even 40 billion dollars.

The numbers don’t lie, and they are catastrophic for Argentinian fans.

“BUT WHAT IF I TAKE CARE OF FOOTBALL SKILLS?”

So just support Germany.

Angel Correa and Thiago Almada announced as replacements for injured Argentine duo at FIFA World Cup

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Both players received an enthusiastic farewell from hundreds of La Albiceleste fans at the airport as they departed for Qatar.

Argentina strikers Nicolas Gonzalez and Joaquin Correa were ruled out of the World Cup on Thursday due to injuries. Their replacements are Angel Correa and Thiago Almada.

At the airport before their flight to Qatar, Argentine football fans flanked substitutes Angel Correa and Thiago Almada.

Correa and Almada bid farewell to hundreds of fans at the airport in a sensational social media video.

The two were called up on Thursday to replace injured strikers Nicolas Gonzalez and Joaquin Correa, who were unable to take part in the World Cup.

Angel Correa, 27, has scored four goals this season in 21 games for Atletico Madrid. He was part of the Argentina squad that won the Copa America in 2021.

Trending Articles on World Football:

Almada, 21, recently completed his first season with Atlanta United in Major League Soccer. In 29 games, he scored six goals and 12 assists, winning the league’s Newcomer of the Year award.

Argentina’s latest World Cup warm-up saw Lionel Messi play the full game and score in a 5-0 thrashing against the United Arab Emirates on Wednesday, extending the pre-tournament favorites’ unbeaten streak to 36 games .

For more updates, follow Khel Now on Facebook, Twitterand Instagram and join our community on Telegram.

Booming segments of the payday loan market; Investors looking for stunning growth: Speedy Cash, OppLoans, Ace Cash Express, Money Mart

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This press release was originally distributed by SBWire

NJ New Jersey, USA – (SBWIRE) – 11/17/2022 – The latest released Payday Loans Market Research has assessed the future growth potential of the Payday Loans market and provides useful insights and statistics on the structure and size of the market. The report aims to provide market insights and strategic insights to help decision makers make sound investment decisions and identify potential gaps and growth opportunities. Furthermore, the report also identifies and analyzes changing dynamics, emerging trends along with essential drivers, challenges, opportunities and restraints in the Payday Loans market. The study includes analysis of market shares and profiles of players such as CashNetUSA (USA), Speedy Cash (USA), Approved Cash Advance (USA), Check n’ Go (USA ), Ace Cash Express (US), Money Mart (US), LoanPig (UK), Street UK (UK), Peachy (UK), Satsuma Loans (UK), OppLoans (United States).

Download Sample PDF Report (including full TOC, Table and Figures) @ https://www.advancemarketanalytics.com/sample-report/124850-global-payday-loans-market#utm_source=SBWireKavita

Definition: Payday loans are small, short-term, unsecured loans that borrowers promise to repay on their next paycheck or regular income. Loans are typically $500 or less than $1,000 and mature within two to four weeks of receiving the loan and are usually priced at a flat rate, which means finance charges for the borrower. These unsecured loans have a short repayment period and are called payday loans because the term of a loan generally matches the payday period of the borrower. According to the Federal Reserve Bank of St. Louis, in 2017 there were 14,348 payday loan storefronts in the United States. About. 80% of payday loan seekers borrow again to pay off a previous payday loan. Payday loan regulations are the strictest in the Netherlands.

Market opportunities:
Growing adoption of payday lending in developing countries

Market trends:
~43% use 6 or more installment loans per year and 16% use more than 12 small loan products per year
Payday loans are an attractive alternative to popular credit cards

Market factors:
A growing number of payday loan users in North America and payday loans are only legal in 36 US states
Growing use of Quick Cash for emergencies

The global payday loans market segments and market data breakdown are illustrated below:
by type (one hour, instant online, cash advance), request (mortgage or rent, food and groceries, regular expenses (utilities, car payment, credit card bill or prescription drugs), unexpected expenses (expenses emergency medical services), others), Reimbursement period (up to 14 days, 1-2 months, 3-4 months, more than 4 months), end user (men, women)

The Global Payday Loans Market report highlights insights regarding current and future industry trends, growth patterns, as well as offers business strategies to help stakeholders make sound decisions that can help ensure the trajectory of earnings over the forecast years.

You have a question ? Start a survey before purchase @ https://www.advancemarketanalytics.com/enquiry-before-buy/124850-global-payday-loans-market#utm_source=SBWireKavita

Netherlands: Payday lenders must now acquire the appropriate license to operate and must comply with the maximum interest rate of the bank prime rate plus 12%. In 2013 and 2014, the Dutch government enforced this legislation in two landmark court cases in which it fined two companies found to be operating outside these regulations – this included a $2.2 million fine ( 2 million euros) to betaaldag.nl for failing to comply with tariff restrictions. and Canada: British Columbia has the strictest set of regulations: lenders cannot legally charge more than $15 per $100 for a two-week payday loan, and penalties for returned checks or debits pre-authorized are capped at $20.

Geographically, the detailed analysis of consumption, revenue, market share and growth rate of the following regions:
The Middle East and Africa (South Africa, Saudi Arabia, United Arab Emirates, Israel, Egypt, etc.)
North America (United States, Mexico and Canada)
South America (Brazil, Venezuela, Argentina, Ecuador, Peru, Colombia, etc.)
Europe (Turkey, Spain, Turkey, Netherlands Denmark, Belgium, Switzerland, Germany, Russia UK, Italy, France, etc.)
Asia-Pacific (Taiwan, Hong Kong, Singapore, Vietnam, China, Malaysia, Japan, Philippines, Korea, Thailand, India, Indonesia and Australia).

Report objectives
-To carefully analyze and forecast the Payday Loans market size by value and volume.
-Estimating the market shares of the main payday loan segments
– To present the Payday Loans market development in different parts of the world.
To analyze and study the micro markets in terms of their contributions to the Payday Loans market, their prospects, and individual growth trends.
-Offer accurate and useful details on factors affecting Payday Loans growth
-To provide a meticulous assessment of crucial business strategies employed by leading companies operating in the Payday Loans market, which include research and development, collaborations, agreements, partnerships, acquisitions, mergers, new developments and product launches.

Buy Now Full Payday Loans Market Assessment @ https://www.advancemarketanalytics.com/buy-now?format=1&report=124850#utm_source=SBWireKavita

Main highlights of the table of contents:

Payday Loans Market Research Coverage:
It includes major manufacturers, emerging player’s growth story and major business segments of Payday Loans market, years considered and research objectives. Further, segmentation based on product type, application, and technology.
Executive Summary of Payday Loans Market: It gives a summary of overall studies, growth rate, available market, competitive landscape, market drivers, trends, and issues, along with macroscopic pointers.
Payday Loans Market Production by Region Payday Loans Market profile of manufacturers-players is studied based on SWOT, their products, production, value, financials and other vital factors .
Key points covered in the Payday Loans market report:
Overview, Definition and Classification of Payday Loans Market Drivers and Obstacles
Payday Loans Market Competition by Manufacturers
Analysis of the impact of COVID-19 on the payday loan market
Payday Loans Capacity, Production, Revenue (Value) by Region (2021-2027)
Payday Loan Supply (Production), Consumption, Export, Import by Region (2021-2027)
Payday Loan Production, Revenue (Value), Price Trend by Type {One Hour, Instant Online, Cash Advance}
Payday Loans Market Analysis by Application {Mortgage or Rent, Food and Groceries, Regular Expenses [Utilities, Car Payment, Credit Card Bill, or Prescription Drugs]Unforeseen expense [Emergency Medical Expense]Others}
Payday Loans Manufacturers Profiles/Analysis Payday Loans Manufacturing Cost Analysis, Industry/Supply Chain Analysis, Sourcing Strategy & Downstream Buyers, Marketing
Strategy by major manufacturers/players, standardization of connected distributors/traders, regulatory and collaborative initiatives, industry roadmap and analysis of value chain market effect factors.

Browse Full Summary & TOC @ https://www.advancemarketanalytics.com/reports/124850-global-payday-loans-market#utm_source=SBWireKavita

Answers to key questions
How feasible is the payday loan market for a long-term investment?
What are the factors influencing the demand for payday loans in the near future?
What is the impact analysis of various factors on the growth of the Global Payday Loans Market?
What are the recent regional market trends and how successful are they?

Thank you for reading this article; you can also get individual chapter wise section or region wise report version like North America, Middle East, Africa, Europe or LATAM, Southeast Asia.

For more information on this press release, visit: http://www.sbwire.com/press-releases/payday-loans-market-booming-segments-investors-seeking-stunning-growth-speedy-cash-opploans -ace-cash-express-money-mart-1366587.htm

EMERGING MARKETS – Brazil Real Stocks Slip After Budget Proposal; weakness in other emerging market currencies

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(Price updates) By Devik Jain, Nov 17 (Reuters) – The Brazilian real and stocks fell in volatile trading on Thursday amid jitters over the new government’s spending cap plan, while worries regarding rising COVID-19 cases in China and a stronger dollar remained broader feelings under pressure. After slipping as much as 2.3% against the dollar, the real fell 0.2% for the last time, while the Bovespa stock index fell 1.5% after the new Lula administration proposed guidelines for a constitutional amendment to exempt some 175 billion reais ($32.41 billion) from the next year’s budget to pay for social programs. “The market (participants) is worried that the Lula government will engage in various activities to breach the spending cap, which would lead to greater fiscal expansion, potentially more inflation, and mean Banco Central do Brasil would suffer further upside pressure,” said Rachel Ziemba, founder of Ziemba Insights. As emerging market central banks began raising interest rates earlier than their developed counterparts in the wake of the COVID-19 pandemic, inflation consistently exceeded their target. Brazil and some Central European banks are expected to end their tightening cycle soon. The Brazilian government cut its forecast for 2023 GDP growth to 2.1%, from an earlier forecast of 2.5%, due to a deterioration in the global economic outlook. Brazil’s stock index and real have fallen 6.5% and 4.2% so far this month amid concerns over President-elect Luiz Inacio Lula da Silva’s budget spending plans and uncertainty about the composition of his cabinet. “My view on assets is that they should continue to walk aside until we get policy developments on the fiscal front,” said Felipe Camargo, senior Latam economist at Oxford Economics. “The global outlook is quite challenging and we expect recessions in the United States and Europe…Any bad surprises from here will increasingly affect a fiscally-struggling economy like Brazil.” Aggressive tightening by the Federal Reserve and other major central banks this year has affected risk sentiment due to recession fears. The U.S. dollar rose 0.4% on Thursday after stronger-than-expected retail sales data on Wednesday dampened hopes of a more moderate interest rate hike by the U.S. central bank. Falling oil and copper prices also weighed on regional commodity currencies. The Mexican peso and Colombian peso fell 0.3% and 1.2% respectively. The Chilean peso lost 1%. Investors are awaiting a reading of third-quarter economic activity, which is expected to show GDP growth slowed sharply to 0.2% from last quarter’s 5.4% on an annual basis. In Argentina, the Senate passed President Alberto Fernandez’s 2023 budget, which projects economic growth of 2% and annual inflation of 60% next year. Main stock indices and currencies in Latin America at 2030 GMT: Stock indices Last daily change in % MSCI Emerging Markets 941.99 -1.29 MSCI LatAm 2157.22 -2.04 Brazil Bovespa 108639.09 -1.46 Mexico CPI 51343.74 -0.39 Chile IPSA 5172.31 -1.11 Argentina MerVal 8 CAP 0.444.016 Colombia 0.4 Currencies Last daily change in % Brazilian real 5.4045 -0.02 Mexican peso 19.4084 -0.36 Peso Chilean 920.3 -1.02 Colombian Peso 4994.38 -1.17 Peruvian Sol 3.8097 0.66 Argentine Peso (interbank) 162.7800 -0.19 Argentine Peso (parallel) 303 1.65 to Bengaluru; edited by Andrea Ricci and Nick Macfie)

Argentina’s Cenbank debt poses ‘systemic risk’ to financial sector, Moody’s says

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(Reuters) – Argentina’s growing central bank debt poses a risk to the country’s monetary stability, ratings agency Moody’s said on Wednesday, adding it could fuel further inflation and worsen any exchange rate shocks. if savers flee the local peso.

In this scenario, Moody’s warned, authorities could even freeze peso deposits, an extreme measure reminiscent of the infamous “corralito” restrictions during the 2001 crisis that were intended to prevent a run on banks.

“With the amount of pesos the central bank and the government have, they may conclude they have no choice but to limit access,” Moody’s analyst Gabriel Torres said during an interview. a webinar.

“Argentina haven’t been in this situation for a while, but they have in the past,” he added.

In a report, Moody’s said the central bank’s interest-bearing debt had risen significantly to GDP over the past two years, while its ratio to base money was now over 200%.

“The ratio to base money is comparable to that seen in the late 1980s, a period that included a hyperinflationary episode,” he added.

The entity stated that there are refinancing risks related to local currency debt, of which 64% matures in less than a year and 70% is indexed to inflation, which is currently 88% by year and should reach 100% this year. .

“Because inflation is in the 100% range, a sudden shock to the exchange rate could lead authorities to consider freezing bank deposits and peso-denominated savings accounts to limit additional pressures on the exchange rate,” the report said.

“Argentinian banks’ exposure to government and central bank debt – mostly denominated in local currency – has recently increased and poses systemic risks to the financial sector.”

Argentina: Bank indebtedness risk https://graphics.reuters.com/ARGENTINA-ECONOMY/gdvzqyqzzpw/chart.png

(Reporting by Valentine Hilaire; Editing by Chizu Nomiyama)

England and the Netherlands arrive in Qatar

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England and the Netherlands were due to become the first World Cup heavyweights to arrive in Qatar on Tuesday as Fifa President Gianni Infantino again urged the teams to focus on football.

Appeals from football’s world governing body have fallen on deaf ears in some countries as the countdown to Sunday’s kick-off intensified attention to Qatar’s handling of the migrant workers, women and the LGBTQ community.

Fifa launched its ‘Football Unites the World’ campaign with a video featuring star players such as Neymar, Karim Benzema and Edouard Mendy.

Infantino said: “While football is and should be our primary focus, the FIFA World Cup is also about values ​​and causes that extend far beyond the pitch and we are delighted that football stars of yesterday and today have joined us to promote and highlight these subjects, which also unite the whole world.”

US coach Gregg Berhalter has explained why his team displays a rainbow logo at its training base in Qatar, where homosexuality is illegal.

“We think it’s important, wherever we think that when we are on the world stage and in a place like Qatar, to raise awareness of these issues,” he said.

“We recognize that Qatar has made great progress and there has been a ton of progress, but there is still work to be done.”

Qatar has dismissed accusations against its rights record as ‘racism’ and the World Cup’s chief organizer says attacks on the Gulf state have been launched because it ‘competes on an equal footing and snatched” the World Cup from rival bidders.

Infantino also called for a month-long ceasefire in Ukraine to mark the World Cup, saying sport could bring people together.

He told leaders of the Group of 20 major economies meeting in Bali that he was not “naive” enough to believe the World Cup could solve the world’s problems, but argued that the tournament offered a “flat -unique form”.

ENGLAND JET IN

England, led by striker Harry Kane, arrive in Qatar looking to do better than four years ago when they lost in the semi-finals.

The Netherlands, whose outspoken coach Louis van Gaal has made no secret of his opinion that Qatar should never have been allowed to host the World Cup, are also expected to arrive.

Denmark coach Kasper Hjulmand said his team would focus on football once they moved into their quarters in the Gulf state on Tuesday, after Fifa rejected the country’s request to wear special jerseys defending human rights in training.

Jakob Jensen, CEO of the Danish Football Association, said: “The players are here to play football, they dream of winning the World Cup. They should be able to focus on the game.”

Cristiano Ronaldo was attracting attention even before the 37-year-old arrived in Qatar to play in his fifth World Cup.

The Portuguese seems to have cut ties with Manchester United after launching a scathing tirade against the club.

Having lost his place in the team, Ronaldo said he felt “betrayed” by the Premier League club and had no respect for new manager Erik ten Hag.

He also hit out at the club’s American owners, the Glazer family, saying they care much more about United’s earning potential than results on the pitch.

Lionel Messi, the player who rivaled Ronaldo as the best player in the world for a decade, says he is cautious about Argentina’s chances as he hopes to cap off a glorious career by lifting the World Cup trophy to the first time.

The South American side have won the trophy twice – in 1978 and 1986 – with Messi runners-up defeated in 2014.

“We are very excited,” Messi, 35, said in an interview with Conmebol, the South American football federation.

“We have a very nice group who are very impatient, but we are thinking of taking it little by little. We know that the World Cup groups are not easy.”

Argentina will face the United Arab Emirates in a friendly match in Abu Dhabi on Wednesday before flying to Qatar.

Start of the delivery of food stamps in Argentina

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Buenos Aires, November 14 (Prensa Latina) The Argentine National Social Security Administration confirmed on Monday the start of the payment of the first installment of food reinforcement for adults without income, a measure that will benefit people aged 18 to 64 year.

According to the institution, 22,500 Argentine pesos ($135) will be paid starting today, and another payment of the same amount will be issued in December.

Recently, the government spokesperson, Gabriela Cerruti, explained that this action aims to support those who do not have other state aid or registered assets.

She pointed out that, despite hosting a debt-ridden country by former President Mauricio Macri, with 50% inflation and a 20% drop in real wages, the administration of President Alberto Fernández has recovered and coped with the effects of the Covid-19 pandemic and the war in Ukraine.

In the last three years, more than one million citizens have been lifted out of poverty, 1,300,000 have obtained jobs and four million have received the universal child allowance, the Alimentar card or other development benefits. life in the communities, she said.

We are respecting the science funding law, we are carrying out the construction project of the Néstor Kirchner gas pipeline and we have succeeded in making Argentina play a major role in the world, especially in the energy sector, added the spokesperson.

Cerruti regretted that “all this does not appear in the newspapers, which also do not reflect the inauguration of an early childhood center per day, the delivery of more than 60,000 houses to needy families and the works to complete 140,000 more”.

We are proud of what we have done so far and we are convinced that we must continue to work.

With this spirit, we will continue to move this government forward, she said.

jg/arm/mem/gas

G20 Summit: Will discuss key issues of global concern with G20 leaders in Bali: PM Modi

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Prime Minister Narendra Modi announced on Monday that he would meet G20 leaders in Bali to discuss critical areas such as reviving global growth, ensuring food and energy security and tackling health and digital issues. .

Modi said in a statement ahead of his visit to the Indonesian city for the G20 leaders’ summit that he would also showcase India’s achievements and its “unwavering commitment” to jointly solving major international issues.

The prime minister will arrive in Bali late Monday afternoon for a three-day visit to attend the summit, which is expected to address pressing global issues such as the implications of the conflict in Ukraine, particularly on food security.

Among those expected to attend the summit are Chinese President Xi Jinping, US President Joe Biden, British Prime Minister Rishi Sunak and French President Emmanuel Macron.

“During the Bali summit, I will have in-depth discussions with other G20 leaders on key issues of global concern, such as reviving global growth, food and energy security, the environment, health and digital transformation,” Modi said.

The G20 is a powerful bloc of global economic cooperation, representing around 85% of global GDP, over 75% of global trade and around two-thirds of the world’s population.

“At an important time for our country and our citizens, Indonesian President Joko Widodo will hand over the presidency of the G20 to India during the closing ceremony of the Bali Summit,” the Prime Minister said.

“India will officially assume the G20 Presidency from December 1, 2022. I will also personally invite G20 members and other guests to our G20 summit next year,” he said.

Modi said India’s G20 Presidency will be based on the theme “Vasudhaiva Kutumbakam”, which translates to “One Land, One Family, One Future”.

“During my interactions at the G20 Summit, I will highlight India’s achievements and our unwavering commitment to collectively address global challenges,” Modi said.

“India’s G20 Presidency will be based on the theme ‘Vasudhaiva Kutumbakam’ or ‘One Land, One Family, One Future’, which underscores the message of equitable growth and a shared future for all,” he said. he adds.

The prime minister also said he looked forward to speaking to the Indian community in Bali at a reception on Tuesday.

“On the sidelines of the G20 summit, I will meet with the leaders of several other participating countries and review the progress of India’s bilateral relations with them,” he noted.

The G20, also known as the Group of 20, is an intergovernmental forum made up of the world’s major developed and developing economies. Argentina, Australia, Brazil, Canada, China, France, Germany, India, Indonesia, Italy, Japan, Republic of Korea, Mexico, Russia, Saudi Arabia, South Africa, Turkey, United Kingdom, United States and Europe Union are all members (EU).

India is currently a member of the G20 troika, which includes Indonesia, Italy and India. The Indonesian President has invited the Prime Minister to attend the summit. The G-20 is currently chaired by Indonesia.

Flight Radar Report Shows FTX Co-Founder’s Private Jet Flew to Argentina, SBF Says It’s Still in the Bahamas – Bitcoin News

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According to the official Flightradar24 Twitter account, the most followed flight at 3:33 a.m. on November 12, 2022 was Sam Bankman-Fried’s (SBF) private jet flying from the Bahamas to Argentina. Although the flight path does not mean that SBF took the flight, a number of people suspected that someone from SBF’s inner circle had left the Bahamas. The former FTX CEO, however, texted Reuters after the theft report and told the outlet he had not left the Bahamas.

Former FTX CEO’s private jet sets sail for Argentina, SBF says it’s staying in the Bahamas

Former FTX CEO and frontman Sam Bankman-Fried (SBF) has been in the spotlight all week after his once-worth $32 billion exchange shivered and filed for bankruptcy protection.

Following the filing of bankruptcy in Delaware, FTX US users started complaining about withdrawal issues. Then, reports from November 12 around 3:00 a.m. (ET) indicated that FTX wallets may have been hacked. A portion of the funds was sent to Kraken and Kraken’s Chief Security Officer, Nick Percoco, tell the audience they identified the user.

Interestingly, around the same time people started noticing FTX wallets were getting empty, the official Flightradar24 Twitter account tweeted about the most followed flight around 3:33 a.m. on November 12, 2022.

“Most watched flight right now”, Flightradar24 wrote. “According to tweets, the founder and former CEO of [FTX] is on its way to Argentina following the collapse of FTX earlier this week.

Flight radar report shows FTX co-founder's private jet flew to Argentina, SBF says it's still in the Bahamas
Flightradar24’s flight tracker was shared via Twitter (pictured left). It has been reported that SBF owns and operates a Gulfstream G450 private jet (pictured right).

Some observers of Flightradar24’s tweet, like popular whistleblower Fatman, didn’t like Flightradar24’s statement. “I shouldn’t tweet this. No confirmation or proof that it is SBF”, Fatman replied to Flightradar24’s tweet.

Although the radar report shows the SBF private jet embarked for Argentina, there is no way to tell who was on the trip without the official flight logs. Following the speculation, the Reuters news publication published an article that SBF did not leave the Bahamas.

“When asked by Reuters if he had been to Argentina, Bankman-Fried replied by text message: ‘No.’ He told Reuters he was in the Bahamas,” the author of the article explained. .

Keywords in this story

Argentina, bahamas, Bahamas Inner Circle, Bankman-Fried refuses to leave, bankruptcy filing, Fatman, Flight, Flight Tracker, Flightradar24, Flightradar24 Twitter account, Former FTX CEO, ftx, FTX Bankruptcy, FTX Wallets, FTX.US , Kraken CSO, Nick Percoco, Reuters, Reuters Report, Reuters SBF, sbf, wallet hack, whistleblower

What do you think of the Flightradar24 tweet and the following Reuters report that says SBF claims he is still in the Bahamas? Let us know what you think about this topic in the comments section below.

Jamie Redman

Jamie Redman is the news manager for Bitcoin.com News and a fintech journalist living in Florida. Redman has been an active member of the cryptocurrency community since 2011. He is passionate about Bitcoin, open-source code, and decentralized applications. Since September 2015, Redman has written over 6,000 articles for Bitcoin.com News about disruptive protocols emerging today.




Image credits: Shutterstock, Pixabay, Wiki Commons

In Depth: Payday Loans and Offline Scams | Local News

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As we move online, so do scammers.

But that doesn’t mean other types of scams are going away.

While the Better Business Bureau reports that phone scams have dropped 42% since 2015, the same data shows that text scams have grown from 11% to 30% in just 7 years.

SMS scams are also the method with the highest financial loss, costing consumers an average of $800.

“Many businesses use text messages to inform their customers, but so do scammers,” said Rebecca Barr, BBB’s communications manager. “They know we might get a text, we get a lot of it, so they’re making fewer phone calls and more texting. And probably because they can just put a link right in there, hoping you click on it. and it’s a phishing link that will take you to a fake website, hoping to capture your information, might also download malware, so while text messages are great for business, they’re also great for scammers.

According to an investigative study by the BBB, the latest culprit to join the scam ring is payday lending.

From 2019 to July 2022, the study finds that 3,000 payday loan scams were reported, resulting in a loss of $3 million.

The Federal Consumer Financial Protection Bureau describes payday loans as small, short-term loans, typically $500 or less, that are repaid quickly on the borrower’s next income.

When it comes to payday loan scams, it could be scammers pretending to be a lending company to get your information, or it could be a legitimate business taking advantage of it.

“During the pandemic and now with inflation, people turning to payday loans, it kind of created this perfect storm of predatory behavior to thrive on consumers,” Barr said. “So that means they could bury the fees in the fine print, they have triple digit interest rates. But it’s hard to know that because the interest rates aren’t APR – they’re only not on an annual basis due to the nature of payday loans – it’s short term.”

So all of a sudden, consumers are falling into a debt trap – seeing interest rates in the double or triple digits – more than the original amount they borrowed.

Barr said what makes payday loans even more confusing are the regulations and restrictions that vary from state to state.

“We have Idahoans contacting us concerned about the interest rates charged by these types of lenders,” said Rachelle Littau, consumer specialist with the Idaho Attorney General’s Consumer Protection Division. . “And unfortunately, there’s not much our office can do about that because there’s no law in Idaho that caps the amount of interest that can be charged on a payday loan.”

“We have people telling us the interest rate is 30, 40% on some of these loans.”

Littau said what Idahoans can do is contact the Idaho Department of Finance, which regulates these types of loans. And Littau said Idahoans should contact their lawmakers and let them know something needs to be done legally to regulate these loans.

The BBB and AG office said it’s important to ask questions, always read the fine print, and make sure you’re dealing with a reputable company.

“You want to deal with a reputable, licensed company when looking for a payday loan company,” says Barr. “Especially when looking online it can be even more confusing, so local will be better.”

Littau said when it comes to scam trends, they don’t necessarily see a consistent pattern. They go in waves and cycles.

“The scammers follow the news,” she said. “When COVID first hit there were a lot of scammers pushing fake cures and treatments. There were scammers pretending to be contract tracers so they follow these news cycles. Right now , I would definitely encourage people to be on the lookout for scammers related to student loan forgiveness because it’s a big topic in the news and scammers are watching it.”

While everyone is at risk, data shows that more and more young people are being scammed.

“Young people actually report losing money to scammers more often than older people,” Littau said. “However, when older people report losing money, the dollar amount is much higher than younger people.”

The AG’s office said its best advice for any scam is to watch out for the four Ps:

1. To pretend – scammers will always pretend to be a person or organization you know or know well

2. Problem or price – there will always be a problem they will try to get you help with or they will claim there is a prize at stake

3. Pressure – scammers want you to act fast

4. Pay – scammers will ask you to pay in very specific ways, such as gift cards or bank transfers

“We’ll often say if it sounds too good to be true, it probably is, but for scams, we’ll reverse that as well,” Littau said. “If it sounds too bad to be true, it probably is too. They’ll tell you your social security number has been tied to a crime and if you don’t pay right away, we’ll send someone to your house for you. stop. It sounds scary and like it’s too bad to be true – it probably is.”

More information on scams and BBB-rated companies can be found at bbb.org.

You can also find information or report online scams to the Idaho Division of Consumer Protection.

EMERGING MARKETS-Latam FX Blend; The Brazilian real rebounds after a deadly sell-off

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*Brazilian Stocks Also Rebound *Colombian Ecopetrol Slumps After Removal From MSCI EM Index *Dollar Falls For Second Day (Price Update, Adds Comments From Market Analysts) By Susan Mathew and Ankika Biswas Nov 11 (Reuters) – Latin American currencies were mixed on Friday amid the easing of COVID-19 curbs in China and a tumbling dollar on weak U.S. inflation data, while the real Brazilian recovered from a sharp sell off in the previous session. Real gained 1.2%, recouping heavy losses from Thursday’s slump, as President-elect Luiz Inacio Lula da Silva’s brief honeymoon with investors soured over his public pledge to give priority to social spending rather than budgetary correctness and delays in appointing its economic team. Central bank chief Roberto Campos Neto said the sale was akin to a “Liz Truss moment for Brazil”, referring to the former British prime minister who resigned just weeks after taking office when the markets punished her for unfunded tax cuts. “The left-wing leader appears to have miscalculated the markets’ tolerance for fiscal slippage,” Marcos Casarin, LatAm’s chief economist at Oxford Economics, said in a note. “Part of (Thursday’s) selling can be explained by investors taking some of the profits made since the election, as well as a return to fair value after the post-election rally left overstretched asset valuations.” The Brazilian Bovespa gained almost 3%, the MSCI index of Latin American stocks up 2%. Among the main movers, Colombian Ecopetrol lost 8% after the stock was due to be removed from the MSCI EM index on November 30. The move announced by MSCI on Thursday could trigger net outflows of nearly $200 million and keep the stock under pressure, analysts at JPMorgan said. Among other currencies gaining, the Peruvian sol rose 0.6% after its central bank raised the benchmark interest rate by 25 basis points to 7.25% on Thursday. The dollar fell for the second day in a row, down 1.6% on Friday, as weaker US inflation data bolstered the case for the Federal Reserve to ease its steep interest rate hikes . China eased some of its tough COVID rules and scrapped a penalty for airlines for bringing in too many cases, sending the MSCI Emerging Markets Equity Index up 5.4%. “The combination of a lower U.S. CPI and more concrete reopening steps in China is supporting emerging markets,” Citi Research strategists said. Elsewhere, the Mexican peso slipped almost 1%, after rebounding on Thursday when the central bank raised the key rate by 75 basis points to a record 10%, in a split decision, but questioned the aggressiveness with which it would pursue its cycle of monetary tightening. . Mexican President Andres Manuel Lopez Obrador said he would like to see the Bank of Mexico balance fighting inflation while taking care of economic growth. Emerging market equity funds saw a third straight weekly inflow, up $400 million in the week to Wednesday, BofA Global Research said Friday. Latin America Equity Indices and Currencies at 1942 GMT: Equity Indices Latest MARKETS MSCI MSCI MSCI DUVERT exchange Brazilian Real 5.3345 1.15 Mexican Peso 19.4943 -0.95 Chilean Peso 893.4 0.00 Peso Colombian 4801.1 -0.08 Peruvian Sol 3.8429 0.63 Argentine Peso (interbank) 160.7000 -0.17 Argentine Peso (parallel) 289 1.04 Bengaluru; Editing by Andrea Ricci and Grant McCool)

Argentina 2022 World Cup squad: Qatar national team final 26-man squad

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Lionel Messi will be a man on a mission FIFA World Cup 2022 in Qatar, and its Argentina national team are on board for it.

The 35-year-old icon is aiming for the pinnacle of his career by lifting the sport’s most prestigious trophy, which has eluded him in four previous attempts. He has already confirmed that this will be his last world Cup.

Brazil and France are the two favorites before the tournament by bettors and fans, but Argentina hosts the world Cup in December is an entirely possible outcome given the string of results manager Lionel Scaloni has lined up: a 35-game unbeaten streak, just three shy of the world record.

Scaloni has tactfully shaped this team since taking charge in 2018 and his work culminated in the 2021 Copa America triumph on Brazilian soil, handing Messi his first trophy with the senior national team and finally ridding him of the criticism that has plagued him. harassed him on his travels. for his country.

Argentina squad for the 2022 World Cup

Scaloni named his final 26-man squad on Friday, November 11, three days before the FIFA-mandated deadline.

Scaloni Manager had until Friday, October 21 to submit to FIFA an official preliminary list of 35 to 55 players, from which he was to name his 26 player final listing for Qatar by Monday 14 November.

Here is the final list of 26 players.

Position Player club Age Caps
Goalkeeper Francois Armani La Plata River (ARG) 36 18
Goalkeeper Emiliano Martinez Aston Villa (ENG) 30 18
Goalkeeper Geronimo Rulli Villarreal (ESP) 30 4
Defender Marcos Acuna Seville (ESP) 30 42
Defender John Foyth Villarreal (ESP) 24 15
Defender Lisandro Martinez Man United (ENG) 24 9
Defender Nahuel Molina Atletico de Madrid (ESP) 24 18
Defender Gonzalo Montiel Seville (ESP) 25 18
Defender Nicolas Otamendi Benfica (POR) 34 92
Defender German Pezzella Real Betis (ESP) 31 31
Defender Christian Romero Tottenham (ENG) 24 12
Defender Nicholas Tagliafico Lyon (FRA) 30 42
Midfielder Rodrigo de Paul Atletico de Madrid (ESP) 28 43
Midfielder Enzo Fernandez Benfica (POR) 21 2
Midfielder Alejandro “Papu” Gomez Seville (ESP) 34 15
Midfielder Alexis MacAllister Brighton (ENG) 23 seven
Midfielder Exequiel Palacios Bayer Leverkusen (Germany) 24 20
Midfielder Leandro Paredes Juventus (Italy) 28 45
Midfielder Guido Rodriguez Real Betis (ESP) 28 25
Forward Julian Alvarez Man City (ENG) 22 11
Forward Joaquin Correa Inter Milan (ITA) 28 18
Forward Angel Di Maria Juventus (Italy) 34 123
Forward Paulo Dybala AS Roma (ITA) 28 34
Forward Nicholas González Fiorentina (Italy) 24 21
Forward Lautaro Martinez Inter Milan (ITA) 25 40
Forward Lionel Messi PSG (FRA) 35 164

Final roster of 26 players for the Argentina World Cup

There had been doubts over Paulo Dybala, Angel Di Maria and Exequiel Palacios due to fitness issues but the trio got through, while Tottenham midfielder Giovani Lo Celso is injured.

Manchester United centre-back Lisandro Martinez is included following a debate over whether the Premier League newcomer would be chosen amid stiff defensive competition.

Neither Atletico Madrid Angel Correa nor the Napoli striker Giovanni Simeon, who enjoyed sensational goalscoring form last year, will join a list of forwards led by seven-time Ballon d’Or winner Messi.

United fans were demanding more and more Alejandro Garnacho to be included. The teenager, who has been in previous preliminary squads without winning a senior cap, was recently involved in United’s first team and delivered a star from the bench in the 4-2 Carabao Cup win over Aston Villa – but he will have to wait for his chance.

Argentina national team stars, strengths and weaknesses

It’s the World Cup final or Argentina’s collapse, but instead of those expectations weighing heavily on the Albiceleste, they actually fuel his biggest star and supporting cast.

Argentina’s run to the 2021 Copa America was probably a preview of what we can expect from Scaloni’s Qatar side: a compact team that’s tough to play against and able to patiently control a game before they strike. with a flash of brilliance in front. goal from one of his world-class forwards.

Stars

Lionel Messi doesn’t have to do everything like he did in many past tournaments for Argentina, when his teammates shuffled the ball for him and hoped he could single-handedly produce the tiebreaker.

These days, Messi’s role is more of a facilitator. And in doing so, he can choose the times when he feels he can take control of a match instead of being expected to on every attack.

Here’s what we know for sure about Messi in Qatar: his mazy dribbling runs will open up space for his teammates, his free-kicks will send shivers down the line, and his passing vision will drive opposing defenses insane. And he’ll tackle and fight for every ball like it’s the last game of his career.

Andres Kudacki/AFP/Getty Images

Strengths

The attacking talent that Argentina can boast of has always been one of its calling cards in international tournaments. But this time, the Albiceleste have a tough, balanced and extremely skilled midfielder who dictates the pace of play.

The tastes of Leandro Paredesand Rodrigo de Paul have often been the stars of their near-record unbeaten run. If they hum in a game, then Argentina are probably winning it.

Guido Rodriguez will occasionally replace Paredes in the deep position with the talented Enzo Fernandez ready to provide an attacking and creative spark if the team needs it on the bench.

Weaknesses

They are a side with few weak spots provided their first-choice starting XI is available. The goalkeeper position is the Achilles’ heel, although it hasn’t cost them yet.

Aston Villa’s Emiliano ‘Dibu’ Martinez has built a cult following with his performances as a starter for his country – particularly in the penalty shootout – as he transforms into an Argentine kit. But he’s had a mixed performance for his club side so far and if he’s not fit their last line of defense could be susceptible.

Argentina World Cup group

Argentina, ranked No. 3, are expected to finish top of Group C with a side that outclass the other three opponents, even though Mexico have given them tough World Cup games in the past.

The opener against Saudi Arabia should allow Messi and his teammates to warm up their engines ahead of the crucial game against Mexico. The final against Poland could have the first place on the line.

Date Match Time (ET) Stadium
Tuesday 22 Nov. Argentina against South Arabia 5 a.m. Lusail Stadium
Tuesday 22 Nov. Mexico vs Poland 11 a.m. Stadium 974
Sat 26 Nov Poland v South Arabia 8am Education City Stadium
Sat 26 Nov Argentina against Mexico 2 p.m. Lusail Stadium
Wed 30 Nov Poland vs. Argentina 2 p.m. Stadium 974
Wed 30 Nov South Arabia v Mexico 2 p.m. Lusail Stadium

Argentina v Saudi Arabia squad, line-up

Scaloni has been able to mix and match rosters and formations throughout his tenure, ensuring his team is literally ready for anything with a backup ready to fill at a moment’s notice.

Different opponents will require adjustments to the tactical setup and that could happen in the first game against a defensively strong Saudi Arabia.

Instead of the more usual 4-3-3, the 4-2-3-1 is a more likely option to bring another striker onto the pitch to help break up what should be a deep Saudi block.

Argentina plan starting XI against Saudi Arabia

GK: Emiliano Martinez

FD: Nahuel Molina — Cristian Romero — Nicolas Otamendi — Nicolas Tagliafico

FM: Rodrigo De Paul — Leandro Paredes

FW: Angel Di Maria — Lionel Messi — Papu Gomez

Striker: Lautaro Martinez

Can Argentina replace players on the World Cup roster?

Once the final 26-man roster is official, teams participating in the World Cup can only make changes before the first game of the tournament, and only in extraordinary circumstances.

According to the official tournament rules (page 32), “a player on the final list can only be replaced in the event of injury or serious illness up to 24 hours before the start of his team’s first match”.

The team in question will be required to submit a medical report to FIFA and if the world governing body determines that “the injury or illness is serious enough to prevent the player from participating in the FIFA World Cup”, the replacement will be authorized.

The replacement player must come from the preliminary list of players submitted to FIFA in October.

Former Tiger leads North Central Missouri past MCC, 107-41 | News, Sports, Jobs

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PHOTO WITH COURTESY OF NORTH CENTRAL MISSOURI COLLEGE ATHLETICS – North Central Missouri sophomore guard Ianara Morbidoni, left, shoots a 3-pointer over former Marshalltown Community College teammate Waiaaria Rogers in the 107-41 victory over the NCMC on the Tigers Wednesday night in Trenton, Mo.

TRENTON, Mo. – Former Marshalltown Community College player Ianara Morbidoni scored a game-high 19 points to lead North Central Missouri College to a 107-41 victory over the MCC women’s basketball team on Wednesday evening inside the Ketcham Community Center.

The host Pirates (2-1) are ranked 15th in the NJCAA Division II and played accordingly, forcing 21 turnovers from Tiger while limiting the MCC to 23.9 percent shooting (16 for 67) from the floor. North Central Missouri shot 49.3% from the field while going 22 for 28 (78.6%) from the free throw line.

Morbidoni, a 5-foot-11 guard from Ceres, Argentina, is averaging 23 points per game for the Pirates. On Wednesday night, she shot 6 for 11 from the field, 5 for 8 from 3-point range and 2 for 2 from the free throw line. Morbidoni was one of five double-digit scorers for North Central Missouri.

Marshalltown (0-2) got a team-high 16 points from second-year guard Waiaaria Rogers. Keelie Eitel and Olivia Gradwell added eight points, and Emma Long contributed with six points, six rebounds and four assists. Gradwell also felled six boards.

In its opener on Saturday, MCC lost 133-54 to Rock Valley College in Rockford, Illinois. The Golden Eagles (4-0) scored at least 28 points in each quarter, including 43 in the first, en route to a new school-record scoring grade.

Eitel made four 3-pointers and led MCC with 16 points. Rogers had 14 points and seven assists, and Gradwell added 11 points.

The Tigers will play their home opener Nov. 18 against junior college William Penn in the Emerson Classic. The MCC women play at 5 p.m. while the men meet Rock Valley College at 7 p.m. on day one of a two-day event.



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EMERGING MARKETS – Most Latam Currencies Slide as Dollar Shines; Deeper polish zloty in red

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* US election result, inflation data expected * Polish Cenbank holds rate at 6.75% * Mexican inflation slows ahead of Cenbank decision (price update, adds analyst comment) By Susan Mathew and Ankika Biswas Nov 9 (Reuters) – Most Latin American currencies fell on Wednesday as the dollar regained strength amid a hotly contested U.S. midterm election race and ahead of data on inflation, while the zloty extended its losses as the Polish central bank kept interest rates unchanged. According to the latest developments, U.S. Republicans made modest gains, but Democrats performed better than expected, leaving control of Congress and the future of President Joe Biden’s agenda uncertain on Wednesday. The MSCI Latin American currency index lost 0.6% as the dollar gained 0.9%. Thursday’s US inflation numbers for October will be crucial in betting on the Federal Reserve moderating its stance as investors worry about a likely recession. “If the Democrats continue to be there and help the president’s agenda, you’re going to continue to have spending that’s going to be very supportive of the dollar,” said Juan Perez, director of commerce at Monex USA in Washington. Among other major emerging market currencies, the Polish zloty fell 0.6% as the country’s central bank kept key interest rates at 6.75%, extending a pause in monetary tightening as the most large economy in the eastern wing of the European Union is preparing for an economic downturn. . The Brazilian real fell 0.6% with added uncertainty as left-leaning President-elect Luiz Inacio Lula da Silva’s cabinet picks were expected, while doubts grew over his potential budget plans’ ability to outrun the constitutional spending limit. The Mexican peso fell 0.4% after data showed inflation slowed to 8.41% in the 12 months to October, slightly below forecasts on the eve of the next council meeting. central bank monetary policy. Among Latin American stocks, Brazil’s Bovespa index slid more than 2%, dragged down by shares of petrochemical producer Braskem and lender Bradesco after each posting a quarterly loss. Brazilian steelmaker Gerdau SA gained 5%, despite weaker results, likely due to the company’s announcement of a new dividend payment, which surprised some analysts. Separately, Peru’s prime minister on Tuesday challenged the legislature to a vote of confidence, again heightening tensions between state powers in the Andean nation, which has been troubled by infighting for years. The Peruvian sol slid 0.3% ahead of the central bank’s interest rate decision on Thursday. Main stock indices and currencies in Latin America at 1946 GMT: Stock indices Last daily change in % MSCI Emerging Markets 899.21 -0.09 MSCI LatAm 2260.77 -2.59 Brazil Bovespa 113797.08 -2.03 Mexico CPI 50431.41 -0.9 Chile IPSA 5350.36 -1.03 Argentina MerVal 143899.08 -2 CAP Colombia 1231.40 -1.7 Currencies Last daily change in % Brazilian real 5.1798 -0.61 Mexican peso 19 .5980 -0.43 Chilean peso 905.4 0.07 Colombian peso 4891.81 1.58 Peruvian sol 3.8982 -0.26 Argentine peso (interbank) 160.0200 -0.18 Argentine peso (parallel 1.08 ) Mathew in Bengaluru; Editing by Josie Kao)

‘It’s ugly’: Football fans harshly criticize and praise World Cup fashion

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Puma, you’re all locked up. Nikewhat have you done in the United States and Canada? Adidasyou do some styling waves.

With millions at stake in retail sales this year world Cup in Qatar, football fans rate the shirt – and what to buy. So far, there are no runaway winners who might just earn icon status like sold-out-in-minutes. Nigeria bright green and chevron jersey at the last tournament in 2018.

What kits certainly do not dazzle in the eyes of some hardcore fans – and some outspoken players? Nike’s effort for Team USA, which failed to qualify four years ago. An enlarged and simple country crest sits centrally on white home shirts perceived as bland, as opposed to classic. Nike moved their swoosh logo to both sleeves.

A blue neck graphic has led to mocking comparisons to the Stay Puft marshmallow man of “Ghostbusters” fame. And the USA away kit includes ice-tinted black Rorschach spots against royal blue.

“It’s ugly,” said 33-year-old fan Ryan Bender of the former. “The ones on the outside look like training shirts.”

Bender is a longtime soccer player, youth coach, and jersey collector in Los Angeles. It had few niceties in general for many of the kits from the big three outfits: Nike (13 countries), Adidas (7) and Puma (6). This is particularly the case for the range of front boxes, shields and other containers where numbers will go courtesy of Puma on away kits for Senegal, Morocco, Uruguay and more.

Puma is particularly angry with Switzerland’s QR symbol. The overall idea, Puma said, was to highlight the number of players. It’s also been compared among curmudgeons to the iPhone’s calendar icon.

“There is a lot of lack of creativity there. And to be honest, a lot of them look like jerseys you’d find at a roadside store,” Bender said of Puma’s kits.

While Bender has a few favorites, and he’s not the only one who mocks American jerseys, not everyone is a hater at the World Cup draws every four years on jerseys. . The top three companies are joined by six other brands with one country each. Nike, Puma and Adidas have made the use of recycled materials a priority.

“The Nike and Puma kits are stunning,” said Aron Solomon, 55, of Montreal. “Nike did a great job of bringing clean lines and just the right shade of color. For example, the Qatar home kit.

It referenced the host’s maroon kit with a jagged line of white triangles lining the sleeves in a design evoking the country’s flag. Think shark teeth.

Denmark have bitten Qatar by unveiling a black shirt to go with two other kits. The black shirts, with the logo of the manufacturer Hummel faded, pay tribute to the migrant workers who died during the construction work of the tournament.

As for his own country, Canada, Solomon doesn’t care that the rejuvenated Reds will take to the pitch for their first World Cup appearance in 36 years wearing the same template-based kits they’ve had since June 2021. The jerseys are traditional red and white with a maple leaf crest.

Like some American players who speak publicly about their outfits, Canadian defender Sam Adekugbe is disappointed.

“I just feel like every team should have a new kit for the World Cup because it’s a symbolic event. I don’t hate it, but I would have liked to have a new kit, just because it is something to cherish,” he told The Athletic.

Nike cites a different design cycle for Canada as the reason the country is going without.

Solomon doesn’t like Adidas-designed shirts, especially home shirts from mighty Germany, where he lived for four years. It features a fierce wide black vertical stripe down the center against a white background as a tribute to the country’s 1908 home shirt.

“It looks like they’re wearing a bib,” he said.

The Adidas shirts of four-time World Cup champion Germany, as well as Argentina, Mexico and other countries they have outfitted, feature the company’s signature triple-line trim on the shoulders in different colors. Kind of like sports shoulder pads.

Perhaps the most polarizing kit in the competition is Mexico’s away look, which some consider too flashy and others think it will last like Nigeria’s shirts last time out. The cream white kit has an all over red design of Mixtec art outlines to celebrate Mexico’s fighting spirit. There’s a nod inside the back collar to the pre-Columbian deity Quetzalcoatl (so named by the Aztecs), aka the Feathered Serpent.

“Those are my favorites from the whole tournament,” said Khloe Lewis, 27, a soccer fan from Somerville, Massachusetts. “I love the pattern and the contrast, but also that it’s inspired by historic and traditional Mexican design.”

As a hot topic, the World Cup kit debate often rages among fans yearning for their own shirt identity.

“The kits reach the emotions. It’s something that’s close to people’s hearts and it makes them very, very vocal about them,” said Mateo Kossman, senior product manager for the Adidas football apparel team who worked on the Mexico shirts. .

On November 20, when the World Cup kicks off, football will dominate at the Das Beer Garden sports bar in Jupiter, Florida. Growing up in Caracas, 44-year-old co-owner Alex Marquez started playing the Beautiful Game as a freshman. He puts down roots for the United States, Venezuela and Spain, the latter country of origin of his parents.

Marquez is pleased with the classic Spain home shirt in red from Adidas, worn with navy blue shorts and socks. The away kit – with travel generally being more adventurous – is another story. It has light blue swirls with faint number lines on a white background and the bright colors of the country’s red and yellow flag for the shoulder stripes in a grand show of disharmony.

“It’s like the thing that goes around a baby’s crib,” Marquez said of the whirlwinds.

The Four On Four blog called the look exquisite, calling the wavy design a “geometric jellyfish pattern.”

Argentina have changed it, in terms of color, for their away shirts. Adidas released a classic white and blue striped home kit, but for the first time in the country’s history changed to a vibrant purple for the away shirt. It depicts the May sun and its long rays from the country’s flag, although the rays and a background design look like flames. Purple is meant to represent gender equality, as well as overall diversity and inclusion. And the Adidas triple lines on the shoulders match!

How has purple played among World Cup fans?

“Like everything we create, it’s important that the story is understood and told,” said Andrew Dolan, a senior product manager at Adidas who worked on the Argentina shirts. “I think everyone appreciates what we’re trying to do.”

At 10, Zain Ennaoui is a small fan with big opinions on football shirts. About the new purple for Argentina, which has shaken some football fans, the fifth-year student from Brooklyn politely said: “It’s good in its own way.”

Zain supports Morocco, where his father is from, but he too enjoys extravaganzas outside of Mexico. He understands that most of the shirts among the 32 countries heading to Qatar have cultural significance. That said, South Korea’s many-coloured away kit (black with yellow, blue and red brush strokes) is a tough sell for him, despite his nod to Taegeukgi, the symbol on the country’s flag. .

“It’s like someone thought it was a good idea to get a paint gun and spray it everywhere. It didn’t work,” Zain said.

It’s a draw on which the look of the United States is more downright despised by critics. Soccer-obsessed Footy Headlines ranked the Canadian tragedy low on the scale of Nike’s efforts. American shirts were second to last.

“Looks like you’d wear it to a Grateful Dead concert,” Kent Gethmann, 38, of Spencer, Iowa, said of the blue and black away jersey.

That, the idea of ​​lending street life to World Cup clothing, might just be the point.

“I would,” Brandon Williams said of the same American kit.

He is a menswear stylist in Los Angeles for celebrities and star athletes, but not yet footballers.

“I would wear it oversized with hoochie daddy shorts (they’re really short), white Nike Air Force Ones and a rear snapback,” Williams said. “I’d throw a sweater over my shoulders like Carlton from The Fresh Prince of Bel-Air, and I’m ready for Sunday brunch.”

Canada Halts Chinese FDI in Lithium at Latam Mines | fDi Intelligence – Your source of information on foreign direct investment

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The Canadian government hasorder» three Chinese companies to divest their investments in critical mineral mining companies based in Canada, mainly developing resources outside the country, for national security reasons. The decision follows the introduction of stricter rules on foreign investment in key mining industries in October.

“While Canada continues to welcome foreign direct investment (FDI), we will act decisively when investments threaten our national security and critical mineral supply chains, both at home and abroad,” said François-Philippe Champagne, Canada’s Minister of Innovation, Science and Industry. , said in a statement Nov. 2.

“The federal government is committed to working with Canadian businesses to attract FDI from partners who share our interests and values.

The federal government is committed to working with Canadian businesses to attract foreign direct investment from partners who share our interests and values.

François-Philippe Champagne, Minister of Industry, Canada

Asked about the Canadian government’s announcement, Chinese Foreign Ministry spokesman Zhao Lijian said Nov. 3 that Canada “has overstretched the concept of national security and imposed arbitrary restrictions on cooperation normal trade and investment between China and Canadian companies”.

“It goes against the principle of market economy and international economic and trade rules that the Canadian side has been talking about… We call for a fair, just and non-discriminatory environment for Chinese companies doing business. in Canada.”

This goes against the principle of the market economy and international economic and trade rules.

Zhao Lijian, Spokesperson for Chinese Foreign Minister

Chinese mining companies redouble their efforts to increase their access to lithium deposits in order to meet the growing global demand for batteries — the three companies ordered by the Canadian government to divest their interests in local companies are no exception.

Sinomine Rare Metals Resources, a Hong Kong-based subsidiary of Beijing-based Sinomine Resource Group, entered into a C$1.5 million ($1.1 million) equity financing deal with Power Metals at the end of of 2021 and, in early 2022, entered into an offtake agreement on all lithium, cesium and tantalum produced from the company’s Case Lake mine under development.

“While we are surprised by Canada’s stance on Chinese investment in Canada’s critical minerals industry, it clearly shows that they see the opportunity and Power Metals’ assets as too valuable for such an investment. overseas,” said Johnathan More, President and CEO of Power Metals. in a statement on November 3.

Chengze Lithium, a wholly-owned subsidiary of Chengxin Lithium, one of China’s largest lithium producers, was ordered to sell the 19.86% stake in Canadian company Lithium Chile acquired earlier this year.

“The assets operated by the company are not Canadian assets, nor is the company’s significant lithium resource,” Lithium Chile, whose deposits are located in Chile and Argentina, noted in a November 7 statement. .

Similarly, Zangge Mining committed a total of $50 million for a 65% stake in Ultra Argentina, the subsidiary of Canadian company Ultra Mining developing the Laguna Verde project lithium mine in Argentina, in June.

“The company’s board and management are very surprised by Canada’s policy against Chinese investment in lithium projects in Canada, and believe that the announcement has been detrimental to the company’s many Canadian shareholders,” Ultra Mining said in a statement Nov. 4.

Chinese companies have invested more than $4 billion in overseas lithium projects since 2021, including more than $1 billion for Canadian companies, according to Reference Mineral Intelligence.

“These three projects are still in the exploration phase, which means that we have limited knowledge so far of how much lithium these projects can actually deliver in the future,” says Susan Zou, senior analyst at Rystad. Energy.

“It also means that even if the disposal order is eventually executed, it is unlikely to impact the operations of these three Chinese companies in the short term. Likewise, it will not affect the chain either. near-term global lithium supply, but the divestiture order may display uncertainties about the timing of development of these three lithium projects depending on how quickly the divestment can be completed.

Egypt’s post-IMF pain is a lesson for indebted emerging markets

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(Bloomberg) – Egypt’s IMF-led strategy to overcome its debt overhang sounds like a perfect recipe for a national debt rally – except fund managers are skeptical about the plan’s execution.

Bloomberg’s Most Read

In quick succession last month, the North African nation won an International Monetary Fund bailout, tied up billions more in bilateral financing, adopted a more flexible monetary regime and raised interest rates. But any expectation that the tide of good news would trigger market euphoria was quickly belied: Egyptian bonds began to slide and the cost of insuring the country’s debt against default soared.

Bondholders’ dubious response to Egypt’s groundbreaking announcements could serve as a lesson to countries with similar fiscal vulnerabilities, such as Pakistan, Argentina and Ghana. Mere promises are no longer enough and investors are demanding evidence that nations are taking the tough steps needed to close funding gaps and reduce debt. Additionally, the Federal Reserve’s latest hawkish swerve has reduced appetite for risky turnaround themes in the emerging world.

“A staunchly hawkish Fed is dampening enthusiasm for investing in risky assets, especially frontier markets like Egypt,” said Todd Schubert, head of fixed income research at Bank of Singapore. A rebound in Egyptian bonds will require “an improvement in the global climate for risky assets and a more concrete plan for how the country will meet its sizeable financing needs.”

Egyptian bonds offered investors the seventh-best return in October among the 72 developing countries tracked by Bloomberg as its talks with the IMF neared a climax. But this month, they trail most of their peers with marginal losses. Meanwhile, five-year credit default swaps jumped 210 basis points in five days to hit 1,245, well above the 1,000 basis point level that analysts like Gordon Bowers of Columbia Threadneedle Investments regard as the distress threshold.

“Egypt remains a ‘show me’ story,” Bowers said. “The involvement of the IMF is a good political anchor, but does not in itself solve any of the problems of external financing, since the success of the program depends largely on the execution of the program of privatization and foreign direct investment. , of which investors remain skeptical given previous disappointments.”

This is a wake-up call for other emerging market governments with struggling debt and an unfinished reform agenda. The IMF has warned Argentina against unconventional monetary measures. In Ghana, the lender said authorities had to assume restructuring liabilities in order to qualify for assistance if government debt was found to be unsustainable.

It’s time to act

The amount of loan Egypt will get from the IMF – $3 billion – came in at the lower end of expectations. Goldman Sachs Group Inc. and Bank of America Corp. had estimated that Egypt might need to secure $15 billion.

The country needs $28 billion until the end of 2023 to refinance maturing debt, pay interest and fund its current account deficit, according to Deutsche Bank Research, with another $20 billion needed the following year. Egypt’s net international reserves, at just over $33 billion, can barely support the burden. This has fueled fears that Egypt will continue to turn to debt markets.

Egypt strikes IMF deal, expected to get $5 billion from international partners

Investors need clarity on the external financing outlook for the country beyond the next 12 months and to see foreign direct investment from Egypt’s Gulf allies materialize, said Alia Moubayed, chief executive of the Economics and Strategy EMEA at Jefferies International.

But fund managers fishing for cheap distressed debt haven’t completely given up on Egypt. Its bonds maturing in 2029 and 2030 are attractive after investors seized on shorter and longer maturities in recent weeks, according to Deutsche Bank.

“IMF-led reforms and a more flexible exchange rate should shore up the macroeconomic story and help attract foreign flows,” Deutsche Bank analysts, including Samira Kalla and Anthony Wong, wrote in a report.

This is Egypt’s second major program with the Washington-based lender since 2016. Still, progress on reforms has been slow in some areas, Callee Davis, an economist at Oxford Economics Africa, wrote in a report. The state – especially the military – maintains broad control over the economy, and the successes of the government’s IPO program have been limited so far, she said.

A major food importer, Egypt has turned to international lenders for help after battling high commodity prices following Russia’s invasion of Ukraine. Tourism revenues could also be hit by falling visitor numbers from Russia, a key market.

Under the latest agreement, the IMF asked Egypt for tax reforms aimed at reducing debt and improving tax collection. He also wants the country to stimulate the growth of the private sector by “reducing the footprint of the state”.

“Some of the inputs and projections underpinning the IMF program that the authorities have shared look very ambitious,” said Adriaan du Toit, London-based director of emerging markets economic research at AllianceBernstein. “So there are significant risks and with the positioning in the credit market remaining relatively heavy, bonds could tread water for the foreseeable future.”

What to watch this week:

  • World leaders gather in Sharm el-Sheikh, Egypt’s Red Sea resort town, for the UN-sponsored COP27 climate talks which run until November 18

  • A flurry of data out of China will likely show a growing slowdown, Bloomberg Economics says

  • Poland and Mexico should raise interest rates to control inflation

  • Indonesia, the Philippines and Malaysia will report their gross domestic product, while Thailand, Chile and Taiwan are expected to report inflation figures

Bloomberg Businessweek’s Most Read

©2022 Bloomberg LP

Kym Marsh sizzles with a strictly Argentinian tango

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The pair were just three points shy of a perfect score from the judges after performing the Argentinian dance in the final round of the BBC reality show.

Kym, who previously stressed she had to cram in rehearsals with appearances on Morning Live and filming the drama Waterloo Road, showed no signs of lacking practice when the duo racked up 37 points for their latest performance.

It’s the furthest Graziano has ever had in the competition and had never danced a tango on the show either, so he was as thrilled as Kym was with the scores and remarks.

Kym and Graziano sizzle in the tango

Read more

Rugby World Cup: Who did the Princess of Wales speak to on her trip to…

Judge Shirley Ballas told the couple: “I’m not sure, Kym, how good you realize it was. I feel like you were emotionally invested in it. I felt like he didn’t only you two were in the whole world.

“I think it’s one of the most accomplished routines I’ve seen you do. It was beautiful.”

Craig Revel Horwood said, “Apart from your lifted shoulders, your dancing was absolutely perfect.”

Demanding Craig Revel Horwood called Kym and Graziano “absolutely perfect” (apart from his hunched shoulders!)

Motsi Mabusi said, “I think you are one of our best competitors on the dance floor.”

And before giving them a perfect 10, Anton du Beke said: “I was a bit worried when you took the fast step – you were a bit stooped. But that performance was unrecognizable. I liked it. Yes s ‘Do you like him!”

Before speaking, Kym called the tango “passionate, intense and very powerful,” but this rehearsal was very different from the performance in the studio.

Just above Kym and Graziano with 38 points are Hamza Yassin and partner Jowita Przystal. Tony Adams and Katya Jones bring up the rear after the last lap.

But everything can change with the public vote, the results of which will be announced on Sunday 6 November.

Argentina adds another exchange rate – for tourists only

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BUENOS AIRES, Argentina (AP) — In recent years there has often come a time when a visitor to Argentina suddenly realizes they could have gotten a lot more for their money if they had brought cash to buy pesos on the unofficial market.

A dollar would sometimes buy twice as many pesos in informal cash exchanges as the amount of pesos it would get in purchases made using a credit or debit card covered by the rate of official change.

“You can almost hear the blood pouring out of their voices when they realize that,” said Jed Rothenberg, owner of a travel agency specializing in trips to Argentina.

This should, at least in theory, be a thing of the past from Friday. The government has introduced new regulations allowing visitors using credit and debit cards to get more pesos than the official rate.

On Friday, one dollar was officially worth 157 Argentine pesos. But on the unofficial market, commonly known as the “blue dollar”, it could be worth up to 285 pesos. And in the system that will now be used by credit card operators, it was 292.

Informal forex traders have become more pervasive after strict capital controls were put in place in 2019 in an effort to protect the local currency from sharp devaluation amid high inflation in the country.

The government hopes the new rule for credit and debit cards will discourage all-cash transactions which make cash-laden tourists more vulnerable to thieves – and also often deprive the government of sales tax which is frequently ignored if there is no electronic trail.

Rothenberg has sought for years to explain Argentina’s varying exchange rates and the difficulties tourists face in using credit and debit cards. He didn’t always succeed.

“The vast majority of people are just confused: ‘You mean there’s more than one exchange rate and one of them can be a double or even a three-digit difference?'” said Rothenberg.

The new rule will do little to reduce the confusing complexities. This adds yet another exchange rate to the more than 10 that already exist in Argentina – a system that makes it impossible to simply tell what a peso is worth.

The government also imposes different taxes on the conversion of foreign currencies depending on their use, leading to rates that have household names like the “Qatar dollar” for travelers (a reference to the World Cup), the ” Netflix dollar” for streaming. services and the “Coldplay dollar” to book foreign artists to play in the country.

The reason no one can really say how much a peso is worth is because “it’s worth something different to each person,” said Martín Kalos, an economist and director of Epyca Consultores, a local consultancy.

“The government has segmented the market. There is no single value, there are several prices depending on who you are or what operation you want to do,” he said.

The government’s goal is to have a stronger peso to pay for the country’s imports in hopes of preventing the price hike from getting worse. The economy recorded an annual inflation rate of 83% in September.

Fernández’s administration is “implementing palliative measures, or corrective measures, because it has an election in a year” and any effort to correct these distortions would likely cause economic hardship that would be costly at the polls, Kalos said.

Argentina has been through so many financial crises in recent decades that its citizens are wary of their currency, so those who earn enough to save usually do so in dollars or euros.

Even economically savvy Argentinians are often confused.

Anyone who has not received state subsidies or who operates in certain financial markets can buy up to $200 per month but must add an additional tax of 65% to the official exchange rate.

Argentines who pay for their purchases in foreign currencies with their credit cards pay a 75% surplus over the official rate. But that’s as long as they spend less than $300. If they spend more than that per month, the surplus increases to 100%.

Argentinians can also buy dollars in the financial markets through transactions via bonds or stocks, but pay a price in pesos similar to that of the informal market. This is the system made available to credit card processing companies on Friday.

Experts said they need to see how the new system for visitors is implemented before knowing if it will be successful.

But if implemented well, Rothenberg said the change could be a boon for tourists.

“They just use their credit card, they don’t care about the details,” he said. “If they are really successful, Argentina could be one of the top tourist destinations over the next two years, especially given the current cost from the United States and Europe.”

One of Fruitvale’s Only Optometry Practices Faithfully Serves Patients

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Fruitvale Optometry was one of the first small businesses to open in the Fruitvale Transit Village 18 years ago, but the store continues to operate all these years later, serving the people of East Oakland. Most of their customers are Latinos who have come to rely on the bilingual staff.

“I really feel like part of the community and I feel a connection with the people I serve,” said Dr Payam Zarehbin Irani, Founder and Chief Optometrist of the practice.

Payam graduated from the UC Berkeley School of Optometry in 2002 and always wanted his own practice. His wife, Genesta Zarehbin Irani, director of Fruitvale Optometry, searched for various spaces in Oakland where Payam could do business and came across Transit Village when it opened in 2004. Fruitvale Transit Village was an ambitious project at the time, including housing, shops on the ground floor, and a public plaza next to the Fruitvale BART station.

“Unity Council was trying to build a community here,” Genesta said.

Safety was a concern they had; they asked other doctors about the area and were told theft was a problem. But the transit village had additional security guards.

The ability to recruit staff for their practice was also an issue, as with other medical professionals in the area, but the Iranis chose to open in Fruitvale because there was a shortage of doctors in the area. One of the only other optometry providers in Fruitvale and East Oakland is La Clinica, a community health service. They overcame this by hiring from the neighborhood, and today the majority of their staff are locals, many of whom have never worked in optometry before.

Outside Fruitvale Optometry AKA Doctor De Los Ojos. Credit: Florence Middleton

Payam and Genesta are fluent in Spanish and wanted to serve a Latino community. He learned Spanish at age 15 when he and his family fled their native Iran in the late 1970s during the Iranian revolution. They ended up in South America.

“My family had a small grocery store in Argentina and I went there in high school,” Payam said.

Payam’s family are practitioners of the Baha’i faith, which the Islamic Republic of Iran currently bans. Baha’i is a Middle Eastern religion that developed primarily in Iran. The Baha’is are ranked as the largest non-Muslim minority in the country.

“We were accepted in Argentina as refugees, which was really rare because only nine Iranian families, including us, were accepted at that time,” Payam said. “I did a few years in college and then my parents in the US got me a green card, that’s how I came to the US.”

Genesta, originally from Arizona and the Bay Area, learned Spanish while studying abroad in Ecuador and Cuba. She spent a semester in Ecuador and converted to the Baha’i faith after meeting members of that community there.

“Neither of us are Latinos, but we share this interest and affinity for Latino culture, and we also met by faith,” she said.

Dr. Payam Zarehbin Irani examines the eyes of a young patient. Credit: Florence Middleton

Fruitvale Optometry is open seven days a week to accommodate residents who work Monday through Friday. Their firm accepts clients who are undocumented and who may not have insurance.

“It’s really important that our staff can relate to our customers,” Genesta said. “So we try to be a conscientious employer and provide opportunities for people in the community, and not just bring in people from outside and already have that experience.”

Yet public safety continues to be a significant issue for small businesses in the village, including Irani’s optometry practice.

Genesta and Payam have witnessed the highs and lows of crime that occur in this trade corridor. Genesta said shortcomings in policing and political leadership were also not helping. But Fruitvale businesses continue to serve the community.

“I think Oakland suffers from a lack of leadership,” Genesta said, “but a lot of that is offset by the strength and resilience of the community members themselves.”

What is a payday loan and other types of predatory loans?

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Financial watchdog groups have raised concerns about predatory lenders taking advantage of low-income Americans who need cash fast as soaring inflation squeezes consumers.

So what is predatory lending?

Predatory lending imposes unfair or abusive loan terms on borrowers, including triple-digit interest rates and tight repayment terms. Meanwhile, a “fair” loan guarantees the same lending opportunities to all consumers, including low-cost loans for those with good credit scores, according to federal guidelines.

A predatory lender can also persuade a borrower to accept abusive terms through deceptive, coercive, exploitative or unscrupulous actions, according to Orlando-based debt.org, an online site that provides advice from financial experts. An example is lenders targeting borrowers with credit problems or who have recently lost their jobs.

Predatory lending practices can also include fraudulent, deceptive and unfair tactics that lenders use to “trick” consumers into loans they cannot afford, according to the U.S. Attorney’s Office for Eastern Pennsylvania, who cites high mortgage costs as contributing to borrowers who cannot keep their homes in good repair.

A person rides a scooter past a check cashing and payday loan store on March 11, 2022, in downtown Los Angeles.
PATRICK T. FALLON/AFP via Getty Images

The Center for Responsible Lending, a North Carolina-based nonprofit research organization working to end predatory lending, released a study in late September that looked at the “persistent harms of high-cost installment loans.” , a form of predatory lending that includes “rental” bank loans. The group says it found that predatory lending had a greater impact on people of color and low-income people.

High-cost lenders say they provide money to subprime borrowers with low credit scores who cannot get loans from traditional banks.

Here’s a look at what consumer financial organizations call predatory lending.

What is a personal loan?

Payday loans, a short-term advance with the promise of repayment on the next paycheque, have been around since the early 1900s.

They were called payday lenders, offering week-long loans with triple-digit interest rates of up to 500%, according to the Pew Charitable Trusts, a Philadelphia-based public policy organization.

In contrast, consumers with a good or excellent credit score (720-850) may qualify for personal loans with interest rates of 10.73% to 12.5% ​​repaid over several years, according to Bankrate, a New York-based financial services company.

Today, payday loan amounts are typically $500 or less, but at least 16 states and the District of Columbia have banned them. Indeed, consumer watchdog groups have worked in politically red and blue states to kick out these lenders, saying they offer predatory lending that targets low-income borrowers.

The Consumer Federation of America, a non-profit organization based in Washington, DC, lists on its website where these loans are legal and illegal.

What is an auto title loan?

A car title loan allows borrowers to use their car as collateral for a loan that can range from a few hundred to several thousand dollars. Many of these loans can carry three-digit interest rates as high as 300%.

In Arizona, for example, the annual percentage rate is 120% to 204%, depending on the amount borrowed.

James Hollis of Tucson, Arizona borrowed $3,050 to repair his car's transmission, but his two car title loans will ultimately cost him nearly $14,000.
James Hollis of Tucson, Arizona borrowed $3,050 to repair his car’s transmission, but his two car title loans will ultimately cost him nearly $14,000.
Cassidy Araiza for USA TODAY

James Hollis, who lives on Social Security disability benefits, borrowed $3,050 this year to fix his transmission, but his two car title loans will ultimately cost him $13,791 with three-pronged interest rates figures.

If a borrower defaults on a loan, the lender can repossess the vehicle.

Eight states, including California, have limits on car title loans, while 24 states and the District of Columbia prohibit them, according to Car Title Loan Lenders USA of Newport Beach, Calif.

What is a rent-a-bank loan?

A bank lease loan occurs when a non-bank lender, such as a fintech or fintech company, lends money but seeks to avoid state interest rate caps in s ‘associating with a bank in another state not subject to these rate caps, according to the California attorney general’s office.

Unlike a car title loan, a bank lease loan is unsecured, meaning the lender has no collateral, such as a house or vehicle, to take possession of if the borrower does not can’t repay his loan. Loans can range from a few hundred to several thousand dollars in lump sums or lines of credit.

California Attorney General Rob Bonta and 20 attorneys general urged federal regulators last year to ban the practice, which still occurs and replaces payday loans in some states, USA TODAY found.

What is a tax-free loan?

A tax refund loan or refund claim loan are short-term loans issued by non-bank lenders. They are guaranteed by an expected tax refund. According to the Financial Industry Regulatory Authority (FINRA), a regulator of brokerage firms and foreign exchange markets, taxpayers immediately receive money equal to the amount of the refund, less one or more fees.

These loans come with numerous fees such as applying for the loan, preparing tax returns, processing checks, and a guarantee of “peace of mind” from the lender regarding the amount of repayment.

These fees are also accompanied by interest of at least 36%.

Adding it all up can result in paying a minimum of $200 for a quick $2,000 tax refund, according to FINRA.

The organization says the best solution is to have the Internal Revenue Service electronically refund the overpayment of taxes, which can be as short as eight days in a checking or savings account.

What are low cost loan options?

New America, a Washington, DC-based nonprofit think tank, said a number of banks could offer up to $1,000 in personal loans with interest rates around 12%. The site also lists seven community development financial institutions and credit unions across the country that offer relatively small loans with interest ranging from 7.99% to 33%.

The nonprofit also said credit card cash advances can be easy but expensive.

New America also promotes lending circles, in which a small group of people contribute each month to lend money to each other without interest. Circles include 6 to 12 people and loan amounts range from $300 to $2,400. Loan repayments can be reported to credit bureaus so borrowers can build good credit. But that wouldn’t help someone in immediate need, the site says.

The Lending Circles website, funded by the San Francisco-based nonprofit Mission Asset Fund, includes the names and contact numbers of lending groups across the country, and a person can find one by entering a zip code. .

Got a tip on business or investigative stories? Contact the reporter at [email protected] or 602-509-3613 or on Twitter @CraigHarrisUSAT or linkedin.com/in/craig-harris-70024030/

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Daily Market Wire November 3, 2022

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French and US wheat markets fell 4-6% on news of the Black Sea Grain Initiative.

  • Chicago wheat December contract down 56.5 US cents per bushel to 846 cents per bushel;
  • Kansas wheat contract in December down 49.75c/bu to 940.25c/bu;
  • Minneapolis wheat contract in December down 40.5 c/bu to 949.25 c/bu;
  • December wheat MATIF contract down €16.50/t to €341.25/t;
  • Black Sea Wheat December contract down US$5.50/t at $319/t;
  • December corn contract down 10.25 c/bu to 687.5 c/bu;
  • March 2023 contract for soybeans up 7.25 c/bu to 1,461.5 c/bu;
  • The March 2023 contract for Winnipeg canola rose C$11/t to $897.10/t;
  • February 2023 MATIF rapeseed contract down €8.75/t to €662.25/t;
  • ASX Wheat January 2023 contract up A$1/t at $504/t;
  • ASX Jan 2023 barley contract unchanged $350 A/t;
  • Dollar AUD weaker at US$0.635.

International

The export deal is back. Russia announced that it would resume its participation in the Black Sea Grain Initiative after receiving written guarantees from Kyiv not to use the corridor for military operations against Russia. “The Russian Federation considers that the guarantees received at the moment seem sufficient and is resuming the implementation of the agreement,” the statement from the Russian ministry said.

President Putin said on Wednesday that Russia reserves the right to withdraw from the grain deal if Ukraine breaches its guarantees. But in a nod to Turkey’s influence, as well as what he called its “neutrality”, he said if Moscow pulled out it would not hamper Turkey’s grain supply. Ukraine to Turkey.
Markets have essentially returned to their level of last week, with uncertainty over the continuation of the export corridor after November. President Putin is believed to be likely to use the need for an extension as a way to gain leverage at November’s G20 summit in Indonesia.

The Russian Ministry of Agriculture reports that as of October 31, the 2022-23 wheat crop produced 104.7 Mt from 29.1 Mha (equivalent to 99% of the planted area), with a productivity of 3.6 t/ha, barley 24.3 Mt on 7.8 Mha (99% area), with yields at 3.1t/ha and rapeseed 4.6Mt, from 2.2Mha (94% area) , with a productivity of 2.1t/ha. The Union of Grain Exporters of Russia reports that at the beginning of November 2022-23 (July/June), grain exports totaled 18 Mt (-2% compared to the same period the previous year), including wheat at 15 Mt (-4%).
StoneX Brazil raised its 2022-23 soybean production estimate from 153.8 Mt to 154.35 Mt (from 127.2 Mt last season).
The main access road to the Brazilian port of Paranaguá was blocked by protesters yesterday, following the electoral defeat of current President Bolsonaro.
Argentina would soon allow wheat exporters to reschedule shipments without the normal 15% penalty, due to the impact of the drought on production. Producers have already officially declared export sales of 8.89 Mt for the 2022-23 wheat crop, with an existing export cap set at 10 Mt.

Australia

Local markets firmed across the board yesterday, but it’s hard to gauge the reaction of growers to higher bids as they remain stalled with so much uncertainty. There is more certainty in WA and the northern part of the East Coast where the headers are rolling, but comments on quality have been mixed with rating anywhere in the H2 to SFW1 range. There are reports of wheat problems with declining numbers and the presence of fusarium.
CBH Group has announced plans to spend $4 billion over the next 10 years on the infrastructure and assets of the co-op’s grain receiving, storage and offloading network. Network investment plans for 2023 include site expansion expenditures, storage renovations, temporary storage, hosting, throughput improvements, receiving equipment upgrades, and fast rail unloading.

Although the rain has stopped for now, moderate to major flood warnings are still in place for many catchments in New South Wales, Victoria and southern Queensland.
According to the Bureau of Meteorology, records have been broken in SA, Vic, NSW and Qld. Nationally, 180 stations with at least 30 years of observations set records for the highest rainfall totals for October, and about 30 of those were the highest for any month in the month. year.

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Manchester United expect a lot from Alejandro Garnacho on and off the pitch

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Sheriff Tiraspol’s visit to Old Trafford last Thursday might have seemed superfluous to some fans. It was definitely not for Alejandro Garnachofamily.

The 18-year-old’s inner circle secured five seats in the Directors’ Box at Old Trafford on what would be his full debut at Manchester Unitedhaving only made a handful of substitute appearances before.

Garnacho’s father, mother, younger brother, girlfriend and agent watched as the winger gave his family plenty of reasons to skip its 79-minute display on the edge of their seat.

Garnacho won seven duels, had three dribbles, won four fouls, touched the ball nine times in the opposing box, had a second-half shot that wasn’t too far off the sheriff’s crossbar and was selected as man of the match by his club. He was also seen taking the advice of Cristiano Ronaldohis idol.

“We have been waiting for this moment for a long time because he has been completely immersed in the dynamics of the first team this season. Now is the time to keep working and seize the moment,” said a source from Garnacho’s circle, who does not did not want to be named. Athleticism.

His side were grateful to Erik ten Hag for picking him in the starting XI in what was a must-watch game for a Manchester United side keen to top their Europa League band.

“Earning a place in an elite team is one of the toughest jobs a footballer can have and he is on that stage right now,” the source said.

Erik ten Hag praised the youngster after the game but also raised a few points for Garnacho to work on.

“He deserved his chance, but there is still a lot of room for improvement,” the United manager said, “especially in the defensive part, in the pressing part, in the counter-press, in the defensive transition.

“He can take players. It’s a good ability in football, especially against opponents who defend so deep. But remember: you are playing as a team.

“I wasn’t happy with him (in the first weeks of the season). Last weeks I was happy with him, better attitude, more resilience.

Why was Ten Hag not happy at the start of the season?

“They are young children,” he said. “They have to grow in personality. It’s not about doing tricks or scoring a goal. We are here to win games. You must maintain very high standards every day. That’s what we have to teach young players.


Garnacho battles Sheriff’s Renan Guedes (Photo: Nigel French/PA Images via Getty Images)

If there’s anything we’ve learned since Ten Hag landed at the club, it’s that his hints make sense.

Garnacho was named Jimmy Murphy Young Player of the Year in May. He scored 15 goals in all competitions last season, including a brace in the FA Youth Cup final against Nottingham Forest.

He is also enjoying international success. Although he was born in Spain, the Argentinian heritage from his mother’s side gave him choice and he chose to represent the South American country. Last season, he received his first call-up to the Argentina the national team, although he did not play, and he made his debut for the under-20 team, scoring four goals in four appearances.

“Before he made his final decision, there was a conversation between me, Darren Fletcher, Javier Mascherano (Argentina Under-20 head coach) and other Argentinian representatives,” Nick Cox revealed. , Manchester United academy manager, ahead of the FA Youth Cup final in which Garnacho shone.

“We say, ‘He’s a very young man. We would really like to hear about your plans. They say, ‘This is what we have in store, this is how we think it will turn out for him.’ It was a very good call actually.

Garnacho’s talent has never been disputed. However, Ten Hag said he needed to change some of his behaviors. One element of that in the past was the teenager walking out of practice with his shoelaces untied. It was felt that this was too lax an attitude for serious work and needed to be corrected.

This should all be part of the process to unleash the potential of any starlet. His confidence is what makes Garnacho a special talent. It just needs to be set the right way.

That Ten Hag gave him the green light to start against the Sheriff implies there has been progress. As long as he maintains it, he should remain in his manager’s future plans.

“He did what I expected of him,” the manager said last week of his performance against Sheriff.

Garnacho is under contract until next summer. United had initial talks with the footballing camp last summer over an extension, but it was agreed they would postpone until the transfer window closed.

Sources close to the player admit there aren’t many teams like Manchester United in the sport, and the way he has progressed over the past two years reflects his satisfaction at the club.

It is now everyone’s responsibility to turn an exciting European performance into another success story for Manchester United’s talent factory.

(Top photo: Ash Donelon/Manchester United via Getty Images)

Buenos Aires Weather | LatAm newspapers seek more revenue after consolidating digital subscriptions

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Having overcome resistance to payment for news on the Internet, Latin American newspapers now have a significant number of digital subscribers and, while resorting to other solutions, demand payment of copyrights from Google, Twitter or Facebook .

The continent’s historic newspapers present at the 78th Assembly of the Inter-American Press Association, which is being held in Madrid until this Sunday, see the light at the end of the tunnel of the transition to a new digital model.

“Ten years ago people were not ready to pay a subscription, today they are,” Nicolás de Anchorena, from the external relations department of Grupo Clarín de Argentina, which draws his name from the historical newspaper.

Today, this Argentinian newspaper has nearly 600,000 digital subscribers, says Anchorena, who believes that “long-term sustainability” can be achieved this way.

Andrés Mompotes, general manager of the Colombian newspaper El Tiempo, told AFP that his newspaper has “overcome the most critical moments caused by all these digital challenges that have been posed to the press”.

Journalism schools, arenas, discount cards…

Mompotes notes that the 100,000 subscribers the print edition still maintains has given them “peace of mind” for a “safe economic transition”, but that economic viability depends on “the combination of many things”.

For example, in the case of El Tiempo, a “multimedia journalism training school that we also use to do writing courses or manage social networks”, explains Mompotes.

Many offer discount cards to their subscribers, and the historic Argentine newspaper La Nación has built a mini-stadium in Buenos Aires with a capacity of 15,000, the Movistar Arena, the newspaper’s director, Ferrán Saguier, told Madrid.

“We’ve diversified in many ways, but we’ve always been clear that if we don’t invest in better, relevant journalism, none of these new businesses will thrive,” Saguier said, echoing to a wish unanimously expressed at the assembly in Madrid – only good journalism.

Journalism worth paying for

In this sense, AG Sulzberger, director of the American newspaper The New York Times which, with 8 million subscribers, prides itself on being the most digital newspaper in the world, explained that the key to success is to do “journalism worth paying for”.

“I know it sounds deceptively simple,” Sulzberger added in a videoconference speech, but what’s important is “the distinctiveness and quality of what we deliver.”

It may seem impossible that mainstream media will ever reclaim advertising that has moved to Google, Facebook or Twitter, but they still yearn to receive compensation for their content that ends up in these big tech companies.

“Without news, what would these platforms look like? said Fabrice Fries, president of AFP (Agence France-Presse), which reached an agreement with Google for the payment of royalties after two years of negotiations, made possible by the approval of a directive European Union which protected them in 2019.

This directive aimed to correct a situation in which these platforms benefited from third-party content, either directly, through advertising, or indirectly, by collecting data from readers.

“It is possible to reach agreements with platforms, AFP is a good example of this,” said Fries, who indicated that these agreements “are a recognition of quality information, but not the miracle solution to the press crisis.

“We are talking about millions”, declared the president of AFP, “when the drop in advertising has subtracted billions” from income.

Google has already concluded commercial agreements with media from Brazil, Colombia, Spain or Argentina via its information platform, News Showcase, but Latin American newspapers insist on demanding more “equitable” treatment of large tech companies, in the words of Mompotes.

The platforms give visibility to the media but “they need us to bring truthful information to their users: it’s a symbiotic relationship,” said the director of El Tiempo.

-TIMES/AFP

Want to consolidate your payday loan debt? Here’s how MyrtleBeachSC News

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If you’re struggling to cope with your payday loan debt, you may be considering consolidation. It’s a great option if you want to get out of debt quickly and easily. In this blog post, we’ll discuss the basics of consolidation and how it can help you get back on track financially. We’ll also give you tips on choosing the right consolidation company for your needs.

What is Consolidation?

Taking out a new loan to cover other outstanding loans is called consolidation. This could be helpful in minimizing monthly payments and overall debt.

When you consolidate your payday loan debt, you will only have to make one monthly payment to the consolidation company. This payment will be less than the total of your current payday loan payments. Namely, the pros at Solid Ground Financial say you can expect to save up to 50% on your consolidation loan. The way this is possible is that the consolidation company will negotiate with your lenders to lower your interest rates and monthly payments.

How it works?

Consolidation works by consolidating your multiple payday loans into one new loan. This new loan will have a lower interest rate than your existing payday loans, so you’ll save money on interest charges. The consolidation company will then repay your existing payday loans with the new loan. When you only have one loan to repay, it will be easier for you to control your payments and get out of debt quickly.

What are the benefits of grouping?

There are many benefits to consolidating your payday loan debt. These include:

  • Reduced monthly payments: When you consolidate your personal loans, you will only have to make one monthly payment to the consolidation company. This payment will be less than the total of your current payday loan payments.
  • Lower interest rates: Consolidating your payday loans will give you access to lower interest rates. This means you’ll save money on interest charges and pay off your debt faster.
  • One simple payment: When you consolidate your payday loans, you only have to make one monthly payment. This can make it easier for you to control your payments and get out of debt quickly.
  • Pay off debt quickly: Consolidating your payday loans can help you get out of debt faster. This is because you will have a lower interest rate and a simple payment.

What are the disadvantages of consolidation?

There are some potential downsides to consolidating your payday loan debt. Namely, you may still owe the full amount: consolidating your payday loans will not reduce the amount you owe. You will still be responsible for repaying the full amount of your loans. Plus, you might end up paying more interest: if you consolidate your payday loans and extend the repayment period, you might end up paying more interest. Indeed, you will pay interest on the total amount of your loans for a longer period.

How to choose the right consolidation company?

If you are considering consolidating your payday loan debt, it is important to choose the right consolidation company. There are many consolidation companies out there, so it’s important to do your research. Here are some things to look for in a consolidation company:

  • A good reputation: Look for a consolidation company with a good reputation. This can be determined by reviews from past customers or by checking with the Better Business Bureau.
  • Low Fees: Make sure the consolidation company you choose has low fees. You shouldn’t have to pay a lot of money to consolidate your payday loans.
  • Flexible repayment options: Choose a consolidation company that offers flexible repayment options. This will allow you to tailor your repayment plan to your financial situation.
  • A focus on customer service: Make sure the consolidation company you choose emphasizes customer service. This will ensure that you have a good experience working with the company.

How to consolidate your personal loan debt?

If you’re ready to consolidate, there are a few things you need to do. First, you need to gather all the information about your payday loan. This includes the amount you owe, the interest rate and the monthly payment. Next, you need to find a consolidation company. You can do this by searching online or by speaking to a financial advisor. Once you have found a consolidation company, you need to apply for a consolidation loan. Once you have been approved for the loan, the consolidation company will repay your payday loans. You will then be responsible for making a monthly payment to the consolidation company.

Still, consolidating your payday loan debt can be a great way to save money on interest, lower your monthly payments, and get out of debt fast. However, it is important to choose the right consolidation company and understand the potential downsides of consolidation. If you do your research and choose a reputable consolidation company, you can consolidate your payday loan debt and put yourself on the path to financial freedom.

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Two wonders complete a seven-year journey between Antarctica and the Arctic

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                                                                                                                                                                                Lauren Reed looks up as a nearby volcano erupts through the Andres Mountains.  Photo courtesy of Bethany Hughes and Lauren Reed
Lauren Reed looks up as a nearby volcano erupts through the Andres Mountains. Photo courtesy of Bethany Hughes and Lauren Reed

Seven years, two continents, 13 countries, 31,704 kilometers — and two very determined women.

A Tolkian odyssey came to an end on August 24 when Bethany Hughes and Lauren Reed reached the Arctic Ocean, completing an epic quest across the Americas.

“We were walking on the side of a volcano and it started erupting,” Hughes said. “So we wonder what do you do when you walk on the side of an erupting volcano? Walk faster?

“One time we were going through this snow storm in Bolivia and Lauren shows me her hands and three of her fingers are white and numb, and everything we had was soaked, so we couldn’t dry ourselves off. We arrived in a little community that had a little clinic. The nurse was there, he let us in and he stuffed Lauren’s hat with animal crackers. So a little little clinic and animal crackers saved our lives.

It’s been a long road – the couple of wonderful women first set out to trek the full length of the Coastal Mountains from Argentina’s southern coast to Ushuaia on November 23, 2015, determined to reach the tip of the Arctic coast at Tuktoyaktuk only by human power.

Since then they have hiked, biked, paddled and endurance through forests, mountain ranges and deserts, making friends along the way.

Bethany Hughes gives a lecture at a school in Salta, Argentina, during her journey through South America. Photo courtesy of Bethany Hughes and Lauren Reed

Hughes said part of his motivation for undertaking the journey was to decolonize travel.

The daughter of missionaries, she said she was eager to reinvent the way cultures interact.

“I wanted to help change the narrative of people moving to other parts of the world and telling people how to live, but instead of showing up in a humble way and listening, learning and connecting with people. people, instead of the way my parents and the Church did it,” she said. “I like to move slowly in nature. It heals and helps me think.

“One of the things I’ve learned is that your attitude and behavior in a situation can have as much of an impact on the experience as the environment around you. I think I’ve also learned that having a sense of humor can save your life.

An open mind and an open heart

Lauren Reed manipulates one side of the canoe as the pair cruise down the mouth of the Beaufort Delta. Photo courtesy of Bethany Hughes and Lauren Reed

Crossing the two hemispheres not only required courage and bravery, it also required detailed planning and logistics. Using notes from former pioneers – someone has actually crossed both Americas on foot – the couple mapped out a route and broke their journey into smaller blocks to make completion possible.

Even so, they had their work cut out for them. Crossing South America took the pair “730 days of travel, 8,024 miles, through 6 countries and 20 pairs of shoes.”

“The trip split into pieces because of the seasons,” Hughes said. “Starting from the bottom of South America, the seasons are opposite from here. So we started in November and then we went through the Andes until April. We spent the winter there, so we stayed in the community and i taught a bit and spent some time translating an anthology of macho women’s poetry into english and then we came back to the states for a few months to see family and get more hardware because everything had broken down by then.

Bethany Hughes and Lauren Reed camp at High Point on the Great Divide Trail in Canada. Photo courtesy of Bethany Hughes and Lauren Reed

“The following summer we came back and walked 14 months from Argentina to Peru, and then the rainy season came.”

Once the pair reached Colombia, they were forced to return to the United States for resupply. They needed kayaks to go up the coast in Central America. And then the pandemic hit.

“We were in Central America when Covid-19 arrived, so we stopped our trip,” Hughes said. “Hospitality there is very similar to that here. You can’t stop grandmas from taking care of you, feeding you and kissing you.

“We weren’t willing to risk their lives for our ambition, so we stopped for the pandemic. Once the Covid-19 passed, we resumed our travel and our road bikes through Central America.

After making the 4,000 mile journey from Nicaragua to the US border, the couple separated in 2019.

Hughes rode the Continental Divide Trail and Reed cycled the Western Wildlands Route.

The complete journey followed by Bethany Hughes and Lauren Reed for seven years. Photo courtesy of Bethany Hughes and Lauren Reed

“Showing up with an open mind and an open heart can really take you a long way in most travel situations,” Reed said. “The ability that we as travelers and the people we meet have to interact is amazing. I don’t speak Spanish very well, but the patience that people from South and Central America had with me was so impressive.

They reconnected in 2020 to tackle the Great Divide Trail in Canada. They completed their seven-year adventure this summer by canoeing from Hinton through all the Athabasca and Mackenzie River systems to reach Tuktoyaktuk.

“We took the Athabasca from Hinton to Fort Chipewyan, then the Slave River, then from Hay River, we were on the big river,” Hughes said. “He has a personality.”

‘What the hell are we doing here?’

Although they met some amazing people and stayed in some fantastic places along their journey, it wasn’t easy.

The pair have second guessed each other many times, especially when challenged by the elements.

“We regularly asked ourselves, ‘What the hell are we doing here?'” Hughes said. “We just learned that if your body needs to rest, then it needs to rest. Your body is not lying to you.

Katrina Cockney, Deputy Chief Administrative Officer for Tuktoyaktuk, welcomes Bethany Hughes (pictured) and Lauren Reed to Tuktoyaktuk. Photo courtesy of Bethany Hughes and Lauren Reed

“We are the ones rushing. Nature is in no hurry. Learning does not happen in a hurry. Growth does not happen in a hurry. It’s all about learning to be patient.

Reed said being able to share the experience with people along the way really touched her.

“In Patagonia, we met this artist named Marcella,” Reed said. “The next day, she comes to us with a little drawing on a napkin. She said ‘It’s you. Can I paint you? It is this realization that even across distant lands there are similarities.

Many cultures they encountered shared similar concerns. The couple heard stories of the Gauchos of Patagonia, who fear they have no one to share their stories and way of life with, and saw connections with the determination to preserve culture in the north.

“People are very generous in sharing their stories, their time and their tea,” Hughes said. “There’s more effort here to preserve culture and stories, but there’s a lot of commonality.”

Having finally accomplished something very few have ever dared to, Reed returned to her hometown of Moab, Utah and Hughes returned to Briscoe, Colorado.

Both described their time on the trail as a rewarding and educational experience. They’re still getting used to the idea that it’s finally over.

“We have to keep remembering that,” Hughes said. “Usually we are there for five to 14 months at a time and then we have to rest because our bodies start to break down or our minds start to struggle.

“But this time our bodies can rest. Its good.”

Treasuries shakes worry Wall Street and Washington

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Trouble is brewing in the US Treasuries world, causing concern among investors and some policymakers in Washington.

US Treasuries are a key pillar of the global financial system, but there are signs that the pool of interested buyers may dry up as an unintended consequence of rising US interest rates.

So far, no one is panicking. But the US Treasuries market recently displayed a level of volatility not seen since the start of the pandemic crisis in 2020, when the Federal Reserve cut interest rates to zero and then bought for 1,000. billions of dollars in treasury bills and other financial assets. to keep the global financial system functioning.

Senior government officials have acknowledged in recent weeks that dysfunctional U.S. government bond markets risk triggering a spike in federal government borrowing costs and a broader upheaval in financial markets. They begin to take preventive measures.

“We have been watching the Treasury market very carefully,” Treasury Secretary Janet L. Yellen told The Washington Post on Thursday, noting that the market had continued to operate normally. “It is of course essential that it continues to function well.”

As recession fears grow, Washington begins to weigh how to respond

The Treasury Department auctions bonds to pay for government operations, in effect borrowing money from investors in exchange for a guarantee of repayment with interest. These bonds are crucial for a healthy financial system because other, riskier assets – stocks and corporate bonds – are priced against the cost of treasury bills.

But as central banks such as the Federal Reserve embark on one of the biggest interest rate hikes in decades, demand for US government bonds already in circulation has plummeted in part because that most of this debt bears lower interest rates than the bonds issued. today. This could mean a glut of cheap, low yielding debt with few buyers.

There has been no urgency so far, but the Treasuries market is attracting more and more attention on fears that as liquidity dries up around the world, it may ‘at some point there aren’t enough buyers of US government-issued debt. With prices falling, 10-year Treasury yields have already risen from less than 1.5% to around 3.8% this year. (Bond prices and bond yields move in opposite directions.)

A shortage of buyers could cause a ripple effect by driving down bond prices, some economists and analysts warn. A panicked sale of US Treasuries could wreak havoc on markets, giving investors leverage to demand yields or higher yields on their bond purchases. This would mean higher prices for all sorts of financial instruments pegged to these rates. It would also increase the cost to the government of financing its debt.

As the Fed battles inflation, fears of overcorrecting

“If we were to have a buyers’ strike or a failed round of Treasury auctions, interest rate increases could accelerate – and all of a sudden credit card debt financing, purchases cars, [and] housing purchases would increase in cost,” said Joe Brusuelas, chief economist at management consultancy RSM. “It could lower the standard of living for Americans and you could end up with a very difficult problem for your economy.”

Experts also raised other concerns. New regulations enacted after the 2008 financial crisis discouraged banks from acting as intermediaries by requiring them to hold more capital to cover potential losses on government securities. In addition, the Federal Reserve and other central banks are selling Treasuries or simply not reinvesting them any more, as part of their attempts to cool the economy and fight inflation, removing a supportive buyer from US bonds.

And the recent panic in Britain over its own public debt – the value of which has recently fallen dramatically, leading to intervention by the Bank of England – has further amplified fears that a similar market panic could happen here. But most economists downplay the risk.

“You worry about the sellout, the situation where some sales are coming in and because there’s not enough demand, you have more sales and more sales and you get kind of a spiral,” Donald said. Kohn, former Vice President of the Federal Government. Reserve Board of Governors and now a senior fellow at the Brookings Institution, a DC-based think tank. “I don’t think anyone sees that right now.”

“But the fact that dealers may not have the ability to step in and smooth things over is concerning,” he noted.

JPMorgan Chase analysts expressed similar concerns in a report this month, citing the lack of “structural demand for.”

“The reversal in demand has been amazing because it has been rare,” they added.

Yellen focused on instability in US bond markets long before the current surge, working to implement new rules aimed at strengthening them. These measures include improving data collection; demand more oversight of Treasury trading platforms; and increasing the number of eligible dealers to allow more entrants to bid on the market.

Despite his Thursday comments emphasizing calm, Yellen appears to be stepping up those efforts amid the latest signs of volatility. Treasury officials have asked market traders about a possible government debt buyback program, a potential sign that worries the US government. The issue was also recently discussed by the Financial Stability Supervisory Board, which Yellen chairs, and is expected to be addressed at its next meeting.

One of Yellen’s biggest concerns, as she told Bloomberg News this month, is the potential for “adequate liquidity loss in the market.”

But she also sees a contrary trend: as payments on Treasuries increase, more and more foreign investors are entering the market to absorb the excess capacity.

“You asked who was going to buy Treasuries, and I think part of the answer is that they have very attractive yields,” Yellen said Thursday.

Komal Sri-Kumar, chairman of economic consultancy Sri-Kumar Global Strategies, also believes higher interest rates will make US debt more lucrative for investors, bringing more buyers into the market and allaying concerns about liquidity.

And more generally, many economists and financial analysts say worries about market weakness may be overblown, especially at the moment when healthy levels of US government bonds – worth around $600 billion dollars – continue to be traded every day.

Historically speaking, warnings about the danger of investors refusing to buy US government debt have not held true. Under the Obama administration, for example, Republicans and other deficit hawks have declared that large deficits would risk triggering a financial collapse if bond buyers lost faith in the US government. No such crisis materialized.

Sri-Kumar calls these warnings “a ridiculous thing”.

“If I refuse to buy [long-term] obligations, what happens then? The Treasury will have to offer a higher return, and we are achieving a better balance,” Sri-Kumar said. “It’s not Argentina, Zimbabwe or Turkey, where investors said, ‘Interest rates are insufficient; keep hiking. That’s why I think a buyers’ strike doesn’t make sense.

That sentiment was underscored by a senior Treasury official, who told The Washington Post that U.S. policymakers have confidence in U.S. debt markets in part because so many investors around the world are looking to buy those bonds. There are countries that are big buyers, including Japan, but even then it is only 4% of the total pool.

And while volatility is on the rise in bond markets, volatility is also hitting the financial sector more broadly – ​​suggesting no specific risk for US bonds despite their outsized importance, the Treasury official said.

Poorer countries could suffer from US efforts to slow inflation

The situation was different recently in Britain, where much of the country’s long-term public debt was held by pension funds. This made UK bonds, or gilts, much more vulnerable to price swings as pension funds moved in unison to dump these assets as their value fell.

This type of contagion is less likely to emerge in the United States, analysts say.

“If you [expect] demand will increase for a higher yielding asset, [this] would make the fear a bit silly or misplaced,” said Bob Hockett, a former Fed official and public policy expert now at Cornell University. “I don’t want to be complacent about this…but there’s nothing foreseeable on the horizon that’s a serious competitor to the US dollar.”

Yet rising bond yields can hurt the US economy and government without causing catastrophe. If bond yields have to soar to attract investors, capital will flow into public debt – and out of more productive uses, such as the corporate debt that fuels investment.

“The crisis scenario is a massive sell-off of these low-yielding bonds all at once. That would be the scenario of a global financial crisis,” said Marc Goldwein, senior vice president for policy at the Committee for a Federal Budget. responsible, a Washington-based think tank.”But I think it’s unlikely. … The most likely scenario is that it will cost the US government a lot of money and the US economy a lot of money.”

Diego Maradona’s birthday: lesser known facts you need to know about the Argentine football legend

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Diego Armando Maradona was an Argentine professional football player and manager. He was considered one of the greatest players in football history, widely known for his incredible ball control, dribbling and goalscoring abilities. He had a short stature, which gave him a low center of gravity and helped him stay on his feet at all costs and dribble past opponents. This quality of Maradona has blessed the sport with many incredible and unforgettable goals. He also helped the Argentina team win their second FIFA World Cup in 1986 and the event went down in history after Maradona scored an illegal goal with his hand in the quarter-final against England and won the game 2-1. Lionel Messi versus Cristiano Ronaldo in the 2022 FIFA World Cup final? Supercomputer predicts winner as Argentina and Portugal meet in summit clash in Qatar

Maradona was born in Lanus Argentina on October 30, 1960 and on November 25, 2020 he died at the age of 60. Maradona started his youth career with Argentinos Juniors in 1969 and was promoted to the senior team in 1976. Throughout his career Maradona played for many top clubs such as Barcelona, ​​Napoli and Sevilla, and was loved of all. In 2020, Napoli renamed their stadium – Stadio Diego Armando Maradona in honor of the deceased football legend and also revealed his statue inside the stadium.

October 30, 2022 will mark Argentine footballer Deigo Maradona’s 61st birthday, so let’s take a look at some of the lesser-known facts about him:

  • In his career which reigned for around two decades, he scored 306 goals in 859 appearances for all clubs.
  • Maradona played in four FIFA World Cups and managed to win the title and bring it back to his country in 1986.
  • He played in Naples for almost seven seasons and won the Italian League twice, the first time with the League Cup, and also won the UEFA Europa League with the Italian team.
  • Maradona has won all three of the Spanish league titles, the League Cup and the Super Cup, with Barcelona.
  • Four times in his career he was named Footballer of the Year in 1979, 1980, 1981 and 1986.
  • In the 1986 FIFA World Cup, he won the Golden Ball and the Silver Boot and he also had the most assists in the tournament.
  • Twice in 1986 and 1990 he was included in the FIFA World Cup All-Star Team.
  • For his second goal against the England team in the quarter-finals of the 1986 FIFA World Cup, he received the Goal of the Century award in 2002.

(The story above first appeared on LatestLY on October 30, 2022 at 07:00 IST. For more news and updates on Politics, World, Sports, Entertainment and Lifestyle , log in to our website lately.com).

Brazilian president makes Argentina a campaign boogeyman

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Buenos Aires, Argentina — As a Brazilian journalist living in Argentina, Luciana Taddeo says she is working harder and harder to refute ever crazier rumours.

It was claimed that the Argentine presidential palace had been invaded, that people had to leave the keys in the ignition of their car for the government to use at any time, that the government had abolished the right to inherit property.

“Reporters have been forced to spend more and more time saying, ‘Look, this isn’t real, this isn’t happening,'” she said.

Many of these rumors were stirred up by the president election in neighboring Brazil, where incumbent President Jair Bolsonaro has turned Argentina – already a bitter footballing rival – into something of a political boogeyman, a warning of the horrors his country could face if it elects the leftist former president Luiz Inacio Lula da Silva.

On Wednesday, Bolsonaro’s campaign began its nightly ad slot on national television with a blast against Argentina’s leftist leaders, who have been friends with his electoral rival.

“In Argentina, the left-wing candidate backed by Lula also promised barbecue and beer for everyone,” a voice said as footage showed people complaining about rising poverty and soaring poverty. inflation under center-left President Alberto Fernández.

Bolsonaro and his allies had long used another left-leaning neighbor – crisis-ravaged Venezuela – as a cautionary tale, but switched to Argentina after Fernández defeated centre-right President Mauricio Macri – whom Bolsonaro favored – in 2019. .

“Venezuela was far away and the Brazilians didn’t understand it very well; it was a whole different universe,” said Paulo Pereira, 38, da Silva’s campaign coordinator in Argentina. “Argentina is the country where many Brazilians make their first international trip.”

Neighboring nations also have a deep rivalry around their common passion, football.

“Among Bolsonaro and his allies, there is almost an Argentina-related obsession,” said Andressa Caldas, 46, a Brazilian human rights lawyer who has lived in Argentina for eight years.

The son of the president’s lawmaker, Eduardo Bolsonaro, used a trip to Argentina this month to tackle Argentina’s runaway inflation. In a video posted to his social media accounts, he is seen counting dozens of bills to pay for a restaurant meal.

“Paying for lunch in Argentina,” he wrote on his Instagram account. “If you don’t want this for Brazil, vote Bolsonaro.”

The political rivalry is also personal. In 2019, Bolsonaro urged Argentines to vote for Macri over Fernández – who had ostensibly visited da Silva in prison before the convictions were overturned by Brazil’s Supreme Court.

“Relations were already bad, but the electoral context was very bad for bilateral relations because it put political differences at the top of the agenda,” said Esteban Actis, professor of international relations at the National University of Rosario. .

Brazilians living in Argentina largely agree that there is certainly much to criticize: galloping annual inflation of 83%, a stagnant economy and poverty that affects half of the country’s children.

“What’s strange is that instead of focusing on the real problems that there are already so many in Argentina, they have to exaggerate even more the situation, which is already serious,” Taddeo said.

Nattascha Dumke, a 30-year-old medical student who has lived in Argentina since 2018, has nearly 80,000 followers on Instagram. She is used to Brazilians asking questions about life in Argentina, but recently the tone of the questions has become much more negative.

“People who want to live here, study here, and even parents of students here write to me,” Dumke said. “They ask me about the violence, if the supermarkets don’t have food, if we are hungry.”

Dumke became so enraged by a viral video claiming Argentinian supermarkets were filled with empty shelves that she made her own video refuting the claims and showing fully stocked markets.

The woman who helped make the original Empty Shelves video, Maria Laura Assis, 25, has pushed back against claims she was spreading lies about Argentina to help Bolsonaro’s campaign.

“What I tell them is to go to the supermarkets and see for themselves,” said Assis, a Brazilian who has lived in Argentina for 15 years. “Today Argentina really has a limit in the number of units of certain products that you can buy and suffers from shortages of certain products due to the closure of imports.”

When Dumke posted her video showing shelves full of produce in several supermarkets in Buenos Aires, many accused her of being the one spreading misinformation.

“Even using videos to try to show the reality of the country…they don’t believe it,” Dumke said. “They are not alarmed by receiving fake news, they just want to share misinformation for political gain.”

South America’s ‘lithium triangle’ communities are ‘sacrificed’ to save the planet

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In South America’s ‘lithium triangle’, where pools of turquoise blue shimmer on white salt flats, locals have yet to feel the benefits of the world’s new metal rush.

Lithium is a key component of batteries used in electric car. “White gold” is found in Chile, Argentina and Bolivia in greater quantities than anywhere else on Earth.

As the world seeks to move away from fossil fuels, lithium production has exploded in recent years. But at what cost to communities near lithium plants, many of whom live in poverty?

“We don’t eat lithium, or batteries. We drink water,” said Veronica Chavez, 48, president of the Santuario de Tres Pozos indigenous community near the town of Salinas Grandes, in Argentina’s lithium heartland.

Why is lithium so bad for the environment?

With approximately 2.2 million liters of the water needed to produce a ton of lithium, the extractive industry is increasingly compromising the environment – and people’s chances of having a livable future.

“No to lithium, yes to water and life,” reads a poster that meets visitors to Salinas Grandes.

Contrary to Australia – the world’s largest producer of lithium that extracts the metal from rock – in South America, it is derived from salars or salt flats. Here, salt water containing the metal is brought from underground brackish lakes to the surface to evaporate.

But there are growing concerns about the impact on groundwater sources in areas already subject to droughtswith recent evidence of trees and flamingo the dead.

How much is lithium worth?

According to the US Geological Survey (USGS), about 56% of the 89 million tons of lithium resources identified in the world are found in the South American triangle.

The global average price fell from $5,700 (€5,730) per ton in November 2020 to $60,500 (€60,780) in September this year.

Chile is home to the westernmost corner of the lithium triangle in its Atacama Desert, which contributed 26% of global production in 2021, according to the USGS.

The country started lithium extraction in 1984 and has been a leader in the field in part due to the low precipitation high levels and high solar radiation which accelerates the evaporation process.

But Chilean law has made it difficult for companies to win concessions from the government since Augusto Pinochet’s dictatorship declared the metal a “strategic resource” for potential use in nuclear bombs.

Only two companies have permits to exploit the metal: the Chilean SQM and the American Albemarle, which pay up to 40% of their sales in taxes.

In the first quarter of this year, lithium’s contribution to public coffers surpassed that of Chile’s main metal, copper, for the first time, according to government records.

Yet the environmental costs are starting to pile up and residents fear the worst is yet to come.

Lithium mining is hurting flamingos and trees in Chile

This year, a study published in the journal Proceedings of the Royal Society B linked lithium mining to the decline of two species of flamingos in the Salar de Atacama.

“The development of technologies to slow climate change has been identified as a global imperative. Nevertheless, these ‘green’ technologies have the potential to have negative impacts on biodiversity“, indicates the study.

In 2013, an inspection at the site of SQM – which said it was using almost 400,000 liters of water per hour in 2022 – found that a third of the region’s carob trees had died.

A later study pointed out water shortage as a possible cause.

“We want to know, for sure, what the real impact of the extraction of underground waterssaid Claudia Perez, 49, a resident of the nearby San Pedro River Valley.

She wasn’t against lithium, Perez said, as long as there were measures to “minimize the negative impact on people.”

Argentinian communities fear being ‘sacrificed’ to save the planet

On the other side the Andes in Argentina, the salt lakes of Jujuy are home to the world’s second largest lithium resources with the neighboring provinces of Salta and Catamarca.

With few restrictions on extraction and a low tax of just 3%, Argentina has become the fourth largest country in the world. lithium producer of two mines.

With dozens of new projects underway with participation from American, Chinese, French, South Korean and local companies, Argentina said it hopes to overtake Chilean production by 2030.

But not everyone is convinced by the idea.

“It is not, as they say, that they [lithium companies] are going to save the planet,” said Chavez, from the Santuario de Tres Pozos in the province of Jujuy. “Rather, it is us who must give our lives to save the planet.”

A neighbour, 47-year-old street vendor Barbara Quipildor, added fiercely: “I want them to leave us alone, in peace. I don’t want any lithium… My concern is the future of the children of my children.”

Will Bolivian residents one day benefit from lithium mining

About 300 kilometers north of Jujuy, the Salar de Uyuni in Bolivia holds more lithium than anywhere else – a quarter of the world’s resources, according to the USGS.

Half of the people in the region – which is also rich in silver and tin – live in poverty, according to household surveys.

The country’s leftist former president, Evo Morales, nationalized hydrocarbons and other resources such as lithium around the start of his 2006-2019 term and promised that Bolivia would set the world price for the metal.

In Rio Grande, a small town near the Yacimientos de Litio Bolivianos (YLB) lithium plant, Morales’ plans were met with enthusiasm.

In 2014, Donny Ali, a now 34-year-old lawyer, opened a hotel hoping for an economic boom.

He called it Lithium.

“We expected major industrial technological development and above all better living conditions,” he told AFP. “That didn’t happen.”

Hoping to reinvigorate the struggling lithium sector, the government opened it up to private hands in 2018, although national legislation has yet to denationalize the resource and no private extraction has yet begun. .

“Some people think Bolivia will ‘miss the boat’ in lithium,” said economist Juan Carlos Zuleta. “I don’t think that’s going to happen.”

The real question, he said, is: when the ship arrives, “will lithium mining benefit Bolivians?”

The three countries are now turning to battery manufacture – maybe even construction electric car – as a way to transform the natural wealth of lithium into a modern industrial revolution.

“There is a concrete possibility for Latin America to become the next China,” Zuleta said.

In the meantime, the Lithium Hotel is empty.

Watch the video above to learn more about lithium production in South America.

EMERGING MARKETS – Brazil gains lead as central bank maintains hawkish tone

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(Adds comments, updates price) By Susan Mathew and Ankika Biswas Oct 27 (Reuters) – The Brazilian real spearheaded gains among its Latin American peers on Thursday after its central bank said would maintain tight monetary policy until inflation was within sight of its target. The real ended a three-game losing streak and gained nearly 1.6% after the central bank held the key interest rate steady at 13.75%, keeping it unchanged for a second straight month as that it was pausing its aggressive tightening cycle after 12 straight increases. rates from a record low of 2.0% in March 2021. Brazil is heading into what is proving to be a close run-off in the presidential election between leftist former president and frontrunner Luiz Inacio Lula da Silva and far-right incumbent Jair Bolsonaro on Sunday, the former maintaining his lead. The real is among the best performing emerging market currencies this year, up more than 5%. Analysts at UBS Global Wealth Management maintained a constructive view on the Brazilian real on the back of a super-Orthodox central bank and healthy external accounts. Additionally, Brazil’s Bovespa index snapped a three-day losing streak and rose 1.3% as financial officers made final adjustments ahead of Sunday’s run-off election, while analyzing a host of business results. The wealth manager believes that Brazilian equities maintain their outperformance against other emerging market peers, driven by high commodity prices, relatively low vulnerability to tightening global liquidity, attractive valuations and yields of higher dividends. Brazil’s central government posted a better-than-expected primary budget surplus in September, Treasury data shows, boosted by dividends from state oil company Petrobras, which saw its shares rise 0.8%, and tax revenue higher. Other emerging market currencies rose against the dollar, with the Mexican peso rising 0.5% and the Colombian peso jumping 1.3% to a one-week high. With growing recession fears, investors tend to prefer currencies that have something physical to hold, which makes Latin American currencies attractive as economies have physical commodities that can support economic activity, the trade and food, said Juan Perez, senior currency trader at Monex. UNITED STATES. Central European currencies were pared lower after the European Central Bank raised the benchmark interest rate by 75 basis points. But the euro fell as analysts noted the bank appeared less hawkish than expected and set a dour tone for economic growth in the euro zone. The Argentine peso fell after ratings agency Fitch downgraded Argentina’s long-term sovereign credit rating by one notch to “CCC-” from “CCC” on Wednesday, citing deep macroeconomic imbalances and risks growing in terms of the country’s ability to meet future debt repayments. The Egyptian pound plunged 15% to a record high against the dollar as authorities announced a $3 billion deal with the International Monetary Fund with a commitment to a “sustainably flexible exchange rate regime “. Key Latin American Stock Indices and Currencies 1928 GMT: Stock Indices Last Emerging Markets MSCI Daily Change 859.24 0.87 MSCI LATAM 2214.23 1.16 Brazil Bovespa 114368.05 1.42 MexiCo IPC 48934.00 -0.8 Chile IPSA 5188.40 0.7910 Argentina Merval 1498 Change in % Brazilian real 5.2984 1.53 Mexican peso 19.8504 0.38 Chilean peso 942.4 0.91 Colombian peso 4809.78 1.28 Peruvian sol 3.9627 0.18 Argentine peso (interbank) 155.6900 – 0.19 Argentine Peso (parallel) 287 1.74 Bernadette Baum and Andrea Ricci)

Juventus could lose Argentina winger Angel Di Maria in January

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Argentinian international Angel Di Maria decided to leave Juventus in the upcoming January transfer window.

A Rosario Central academy graduate, Di Maria made his senior debut for the Argentine club in 2005. Di Maria played two more seasons at Rosario Central before moving to Europe.

The winger then plied his trade at many top European clubs such as Benfica, Real Madrid, Manchester United and Paris Saint-Germain. His performances for all these clubs have been really excellent. The Argentine winger has won many major honours, including the UEFA Champions League in club football.

The biggest moment of his career, however, came in the jersey of his national team, Argentina. Angel Di Maria scored a brilliant goal against rivals Brazil in the 2020 Copa America final which ended his country’s 28-year trophy drought. He eventually joined Juventus at the start of this season.

Di Maria’s tenure at Juventus could end in January

Juventus could lose Argentina winger Angel Di Maria in January

After signing for Juventus at the start of the season, Angel Di Maria is going through a very difficult period in Turin. The winger suffered multiple injuries. And when he was on the pitch, his performance was not up to par.

Meanwhile, Juventus as a team also performed very poorly. The A-Series giants have won only five of their first eleven matches. They have collected nineteen points and are in eighth position in the table.

Their performance in the European competition got even worse. Juventus have lost four of their first five matches. They were knocked out of the UCL group stages.

And now, according to a report by an Italian journalist Nicolas SchiraJuventus winger Angel Di Maria is thinking of leaving the Bianconeri next January.

The report further suggests that the Argentine winger wants to return to Argentina and play for his boyhood club Rosario Central. Earlier, Di Maria expressed his desire to return to Argentina.

“My big dream is to return to Rosario Central. I have long hoped, it is not easy but I would like. Argentinian players dream of a future in Europe, while I dream of returning in Rosario, said Di Maria in an interview.

The Juventus winger is currently nursing an injury. He is seen as a key member of Argentina’s squad that will compete in the upcoming Qatar 2022 World Cup. Di Maria is expected to pick up in form ahead of the perennial event.

And at the end of the World Cup, he will make a final decision on his future. Despite Di Maria’s bad start, it will be a big loss for Juventyusm if he actually leaves the club in January.

October 26 live updates: Meta shares fall, US mortgage rates hit 21-year high

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©REUTERS

General Dynamics recorded its first war-related order in Ukraine as a government contracted the US aerospace and defense group for munitions.

Chief Executive Phebe Novakovic confirmed the order during a third-quarter earnings call with analysts on Wednesday, but did not provide details. She said the company received ammunition and ordnance orders totaling $370 million during the quarter.

For Ukraine’s fight against invading Russian forces, GD expects US military “to tell us they want more ammunition and ammunition, so we are working with them to increase production” , Novakovic said.

There is growing interest in GD’s ground-based weapons systems, including its Stryker, Abrams and MPF battle tanks, she continued. In August, Poland placed an Abrams order for $1.1 billion.

GD earned $3.26 a share on revenue of $10 billion in the quarter through September, compared with $3.07 on revenue of $9.6 billion a year earlier. Analysts had expected $3.15 a share on revenue of $9.9 billion.

Demand for private jets contributed to a 5% rise in GD’s quarterly profit to $902 million. Affluent individuals embarked on private flights at the height of the Covid-19 pandemic, and interest remains high.

Novakovic said aircraft maker Gulfstream entered the “hottest” demand market it had ever seen in February 2021, and while third-quarter demand “wasn’t as overheated” , there was strong demand from the United States, Fortune 500 companies, Middle East and Southeast Asia, including first-time buyers, despite a global economic slowdown.

However, the aerospace group’s defense activity has been hampered by the lack of contractors for its government clients.

Many customers of GD’s technology mission systems “have a severe shortage of contract agents which has hampered their” order tracking, Novakovic said.

“In addition, and quite understandably, customer orientation has been reoriented in some areas to meet Ukraine’s most pressing demands.”

Payday loans have skyrocketed as the cost of living crisis rages – and they’re better disguised than ever

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Although it may seem like payday loans are waning in popularity, in fact, they are still in high demand – just cleverly disguised.

Instead, short-term, high-interest loans have taken their place, with more and more people turning to such programs to pay their bills as the cost of living continues to rise.

In fact, the percentage of customers with such a loan rose to just under 6% in July, 55% higher than the average between April and June of this year, according to exclusive data from Equifax.

Consumer expert Martyn James said: “Payday loans are still popular, but they’ve reinvented themselves in a completely different way.

“These new short-term loans give the impression that they are different, but all that has changed is that the length of time you can take out a loan has been extended and the amount of interest you pay has been very slightly reduced.”

Although interest rates may not be in the thousands like they once were, a quick search of payday loans on the internet reveals that they are still incredibly high.

There are a host of companies available, offering up to tens of thousands of pounds instantly, with many also suggesting it doesn’t matter if applicants have bad credit.

One of the first results reveals a website claiming “we’re not cheap but we’re fast” – offering quick loans with a massive interest rate of 611.7% APR.

Another announced rates of 939.5% APR, warning that late repayments “can cause serious money problems”.

This may be a reflection of what payday loans have become.

More Invoices

Traditionally they were used, it seems, to help people get to their next payday if they ran out of funds. They tended to be only for a small amount which should be paid back within the next couple of months.

However, over time payday loans have become the more generally used name for short-term, high-interest loans lasting up to a few years and worth tens of thousands of pounds.

The FCA intervened in 2014 to protect borrowers from excessive fees in this market, by capping the maximum interest rate lenders can charge and ensuring no one repays more in fees and interest than the amount borrowed. .

Shortly after came the fall of Wonga, which marked the beginning of the end of payday loans as we know them, with its collapse in 2018 leaving around 200,000 customers still owing over £400million.

The lender had become the face of exorbitant interest rates, at one point charging an extraordinary rate of 5,853%.

After his passing, many realized the dangers of payday loans, but it didn’t take long for others to take their place.

Although FCA data shows that there has been a decrease in the amount lent to consumers through these types of loans – mainly due to the reduction in the number of lenders – this only concerns regulated companies.

Between July and August 2016, 106 companies lent £300.2m, according to FCA data, but that figure fell to £64.4m from just 38 companies between April and June this year.

However, many others, which are unregulated, are flooding the market, with some charging consumers exorbitant interest.

James says, “New loan companies don’t want to be associated with payday loans. Although they are regulated, they are for all intents and purposes the same thing.

As a result, those who take out these loans should be careful not to take on more debt, experts warn.

An FCA spokesperson said: “Many consumers are feeling the impact of the rising cost of living on their personal finances and we expect this to increase over the coming months. This may lead to increased of the credit application.

“Companies should only lend to people who have the means to repay and who need to support borrowers in financial difficulty by offering them tailor-made support, specific to their situation. We have reminded them of this and will continue to scrutinize lenders.

It is naturally tempting to take out a short-term loan for some who think they need to borrow money for a short time.

Many companies are adamant that the app won’t impact your credit score or that they’re not just for people on benefits – wrapping up the deal as an easy and affordable option for those who need with a quick injection of cash.

However, these promises often hide exorbitant interest rates.

James doesn’t blame the public for going for these loans because he says they are, essentially, disguised as responsible loans.

“The public thinks he’s sane – and believes he’s getting a ‘proper loan’ like people used to from the bank. Instead, what they get is a variant of the worst kind of loan.

While there really isn’t a “right way” to borrow money, there are ways people can minimize their risk while doing so.

This includes borrowing from regulated institutions and constantly checking the interest rate you will be charged.

Wyndham could pay you $10,000 to eat and drink around the world

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Whether it’s starting your day with chilaquiles in Mexico, tucking into a gaucho-style steak in Argentina, or tucking into a decadent baklava in Turkey; Ramada by Wyndham not only sends you to places like these, but also pays you $10,000 to sample cuisine from around the world for three action-packed weeks. The hospitality brand is looking for a Chief Eats Officer (CEO) ready to take on the challenge of eating across the world.

Mexican tacos on a restaurant terrace in Mexico

Ramada by Wyndham will send one lucky person to five different continents to share their culinary and cultural experience for the brand’s social and marketing channels. In addition to the $10,000 compensation, the CEO will also receive free accommodation to stay at Ramada by Wyndham hotels around the world, free flights, and $150 per day as a stipend.

“Food is the key that unlocks the door to new cultures, that’s what Ramada by Wyndham is all about, inspiring travelers while connecting them to new global experiences,” said Stephanie Kendrick, Chief Brand and Vice President. -president of operations at Ramada by Wyndham in a press release. “Our lucky CEO will have the chance to fully immerse themselves in the best of Ramada and its many destinations, while bringing a global audience to share every moment of their rewarding journey.”

Italian food

What does the role entail?

The lucky candidate will be very busy with a busy schedule and will travel to eight countries in three weeks. Responsibilities will include compiling a must-do list and top things to do, which will be posted on your social media feed and featured on Ramada channels.

The position is looking for a CEO who will inspire others to travel and experience the amazing food and culture the world has to offer (not too hard, right?). The successful candidate will have a flair for social media and creatively curate content in real time (no lag time here).

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Packages starting at just $10 per week

Melbourne Australia Food Laneway800

What will I receive?

If $10,000 isn’t enough, Wyndham will also pay for accommodation, round-trip airfare and daily travel expenses of $150 for up to three weeks. The CEO will also receive a Wyndham Rewards Diamond level membership for one year.

Spices and herbs of the world_800

What qualifications do I need?

According to a press release from Wyndham, qualifications include:

  • Active and knowledgeable on various social media accounts (TikTok and Instagram preferred).
  • Fluent English spoken and written.
  • At least 21 years old with a valid passport.
  • Availability to travel for up to three weeks during the summer of 2023.
  • Self-proclaimed foodie.
  • Strong writing skills (necessary for writing blogs).
  • Comfortable working remotely and to deadlines.
  • Must be fully vaccinated against COVID-19 based on requirements set forth by each country to be visited.
  • Applicants must reside in Argentina, Australia, Canada, Germany, India, Mexico, New Zealand, Thailand, Turkey, United Kingdom or United States.
Turkish Food Doner Kebab

How can I apply

Ramada by Wyndham asks candidates to post a public video of at least two minutes on their TikTok (or send a video) explaining why they are the best person for the job. The video must be tagged @RamadabyWyndham, and the social profile must be public.

Applicants must demonstrate their passion for food and travel and show their ability to tell stories creatively through social media. You have until midnight November 14 to submit your entry, winners will be announced by December 19, and the trip will take place between May and August 2023.

the waiter brings vegetables for the hot pot

Which countries will I go to?

Ramada by Wyndham did not share specific details about which countries will be included in the three-week itinerary, but with more than 900 hotels in 63 countries, there will be plenty to choose from. Two contenders could be Ramada by Wyndham’s recently unveiled $3 million transformation at Shoal Bay on Australia’s Port Stephens waterfront or its latest opening in Gangtok, India, nestled in Himalayan peaks with views on the mountain and a casino.

For more information on the dream job, go to www.ramada.com/ceo

Indian cuisine

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Global Drug Eluting Balloons Market Report 2022: Increase

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Dublin, Oct. 24, 2022 (GLOBE NEWSWIRE) — The report “Drug Eluting Flasks Market by Product Type, End User and Region – Size, Share, Outlook and Opportunity Analysis, 2022-2030” has been added to from ResearchAndMarkets.com offer.

Drug-eluting balloons are angioplasty balloons coated with an anti-proliferative drug, which elutes into the vessel walls during inflation of the balloon, usually at nominal pressure with a specific minimum inflation time. The active substance deposited on the drug elution balloon must be lipophilic in nature to have a high rate of absorption through the vessel wall.

Paclitaxel is mainly used as an active ingredient due to its high pharmacokinetic transfer rate into the vascular wall and it is actively used in drug eluting balloons in the US market and has already been approved for use in Europe. Drug-coated balloons (DCBs), also known as drug-eluting balloons (DEBs), were created to reduce very high rates of restenosis in peripheral vessels. They have also been studied in clinical trials to prevent in-stent restenosis of the coronary artery. The balloons carry an antiproliferative drug which is delivered to the walls of the arteries when the balloon is dilated.

The drug helps prevent neointimal hyperplasia (scar tissue growth) caused by trauma when the vessel segment is treated for atherosclerotic lesions by balloon angioplasty. DCBs can be used to treat hyperplasia of arteriovenous (AV) access fistulas in dialysis patients, where the vessel experiences repeated trauma from regular punctures. DCBs are also used to treat in-stent restenosis due to the proliferation of scar tissue inside stents, which can lead to vessel occlusion. Angioplasty using percutaneous coronary intervention techniques revealed a satisfactory outcome compared to conservative medical treatment.

Market dynamics

Rising product launches by leading market players are expected to drive the growth of the global drug eluting balloons market. For example, in October 2019, Koninklijke Philips NV, a health technology company, launched two new sizes of Stellarex drug-coated balloons. Royal Philips have introduced two new balloons to their range of Stellarex 0.035″ Low Dose Drug Coated (DCB) balloons.

New 200mm and 150mm low-dose Stellarex 0.035″ DCBs have received US Food and Drug Administration (FDA) approval for the treatment of de novo and restenotic lesions in native superficial femoral or popliteal arteries , both upper leg arteries, new balloons have expanded physicians’ treatment options for patients with peripheral arterial disease (PAD) at high risk of restenosis and expanded the Stellarex portfolio.

Main characteristics of the study:

  • This report provides an in-depth analysis of the global Drug Eluting Balloons market and provides the market size (Million US$) and compound annual growth rate (CAGR%) for the forecast period (2022-2030), considering 2021 as the base year.
  • It elucidates potential revenue opportunities across different segments and explains attractive investment proposition matrices for this market.
  • This study also provides key insights into the market drivers, restraints, opportunities, new product launches or approvals, market trends, regional outlook, and competitive strategies adopted by key players.
  • It profiles leading players of the global Drug Eluting Balloons Market based on the following parameters: Company Highlights, Product Portfolio, Key Highlights, Financial Performance and Strategies
  • Key companies covered in this study are Medtronic, Becton, Dickinson and Company (BD), Boston Scientific Corporation, Cook Medical, B. Braun Melsungen AG, Koninklijke Philips NV, Opto Circuits (India) Limited, Terumo Corporation, Surmodics , Inc., and Biotronik.
  • The information in this report would enable marketers and managing authorities of companies to make informed decisions regarding their future product launches, type upgrades, market expansion and marketing tactics.
  • The Global Drug Eluting Balloons Market report is targeted at various stakeholders in this industry including investors, suppliers, product manufacturers, distributors, new entrants and financial analysts1
  • Stakeholders would have an ease in making decisions through various strategic matrices used to analyze the global Drug Eluting Balloons market

Detailed segmentation:
Global Drug Eluting Balloon Market, By Product Type:

  • Drug Eluting Coronary Balloon
  • Drug Eluting Peripheral Balloon
  • Others

Global Drug Eluting Balloons Market, By End User:

  • Hospitals
  • CATH Laboratories
  • Ambulatory surgery centers
  • Others

Global Drug Eluting Balloon Market, By Region:

  • North America
  • By country
  • WE
  • Canada
  • Latin America
  • By country
  • Brazil
  • Mexico
  • Argentina
  • Rest of Latin America
  • Europe
  • By country
  • Germany
  • UK
  • France
  • Italy
  • Spain
  • Russia
  • The rest of Europe
  • Asia Pacific
  • By country
  • China
  • India
  • Japan
  • Australia
  • South Korea
  • ASEAN
  • Rest of Asia-Pacific
  • Middle East
  • By country
  • GCC
  • Israel
  • Rest of the Middle East
  • Africa
  • By region
  • South Africa
  • central Africa
  • North Africa

Main topics covered:

1. Research objectives and hypotheses

2. Competence of the market

3. Market dynamics, regulation and trend analysis

4. Global Drug Eluting Balloons Market- Impact of Coronavirus (Covid-19) Pandemic

5. Global Drug Eluting Balloons Market, by Product Type, 2017-2030, (USD Million)

6. Global Drug Eluting Balloons Market, by End User, 2017-2030, (USD Million)

7. Global Drug Eluting Balloons Market, by Region, 2017-2030, (USD Million)

8. Competitive landscape

9. Branch

Companies cited

  • Medtronic
  • Becton, Dickinson and company
  • Boston Scientific Society
  • Medical cook
  • Braun Melsungen SA
  • Koninklijke Philips NV
  • Opto Circuits (India) Limited
  • Terumo Company
  • Surmodics, Inc.
  • Biotronik

For more information about this report visit https://www.researchandmarkets.com/r/pj6vc6


        

Argentina’s tax authority dismantles a crypto-mining farm

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  • In a ‘mega operation’ that resulted in 40 arrests, Argentina’s tax authority dismantled an underground crypto-mining farm
  • The mining farm would have operated from a shed in Quilmes
  • 70 raids were carried out by local authorities and agencies resulting in the confiscation of cash, vehicles, firearms, electronics and office supplies

In a so-called “mega operation”, Argentina’s national tax authority dismantled an undeclared company. crypto mining farm, resulting in the arrest of 40 people. This was the latest in a series of crackdowns on cryptocurrency in Argentina.

According to a statement, the tax authority, which goes by the Spanish name AFIP, worked with local agencies to carry out 70 searches. He seized more than a hundred cell phones and SIM cards, cash, automobiles, firearms, computers and various office supplies such as printers, memory cards and USB drives.

AFIP has stepped up investigations related to digital assets

The mining farm would have been based in a shed in Quilmes, a municipality 20 km southeast of Buenos Aires. Authorities investigated the alleged theft of electricity to conceal crypto mining activities and discovered that the farm was running on stolen cables.

Since Carlos Castagneto took over as director at the end of July, AFIP has multiplied the investigations it carries out into the operations of digital assets.

In September, the agency announced that it had uncovered three cryptocurrency mining websites that allegedly concealed their mining activities by not reporting them correctly.

According to AFIP, the organization has specialized divisions capable of identifying undeclared crypto farms across the country based on high electricity levels.

ALSO READ: Algorand hits new ATH, DeFi TVL finally recovers

Cryptocurrency mining is not a crime defined by the penal code

In a statement, AFIP said that the agents verify the existence of the corresponding import documents for the equipment and the correct recording of the mining activity and the income received.

Recent raids have raised concerns about the legality of crypto mining, despite the fact that the Argentine government’s crackdown on crypto mining appears to be focused on undeclared operations and equipment.

To be clear, the nonprofit NGO Bitcoin Argentina has made it clear that crypto mining is not a crime per se as long as it complies with local regulations.

Cryptocurrency mining is not an activity that in itself can be considered clandestine or illegal, the NGO Bitcoin Argentina wrote in a September 27 blog post. Cryptocurrency mining is not a criminal code crime.

Steve Anderson
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Buenos Aires Weather | Down the slippery slope

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Bartolomé Miter once complained that, far from looking like “a party of government”, an early version of the Radical Civic Union (UCR) seemed to be against the idea that anyone had the right to govern. Had he lived long enough he would have noted that while the Peronists have always been more than happy to wield power, they too belong to what is by nature an oppositional force that is permanently at the search for sinister enemies to do battle with. , even if these turn out to be their own leaders. Like Pogo, they can say “we’ve met the enemy and it’s us”.

As the Peronists reminded us last Tuesday when, each in their own way, they paid a ritual tribute to the “loyalty” that is supposed to hold them together, many are more interested in thwarting Sergio Massa’s efforts to delay the total collapse of the Argentinian economy until someone else is in charge of running it than supporting what, even if they don’t like the idea, is their own government. Whether or not their attempts to bring it to heel benefit the people of the country is something few if any are willing to consider.

To justify their behavior, the leaders of the movement, who today happen to be Máximo Kirchner and Pablo Moyano, speak as if they believed that the real government of the country was not the one which, in theory, is led by Alberto Fernández, increasingly ectoplasmic, and, from a distance, by Máximo’s mother, Cristina Fernández de Kirchner, but a colonial administration set up by the Bulgarian Kristalina Georgieva who heads the International Monetary Fund. It was settled, by declaiming against all that the de facto President Georgieva’s Massa pawn does it, they are fulfilling their patriotic duty and anyone who disagrees with them is a traitor.

Like Máximo who, but for the successful political efforts of his parents, would probably work in a garage or, like so many other people, rely on handouts to get by, Pablo Moyano owes his notoriety entirely to his father, the boss of the truckers’ union, Hugo Moyano, whose role model is the late Jimmy Hoffa, whose murdered body presumably lies somewhere under a concrete slab. In any event, the rise of two such unprepossessing individuals tells us all we need to know about the depths to which the Peronist wing of the nation’s political class has sunk. Trade unionist Luis Barrionuevo, who is a well-known authority on the particulars of the movement to which he and his people belong, says it reminds him of a pile of excrement.

Due to the collective failure of the Peronists to give it a functioning government, Argentina has degenerated into a “kakistocracy”, a land in which political power is now in the hands of the worst people in existence. No doubt that will change when the elections finally take place because, for excellent reasons, Máximo and Pablo are among the least popular politicians in the country, but due to the rigid American-style presidential system enshrined in the constitution, more a year may have to pass before the Peronist coalition can finally be allowed to leave. Although they could quit at any time, Alberto obviously fears being blamed for his failure to become a true president, Cristina is uneasy aware that, stripped of the political power she used to hold her accusers from afar, she could end up in jail, and the tens of thousands of party loyalists who owe their public sector jobs and income to the political clout of their leaders, don’t want to have to find another way to make a living.

In many countries, those unlucky enough to be in power at a time when the outlook looks bleak are doing their best to see spending soar, while their opponents insist, as they have for years, that that they deliberately deprive people of what they should have because they are in the grip of a crass pro-business ideology. This is happening in France, where massive strikes are being organized to protest the steep rise in the cost of living, and to a lesser extent in the UK, where opposition Labor is demanding that the hapless government Conservative is doing a lot more to help people get by. the lean months to come. While austerity is always painful for low wages, it can be a generous source of political capital for individuals who claim there is far more money available than government statisticians would have you believe; when they take matters into their own hands they may get away with it for a while blaming their predecessors for the lack of funds but unless they are totally irresponsible then they start doing pretty much the same as their predecessors.

After an inadmissible delay, that’s what the official Argentine government is now trying to do, but the coalition Cristina assembled to defeat Mauricio Macri is so fragile that important elements, including the bellicose faction answering to him, have gone down the drain. ‘opposition. . Presumably, the idea is that by behaving in this way, the Peronists will be able to retain the votes of those who believe that, without the greedy businessmen, prices would remain stable, wages would rise rapidly and a grateful population would thank its benefactors to save it from neoliberal fanatics like Macri who are bent on impoverishing ordinary people.

Meanwhile, inflation is steamrolling, flattening the incomes of millions of families who not so long ago thought they were well off enough, crushing small businesses and spurring enterprising young people to seek a brighter future in the stranger. Politicians are behind the inflation, among them Cristina’s guru, the former economy minister and current governor of the province of Buenos Aires, Axel Kiciloff, who managed to convince himself that he s This is essentially a “structural” problem. positive effect. It’s already approaching 100% a year, and although serious economists say another bout of hyperinflation is highly unlikely, they or their equivalents said much the same when radical leader Raúl Alfonsín was president and , as he later confessed, did not know what to say to do to stop it and, even if he had wanted to take the unpleasant measures that he had been told the circumstances demanded, he would not have had the political power needed to make them work. Now Alberto, who once said he admired Alfonsín, must surely understand what he was talking about.

SC meets fans in Argentina and Mexico as WC preparation continues

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With less than a month to go before the big kick-off, the Supreme Committee for Delivery and Legacy (SC) met with fans in Argentina and Mexico to help them finalize their trips to Qatar for the inaugural World Cup of FIFA in the Middle East and Arab countries. world.
Hundreds of fans attended events in Buenos Aires and Mexico City, which provided an important opportunity to learn about key tournament topics including tickets, accommodation, mandatory Hayya card, entertainment and transportation.
Among the dignitaries present were Mohamed al-Kuwari, Qatar’s ambassador to Mexico, and Battal bin Meajeb al-Dosari, Qatar’s ambassador to Argentina.
FIFA World Cup Ambassador Luis Hernandez also attended the fan event in Mexico City.
“These events help build excitement and answer any questions fans may have ahead of their visit to Qatar,” said Najwa al-Thani, SC’s director of corporate communications. “It was wonderful to meet fans from Argentina and Mexico – they are all incredibly excited to visit Qatar and get a taste of the unique World Cup our country will host. We thank the Qatari missions in both countries for their support in the organization of these events.
Also present were members of the SC Fan Leader Network, a community of 400 fans and influencers from 60 countries. Group members contributed to tournament planning through fan insight, research, content creation and message amplification, with a number taking part in landmark events in the lead up to the Cup of the world.
“It has been a great pleasure to meet fans in Argentina and Mexico as the tournament approaches,” said SC Fan Engagement Director Ahsan Mansoor.
“Both countries have some of the most passionate and engaged fans in the world and we can’t wait to see them show their love for the game in our incredible stadiums and entertainment areas.”
With Argentina and Mexico drawn in Group C, fans of both teams are already planning their matchdays around Lusail Stadium and 974 Stadium.
The nations will face off on November 26 at the 80,000 capacity Lusail Stadium. To learn more about the SC Fan Leader Network, email [email protected]
The World Cup kicks off on November 20 with hosts Qatar taking on Ecuador at Al Bayt Stadium.

Global Data Center Storage Market Report (2022 – 2027) – Growing Popularity of Software Defined Storage Presents Opportunities – ResearchAndMarkets.com

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DUBLIN–(BUSINESS WIRE)–The Report “Data Center Storage Market – Global Outlook and Forecast 2022-2027” has been added to from ResearchAndMarkets.com offer.

Data center storage includes all the infrastructure, i.e. the tools, processes, and technologies that enable the design, management, and monitoring of data stored in a data center. Data storage can be categorized in three ways: block-level, file-level, or object-level. The storage market includes several products such as hard drives, storage area networks, solid state drives and other infrastructure. The infrastructure mentioned above is necessary for efficient data center storage.

The data center storage market is currently dominated by HDD adoption, with around two-thirds of the market adopting the technology, with key vendors including Seagate Technology, Western Digital and Toshiba. In the coming years, the demand for SSDs will also see an increase, especially from data center operators and telecom companies deploying state-of-the-art data centers and advanced technologies such as cloud, AI , IoT and big data.

Global demand for cloud and colocation services has exploded, especially since the COVID-19 outbreak. North America has the highest data center storage market followed by other regions such as APAC and Europe. Expansions are also dominating the market by global and local cloud service providers. Further, demand is driven by consumer support for the growing consumption of online content and digitization initiatives in various sectors. Most governments around the world want to develop their country’s digital economy. They are allocating higher budgets for IT expenditure which will drive the global data center storage market.

Key trends

  • Worldwide, cloud, IT and telecommunications are expected to see the fastest growth in the industry. Enterprise cloud adoption, data center development for 5G deployments, and the pay-as-you-go model for cloud storage are some of the drivers of this increase.

  • BFSI is another industry that will see significant growth in storage infrastructure adoption. In 2021, more than 1.5 million users joined Brubank, a fully digital bank authorized to carry out operations by the Central Bank of Argentina. Similarly, WeBank, with Tencent as the main investor, caters to around 200 million people.

  • The adoption of technologies such as big data and IoT by local businesses through digitization initiatives has led to a significant increase in the purchase of all-flash and hybrid array systems.

  • Rising innovations in storage media that are expected to impact the global data center storage market include the adoption of DNA and holographic storage. With companies like Quantum (LTO-9, LTO-8, and LTO-7 tape drives) and Hewlett Packard Enterprise (LTO Ultrim) providing tape storage in the market, the tape storage market is returning to the industry. storage.

  • The adoption of software-defined storage is expected to be increasingly used in data center storage over the next few years, primarily because more than 80% of the data generated is unstructured, making it more difficult to store in a traditional storage system. Software-defined storage for use cases is currently weak in the market; with more cases in countries such as Western Europe, the United States and China, adoption will increase alongside hyperconverged platforms/rack-level architecture.

Answers to key questions

1. What is the size of the global data center storage market?

2. What is the growth rate of the data center storage market?

3. Which region dominates the global data center storage market share?

4. What are the data center storage market growth factors?

5. Who are the key players in the global data center storage market?

6. What are the latest trends in the global data center storage market?

Market dynamics

Opportunities and trends

  • 5G adoption and edge

  • Adoption of Nvme storage

  • Growing Popularity of Software Defined Storage

  • Relevance of tape storage

  • Innovations in Storage Media

Growth catalysts

  • Impact of Covid-19

  • Growing Large Scale Data Center Developments

  • Impact of IoT and Big Data

  • Increased adoption of Ai & Ml workloads

  • Cloud adoption

Constraints

  • Supply chain shortages

  • Cybersecurity issues in storage

Market segmentation

Segmentation by storage architecture

Segmentation by system

  • Traditional storage

  • Flash Storage

  • Hybrid storage

Segmentation by industry

  • BFSI sector

  • Government sector

  • Cloud computing/computing sector

  • Other industrial sectors

Segmentation by geography

North America

  • WE

  • Canada

  • Latin America

  • Brazil

  • Other Latin American Countries

Western Europe

  • UK

  • Germany

  • France

  • Netherlands

  • Ireland

  • Other Western European countries

Nordic

  • Sweden

  • Other Nordic countries

Central and Eastern Europe

  • Russia

  • Other Central and Eastern European countries

Middle East and Africa

  • United Arab Emirates

  • Saudi Arabia

  • Other countries in the Middle East

Africa

  • South Africa

  • Other African countries

APAC

  • China and Hong Kong

  • Australia and New Zealand

  • Japan

  • India

  • Rest of APAC

South East Asia

  • Singapore

  • Other Southeast Asian countries

Main suppliers

  • Advanced Computer and Network Society

  • Bufallo

  • DataDirect Networks

  • Dell Technologies

  • FADU

  • Fujitsu

  • Hewlett Packard Enterprise

  • Hitachi Vantara

  • Huawei technology

  • IBM

  • Intel

  • Infortrend

  • Infuse

  • Kingston Technology

  • KIOXIA

  • Lenovo

  • Micron Technology

  • NEC

  • NetApp

  • Oracle

  • Pure storage

  • Samsung Electronics

  • Seagate Technology

  • Solidigma

  • Toshiba

  • Viking Technology

  • VIOLIN

  • western digital

  • Wistron (WIWYNN)

  • ZOTAC

For more information about this report visit https://www.researchandmarkets.com/r/wuca3u

FIFA’s Infantino concerned about violent incidents in Argentina

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Oct 20 (Reuters) – FIFA President Gianni Infantino has expressed concern at recent violence in Argentine football after a league game was suspended following clashes that resulted in the death of a fan.

Police fired tear gas outside the stadium during a match between Gimnasia La Plata and Boca Juniors on October 6, which drifted into the stadium, making it difficult for spectators to breathe and forcing people to leave in a state of panic.

“Although I have a deep admiration for South American football, I must also express my concern regarding some of the incidents that have occurred recently, such as the violence during an Argentine league game, Gimnasia-Boca,” Infantino said. during an online summit organized by the Ole de Buenos Aires newspaper.

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“We have to make sure that such incidents are avoided so that our sport is not tainted.

“Football should be pure passion, joy and fun. What happened is far from embodying the true values ​​of football.”

The rescheduled match between Gimnasia La Plata and Boca Juniors will be played later on Thursday.

Infantino also traveled to Jakarta this week to meet Indonesian President Joko Widodo after a stampede at a stadium this month killed more than 130 people.

The deadly stampede after a league game in the city of Malang on October 1 was blamed on police firing tear gas into the stadium, a crowd control measure banned by FIFA.

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Reporting by Janina Nuno Rios in Mexico City, editing by Ed Osmond

Our standards: The Thomson Reuters Trust Principles.

Sadiq Khan: Why I traveled 7,000 miles to Argentina to talk about climate change

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The mayor chairs the C40 summit of 96 world city leaders in Buenos Aires after taking a 7,000 mile overnight flight from London.

It has been criticized by Tory rivals for the amount of emissions the return trip will generate – although City Hall says it has ‘offset’ the harm by buying sustainable aviation fuel to use in other flights .

Mr Khan, who was named C40 chair last November, said he hoped the gathering of mayors could achieve more than what national leaders could achieve when they meet next month in Sharm el-Sheikh. , in Egypt, for COP27.

He told Standard before leaving: “We have the most mayors going to this summit, the most companies, scientists, experts, civil societies.

“What I’m hoping to do is make announcements over the next two days around finances, jobs, how we show we’re the doers and not the retards.”

When asked if the conference was likely to benefit Londoners, he replied: “I hope so. If, for example, another city has a great idea, let’s steal the idea, not reinvent the wheel, whether it’s renovation, green finance, electric buses or toxic air.

The mayors of Paris, New York, Los Angeles and Athens are among the participants. Some cities are expected to receive money for projects aimed at tackling toxic air and increasing the number of jobs in the “green economy“. A broader commitment to move away from fossil fuels is also expected.

Mr Khan, who will attend 17 meetings, tweeted on Wednesday morning: “We simply cannot be complicit in our own destruction. We cannot be destroyers of our world. No to more investment in fossil fuels. No to more fossil fuel subsidies. No to more fossil fuel exploration.

He said: “Here is the problem: our cities contribute more than 70% of our global carbon emissions. If we want to tackle climate change, we have to show leadership.

“All my meetings normally as C40 chair are done virtually. A summit in Copenhagen that I attended virtually. But some of the diplomacy and negotiations you have to do face to face.

The town hall said the cost of flights and accommodation was paid for by C40. Mr Khan is accompanied by Shirley Rodrigues, his deputy mayor for the environment, and a “skeleton staff”. They are to return on Saturday. Buenos Aires was chosen as the location by former President C40.

Campaign group Flight Free UK, which says a single flight can wipe out other gains linked to a “sustainable” lifestyle, said the journey would generate around three tonnes of carbon dioxide per passenger.

Tony Devenish, environment spokesman for the GLA Conservatives, said Mr Khan’s own policies, such as expanding the Ultra Low Emissions Zone, would do little to improve quality air.

He said: “Londoners will wonder which is heavier: the 23.1 tonnes of CO2 that Sadiq Khan and his team will emit during the flight, or the hot air he will emit as he delivers his inane speech Hasn’t he heard of Zoom?”

Artpark & ​​Company shares record 2022 season results

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Wed October 19, 2022 9:05 AM

Announces officer elections at the annual meeting

Artpark & ​​Company announced on Tuesday that its recently concluded 2022 season was “one of the strongest and richest in programming” in recent history. Since May, 271 events/workshops and programs welcomed nearly 150,000 visitors, a 156% increase over 2021. Artpark & ​​Company also employed 362 staff, who along with 74 volunteers supported 967 artists and their tour teams throughout the season. The estimated economic impact is $10 million.

A video recap of the 2022 season can be viewed here.

President Sonia Clark and Vice President Dave Wedekindt shared the update with the Artpark & ​​Company Board of Directors at the organization’s annual meeting held at the Park Country Club on 12 october.

Also at the meeting, the re-elected leaders were announced. Included are Joanne Bauer of Employer Services Corp. (retired) as President, Christopher Leardini as Vice-President, Vincent Agnello of Niagara University as Secretary and Stephen Turner of the Bonadio Group as Treasurer.

The council also elected Don Boswell as a new member. He is retired president of WNED-TV & Radio, a PBS NPR affiliate in Buffalo and Toronto.

The board re-elected the following directors: Agnello, Allison Appoloney, Bauer, Jason Brydges, Michael Hickey, Michael McInerney, Daniel Montante, Edward Perlman, Pamela Priest, Duncan Smith and Turner.

Elected to the Advisory Board for a one-year term: Steve Broderick, Alison Lytle, Thomas Brydges, Angelo Morinello, Daniel Cantara III, Robert Ortt, Terry Collesano, Sophia Smith, Thomas Fatta, Richard Soluri, Brian Geary, Lorie L. Washuta , Pamela Jacobs-Vogt, Anne Welch, Seymour Knox IV and Rebecca Wydysh.

Artpark & ​​Company’s Board of Directors and Advisory Board members can be viewed here.

The Flying Plasticians have returned to Artpark. (Photo by Jordan Oscar)

••••••••

A press release noted, “Artpark’s 2022 programs featured a diversity of hyperlocal to global programming featuring artists from neighboring Haudenosaunee territories, the Buffalo arts community, national stages, and at least seven foreign countries. (France, Canada, South Korea, Argentina, England, Ukraine, Georgia). Artpark’s 2022 program engaged a multitude of artistic disciplines ranging from pop, rock, folk, jazz and chamber music, opera, modern dance, open-air theatre/ street, circus, visual arts, digital media, among others.

“The lineup included 21 rock and pop concerts in the amphitheater, 10 shows at the Mainstage Theater, three outdoor festivals, and more than 180 workshops, classes, and performances on the grounds of the park, including its Native American Peace Garden, the Gene Davis ‘Niagara 1979’ painted lot, the Emerald Grove Stage, the Mainstage Theater Terrace and the Storytelling Venue.

‘The 2022 season has seen a strong return of audiences to events like the Strawberry Moon Festival, ‘New Music in the Park’ series, Artpark Fairy House Festival, ‘Free Family Series’, as well as returning artists like the Plasticiens Volants from France, Cirque Barcode from Canada / Acting for Climate, JP Jofre from Argentina, dance companies Lehrer Dance Co. and Tiffany Mills from New York, Buffalo Philharmonic Orchestra, Buffalo Jazz Composers Workshop, Nusantara Arts (Buffalo Gamelan) and Buffalo’s The Brass Machine and Torn Space Theatre. New discoveries for the program were modern hip-hop dance company from France, Art Move Concept; Chicago’s Mucca Pazza; and Montreal Circus Beat.

‘This summer has seen an exciting return of opera to Artpark led by Gil Rose of the Boston Modern Orchestra Project with a cast of exceptional singers: Danielle Talamantes, Janna Baty, Dominick Chenes and Michael Chioldi, with the full Orchestra Buffalo Philharmonic and 200 guests seated on stage for this experience.

“Artpark’s season also featured a free mobile app experience titled ‘Sonic Trails’, the restoration of the Bower facility, and continued recognition of awareness of our Indigenous programming and praise for our ‘Artpark Bridges’ workshops. who continually serve our WNY friends with diverse abilities and backgrounds to empower them and give them the confidence to showcase their talents and abilities in unique and creative ways.

“The Western New York community has also been generous in helping nonprofit Artpark & ​​Company recover from the devastation of the pandemic. There were 500 new donors, Board giving increased by 12% and nine new program grants were received. »

Artpark & ​​Company’s season was also supported by M&T Bank, Cullen Foundation, Labatt Blue Light, Bud Light, Southern Tier Brewing, Try-It Distributing, New York State Council on the Arts, Park & ​​Trails New York, Ralph C. Wilson, Jr. Legacy funds from the Community Foundation for Greater Buffalo, Northtown Automotive Companies, Ticketmaster, the Garman Family Foundation, Evergreen Health, the Charles D. and Mary A. Bauer Foundation, the New York State Office of Parks, Recreation and Historic Preservation, and corporations, foundations, and individual donors.

More information about Artpark and its activities can be found here.

Gil Rose and the BPO brought the opera to Artpark. (Photo by Jordan Oscar)

Online instant payday loans for bad credit

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Payday loans, however, are a different breed of loan. These loans are short-term and high-interest, usually repayable within a few weeks. Additionally, payday loans for bad credit often have very short repayment periods compared to other ways to get quick cash. Due to their short repayment terms, these loans are best suited for people who may not have ready access to a credit card.

We’ll help you find the right payday loan. Quick and easy cash loans Cash advances from online lenders are usually short-term and high-interest. For people who need cash fast, a quick and easy cash advance from online lenders can help get you out of financial trouble.

Cash advances, like no credit check loans secured with bad credit approval, are short-term, high-interest loans that typically must be repaid within a few weeks. For people with short-term financial needs, online lenders may be all they need to get extra cash to cover expenses like rent, utilities, or groceries. Payday loans are designed to get quick cash for emergencies or to cover other needs, like paying a car bill.

These loans usually have very short repayment periods compared to other ways to get quick cash. Due to their short repayment periods, these loans are best suited for people who may not have ready access to a credit card.

In Australia, there are several different payday loan programs. The government provides several lenders with some funding for online loans so you can see what payday loans without credit checks are available. The payday loan program is not all there is to online lenders in Australia.

If you do, there is no minimum payment required when using a cash advance – the amount received may vary. Many lenders require that the total amount you borrow does not exceed 20% of your current disposable monthly income. For example, if your household income is $20,000 and you have a $2,000 emergency loan, the interest on the loan will be $360 per month. The cash advance can be made from a checking or savings account.

quick money

With an instant payday loan for bad credit or with a cash advance from a checking or savings account, you can get paid at a very low interest rate. This is because loans are usually grouped into short-term loans where payment is based on the size and term of the loan, which can be as small as $5 or as large as $1,000 or even $2,000. As with other forms of short-term loans, there are fees for each payment

To qualify for an instant payday loan, check or savings account cash advance, you will need to be current on your mortgage payment. Even if your current monthly payment is above the minimum required to qualify for the loan, it is often possible to consolidate a short-term loan with a payday loan.

There are no fees if the loan is made using a traditional checking or savings account, or if any of the funds are used to pay a credit card bill or bank balance. a prepaid card. However, cash advances by check or savings account require a minimum monthly down payment. There is no minimum if you make a cash advance using a checking or cash savings account.

A short-term instant loan is a great way to get some quick cash, but you’ll need to be careful not to spend more than you have. Payday loans over 30 days usually result in long payments that eat away at your monthly allowance. In a single week, you may have to repay $30 or more in fees.

In a single week, you may have to repay $30 or more in fees

Since payday loans are short-term, you won’t need as large a loan as a traditional loan or check loan at first. Your cash advances can earn you money quickly or create debt if you make payments too quickly after receiving your funds.

Typically there is a $25 line of credit and a minimum repayment of $35. With a secured mortgage or loan, the bank or lender gives you money for a short period of time and you are solely responsible for the repayment amount by making repayments at the end of the term. Although a loan usually includes a 10-day grace period, as long as you make the payments it will usually be processed, but you risk being stuck with a lot of debt.

A secured loan is a loan or mortgage that you have agreed to repay only if payments become due. The security of a secured mortgage loan helps reduce the risk of fraud, but also serves to generate revenue for the lender.

Get money with a check

If you’d rather not deal with a bank or credit card, you can also use a check as a quick way to get cash when you need it. A check is essentially just an electronic debit and payment transfer. It is the safest way to deposit and withdraw money. Checking accounts can be the same or different from checking accounts and checking accounts can accept check deposits, but all checks will require two forms of identification: a driver’s license or a US passport. If you need cash right away and don’t have a bank account, using a check is an option.

However, this is not a suitable option for people who want to save money, as you are forced to pay a fee, faced with the possibility of losing a cashier’s check or money order. If you plan to deposit money into a checking account, it’s best to use a credit card that lets people see the balance you have in your checking account if you need the money right away.

Messi names France and Brazil as favorites to win the World Cup

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MEXICO CITY, Oct 18 (Reuters) – Argentina captain Lionel Messi has said defending champions France and Brazil are favorites to win the World Cup in Qatar as they have a core group of players who have been playing together for long time.

Messi says Brazil, Germany, France, England and Spain are still favorites to win, but the 35-year-old striker believes France and Brazil are the two best teams ahead of the 20 November December. 18 tournament.

“We always say the same big teams… but, if I have to choose, Brazil and France are the two big candidates to win the World Cup,” Messi told DIRECTV Sports.

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“They’ve had the same group (of players) for a long time, they’re performing well. France, apart from the last Euros where they were knocked out (in the round of 16) and did poorly, they have some impressive players.

“They have a clear idea and the same coach (Didier Deschamps). Brazil is a bit the same (under Tite).”

Messi did not mention Argentina, unbeaten in 35 matches, among the favorites even though Lionel Scaloni’s side won the Copa America last year beating Brazil in the final.

But Argentina have recently been hampered by injuries to key players Paulo Dybala and Angel Di Maria.

Scaloni described the congestion at the football club’s matches in October as “terrible” but urged his players not to hold back to avoid the risk of injury ahead of the World Cup.

“We are in quite a difficult phase. The players are playing a lot of games,” Scaloni told AFAestudio. “There can be problems because there are injuries (and) suspensions. It’s part of being an elite player and a national team player.

“I’m worried, but there’s not much you can do. I think the player has to go out on the pitch to play and not think about what’s going to happen – it can be detrimental. Let him play naturally.”

Argentina will face the United Arab Emirates in November in their last warm-up match before heading to the World Cup where they play their first Group C game against Saudi Arabia on November 22. Mexico and Poland are the other teams in the group.

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Reporting by Janina Nuno Rios in Mexico City; Editing by Ken Ferris

Our standards: The Thomson Reuters Trust Principles.

Buenos Aires Weather | Tolosa Paz defines its priorities: “There cannot be an excessive overlap of social plans”

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It was Victoria Tolosa Paz who opened the doors of the Ministry of Social Development to Alicia Kirchner in 2003. Nearly 20 years later, she is now minister, heading the portfolio, returning to the historic building on the thoroughfare Avenida 9 of July.

Her office no longer has the view of the obelisk requested by Carolina Stanley during Mauricio Macri’s presidency – upon her arrival, Tolosa Paz returned to the offices used by the predecessor who is now governor of Santa Cruz, hanging the portraits of ‘Evita and Cristina Fernández de Kirchner. She also placed a picture of the president and vice president together on her desk. The remaining portraits and photos are piled up near the entrance, waiting to be hung.

“This ministry and its labor counterpart have two clear functions, which are to cap social programs in order to incentivize work and to administer funds responsibly to avoid overlapping plans that end up discouraging the search for a formal employment. What should not be done is an excessive overlap of social plans so that there is no money for these sectors without anything, ”says Tolosa Paz at the start of the interview.

This will require a firm political decision, as the insistence on no more plans has already sparked many conflicts in the streets.

The political decision is that we cannot transfer income which discourages work. It’s knowing that there is a limit and that people can’t just line up and walk away with this, that and the other because that means that elsewhere there are people who don’t get any of the help they really need. That is to say: you will have to go out and work if you want to earn more than the minimum wage (54,500 pesos).

Patricia Bullrich said if she ran and won the election, there would be no plans in four years.

The headline saying Bullrich would end the plans cannot be applied in this context, she loves throwing high explosive headlines. What do we offer? Transitional jobs. And what could it be? Putting the labor force to work with the state requires creating the economic conditions for this to happen. We must encourage employment and discourage duplication in income transfers.

Some social organizations require more plans. How do you think they will react when the overlap ends?

There are no more social plans and they already know it because [previous minister] Juan Zabaleta drew that same line – that definition cannot be moved. We will accept all solvable requests but no more.

There is a part of the population below the deprivation threshold which needs urgent measures. This bonus that was to come with the “soy dollar” and for which there is no known date yet, isn’t it necessary?

The commitment is already there with the creation of the soy in writing link and it will make sense in the last three months of this year. It will be temporary and I move on to a deeper question: how to prevent misery from growing? You can do two things: increase income and try to keep food prices in the basic basket frozen and accessible. We must be able to reach a price-wage agreement.

And how do you make this agreement work if there hasn’t been one so far?

In the past year, we have not been able to reach this type of agreement because the former Minister of Economy [Martín Guzmán] did not have the necessary political support. Sergio Massa has it and I think that just as he has managed agreements to accumulate reserves, he has the power to obtain an agreement from those sectors that have obtained advantages so that other sectors of the population do not sink deeper into poverty and destitution.

Alberto Fernández showed that he appointed three ministers (all women) without consulting Cristina Fernández de Kirchner or Massa. Do you think he has the support of the whole coalition?

I am the Minister of Social Development proposed by the President and I was able to communicate with Massa as soon as I learned of the proposal, I was able to have a dialogue with Máximo Kirchner before accepting the position and I been able to speak with Alicia Kirchner and with [La Cámpora referential figure Andrés] ‘Cuervo“Larroque. I feel that I have the support of Máximo, Sergio and Alberto because I haven’t spoken to Cristina but I imagine that if she has something to say to me, Cristina has always said it.

Do you have time to make changes so you can reach elections with competitive proposals?

We have 14 months left. Regarding the electoral question, I do not think about how our Frente will arrive at the elections. The only thing I know is that in these 14 months we have to solve the problems of Argentina and put some order in the lives of those who work and those who do not . If we do that, we will be competitive and we may be recognized as a government that listens and deals with the issues.

Although still united, Frente de Todos is broken. Will 2023 find you competing together?

The President said and I repeat: unity is necessary but not sufficient…

Unity was enough in 2019 but not now.

It was a deal we wanted to make, but in putting it together we found sticking points, the biggest of which was the deal with the International Monetary Fund. Now we must try to get the Frente to take decisions in unison, looking for points of synthesis. There is a unity which will not be broken as 2023 approaches and which will be synthesized in a political expression yet to be defined.

related news

Power Minerals confirms potential for more lithium brines at Salta project

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The results of a recent geophysical survey at Rincon North Salar at Power Minerals’ (ASX:PNN) Salta lithium project in northwestern Argentina confirmed the potential for additional lithium brines.

The Vertical Electrical Sounding (VES) survey was carried out at seven geophysical stations on the northern portion of Power’s license area at Rincon, with results confirming that the salar could host additional brines beneath the adjacent alluvial fan aprons.

The results indicate the continuity of concentrated brines in 150 meter thick zones of sand and gravel saturated units within the cones, and highlight the potential for resource expansion in the area that does not has not yet been tested.

Power is currently focused on expanding the mineral resource base in Salta, with drilling to begin at the Incahuasi salt flats before progressing to Rincon and Pocitos.

A VES investigation is currently underway in Pocitos.

Support exploration plans

Power chief executive Mena Habib said the Rincon investigation will play an important role in supporting near-term exploration and environmental plans at Salta.

“The VES survey clearly indicates lithium brines in the alluvial aprons that add to the potential for expansion of the existing Rincon resource,” he said.

“Importantly, our improved understanding of brine and freshwater distribution near the surface provides essential input to environmental studies to support our project development plans and community relations in the arid region of Puna in Argentina.”

Brine and fresh water interface

The Rincon North VES survey has defined the interface between concentrated brine and fresh water at the salar margins and in the alluvial fans adjacent to the active Rincon salar.

The results should contribute to the identification of new lithium resources under and inside the alluvial fans or in older and inactive parts of the salar.

The study also provided information on the potential for near-surface fresh or brackish water aquifers in the alluvial fans.

It was interpreted in conjunction with the results of a transient electromagnetic survey (TEM) on Argentina Lithium & Energy Corporation’s West Rincon project.

Habib said Power’s interpretation of the two datasets showed that concentrated lithium brines occur at 150m intervals at different depths in the alluvial fan sequence depending on the thickness of the alluvial sequence, with a salar bedrock estimated at depths of up to 300 m.

ALTA AGM and 2022 Airline Leaders Forum kicks off in Buenos Aires

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The region’s premier airline industry event, the ALTA AGM & Airline Leaders Forum, kicked off its 2022 edition on Sunday morning, October 16.

Buenos Aires, the capital of Argentina, has been the chosen city for Latin American leaders and authorities to come together in a series of meetings and conferences that will focus on sustainability and looking to the future, during the first year of relative normality after the pandemic.

“It’s a pleasure to be in Argentina working on a busy schedule.” said José Ricardo Botelho, CEO of ALTA, during the opening conference. “We want to address all the issues that concern us in Latin America and the Caribbean,” he added.

On the side of the Argentine authorities, the head of the National Civil Aviation Administration, Paola Tamburelli, said “it is a pleasure to welcome you to Buenos Aires, a city that will become the aviation capital of the region. for the next three days”, and underlined that “the last conference of the year in Bogota focused on the resilience of the system: this forum puts us in a different scene. The trend this time is to expand.”

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The other speaker at the opening conference was Roberto Alvo, CEO of LATAM and Chairman of the Executive Committee of ALTA. “This conference is a very important event for us” and “we have over 500 attendees and nearly 80% of the region’s traffic represented in ALTA” were the words of the executive, whose company recently ratified that she expects to release Chapter 11 next November 3rd.

“We could see a strong market recovery in Latin America and the Caribbean. We are seeing a more definitive period of recovery. 2023 will continue this recovery and 2024 will be the year of normalcy for us,” he added.

“We had to survive the pandemic without state support and with very unfavorable macroeconomic variables,” he continued. And Alvo put – once again – the issue of sustainability on the table: “The biggest challenge in aviation today is decarbonization. We call on the governments of the region to work together to achieve public policies that protect one of the most important means of transport in the region.”

Over the next three days, the agenda will include presentations from Boeing, Airbus, Embraer and other relevant industry companies, as well as panels where airline CEOs and authorities from national and international organizations will discuss current regional market issues and trends.

One of the highlights of the agenda will be the panel “Aviation Growth while Facing New Challenges” in which Celso Ferrer, CEO of GOL, Javier Sanchez-Prieto, CEO of Iberia and John Rodgerson , CEO of Azul, will share their views see.

Another panel will focus on the prospects of the region’s low-cost operators in the post-pandemic period: Estuardo Ortiz, CEO of JetSMART; Felix Antelo, CEO of Viva Air; José Ignacio Dougnac, CEO of Sky Airline; Mauricio Sana, CEO of Flybondi and Eduardo Lombana, CEO of Wingo will speak.

Sustainability will also be a challenge for the debate, with panels on SAF and innovation: there will be representatives from Boeing, Embraer, Aeropuertos Argentina 2000, Neste and SITA.

Another great panel will be “The CEO Journey” moderated by CNN en Espanol reporter Gabriela Frias and will feature Avianca Group CEO Adrian Neuhauser; Aeromexico CEO Andres Conesa; Pablo Ceriani, CEO of Aerolineas Argentinas and Pedro Heilbron, CEO of Copa Airlines.

The Aviacionline team is in Buenos Aires covering this event, so for the next three days you will be able to follow the coverage both here and on our social media.

Argentinian judge says rest of detained Venezuelan crew can leave

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BUENOS AIRES, Oct 15 (Reuters) – An Argentinian court has cleared the last five crew members of a Venezuelan plane grounded in Argentina since June on suspicion of potential links to terrorism to leave the country, media reported on Friday local.

Argentine daily La Nacion and other outlets said Judge Federico Villena ordered the three Iranians and two Venezuelans to crew the Iranian-origin Boeing 747 cargo plane owned by the Venezuelan company Emtrasur .

The court could not immediately be reached for comment.

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The plane arrived in Buenos Aires in early June, according to flight tracking data, and its presence quickly created a diplomatic row for Argentina.

A US court, which has sanctioned Iran and Venezuela, asked Argentina to seize the plane in August, which it did the following week. Venezuelan President Nicolas Maduro said the court order was aimed at stealing the plane.

The plane was sold to Venezuela by Iran’s Mahan Air last year, according to the Iranian airline. The rest of its 19 crew members have been cleared from Argentina in recent weeks.

Iran and Venezuela have close ties and signed a 20-year cooperation plan in June. Center-left Argentine President Alberto Fernandez has criticized US sanctions on Caracas.

Argentinian authorities detained the plane due to suspicions about its stated reason for entering the country, according to a National Directorate of Migration document seen by Reuters.

The plane’s seizure sparked outrage in Caracas among ruling party supporters, who marched to demand its release.

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Editing by Sandra Maler

Our standards: The Thomson Reuters Trust Principles.

Don’t miss the October 31 deadline for student loan forgiveness!

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NYSUT works hard to raise awareness and help members navigate the changes in the PSLF.

Public Service Loan Forgiveness erases federal student loan debt from educators and other public service workers after 10 years of service and 120 qualifying monthly payments.

To qualify, you must have federal student loans and be employed full-time (30 hours or more per week) by a public service employer, which includes all public school districts, institutions of higher learning, and agencies. non-profit.

Apply by October 31 at studentaid.gov/pslf to take advantage of the temporary waiver.

If you have not worked 10 years in the public service, it is recommended that you apply now to ensure that any payments that did not count before the limited waiver are counted towards your 120 qualifying payments.

In August, President Biden unveiled a new $10,000 loan forgiveness program for Americans earning up to $125,000 a year, plus an additional $10,000 for students who received Pell grants. Cambridge experts suggest members pursue both the PSLF and the newer forgiveness programs. Learn more here.

More resources

To help the many NYSUT members struggling to get out of crippling debt, the statewide union offers free student debt workshops and services in partnership with Cambridge Credit Counseling. Since the pandemic, NYSUT has moved workshops online, helping thousands of people with informational webinars and personalized follow-up.

For information, go to studentloans.nysut.org.

NYSUT’s two national affiliates are also helping. AFT offers student debt clinics, as well as Summer, an online student loan management platform, aft.org.benefits.summer. The National Education Association provides links to webinars, FAQs, and the Student Debt Navigator, nea.org/studentdebt.

Affiliates also raise awareness. United University Professions offers virtual clinics every payroll Wednesday, upinfo.org.

Get to know La Murga de Austin through the eyes of one of its original members

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La Murga de Austin is not just music, it’s people. Before Austin FC’s first-ever playoff game, Remezcla had the opportunity to talk to one of its original members, trumpeter Mateo Clarke, about what La Murga de Austin really is, where it came from, and what it’s all about. the community they have created around a game. it is an integral part of the fundamental identity of our communities, like futbol.

The first thing Clarke told us was that La Murga de Austin, an all-volunteer Latin American-style marching band, was born around the desire of a group of people for the community, and of course, a love of futbol – which, in our communities, is no accident. So for Clarke, when it was announced that Austin would get its own MLS team, it was time to plan. “At first, a few of us were like, okay, what’s it going to be like?” or, “Who are we going to take inspiration from?”

Photo by Ricardo Contreras Plaza

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Considering how much futbol is loved around the world and how many different traditions exist, that was a valid question. But very quickly the idea began to take shape. “We had people in our band who were from Mexico”, and they “had an idea growing up with the brass and the drums and the fan section, and having songs”. But there were also “some people who expected more of what you have in Europe or especially in the UK, where it’s more responsive to what’s happening on the ground”.

This led to a debate about what that backing band would look like, a debate that was resolved by looking at the tradition of marching bands in Texas – especially since this idea is also present in futbol in Latin America, not just in Mexico, but in Argentina and Colombia too, among others. Plus, they were lucky – or maybe just fate on their side.

It’s being part of something that represents positivity, represents, you know, la raza, la gente, and just being a positive part of the culture.

“In Austin, there’s this group called Austin Samba School, and they call themselves the biggest Brazilian cultural group outside of Brazil.” So, early on, Clarke and others contacted them for advice. The idea was to make something recognizable to Texas traditions, but with a “distinct, unapologetic Latin flavor”.

Photo by Ricardo Contreras Plaza

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“We knew it would resonate with Austin residents who grew up watching football.” But they also knew it would resonate with people who knew European football better than the Latin American leagues. “They would see it, and they would think of the world footballing powerhouses in Brazil and Argentina,” so even if it wasn’t what they were used to, it would naturally be part of the cheering for your futbol team.

The idea, however, was always for Austin’s La Murga to be more, and that’s what it ended up being. “It’s being part of something that represents positivity, represents, you know, la raza, la gente, and just being a positive part of the culture.” Well, that and bringing together a community of fans that, as Clarke pointed out, has always been a bit fragmented.

“It’s always been that people have their team and they go to their bar with their dozen friends”, nothing more. “The football community has always been a bit decentralized.” Things have changed, however. “Now with Austin FC, everyone kind of has the same color to wear.” People can still follow different leagues and national teams, but they have one thing in common of their own.

And although the biggest futbol tournament to come is the World Cup, which only involves national teams, members of Clarke and La Murga de Austin in general are excited because they are futbol fans first and foremost. “I’ve always loved how football is so international,” he shared. “People can represent their nationality in a way that isn’t too patriotic.” And while country flags will be everywhere, for Clarke the best part is experiencing the “different flavors of support.”

Photo by Ricardo Contreras Plaza

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Photo by Ricardo Contreras Plaza

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Especially since La Murga de Austin has members from Colombia, Panama, Mexico and even Europe. That means lots of scouting parties, rooting for each other’s teams and, of course, some rivalry. Just the futbol way.

“For us, football is kind of the lowest common denominator. It’s a way to start talking with someone, to have a conversation. And then from there it turns into a friendship” , which is what La Murga de Austin really wants to encourage and support, just people having fun with futbol, ​​creating common spaces and connecting. And since futbol really is a year-round sport, the community should never stop. Everyone can experience it in their own way and at their own pace. It is always there, waiting for you.

Photo by Ricardo Contreras Plaza

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And while that’s not why La Murga de Austin was created, Clarke admits that the idea of ​​shaping football culture in some way and passing on what they’ve created to a new generation is indeed a source of inspiration. “The whole metaphor is…our logo for Austin FC is a tree.” Except it’s not, it’s actually two. “The whole idea is based on a real tree in Austin that was poisoned. And to save him, they had to plant a sapling from the tree next to it. So there is like a young tree and an old tree that have a kind of symbiotic relationship and are dependent on each other. So we definitely think about things cross-generationally.

The Austin Murga is more than just a group of same age individuals, rather there are fathers and sons, mothers and daughters, younger and older members. “Music and football are those cultural things that we have that go beyond age and go beyond any kind of language. And so the whole goal is to create a welcoming home for people to engage and be part of something bigger than themselves.

But it doesn’t end there, as Clarke was also clear that something like Austin’s La Murga really wants to do is “challenge football culture”, especially the violent part of it. . “We want to represent positivity. We want to be proud of Austin, travel in large numbers and be good guests in the cities we go to. Indeed, all La Murga de Austin wants is “to have fun, to sing songs, to enjoy football and to create a place where people have a sense of belonging”.

Football and community, hand in hand. La Murga de Austin has surely found a way to make an already fun game even better.

Pressed Wood Oil Market Research Report by Products, Distribution Channels, Region – Global Forecast to 2027

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ReportLinker

The global pressed wood oil market size has been estimated at USD 8,925. 34 million in 2021 and is expected to reach 9,636 USD. 95 million in 2022, and is expected to grow at a CAGR of 8.22% to reach USD 14,343.

New York, Oct. 14, 2022 (GLOBE NEWSWIRE) — Reportlinker.com announces the publication of the report “Wood Pressed Oil Market Research Report by Products, Distribution Channels, Region – Global Forecast to 2027 – Cumulative Impact of COVID-19″ – https ://www.reportlinker.com/p06342586/?utm_source=GNW
70 million by 2027.

Market statistics:
The report provides market size analysis and forecasts for 7 major currencies – USD, EUR, JPY, GBP, AUD, CAD and CHF. It helps organizational leaders make better decisions when currency data is readily available. In this report, the years 2018 and 2020 are considered as historical years, 2021 as the base year, 2022 as the estimated year and the years from 2023 to 2027 as the forecast period.

Segmentation and market coverage:
This research report categorizes pressed wood oil to forecast revenues and analyze trends in each of the following submarkets:

On the basis of products, the market has been studied for coconut oil, peanut oil, mustard oil, and safflower oil.

Based on distribution channels, the market has been studied offline and online.

Based on region, the market has been studied in Americas, Asia-Pacific, Europe, Middle East & Africa. The Americas are studied in more detail through Argentina, Brazil, Canada, Mexico and the United States. The United States is studied in more detail through California, Florida, Illinois, New York, Ohio, Pennsylvania and Texas. Asia-Pacific is studied in more detail through Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand and Vietnam . Europe, the Middle East and Africa are studied in more detail in Denmark, Egypt, Finland, France, Germany, Israel, Italy, the Netherlands, Nigeria, Norway, Poland, Qatar, Russia, Saudi Arabia, South Africa, Spain, Sweden, Switzerland and Turkey. , United Arab Emirates and United Kingdom.

Cumulative impact of COVID-19:
COVID-19 is an unparalleled global public health emergency that has affected almost every industry, and the long-term effects are expected to impact industry growth over the forecast period. Our ongoing research amplifies our research framework to ensure inclusion of the underlying issues of COVID-19 and potential pathways forward. The report provides insights into COVID-19 considering shifts in consumer behavior and demand, shopping habits, supply chain rerouting, current market force dynamics, and significant interventions governments. The updated study provides insights, analysis, estimates, and forecasts considering the impact of COVID-19 on the market.

Cumulative impact of the 2022 Russian-Ukrainian conflict:
We continuously monitor and update reports on political and economic uncertainty due to the Russian invasion of Ukraine. Negative impacts are widely predicted globally, particularly in Eastern Europe, the European Union, East and Central Asia, and the United States. This controversy has severely affected lives and livelihoods and represents profound disruptions to business dynamics. The potential effects of the ongoing war and uncertainty in Eastern Europe are expected to negatively impact the global economy, with particularly harsh long-term effects on Russia. This report reveals the impact of demand and supply, pricing variants, strategic vendor adoption, and recommendations for the Tungsten Oil Market considering the current conflict update and its global response.

Competitive Strategy Window:
The strategic competitive window analyzes the competitive landscape in terms of markets, applications and geographies to help the vendor define an alignment or match between its capabilities and opportunities for future growth prospects. It describes the optimal or favorable fit for vendors to adopt successive strategies of merger and acquisition, geographic expansion, research and development, and new product introduction strategies to execute further business expansion and growth. during a forecast period.

FPNV positioning matrix:
The FPNV Positioning Matrix assesses and categorizes the vendors in the Wood Pressed Oil Market based on business strategy (Business Growth, Industry Coverage, Financial Viability, and Channel Support) and product satisfaction (value for money, ease of use, product features and customer). Support) that helps businesses make better decisions and understand the competitive landscape.

Market share analysis:
The market share analysis offers the analysis of the vendors considering their contribution to the overall market. It gives the idea of ​​its revenue generation in the overall market compared to other providers in the space. It provides information on the performance of vendors in terms of revenue generation and customer base compared to others. Knowing the market share gives an idea of ​​the size and competitiveness of suppliers for the reference year. It reveals the characteristics of the market in terms of accumulation, fragmentation, dominance and merger.

Competitive scenario:
The competitive scenario provides an analysis of the prospects of the various business growth strategies adopted by the vendors. The news covered in this section provides valuable insights at various stages while keeping abreast of activity and engaging stakeholders in the economic debate. Competitive Scenario represents press releases or company news categorized into Merger & Acquisition, Agreement, Collaboration & Partnership, New Product Launch & Enhancement, Investment & Funding & Awards, Recognition & Expansion. All the news gathered helps the vendor to understand the gaps in the market and the strength and weakness of the competitors, thus providing insights to improve the product and service.

Enterprise Usability Profiles:
The report thoroughly explores recent significant developments by leading vendors and innovation profiles in the Global Wood Pressed Oil Market including AL-Freshco Foods, Amala Earth Private Limited, Amma Chekku Wood Pressed Oil, Anveshan Farm Technologies Pvt . Ltd., Freshmill Oils, Gir Organic, Gramiyaa by TrichiKaveri Foods Pvt Ltd., Kachi Ghani, Mannus Farm Fresh Ltd., Minaliya Goods, Nayesha Mills, Paripoorna Ltd., PUVI by Universal Seeds Corporation, Saptham Food and Beverages Private Limited, Satvyk Limited, Vandana Oil Mills, Vedik Oils and Wilankar Enterprises.

The report provides information about the following pointers:
1. Market Penetration: Provides comprehensive information about the market offered by major players
2. Market Development: Provides detailed information on lucrative emerging markets and analyzes penetration in mature market segments
3. Market Diversification: Provides detailed information on new product launches, untapped geographies, recent developments and investments
4. Competitive Assessment and Intelligence: Provides a comprehensive assessment of market shares, strategies, products, certification, regulatory approvals, patent landscape, and manufacturing capabilities of key players
5. Product Development and Innovation: Provides smart insights into future technologies, R&D activities, and breakthrough product developments

The report answers questions such as:
1. What is the market size and forecast of the global wood pressed oil market?
2. What are the inhibiting factors and impact of COVID-19 on the global pressed wood oil market during the forecast period?
3. What are the products/segments/applications/areas to invest in during the forecast period in the global pressed wood oil market?
4. What is the competitive strategic window for opportunities in the Global Wood Pressed Oil Market?
5. What are the technology trends and regulatory frameworks in the global wood pressed oil market?
6. What is the market share of the major vendors in the global wood pressed oil market?
7. What modes and strategic moves are considered suitable for entering the global pressed wood oil market?
Read the full report: https://www.reportlinker.com/p06342586/?utm_source=GNW

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Prime Minister arrives in Argentina for an official visit

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Prime Minister Han Duck-soo, left, inspects an honor guard with Argentine Foreign Minister Santiago Cafiero upon his arrival at Ministro Pistarini International Airport in Buenos Aires on Thursday. [YONHAP]

Korean Prime Minister Han Duck-soo arrived in Argentina on Thursday for an official visit, as Seoul seeks to deepen economic cooperation with the resource-rich Latin American nation.

Han’s visit comes as the two nations mark the 60th anniversary of the establishment of diplomatic ties.

On Friday, Han will meet with Argentine President Alberto Fernandez, and they plan to discuss steps to improve cooperation in various areas, including economic security, according to Han’s office.

Argentina has the third largest lithium resources in the world and the world’s fourth largest lithium producer. Korea imported about 40 percent corn and some 33 percent soybean oil from Argentina last year.

During talks with Fernandez, Han will also ask him to support Korea’s bid to host the 2030 World Expo in the southern port city of Busan.

Argentina is the final leg of Han’s three-country trip that has already taken him to Chile and Uruguay.

Meanwhile, a group of senior executives accompanied Han on his trip to Latin American countries to mobilize support for Busan’s bid for the expo.

Posco Chairman Jeong Tak and Hyundai Motor Vice Chairman Kim Dong-wook were among the leaders.

Yonhap

Argentina’s tango industry attempts a post-pandemic comeback

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BUENOS AIRES — Tissiana Correia rolls and struts on the floor of Nuevo Gricel, a tango club in Buenos Aires, the skirt of her printed dress going wild as she turns to kiss her partner Rodrigo Yaltone.

Correia, a 47-year-old Brazilian kinesiologist, took her first tango class in Rio de Janeiro two decades ago. She eventually came to Argentina to perfect the dance and never left.

After authorities here ordered one of Latin America’s strictest coronavirus lockdowns, she did what she could to keep the dance alive – taking online classes, training in his flat. Now she was thrilled to be back in a club with other dancers.

“For me, it’s life itself,” she said during a Sunday evening session at Gricel, once again teeming with tangeros. “I’m bubbling with joy.”

With masks removed and social distancing rules relaxed, Argentines are returning to the capital’s tango clubs in hopes of reviving the pre-pandemic spirit of the iconic national dance. Clubs that cater to tourists are again holding shows every day.

But a full recovery is uncertain: the sector was already struggling before the pandemic. All nearly 200 of Buenos Aires milongas – tango sessions for locals – closed in 2020, over 50 for good. It is only now that tourists, the cornerstone of the tango economy, are returning to the country. Inflation, meanwhile, is skyrocketing and the economic crisis is looming.

“We are definitely back, but the industry is not on its feet yet,” said Julio Bassan, president of the Association of Milonga Organizers.

When the pandemic arrived in this South American country, the industry had no choice but to shut down. Argentinian authorities have ordered strict curfews and the tango, a dance of embraces — hugs – not amenable to social distancing.

At Gricel, an assembly of 250 people decided in March 2020 that it was time to close.

“It was very sad to see the ballroom empty,” said owner Daniel Rezk, 76. Online courses, raffles and support from overseas enthusiasts saved the 28-year-old venue from extinction.

Despite the confinement, Argentina was among the Latin American countries hardest hit by the coronavirus. The country has reported more than 9.7 million cases, second only to Brazil, and 130,000 deaths.

For many porteños — Residents of Buenos Aires — milongas are more than just places to dance. They provide a community in which people of all ages and backgrounds bond. “When they reopened, for many of us it was like feeling alive again,” said Marina Amendola, 57.

Rezk described the thrill of hearing tango music again through his club’s speakers.

“I said to myself, ‘This is exactly what was missing in my life! No wonder I was down for no apparent reason! ”

Amendola, who visits Gricel four nights a week, says tango helped her regain a social life when she was widowed. “I had no contact with any man other than my husband, and I certainly did not hugs with anybody,” she said. “Thanks to the tango, I was able to break through that.”

Sensual dancing, initially banned, emerged in the late 1800s among immigrants and former slaves in the poorer neighborhoods of Buenos Aires and Montevideo, Uruguay, on the banks of the Río de la Plata. It migrated in the early 1900s from bars and brothels to international recognition. It is now inscribed on UNESCO’s list of intangible cultural heritage of humanity.

It is also an important industry in Argentina, employing around 10,000 people, including dancers, musicians and producers.

LEFT: The lounge and tables during dinner at Madero Tango in Buenos Aires. RIGHT: Héctor Pilatti, the lead singer, during a tango show at Madero Tango.

When clubs closed, they resorted to other activities: delivering food, driving for Uber or selling necessities. A few pawned violins and bandoneons — instruments of the accordion family popular in the southern cone of South America.

“The pandemic has been devastating for us. Everything closed and there was no tourism,” said dancer Iván Romero. He got by teaching online. “I didn’t make any money, but at least I was able to survive.”

As damaging as the pandemic has been, a growing economic crisis portends more trouble. Annual inflation in Argentina is close to 100%; wages are not keeping pace. Many milongas, unable to raise ticket prices, struggle to pay their rents.

“It is increasingly difficult to maintain places exclusively reserved for tango,” said Bassan.

Prominent dancer Mora Godoy – she once taught the steps to Barack Obama – says government help is needed. “The abrupt shutdown was a smack of reality and tragedy,” she said. “We tangueros were completely adrift, without any type of support.”

The pandemic has revealed the precarious nature of the sector. According to the Federal Assembly of Tango Workers, half are informally employed.

Even with clubs reopened, bandoneonist Diego Benbassat, says playing sometimes isn’t profitable: “What you earn barely keeps you coming and going.”

In a small backstage box at Madero Tango, two dancers – a 22-year-old couple in tango and in life – prepare for a show. The tango plays on a small speaker while they make up. Dance mates stretch on the floor of a narrow hallway outside. They are about to perform in front of an audience of 450 people.

Professional dancers perform in a tango show at Madero Tango.
Professional dancers perform in a tango show at Madero Tango.

For artists, tango houses can be sources of stable income. Buenos Aires is home to 15 places that attract tourists daily with Argentina’s most famous attractions: red meat, malbec red wine and tango.

Madero Tango, like many other venues, has barely made it through the pandemic.

“It was a warrior economy,” said owner Cristian Caram. “We exhausted more than five years of savings, and it was still unclear if we would make it.

“It’s a profitable business as long as you don’t sink in the middle of the river. It was my nightmare. What if we don’t reach the other shore?

The tangueros are grateful that tourism is beginning to flow. In Gricel, an orchestra is set up. The night is going to be long, as milongas usually are, and Rezk is struggling to accommodate everyone.

The owner of the club came late to tango, at 60 years old. His story, he says, is proof that you’re never too old to learn. “It’s impossible to describe what it feels like to kiss someone while dancing,” he said. “Tango has this little thing…it’s Argentinian. When you dance, you feel that it belongs to you. Maradona, Messi, maybe Fangio… and the tango.

About this story

Photo editing by Chloé Coleman. Design and development by Yutao Chen. Video editing by Alexa Juliana Ard. Editing of the story by Matthew Hay Brown. Design edited by Joe Moore. Copy edited by Susan Doyle.

Should you get a pet loan? – Forbes Advisor

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Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.

Dogs, cats and other pets bring great joy to our lives, but caring for them can be expensive. Americans spent $123.6 billion on their pets in 2021, according to the American Pet Products Association.

From routine vet visits to medical treatments, the costs of caring for a pet can start to outrun your budget. If you can’t afford your pet’s expenses out of pocket, you might consider a pet loan, but watch out for interest charges and fees.

What is a pet loan?

A pet loan is a personal loan designed to cover pet-related expenses that you pay off over time with monthly payments. Banks, credit unions, and online lenders all offer personal loans, whether or not they can call them pet loans.

Personal loans are generally unsecured, which means that they do not require any collateral. Plus, they often come with a fixed interest rate that stays the same for the duration of your loan.

Let’s say you borrow a $4,000 pet loan with an annual percentage rate (APR) of 10%. If you choose a five-year term for your pet loan, you’ll make monthly payments of $84.99 and pay a total of $1,099 in interest charges.

It’s worth noting that personal loans can be used for just about any expense, so you don’t need to limit your search to pet loans. If you opt for a general personal loan, you can use it to cover your pet care costs.

How to apply for a pet loan

If you are interested in pet financing, here are the general steps you will need to follow.

  1. Check your credit. Since most pet loans are unsecured, a lender bases their approval decision on your credit and income. Before applying, check your credit score and review your credit report through AnnualCreditReport.com so you know what you’re working with. The better your credit, the better the rate you could get on a pet loan.
  2. Compare the prices. Every lender is different, so it’s worth checking your rates with at least three to find the best deal. Some lenders allow you to prequalify online, which means you can check your rates without impacting your credit score.
  3. Compare offers. Once you’ve received loan offers, compare them to see which is the most affordable. Consider interest rates, fees, and repayment terms to see what best fits your budget. A personal loan calculator can show you monthly payments and long-term costs.
  4. Check with your budget. Before choosing a loan, make sure that you will be able to pay the monthly payments. Falling behind on a loan can have bad consequences, including damaging your credit, so check that you can afford to repay the money before borrowing.
  5. Submit your application. If you decide to go ahead, you will submit a complete application with your personal details and all required documents, such as payslips or bank account statements. At this point, the lender will conduct a rigorous credit check, which could temporarily affect your credit score.
  6. Receive your loan funds. Some personal lenders can review and approve your application in just one day, while others take a little longer. Once your application is approved, you should receive the funds directly to your bank account.
  7. Repay your loan on a monthly basis. You will likely start making payments on your loan immediately. It’s a good idea to set up automatic payment to make sure you don’t miss any payments.

Can you get a pet loan with bad credit?

Qualifying for pet financing can be difficult if you have bad credit, but it’s not impossible. Each lender sets their own credit and income requirements. Since some lenders are more flexible than others, it’s worth shopping around to see if one will work with you.

If you have bad credit, however, you may be subject to lower loan amounts and higher interest rates than someone with strong credit. Some veterinary clinics offer pet financing options, allowing you to spread out payments over time. Financing a pet through a veterinarian may not require a credit check.

If you come across other no credit check loans from online lenders, beware of borrowing one. These are probably payday loans with exorbitant interest rates and fees. Although you may have access to funds, you could be trapped in a cycle of debt that is difficult to pay off.

Average cost to care for a pet

Pet care costs vary depending on the animal and other factors. Dogs tend to be more expensive than cats, and these two popular pets cost more than birds, reptiles, and fish.

Dogs

Dogs are both the most popular and expensive pets in the United States. The average cost of caring for a dog is $1,391 per year, including about $300 for food and $225 for routine medical visits.

Adopting your furry friend can cost an additional $1,030, including $300 for neutering or neutering and an additional $300 for medical checkups and vaccinations. Also expect additional costs such as toys, treats, dog beds, crates, and training materials.

Cats

Caring for a cat is generally less expensive than a dog. The American Society for the Prevention of Cruelty to Animals (ASPCA) puts a cat’s annual expenses at $1,149 per year, including $225 for food, $160 for medical care, and $140 for medication. preventive.

You could pay $455 when you first adopt a cat, including $150 for spaying or neutering, $175 for medical visits, and $40 for a carrier.

Birds

The average annual cost of care for a pet bird is $185, including $75 for food, $25 for toys and treats, and $85 for veterinary bills. A birdcage usually costs around $70, but you’ll likely pay more for bedding, perches, and toys.

The cost of adopting a bird can vary greatly. Some birds, like parakeets and finches, might cost just $10, while cockatoos and macaws might cost $5,000 or more.

reptiles

Reptiles generally cost between $190 and $350 per year, with lizards on the lower end of that range and iguanas on the higher end. Pet snakes can cost up to $450 per year. These costs include veterinary care, food, cages, tanks, heat lamps and other supplies.

Fish

The cost of raising fish can vary greatly. A simple bowl setup can cost just $10 to $20 with fish ranging from $3 to $12. Aquariums, however, can cost $200 or more, with saltwater aquariums and fish much more expensive than freshwater ones. Kiplinger estimates the total lifetime cost of farming the fish to be between $270 and $410.

How to Use a Pet Loan

You can use a pet loan for all expenses associated with pet care, including veterinary treatment, surgery, and other medical expenses. Financing pet bills with a pet loan can be more affordable than charging them to a credit card.

You can also borrow a pet loan to cover the costs of a service, therapy or emotional support animal. Service dogs are highly trained and adopting one can cost between $15,000 and $30,000. If you adopt an emotional support animal, you may also need to pay a visit to a doctor or therapist who can attest to your need for a therapy pet.

Other Pet Financing Options and Considerations

Apart from pet loans, you can also explore other pet financing options. As mentioned, some vets will allow their clients to spread payments over time.

There are also a number of nonprofit organizations that offer assistance, such as the American Veterinary Medical Foundation, Bow Wow Buddies, Waggle Foundation, and Magic Bullet Fund. Research national and state organizations that could help fund pets.

You can also consider a credit card, but beware of high interest charges. The CareCredit healthcare credit card offers 0% interest if you pay off your balance within 24 months, but you’ll pay deferred interest if you still have a balance after that period.

Finally, it may be worth exploring your pet insurance options, which can help cover costs. Although pet insurance does not usually cover pre-existing conditions, it can cover a significant percentage of costs that arise in the future.

Compare personal loan rates from top lenders

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EMERGING MARKETS – Recession concerns drag stocks down; The real successes of Brazil in a week

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* Emerging market stocks hit their lowest level in more than 2 years * Brazil’s real numbers fall on data showing deflation * IMF raises Latam’s 2022 growth forecast * Euro rate decision Interest from Chile expected on Wednesday (News throughout, price updates, market activity and commentary) By Susan Mathew and Amruta Khandekar Oct 11 (Reuters) – An index of emerging market stocks fell 2.4% On Tuesday, on track for its biggest one-day drop in four months as fears of recession and inflation gripped investors, while deflation in Brazil pushed the real to its lowest in more than one week. Globally, equity markets have come under pressure from concerns over rising interest rates and their impact on corporate earnings, with the International Monetary Fund’s cut in global growth forecasts for 2023 heightening worries about an economic downturn. Along with the rout of chipmakers in Asia and concerns over rising COVID-19 cases and curbs in China, the MSCI Emerging Markets Equity Index hit 2.5-year lows, most Latin American stocks joining the sell-off. For Latam, the IMF raised the growth forecast for 2022 to 3.5% from 3.0% forecast in July, thanks to strong activity in the first half of the year. But growth is expected to slow in late 2022 and 2023 as growth in partner countries weakens, financial conditions tighten and commodity prices weaken, he said. The Brazilian real fell 1.5% as data showed consumer prices in the country were in deflationary territory for the third straight month in September, helped by tax cuts on fuel and electricity before the second round of presidential elections. William Jackson, chief emerging markets economist at Capital Economics, said the latest drop in inflation confirmed the end of the tightening cycle. After a long weekend, the Argentinian peso lost almost 1%. The Mexican peso fell 0.7%, hitting an intraday low. The data showed Mexican same-store retail sales rose 8.2% in September compared to the same month last year. The Chilean peso rose 1.1%, outperforming its regional counterparts, a day before its central bank announced a policy decision. Analysts expect the country to raise interest rates by 50 basis points. “Inflation has taken a downward trend in Brazil. I wouldn’t be so convinced if we’re still there in Chile, Colombia or Mexico,” said Sarah Glendon, senior fixed income market analyst. emerging at Columbia Threadneedle. Elsewhere, the Russian ruble fell to a more than three-month low from 64 to the dollar earlier in the session as the war in Ukraine escalated. It last traded at 63.75. The currency, which has seen a dramatic rebound from all-time lows thanks to capital controls and other central bank measures, is up 14% on the year – the best performing emerging market currency. But Russia remains inaccessible to foreign investors despite Western sanctions, analysts said. Main stock indices and currencies in Latin America: Stock indices Last daily change in % MSCI Emerging Markets 863.89 -2.36 MSCI LatAm 2163.77 -1.53 ​​Brazil Bovespa 114744.53 -1.03 Mexico CPI 45966.15 1.12 Chile IPSA 4989.38 -1.78 Argentina MerVal 137742.84 -3.772 Colombia COL Last Daily % Change Brazilian Real 5.2691 -1.51 Mexican Peso 20.0822 -0.63 Chilean Peso 926.9 1 .08 Colombian Peso 4601.38 -0.03 Peruvian Sol 3.9596 -0.19 Argentine Peso 150.6900 -1.00 (interbank) Argentine Peso 276 0.36 (parallel) Khandekar to Bengaluru; Editing by Marguerita Choy and David Gregorio)

How the FIFA World Cup finally came into existence in 1930 | Soccer News

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Economic depression, lack of interest and long journeys meant that most of Europe’s top teams refused to participate in the first World Cup.

Host: Uruguay
Teams: 13
Format: Group stage, semi-finals and final
matches: 18
Goals: 70
Winner: Uruguay
Finalists: Argentina
golden boot: Guillermo Stábile (Argentina)

Background

Since its inception in 1904, FIFA has claimed the right to organize the FIFA World Cup, but it took 26 years to organize the first mega tournament.

The economic depression, lack of interest in a professional world tournament, and long travel times to South America meant that most major European football nations refused to participate in the first World Cup.

In the only World Cup where all member nations were invited to participate without any qualifying criteria, seven of the 13 teams were from the Americas.

Belgium, France, Romania and Yugoslavia were roped in less than two months before the tournament.

All four teams arrived in the host city of Montevideo on the same ship and missed a crucial training period due to their transatlantic journey.

Coming into the tournament with two consecutive Olympic gold medals and being the host nation, Uruguay were the clear favorites and lived up to expectations by remaining undefeated.

The final saw heated competition between the hosts and Argentina, both on and off the pitch. Thousands of Argentine fans arrived in the Uruguayan capital on boats and were searched for weapons at the stadium.

The hosts opened the scoring but came on at half-time down 2-1. Uruguay kept the pressure on and eventually sealed a 4-2 victory to become the first world champions.

Treble

After more than 20 years of leading the sport’s global operations, FIFA has brought 13 countries under its banner despite economic, political and logistical difficulties.

The participation of footballers in a professional tournament has led to the elevation and recognition of the sport worldwide. Employers were persuaded to let the players keep their jobs after the tournament.

The tournament itself showcased the talent of some lesser-known footballing nations, such as the United States and Yugoslavia, who reached the semi-finals.

Thousands of spectators filled the stadiums and the matches drew great interest from fans around the world.

The first-ever World Cup hat-trick was scored by Guillermo Stábile.

Down

Europe’s elite nations stayed away and robbed the players of a chance to showcase their talent on the world stage.

Fans also missed the chance to see some of the continent’s best footballers.

Before the final, the Argentine players and fans felt threatened by the home fans. Some visiting supporters complained of harassment from their Uruguayan counterparts during the final.

This led to attacks and vandalism of the Uruguayan Embassy in Argentina and soured relations between the two countries.

How to apply for a payday loan with PaydayDaze today in California.

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How do PaydayDaze payday loans in California work?

Many California residents take out weekend payday loans from a direct lender to see them through to payday. A loan can also be called a cash advance or a $255 payday loan. The Direct Lender’s Small Dollar Loan is unsecured and available to customers with all credit ratings. As a result, you can avoid worrying about a co-signer or your credit score.

You can apply for a loan now without fear of a rigorous credit check. There is NO good credit score required.

How do I get out of my $255 payday loan?

In-person transactions, wire transfers, and debit card payments are all acceptable to your lender. Meeting your lender in person to make a payment should be arranged well in advance of the day the payment is due. If you decide to send money to your lender manually rather than automatically, remember that you will still be responsible for physically sending the money to them.

Automated bank withdrawals are a service that your bank can provide to you. On the due date, it will repay your lender for principal and interest. All the preparation is done in advance, so you won’t have to worry about meeting a deadline or facing the consequences if you don’t.

Without reviewing your credit history, a direct lender may give you a $255 advance the same day.

It is possible to obtain a cash advance from a lender whether or not you are currently employed. The loans are available in places like California and Texas where strict credit checks are not done.

If you are a California citizen with a stable income, you can get a $255 payday loan the same day from a California direct lender, and this is true even if your credit isn’t perfect.

What do I need to do to get accepted for a $255 payday loan with PaydayDaze if I don’t have a guarantor or co-signer and no collateral?

You can apply for a $255 loan from PaydayDaze without having to worry about your credit score. Due to the low interest rate, a credit check is not required for a $255 loan. Because the amounts you borrow are so small, the payday lenders in our network do not check your credit.

We will not inquire about your credit history or contact the three major credit reporting agencies. We will treat your request in the same way as those of customers with good credit, regardless of its level.

Will PaydayDaze allow me to apply online for a $255 payday loan over the weekend?

On weekends, you can apply for a payday loan online with PaydayDaze and receive up to $255 in your account the same day. Applying for a loan 7 days a week and receiving quick approval is possible. We will contact you by phone, text or email once we have determined whether or not to grant the loan.

It may take some time for your withdrawal request to be processed if you submit it outside normal office hours, during the weekend or during a holiday week.

Even if you were approved over the weekend, the money may not be available until Monday. If you want immediate approval and the ability to cancel, apply during the week.

Can I get a $255 online payday loan through PaydayDaze same day, even if I have bad credit?

Even if you have bad credit, PaydayDaze can help you get a loan fast from a direct lender. Even if you have a bad credit history, we can help you get a $255 payday loan if you need immediate funding.

We’ll help you find a lender in your area who is licensed to provide short-term loans and who has worked with low-credit consumers. We will provide you with a safe and final authorization after establishing a solid match. To find out if you qualify for a payday loan, complete our online loan application.

Can I receive a $255 payday loan without a credit check on the same day?

A direct lender can offer you a $255 advance the same day without checking your credit history. If you need money immediately and don’t have a job, you can always get a cash advance from a lender. No credit check loans are available in several states and localities, including California and Texas.

Where can I get an online payday loan for $255?

Each state in the United States has its own payday loan laws. It’s critical to realize that not all states will have allowed payday loans by 2022. If you’re wondering if payday loans are legal in your state or how they work in your area, you’ve come to the right place. . You can find out more by researching the applicable legislation on the Internet.

Payday loans are legal in 37 of the 50 states in the United States. Alabama, Colorado, California, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Ohio, Tennessee, and Texas are among the states on this list.

Each state has its unique set of legalization restrictions. The laws governing payday loans differ significantly between the two states. As an example of a loan restriction, the total number of payday loans that can be obtained at one time is limited. Learn what they are so you can limit your financing selections to companies that meet state requirements.

How long will it take PaydayDaze to respond to my $255 payday loan request?

One of the reasons you should contact us for your loan is that we promise it will be completed in less than 90 seconds. As this is an urgent matter, rest assured that we fully understand the need to expedite the approval and processing of your request. Once you have been approved, you will be connected with a direct lender who can explain the details of the loan to you.

After approval, you can expect your payday loan to be sent to your account the next business day, at the latest. Your chances of getting a loan increase rapidly if you apply on a weekday before 9 am.

Your payday loan’s due date is the next time you get paid. Check the repayment due date against the date of the money you want to use. Payday loans often have a maturity date between two weeks and four weeks from when the borrower’s next paycheck is due.

Where can I go online to apply for a $255 payday loan with PaydayDaze?

Apply online, get the best offer, sign the contract and receive your money within 24 hours. Payday loans with immediate deposits are available today from PaydayDaze.

The first step is to submit an application through the site.

Make your request on the PaydayDaze site. To help us choose the best lender for your needs, please provide information about your job, banking, loans, and personal life.

Then look for the most affordable loan option

You should expect a response with our best loan offer within one to two hours of submitting your loan application. The next step is to discuss the terms of the offer with your lender. You have the opportunity to negotiate certain terms of the loan and find out more about its particularities from the lender.

Finally, confirm the loan agreement.

You can finally give the green light to your loan application if and only if you are completely satisfied. Please sign your loan agreement with your online lender to initiate the final processing of your loan. It is imperative that you read your contract carefully before signing it. Also keep a duplicate for your own files.

You can repay the loan whenever you want.

Your funds will be available the next business day at the earliest. Apply for a loan with PaydayDaze now for $255 to help with your immediate financial needs.

Celine Jesza Afana

Personal Finance Writer at Paydaydaze

Celine Jesza Afana is a Financial Writer at Paydaydaze, a leading online payday loan company, providing fast, easy and secure online payday loans to its customers. Céline has extensive experience working in the financial sector, with a specialization in loan management and administration. She is also proficient in customer service, client services and various payday loan industry functions. She has worked hard in the company’s efforts to help those with not-so-easy jobs and who are financially challenged get money when they need it most.

Pope denounces treatment of migrants as 2 Italians become saints – Winnipeg Free Press

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VATICAN CITY (AP) — Pope Francis on Sunday denounced Europe’s indifference to migrants risking their lives to cross the Mediterranean Sea by elevating to sainthood an Italian bishop and an Italian-born missionary whose work and the life courses illustrated the difficulties faced by 19th-century Italian emigrants.

Francis strayed from prepared remarks to criticize Europe’s treatment of migrants as “disgusting, sinful and criminal”. He noted that people from outside the continent are often left for dead on perilous sea crossings or pushed back to Libya, where they end up in camps he called “lager”, the German word referring to Nazi concentration camps.

He also recalled the plight of Ukrainians fleeing the war, which he said “causes us great suffering”.

Pope Francis celebrates a mass for the canonization of two new saints, Giovanni Battista Scalabrini and Artemide Zatti, in St. Peter’s Square at the Vatican, Sunday, Oct. 9, 2022. (AP Photo/Andrew Medichini)

“The exclusion of migrants is outrageous,” Francis said, drawing applause from the faithful gathered in St. Peter’s Square for the canonizations of Don Giovanni Battista Scalabrini, an Italian bishop who founded an order to help Italian emigrants in 1887, and Artedime Zatti. , Italian who emigrated to Argentina in 1897 and dedicated his life there as a lay worker to help the sick.

“Indeed, the situation of migrants is criminal. We let them die in front of us, making the Mediterranean the largest cemetery in the world. The situation of migrants is disgusting, sinful, criminal. Do not open doors to those in need. No, we exclude them, we send them back to the lager, where they are exploited and sold as slaves.

He urged worshipers to reflect on the treatment of migrants, asking, “Do we welcome them as brothers or do we exploit them? »

The pontiff said the two new saints “remind us of the importance of walking together.”

Francis said Scalabrani showed “great vision,” turning to “a world and a Church without barriers, where no one was a stranger.” And the pontiff called Zatti “a living example of gratitude” who devoted his life to serving others after being cured of tuberculosis.

Scalabrini founded the Missionaries of Saint Charles Borromeo, known as the Scalabrian Fathers, and the Missionary Sisters of Saint Charles Borromeo Scalabrians, to care for the many Italians who left their homeland because of what he wrote were the combined effects of an agricultural crisis, social climate change, a poorly managed economy, exorbitant taxation and “the natural desire to improve one’s condition”.

Disturbed by Italian emigration statistics that rose to 84,000 in 1884 alone, Scalabrini wrote that mass emigration and the separation of families “would help to strew the lands of America with their bones.”

He died in 1905 in Piacenza, where he was bishop, and was beatified in 1997 by Saint John Paul II. Pope Francis waived the requirement for canonization of Scalabrini by awarding him a miracle after his beatification.

The order he founded currently operates 176 missions around the world, including 27 migrant shelters and 20 schools and children’s centers.

Francis, himself the son of Italian immigrants in Argentina, recalled being inspired by Zatti’s life as Jesuit provincial superior in Argentina, saying the number of men entering the Catholic order had increased after praying for the late bishop’s intercession.

Zatti was one of eight children born to a farming couple from northern Italy who emigrated to Argentina in 1897 as a teenager.

Pope Francis leaves at the end of a mass he celebrated for the canonization of two new saints, Giovanni Battista Scalabrini and Artemide Zatti, in St. Peter’s Square at the Vatican, Sunday, Oct. 9, 2022. (AP Photo/ Gregorio Borgia)

After entering the Salesian order at the age of 20, Zatti fell ill with tuberculosis and was sent to a Salesian hospital in northern Patagonia for treatment. He made a vow to serve the sick and poor for the rest of his life, if he recovered. Zatti then worked at the same hospital for 40 years, working as a nurse, in the pharmacy, and then as an administrator.

His fame for curing the sick attracted sick people from all over Patagonia. Zatti was known to ride around the town of Viedma on his bicycle with a medical case to help the sick. On Sunday, the pontiff also recalled an occasion when Zatti was seen removing a patient who died on his own shoulders from the hospital, to prevent the sick from seeing the body.

Zatti died in 1951 and was beatified in 2002. Paving the way for canonization, Francis signed the decree recognizing Zatti’s intercession in healing a man in the Philippines who had suffered a cerebral hemorrhage.

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Barry reported from Milan. Francesco Sportelli in Rome and Gianfranco Stara in the Vatican contributed to it.

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Follow AP’s coverage of global migration at https://apnews.com/hub/migration

Argentinian Flybondi receives the 8th Boeing 737-800NG

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Argentina’s ultra-low-cost airline Flybondi has taken delivery of its eighth aircraft, a Boeing 737-800NG with a capacity of 189 passengers. This aircraft, registered LV-KEH, increased the size of the airline’s fleet, which is now the second operator in Argentina by the size of its fleet, behind Aerolíneas Argentinas.


A new aircraft for the Argentinian ULCC

Earlier this week, Flybondi announced that it had received a Boeing 737-800NG, which will join the airline’s fleet after completing administrative registration and certification processes. The plane will receive the registration LV-KEH. Flybondi plans to increase its fleet to ten units and receive two additional airliners before the end of the year. Moreover, it is already evaluating a further expansion of its fleet for the first months of 2023.

SIMPLEFLYING VIDEO OF THE DAY

The aircraft arrived this week at Ezeiza International Airport, after a flight from Blytheville, Arkansas, in the United States (where it was stored), with a stopover in Guayaquil, Ecuador. Flybondi leases this aircraft from FTAI Aviation, according to data from ch-aviation.

The Argentine ultra-low-cost carrier will use the aircraft to operate commercial flights to and from the South American country. Flybondi has scheduled around 341 weekly flights in October 2022, including 21 weekly services to Rio de Janeiro (GIG, 14 flights) and São Paulo Guarulhos (GRU, seven flights), its only two international destinations.

Flybondi received eight Boeing 737-800NGs this week. Photo: Flybondi.

Fleet growth

Flybondi is growing its fleet. Ten months ago, the airline announced a plan for investment and growth in Argentina. Since then, Flybondi has incorporated four aircraft and more than 500 employees for various specific areas, such as pilots, cabin crew, ground crew and office staff professionals. Likewise, four national destinations have been added to its connectivity network: Ushuaia, Puerto Madryn, El Calafate and Comodoro Rivadavia.

Additionally, the airline expects the arrival of two new aircraft this year and is already evaluating a further expansion of its fleet for the first months of 2023. Mauricio Sana, CEO of Flybondi, said:

“After a lot of effort, we managed to bring our eighth aircraft to Argentina. Each new member joining the fleet contributes to the economic development of the country and reaffirms our growth plan.

Flybondi is Argentina’s second largest airline by fleet size. Photo: Flybondi.

The plane

This aircraft that Flybondi received is not new. The aircraft, registered LV-KEH, is 12.04 years old. It was first ordered in December 1999 by Garuda Indonesia, which received the airliner in 2010. Garuda Indonesia operated the 737-800NG until 2022, logging approximately 28,168 flight hours.

The average age of the Flybondi fleet is 14.1 years. The Argentine low-cost airline leases all of its jetliners to several leasing companies, including three to AerCap, two to Constitution Aircraft Leasing and two to Macquarie AirFinance.

The airline is mainly domestic. It has a market share of approximately 18% of domestic passengers in Argentina and 5% of the international segment. Flybondi currently flies to 17 domestic destinations (Buenos Aires, Bariloche, Corrientes, Córdoba, Jujuy, Mendoza, Neuquén, Posadas, Iguazú, Salta, Santiago del Estero, Trelew, Tucumán, Puerto Madryn, Ushuaia, El Calafate and Comodoro Rivadavia), and two international destinations (Rio de Janeiro and São Paulo). In December it will resume flights to Florianópolis.

Have you ever traveled with Flybondi? How was the experience? Let us know in the comments below.

Source: ch-aviation.

Where to Watch Argentina Nacional B 2022 Live in India?

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The Primera Championship was created in 1986 to integrate affiliated clubs into the structure of Argentine football. Originally it was better known as Primera Nacional and until 2019-20 it was known as Primera B Nacional. Currently known as the Argentine Football League, it is the second division of the Argentine football league system. All competitions held here consist of 37 teams. Check where to watch Argentina Nacional B 2022 live in India.

Basically, this game is played by teams from all over the country. At the same time, let me say that National B is the second Argentinian football league. Additionally, the top three teams are automatically promoted to the Primera Division. Argentina’s 2022 national primary began on February 11 and will end in November 2022.

Argentinian National B 2022:

Image Credit: www.alamy.com / Where to watch Argentina Nacional B 2022

Here I will introduce you to a bit of Argentine football history. Initially, the club only participated in the Argentine first division tournament, the national championship. Not only that, but he also started gathering teams from the old Primera and regional leagues from several provinces in Argentina.

Likewise, after the 1985–86 season, the Primera B Nacional Primera Division became the second tier of professional football in Argentina. In addition, the latter, which is above the Torneo federal and primavera b Metropolitana, begins to function as the third division.

Image credit: www.alamyimages.com

Anyway, in this league, 37 teams compete for a total of 36 rounds. The best champion teams are promoted to the Premier Division. The teams ranked second through 13th compete simultaneously in the Torneo Reducido for a second promotion spot after the end of the regular season.

Well, let me tell you, the second-placed team goes into the third round and the third-placed team goes into the second round. Teams are also seeded fourth to 13th in the first round. However, the bottom two teams will be relegated at the end of the season as relegation returns after a two-year hiatus due to the Covid-19 pandemic.

Where to watch live?

argentina soccer football primera final division boca juniors v tiger estadio alamy
Image credit: www.alamyimages.com

You can watch these matches on Bet365, DirectTV sports Argentina and Tyc sports play.

Buenos Aires Weather | Stories that caught our attention: October 1 to October 6

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THE MAPUCHES AT MASCARDI

After five years of Mapuche occupation, the Villa Mascardi area near Bariloche was cleared by federal security forces in a 10-hour operation. A dozen people, all women and children, is all that was found there from the Lafken Winkul Mapu community with seven arrests.

CFK ATTACKER’S PHONE

Access to the contents of the cellphone of Fernando Sabag Montiel, the would-be assassin who pointed a gun at Vice President Cristina Fernández de Kirchner on the night of September 1, has finally been obtained, security police said Thursday from the airport after the failure of other security forces. Meanwhile, other decoded phone conversations revealed that Sabag Montiel’s girlfriend, Brenda Uliarte, had also shared her affections with notorious YouTuber Lo Presto, who threatened Fernández de Kirchner and harassed First Lady Fabiola Yañez in the past. Two other suspects, Nicolás Carrizo and Agustina Díaz, leader of the copitos cotton candy gang, were charged last weekend.

PUBLIC SERVICE PRICING

The removal of subsidies for gas and electricity services, which was due to begin with September billing, has been delayed by a month as the millions of consumers who do not ask for the subsidies to continue far exceed the number of households in high income which they will be denied under the new segmentation scheme. The corresponding adjustments will now be made with this month’s billing to be paid next month. On Wednesday, Transport Minister Alexis Guerrera predicted bus and train fares would rise by around 40% from December.

TECHNOLOGY DOLLARS

Economy Minister Sergio Massa and Knowledge Economy Secretary Ariel Sujarchuk on Monday announced the new “tech dollar” to boost growth in the high-tech sector. This allows the sector to freely exchange 30% of the dollars coming from increased exports while injecting an additional 20% in case of investment. Massa forecasts $10 billion in exports for the sector next year, up from $7.4 billion last year and $6.2 billion in 2020 as a top overseas player in the United States. sides of Vaca Muerta’s shale, protein and lithium, also hoping that the incentives would stop the brain drain. More than 540 companies are registered in the sector, of which 327 export.

SALES AND PURCHASES IN DOLLARS

In the first eight months of this year, exports of $59.108 billion were received and $48.119 billion of imports paid for a trade surplus of $10.989 billion, the Central Bank reported earlier this week. while Argentinian savers bought $2.196 billion at the official exchange rate, 36% more than a year ago. At the same time, a total of US$10.46 billion was needed to meet energy needs, or 17.7% of net hard currency exports, while other sectors requiring large payments abroad were chemicals (US$6.9 billion) and automotive (US$6.636 billion as against US$5.303 billion in exports). Earlier this week, the Central Bank was working with the Economy Ministry under Sergio Massa on both a “Qatari dollar” for tourism and the overhaul of SIMI (Sistema Integral de Monitoreo de Importaciones) to give importers fixed sums and payment dates to their suppliers abroad.

ELECTIONS IN BRAZIL

President Alberto Fernández immediately congratulated his “dear” Luiz Inácio Lula da Silva on the Brazilian ex-president’s “first-round triumph” last Sunday, even though Lula will have to go to the second round on October 30 against the incumbent. Jair Bolsonaro with a surprisingly slim five percent lead. About 12,000 Brazilians were eligible to vote in Argentina.

MANES versus MACRI

Radical MP Facundo Manes caused a ruckus in the ranks of the opposition Juntos por el Cambio last weekend when he criticized illegal espionage during Mauricio Macri’s presidency as amounting to ‘institutional populism’ – he further claimed that the “intense minorities” backing Macri and Vice-President Cristina Kirchner were blocking Argentina’s future. Politicians from Macri’s centre-right PRO party were quick to dismiss Manes as undermining opposition unity while Jujuy governor Gerardo Morales, chairman of the radical party, also distanced himself from him. nonconformist MP.

“SWING” RELATIONSHIPS

Speaking at a Spanish book forum on Wednesday, the ex-president Mauricio Macri recommended being a “swinger” in international relations, which he said had worked well for him, saying his administration had enjoyed a close relationship with the United States under the presidencies of two different parties and concluded an agreement between Mercosur and the European Union while signing trade agreements with China as Argentina’s largest food market. Climate Change Secretary Cecile Nicolini criticized him for treating climate change as a passing fad.

MILEI TEAMS UP WITH BUSSI

Libertarian MP Javier Milei made his first foray north in Tucumán last weekend, accompanied by far-right local politician Ricardo Bussi (son of a former military governor). Addressing a crowd of around 30,000 and telling them that he was Argentina’s next president, he aimed his usual salvos at “all the larcinous, parasitic and useless political enterprise” and at the model government in particular and socialism in general as “based on hate”. , envy and resentment”, continuing: “There is nothing more unjust than social justice, which involves theft and inequality before the law. In a press conference, he also controversially questioned the number of people who disappeared during the last military dictatorship, calling it a “one-sided and biased view of history” and a “cultural battle of the left” and challenging the reporter asking the question by asking, “Can you show me the full list of the 30,000 missing?”

CAESAR MASCETTI, 1941-2022

César Mascetti, central actor of the television news from 1971 to 2003 and present on the radio until 2015, always in tandem with Mónica Cahen D’Anvers, died last Tuesday of liver cancer in his native San Pedro at the 80 years old. couple were regular winners of the Martín Fierro Award.

POLICE TORTURE

Two police officers and two female police officers were arrested in the Atlantic resort of Mar del Plata on Tuesday for unlawfully arresting and torturing two teenagers. The Buenos Aires Provincial Police Department of Internal Affairs immediately expelled them from the force.

SATANIC RITUAL

The provincial police of Cordoba on Tuesday located the bodies of two missing sisters, aged 39 and 41, who are believed to be victims of a Satanist ritual. Among the three people arrested for the crime was the 17-year-old daughter of one of the victims. The bodies showed signs of having been both shot and poisoned.

STARS DON’T ALWAYS SHINE

Hollywood actresses Margot Robbie and Cara Delevingne, close friends since 2016, were embroiled in a controversial episode last weekend when their bodyguards beat up a paparazzi photographer at the exclusive La Boca Patagonia Sur restaurant (owned by Francis Mallmann), causing him both “psychological problems”. and physical damage, including a broken elbow and internal bleeding. Pedro “Peter” Alberto Orquera, who was taken to hospital in Argerich, said he would take legal action while bodyguards , identified as Jac Rhis Hopkins and Josei MacNamara Callum (both British), would be arrested.

COLD FEET FOR COLDPLAY?

British band Coldplay suspended all concerts in Brazil because its most famous member, Chris Martin, was suffering from a “serious lung infection” and needed at least three weeks off, putting the band’s 10 concerts at the River Plate stadium (all sold out in advance) at the end of this risky month.

THREE BEST BARS

Three Argentinian watering holes – Florería Atlántico, Tres Monos and Cochinchina – are among the “50 best bars” in the world, the corresponding website announced on Wednesday.

CLOSURE FOR MESSI AND HIGUAIN

Superstar Lionel Messi said in a Star+ television interview on Thursday that his fifth World Cup in Qatar next month would also be his last while veteran striker Gonzalo Higuain announced his retirement and the end of a 17-year career in Miami where he plays now.

INDEPENDENT NOW INDEPENDENT?

Journalist Fabián Doman, 57, ousted the powerful clan of Moyano teammates from the helm of Avellaneda Independiente football club last Sunday, winning 72% of the vote with 11,492 votes to 2,066 for the Moyanos, who finished third behind another list with 2,330 votes (15 percent). Doman was backed by political heavyweights from the center-right PRO party, including Lanús mayor Néstor Grindetti and lower house caucus leader Cristian Ritondo. The Moyanos took over Independiente in 2014 promising to save the insolvent club with their financial clout, but they left a debt of 4.5 billion pesos. Last Sunday’s election was nine months late. The city’s mayor, Horacio Rodríguez Larreta, an ardent fan of Racing’s great rivals, commented on Monday: “I never thought I could be happy with everything that is happening at Independiente, but I am very happy with the yesterday’s election results.

related news

Argentinian author Hernan Diaz discusses a new novel at the Meriden Public Library

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MERIDEN — Hernan Diaz, Argentine-born Pulitzer Prize for Fiction finalist and PEN/Faulkner Prize winner for his 2017 novel “In the Distance,” participated in a virtual open discussion with the Meriden Public Library as part of the Hispanic Heritage Month events.

Lauren Thompson, community services manager at Meriden Public Library, said virtual events allow viewers to connect and ask questions of acclaimed authors that public libraries might not otherwise have been able to afford.

“The only reason we could afford an author like (Diaz) is because it’s virtual,” Thompson said. “A lot of these authors are very, very expensive.”

Diaz was invited by the library to discuss his second novel, “Trust,” in partnership with the Library Speakers Consortium’s Author Discussion Series on Sept. 27.

Hosted by Brandon Adler, the Author Talk series makes it accessible to communities that tune in from more than 200 library systems in 37 states to connect with best-selling and award-winning authors.

The love of libraries

As a “great library lover”, Diaz said he did most of his work in libraries while writing his essays and short stories.

“It’s so exciting,” Diaz added. “The mere thought of being in so many libraries simultaneously is dizzying. I love this project and I’m honored to be part of it.

Published in 31 countries, ‘Trust’ was one of 13 novels in the 2022 Booker Prize ‘long list’ and is a Kirkus Prize finalist. Earn a Ph.D. of NYU, Diaz is associate director of the Hispanic Institute of Latin American and Iberian Cultures at Columbia University and editor of the Spanish-language journal Revista Hispánica Moderna.

A novel in four parts

Diaz explained that “Trust” is a bit “unusual” because after opening the novel, the reader will encounter a table of contents, separating the book into four sections written from a different character’s perspective.

The first section titled “Bonds” tells the story of the rise of Wall Street tycoon, Benjamin Rask, and his relationship with his wife, Helen.

In the second and shorter section of the book titled “My Life”, Rask relates his perspective on the events of the first section.

“This real-life tycoon is not at all happy with how he’s been portrayed in this novel,” Diaz explained. “He is determined to set the record straight on what he believes to be the truth and therefore presents his own version of the facts.”

Fast forward to the 1980s, the third section depicts the story of Ida Partenza, who was the secretary and daughter of an Italian anarchist. Partenza thinks back to the time she spent working for the wealthy tycoon.

The fourth and final section of the novel reveals the diary of Helen, who turns out to be the main character of the novel from the start.

“I had no intention of writing a novel with this particular structure, it was more of a ‘simple novel’ in my mind when I started,” Diaz said. “There are a few reasons that I hope go beyond formal whimsy or gimmick. I felt that form was intrinsically necessary to the story and what I’m trying to say. in the book.

Inspiration behind ‘Trust’

The author said that when we read a text, “we enter into a certain kind of contract with the text”, and it is through works of fiction that people tend to apologize for the truth.

Her novel reverses this idea and with the reader’s take on the word “trust”, as it acts as a sort of puzzle that is not solved until the reader has read the novel in its entirety. .

“So what I was trying to do was invite, gently, the reader to question the trust or lack of trust they place in certain texts, because sometimes a kind of greater payload of truth is in these texts,” Diaz said. .

The novelist also explained that he was drawn to the idea of ​​writing about money in America after completing his debut novel “In the Distance.”

“I didn’t know how I was drawn to the subject,” Diaz said. “I am a student of American literature. I am very invested in the American gun. I feel like everything I write is somehow in dialogue with that tradition. And if money of course and capital have this disproportionate place in the way America imagines itself, it has always had a mystical, almost transcendental dimension.

You can attend other virtual discussions with renowned authors at www.meridenlibrary.org.

Poll Shows Illinois Supports Interest Cap Predatory Loan Prevention Act | Granite City News

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As lenders point to the negative effects of the Predatory Loan Prevention Act, a new poll shows Illinois supports the law.

As of March 2021, payday loans in Illinois have a cap rate of 36%. The law provides that any loan made in excess of 36% is considered null and void, and no entity has the “right to collect, attempt to collect, receive or retain principal, fees, interest or loan costs. ”

In a survey commissioned by the Woodstock Institute, 86% of respondents said they supported price caps.

Lenders had warned that low-income people would struggle to access credit. The poll says two-thirds of low-income adults have been able to borrow money since the rate cap came into effect. The survey found that using a credit card was the most common method of accessing emergency funds.

“I would borrow $500 and pay off the loans sooner. If I hadn’t, I would have ended up paying back $1,000 each time,” said Tanekia Smith of Alton and a survey respondent. “I support the 36% rate cap because I believe credit should be safe, especially for vulnerable consumers and people who are already struggling.

Due to the Illinois lending cap, some lenders have gone out of business. The LendNation chief said all 26 stores in Illinois were closed, calling the state “inoperable territory.” Doug Nickerson warns that the law will have a negative effect by removing loan options for people with low incomes or with bad credit.

The Online Lenders Alliance published a survey in February 2022 claiming to show the harmful effects of the PLPA. Woodstock Institute officials downplayed the survey, saying the population surveyed was limited to their own customers, “barely a scientific sample and a solid group of respondents.”

“I’m convinced that some of the predatory lenders have tattoos that say ‘access to bad credit,’ because that’s their only real argument and they’ve been saying it for decades,” said Brent Adams, senior vice president of policies and communications in Woodstock. Institute.

Some in Illinois are looking to extend the lending rate cap nationwide.

“These lenders are offering loans that trap working-class people in an endless cycle of debt,” said Congressman Chuy Garcia, the main sponsor of the legislation to establish a national cap rate of 36% APR. . “Before the passage of the Predatory Loan Prevention Act, the average APR for a payday loan in Illinois was 297 percent.”

Garcia will face Republican James Falakos and Working Class Party candidate Edward Hershey in the Nov. 8 election.

Global Electric Slide Elevator Market Snapshot to 2027 – Featuring Imenco Smart Solutions, Weatherford International, and Janki Oil Tools, Among Others – ResearchAndMarkets.com

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DUBLIN–(BUSINESS WIRE)–The “Global Slide Elevator Market By Type (Hydraulic, Pneumatic), By Bushing (Housing Bush, Main Bush), By Location (Offshore, Onshore), By Holding Component (Drill Pipe Slips, Drill Collars, Casing Slips, Others) by Region, Forecast & Opportunity, 2017-2027” report has been added to from ResearchAndMarkets.com offer.

The global electric lifters market is expected to grow at a significant rate during the forecast period 2023-2027. The growth of the market can be attributed to the growing need for security measures at oil drilling sites. Furthermore, increasing demand for better and efficient drilling equipment and drill pipe handling system is expected to drive the growth of the global electric slip lifter market in the coming years.

Electric slip lifters are pipe handling systems capable of lifting drill collar slips, casing slips, drill pipe slips, etc. in and out of the rotary table. The pusher is applicable to pneumatic and hydraulic systems.

The system is frequently operated using a remote or operating valve that initiates the lifting and delivery functions without any human intervention, limiting the possibility of unintentional slips, injuries and other safety hazards. Motorized slip lifters are designed to set faster and provide self-centering in bushings, reducing misuse of tools and increasing equipment life by reducing wear and tear that can occur during handling .

Oil rigs and drilling sites are high accident risk areas due to various factors such as oil leaks, mismanagement of drilling equipment, accidental wear of pipe handling systems , fires, etc. The loss incurred through oil leakage, mishandling of equipment and prolonged exposure is far too great.

Therefore, special safety precautions for handling equipment and employees are highly demanded. Growing concerns over raw materials and loss of life are driving the expansion of the global electric gliding lift market over the next five years. Additionally, rapidly increasing demand for petroleum and petroleum products from various end-use industries is also expected to drive the growth of the global electric slip lifters market over the next five years.

Years considered for this report:

  • Historical years: 2017-2020

  • Base year: 2021

  • Estimated year: 2022

  • Forecast period: 2023-2027

Goal of the study:

  • To analyze historical growth in market size of global Electric Sliding Lifts market from 2017 to 2021.

  • Estimate and forecast the global Electric Sliding Lifts market size from 2022 to 2027 and the growth rate till 2027.

  • To classify and forecast the global Electric Sliding Lifters Market based on type, bushing, location, holding component, region, and company.

  • To identify the dominant region or segment in the global Electric Slip Lifters market.

  • Identify drivers and challenges in the global Electric Sliding Lift Market.

  • Examine competitive developments such as expansions, new product launches, mergers and acquisitions, etc., in the global Skid Lifts Market.

  • To identify and analyze the profiles of key players operating in the global Skid Lifts Market.

  • To identify the key sustainable strategies adopted by market players in the global Electric Sliding Lifts Market.

Companies cited

  • Imenco smart solutions

  • Weatherford International

  • Forum Energy Technologies Inc.

  • Janki Oil Tools

  • Keystone Energy Tools

  • Den.Con Tool Co.

Report Scope:

In this report, the global Electric Sliding Lifts Market has been segmented into the following categories, in addition to industry trends which have also been detailed below:

Electric Sliding Lift Market, By Type:

Electric Sliding Lifter Market, By Socket:

  • housing sleeve

  • main ring

Electric Sliding Lift Market, By Location:

Electric Sliding Lifter Market, By Holding Component:

  • Drill pipe slips

  • Drill Collar Slides

  • Casing slips

  • Others

Power Slip Lifter Market, By Region:

  • North America

  • United States

  • Mexico

  • Canada

  • Europe

  • France

  • Germany

  • UK

  • Italy

  • Spain

  • Poland

  • Denmark

  • Asia Pacific

  • China

  • India

  • Japan

  • South Korea

  • Australia

  • Singapore

  • Malaysia

  • Middle East and Africa

  • South Africa

  • Saudi Arabia

  • United Arab Emirates

  • Iraq

  • Turkey

  • South America

  • Brazil

  • Argentina

  • Colombia

  • Peru

  • Chile

For more information about this report visit https://www.researchandmarkets.com/r/d5mt7t

Argentina’s top 10 scorers of all time

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There’s a reason why Argentina are one of the most feared squads for the World Cup in Qatar. The Albiceleste’s current roster includes not only the legendary Lionel Messi, but also prolific forwards Angel Di Maria and Lautaro Martinez, all in the top 10 scoring charts.

Let’s take a look at Argentina’s top scorers so far.

10. Jose Sanfilippo – 18 goals

Jose Sanfilippo was one of the game’s most feared centre-forwards in its heyday. The Boca and San Lorenzo striker played for Argentina in the 1959 Copa America, where he finished as the tournament’s top scorer.

9. Daniel Passarella – 20 goals

Central defender Daniel Passarella captained the Argentine team that won the 1978 World Cup. The two-time World Cup winner could also score goals, as he is part of the Albiceleste top scorer chart at ninth place.

8. Lautaro Martinez – 21 goals

Currently one of the best strikers in the world, it’s no surprise that Lautaro Martinez is already on Argentina’s top scorers list. The striker has scored 21 goals in just 39 appearances for the national team. It will continue to wreak havoc on Qatar’s defences.

7. Angel Di Maria – 25 goals

He scored the memorable winner in the final of Argentina’s 2021 Copa America triumph. Winger Angel Di Maria currently has 25 goals for the Albiceleste and is the fourth most capped player in the country’s history.

6. Diego Maradona – 29 goals

The man, the myth, the legend. Argentina legend Diego Maradona scored two of the most memorable goals in World Cup history – the ‘Hand of God’ and the ‘Goal of the Century’ against England. He scored 10 of his side’s 14 goals in that triumphant World Cup.

5. Gonzalo Higuain – 31 goals

Gonzalo Higuain played a vital role in the fantastic 4 – Messi, Di Maria and Aguero – for Argentina at the 2014 World Cup. He scored the most important goal against Belgium, who led Argentina in semi final.

The forward enjoyed a prolific goalscoring career across Europe (Real Madrid, Napoli, Juventus) and, unsurprisingly, ranks fifth on the all-time goalscorers list.

4. Hernan Crespo – 35 goals

Hernan Crespo was one of Argentina’s deadliest strikers and one of the best of his generation with prolific spells at Parma and Lazio.

He scored 35 goals in just 64 appearances for the national team, ranking him 4th behind Aguero, Batistuta and Messi.

3. Sergio Aguero – 41 goals

Sergio Aguero, a striker with an insane appetite for goals, ended his illustrious career in Argentina with 41 goals in 101 appearances. His last game – a heart condition forced him to retire early – was a 1-0 win over Brazil to win the Copa America. He is also the fifth all-time Premier League goalscorer and the top non-English goalscorer in EPL history with 184 strikes, including that historic last-second strike for Man City.

2. Gabriel Batistuta

Gabriel Batistuta was the first goal machine ahead of Haaland, Lewandowski, Ronaldo and Messi. He oozed class and scored countless goals in the 90s – 356 in 633 games, to be exact.

The striker scored two hat-tricks at two different World Cups and finished top scorer with six goals in his triumphant Copa America debut for Argentina in 1991.

1. Lionel Messi – 90 goals

Possibly the greatest Argentine footballer of all time (we’ll leave that to you to debate), Lionel Messi is arguably the country’s top scorer, with almost a century of goals to his name. He is the most capped in the country with 161 appearances.

Can the GOAT end his international career as a World Cup winner in Qatar? Oh man, the stories they would write about the last dance.

Photo: Instagram/leomessi

The Prime Minister will visit Chile, Uruguay and Argentina next week

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SEOUL, Oct. 05 (Yonhap) — Prime Minister Han Duck-soo will depart for Chile next week on a three-country trip that will also take him to Uruguay and Argentina, as Seoul seeks to boost economic cooperation with Latin American countries, officials said Wednesday.

During talks with the leaders of the three nations, Han will also ask them to support South Korea’s bid to host the 2030 World Expo in the southern port city of Busan, the Coordination Office said. government policies in a press release.

“In the face of growing uncertainties in global supply chains, this will be an opportunity to consolidate practical cooperation with key Latin American countries,” the office said.

Han will depart for Chile on Sunday for an official visit that includes talks with Chilean President Gabriel Boric.

As South Korea and Chile mark the 60th anniversary of the establishment of diplomatic ties this year, Han and Boric are expected to discuss measures to deepen bilateral ties, according to the statement.

Han will pay an official visit to Uruguay on October 12 and meet with Uruguayan President Luis Lacalle Pou.

During the talks in Montevideo, Han and the Uruguayan president are expected to discuss measures to strengthen bilateral relations.

On the final leg of his nine-day trip, Han will make an official visit to Argentina on Oct. 13 for a three-day stay.

Han will meet with Argentine President Alberto Fernandez and they plan to discuss measures to improve cooperation in various fields, including economic security, the office said.

Poll Shows Illinois Supports Interest Cap Predatory Loan Prevention Act | Illinois

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(The Center Square) — As lenders point to the negative effects of the Predatory Loan Prevention Act, a new poll shows Illinois backing the law.

As of March 2021, payday loans in Illinois have an interest rate cap of 36%. The law provides that any loan made in excess of 36% is considered null and void, and no entity has the “right to collect, attempt to collect, receive or retain principal, fees, interest or loan costs. ”

In a survey commissioned by the Woodstock Institute, 86% of respondents said they supported price caps.

Lenders had warned that low-income people would struggle to access credit. The poll says two-thirds of low-income adults have been able to borrow money since the rate cap came into effect. The survey found that using a credit card was the most common method of accessing emergency funds.

“I would borrow $500 and pay off the loans sooner. If I hadn’t, I would have ended up paying back $1,000 each time,” said Tanekia Smith of Alton, a survey respondent. “I support the 36% rate cap because I think that credit should be safe, especially for vulnerable consumers and people who are already in difficulty.

Due to the Illinois lending cap, some lenders have gone out of business. The LendNation chief said all 26 stores in Illinois were closed, calling the state “inoperable territory.” Doug Nickerson warns that the law will have a negative effect by removing loan options for people with low incomes or with bad credit.

The Online Lenders Alliance published a survey in February 2022 which it claimed showed the adverse effects of the PLPA. Woodstock Institute officials downplayed the survey, saying the population surveyed was limited to their own customers, “barely a scientific sample and a solid group of respondents.”

“I’m convinced that some of the predatory lenders have tattoos that say ‘access to bad credit’ because that’s their only real argument and they’ve been saying that for decades,” said Brent Adams, senior vice president of policies and communications in Woodstock. Institute.

Some in Illinois are looking to extend the lending rate cap nationwide.

“These lenders are offering loans that trap working-class people in an endless cycle of debt,” said U.S. Representative Chuy Garcia, D-IL and the lead sponsor of legislation to establish a national rate cap of 36% APR. “Before the passage of the Predatory Loan Prevention Act, the average APR for a payday loan in Illinois was 297 percent.”

Garcia will face Republican James Falakos and Working Class Party candidate Edward Hershey in the Nov. 8 election.

Latin American countries support Argentina’s Falklands claim before UN Fourth Committee — MercoPress

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Latin American countries support Argentina’s Falklands claim before UN Fourth Committee

Tuesday, October 4, 2022 – 09:59 UTC


Uruguay’s representative Carlos Amorin, speaking on behalf of Mercosur, was among many delegates expressing support for Argentina in its Falklands/Malvinas sovereignty dispute

The Fourth Committee (Special Policies and Decolonization) began its general debate on decolonization and related agenda items on Monday, with speakers stressing their countries’ commitment to eradicating colonialism in every corner of the world, countries from Latin America focusing on the Falkland/Malvinas dispute..

In his opening address, General Assembly President Csaba Kőrösi (Hungary) said the future of the 17 Non-Self-Governing Territories must be established under international law and postulated on the peaceful settlement of disputes. “It is up to us to ensure that this Fourth International Decade for the Eradication of Colonialism is the last of its kind,” he said.

The representative of Ecuador, speaking also on behalf of the Community of Latin American and Caribbean States (Celac), noted that more than half of the Non-Self-Governing Territories were in his region. He called on the administering powers to adopt the necessary measures to achieve rapid decolonization, paying particular attention to key issues affecting small islands, such as climate change and volcanic eruptions.

The representative of Uruguay, speaking on behalf of the Southern Common Market (Mercosur), was among many delegates expressing support for Argentina in its dispute over the sovereignty of the Falklands/Malvinas, South Georgia and of the South Sandwich Islands, and surrounding maritime areas. The UK must end its exploration and exploitation of natural resources in the disputed area, he said, adding that a peaceful and negotiated solution between the two states should be found as soon as possible.

The representative of Mexico said that there had been a resurgence of the debate on the relationship between the right to self-determination of peoples and the principle of the territorial integrity of States. One principle cannot be favored over the other, he said, adding: “It is anachronistic that, 60 years after the start of the great movement for the emancipation of countries and peoples who were subjected to regimes colonials, this task is still unfinished”.

In other matters, the committee decided to accede to petitioners’ requests to be heard on the issues of American Samoa, the Cayman Islands, the Falkland Islands (Malvinas), French Polynesia, Gibraltar, New Caledonia, US Virgin Islands and Western Sahara. Mohamed Al Hassan (Oman), chair of the committee, said requests for hearings on the issues of Guam and Saint Helena have been withdrawn.

Due to the large number of petitioners, the committee agreed to hear their presentations on October 4, October 6, October 7 and October 10. Also speaking on Monday were representatives of Nicaragua, Argentina, Guatemala, Peru, Brazil, Panama and Iran.

In exercise of the right of reply, the representatives of the United Kingdom and Argentina took the floor.

Christina Espinoza of Ecuador, speaking on behalf of the Community of Latin American and Caribbean States (CELAC), noting that more than half of the 17 Non-Self-Governing Territories are geographically located in her region, reaffirmed the commitment of his group to continue working to liberate the region from colonialism. Calling on the administering Powers to participate fully in the work of the Special Committee, he called on them to adopt the necessary measures to achieve the rapid decolonization of each of the Non-Self-Governing Territories, taking into account the particular situation of each case, which includes situations colonials defined as “special and particular”.

Also expressing his support for the dissemination of information on decolonization, he reiterated his support for Argentina’s legitimate rights in the sovereignty dispute over the Falklands, the South Georgia Islands and the South Sandwich Islands, and the surrounding sea areas.

Uruguay’s Carlos Amorín, speaking on behalf of Mercosur and associated states, reiterated the bloc’s support for Argentina in its dispute over sovereignty of the Falklands, South Georgia Islands, South Sandwich Islands and surrounding sea areas. “The Malvinas are Argentine territory,” he said, stressing the importance of respecting the principle of territorial integrity in accordance with international law.

“Ending this particular colonial situation requires a peaceful and negotiated solution between the two parties,” he added. This solution must be found as soon as possible in accordance with United Nations resolutions and declarations by the Organization of American States, Mercosur and other regional and multilateral forums, he said. The UK must end the exploration and exploitation of natural resources in the disputed area, he continued, stressing Argentina’s right to promote actions against unauthorized activities”.

Maria del Carmen Squeff of Argentina reiterated her country’s willingness to help resolve the outstanding colonial issue of the Malvinas Islands, South Georgia Islands, South Sandwich Islands and surrounding maritime areas. Describing it as a particular colonial situation involving a sovereignty dispute between two member states, namely her country and the United Kingdom, she stressed the need for bilateral negotiations. The question of the Falklands, the South Georgia Islands, the South Sandwich Islands and the surrounding maritime spaces is that of a colonized territory without a people subject to colonization because British subjects were settled there with a view to modifying the composition demographic of the territory, she said.

“Recalling previous negotiations during which the two governments presented their respective positions and explored a diplomatic solution in accordance with international law, it noted the interruption of these negotiations and stressed that the 1982 conflict did not change the nature of the sovereign dispute. She noted that her government provides various services to the people of the Malvinas Islands, South Georgia Islands, South Sandwich Islands and surrounding maritime areas, and called on the UK to refrain from unilateral actions” .

Juan Antonio Benard Estrada, from Guatemala associated with CELAC, welcomed Argentina’s willingness to resolve its dispute with the United Kingdom. However, despite the invitations of this country and the insistence of the United Nations, the United Kingdom refuses to systematically resume negotiations, going against the principles established in the Charter of the United Nations. His refusal to comply with his obligations to resume negotiations has been getting worse and worse, he said, drawing attention to unilateral acts including the exploration and exploitation of natural resources as well as military actions. The Secretary-General must continue his mission to help the parties comply with what the General Assembly has called for in its resolutions on the Malvinas question

Peruvian delegate Luis Lugarelli, noting that anti-colonialism is a state policy in his country, paid tribute to the Special Committee for 61 years of effort that resulted in the decolonization of millions of people. Today, less than 2 million people live under colonial rule, he noted. Turning to the question of the Malvinas Islands, the South Georgia Islands, the South Sandwich Islands and the surrounding maritime areas, he said that this was a sui generis case in which the principle of self-determination could not apply due to the changing demographic makeup in this territory. He called on both parties to resume negotiations for a peaceful and lasting solution, stressing that they should refrain from any unilateral action.

Fabio Cunha Pinto Coelho, Brazil, associated his country with Mercosur and Associate Members, reiterating Brasilia’s strong and historic support for Argentina over the Malvinas, a colonial situation that has lasted for nearly two centuries. The British population was introduced during an illegal occupation and therefore the principle of self-determination cannot be applied. Stressing the principle of the territorial integrity of States, he called on the parties to return to the negotiating table and acknowledged their efforts to advance their bilateral relations.

Expressing concern over breaches of multilateral provisions, he urged the UK to end its unilateral actions in the exploration and exploitation of natural resources and refrain from promoting military exercises in the disputed area. The South Atlantic is an area of ​​peace and cooperation with full respect for the peaceful settlement of disputes, he said.

Call for the right of reply

Gordon Brown of the United Kingdom, exercising his right of reply, said that his country had no doubts as to its sovereignty over the Falkland Islands (Malvinas), the South Georgia Islands, the South Sandwich Islands and the surrounding maritime areas, nor on the principle and right of the Falklands to self-determination. There can be no dialogue on sovereignty unless Islanders want it. The 2013 referendum, in which 99.8% of voters wanted to retain their current status as territory of the United Kingdom, sent a clear message: the islanders do not want a dialogue on sovereignty. Argentina should respect those wishes, he said.

Finally Maximiliano Javier Alvarez, from Argentina, insisted that the Malvinas, the South Georgia Islands, the South Sandwich Islands and the surrounding maritime areas are an integral part of the territories of his country, illegally occupied by the United Kingdom. United. Through 10 resolutions, the member states of the United Nations have called on the United Kingdom to resume negotiations. The principle of self-determination of peoples is inapplicable to the dispute between the two countries, he stressed, adding that the rights of the inhabitants of this territory are protected by the constitution of his country.

Argentina Honduras Soccer | National sports

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How China is targeting global fish supply

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Rich and ecologically diverse, the waters around the Galápagos Islands have attracted local fishermen for centuries. Now those waters face a much bigger and more rapacious hunter: China.

The Galápagos are part of Ecuador. And yet, every year, an increasing number of Chinese trading vessels, thousands of miles from home, fish here, sometimes on the edge of Ecuador’s exclusive economic zone.

Since 2016, Chinese vessels have operated off South America virtually all day, all year round, moving seasonally from the coasts of Ecuador to Peru and eventually to Argentina, where they have collectively fished over 16,000 days already this year.

The scale has sounded the alarm about damage to local economies and the environment, as well as the commercial sustainability of tuna, squid and other species.

Over the past two decades, China has built by far the largest deep-sea fishing fleet in the world, with nearly 3,000 vessels. Having severely depleted stocks in its own coastal waters, China now fishes in any ocean in the world, and on a scale that dwarfs the entire fleets of some countries.

The impact is increasingly being felt from the Indian Ocean to the South Pacific, from the coasts of Africa to those off South America – a high-seas manifestation of China’s global economic might.

The Chinese effort drew diplomatic and legal protests. The fleet has also been linked to illegal activities, including encroaching on other countries’ territorial waters, condoning labor abuses and catching endangered species. In 2017, Ecuador seized a refrigerated cargo ship, the Fu Yuan Yu Leng 999, carrying an illicit cargo of 6,620 sharks, the fins of which are a delicacy in China.

Much of what China does, however, is legal – or, on the high seas, at least, largely unregulated. Given the growing demands of an increasingly prosperous consumer class in China, this is unlikely to end soon. This does not mean that it is durable.

As of summer 2020, conservation group Oceana had nearly 300 Chinese vessels operating near the Galápagos, just outside Ecuador’s Exclusive Economic Zone, the 200 nautical miles off its territory where it maintains rights to natural resources under the Law of the Sea Treaty. Ships hugged the area so tightly that satellite mapping of their positions traced the boundaries of the area.

Together they accounted for almost 99% of the fishing near the Galápagos. No other country has come close.

“Our sea can no longer bear this pressure,” said Alberto Andrade, a fisherman from Galápagos. The presence of so many Chinese vessels, he added, has made it more difficult for local fishermen in the territorial waters of Ecuador, a UNESCO World Heritage Site that inspired the theory of the evolution of Charles Darwin.

Andrade organized a group of fishermen, the Island Front for the Galápagos Marine Reserve, to call for the expansion of fishing protections around the islands.

“The industrial fleets are razing the stocks, and we are afraid that in the future there will be no more fishing,” he said. “Even the pandemic hasn’t stopped them.”

An industrial effort

China can fish on such an industrial scale thanks to vessels like the Hai Feng 718, a refrigerated cargo ship built in Japan in 1996. It is registered in Panama and managed by a company in Beijing called Zhongyu Global Seafood Corp.

Its owner is a public company: the China National Fisheries Corp.

Hai Feng 718 is known as a carrier ship or a mother ship. It has refrigerated storage holds to store tons of catch. It also carries fuel and other supplies for small ships that can unload their cargoes and resupply their crews at sea. As a result, other ships do not need to spend time returning to port, allowing them to fish almost continuously.

In a year beginning in June 2021, the Hai Feng 718 encountered at least 70 small Chinese-flagged fishing vessels at various locations at sea, according to Global Fishing Watch, a research organization that collates transponder location data. of ships. Each encounter, known as a transhipment, represents the transfer of tons of fish that the smaller vessels would have had to offload at a port hundreds of miles away.

Together the ships followed the coasts of South America in what became a year-round prize hunt.

After departing Weihai, a port city in China’s Shandong Province, the Hai Feng 718 arrived in Galapagos in August 2021 and spent nearly a month in waters off Ecuador’s Exclusive Economic Zone. There he serviced many ships like the Hebei 8588.

These vessels are designed to catch squid, one of the prizes of the fleet. The lights ships use at night to lure squid to the surface are so bright they can be tracked from space.

A month later, the Chinese fleet went to the coast of Peru, where the Hai Feng 718 came close to more than two dozen smaller ships, some of them several times, including, again , Hebei 8588.

Loaded with prizes, the mothership returned to China. Last December he was at sea again, this time heading west across the Indian Ocean. It arrived off the coast of Argentina for the start of the squid season in January. In May it was again off the Galapagos.

These operations allowed a boom in squid harvesting. Between 1990 and 2019, the number of deep-sea squid rose from six to 528, while reported annual catches rose from around 5,000 tonnes to 278,000, according to a report published this year by Global Fishing Watch. In 2019, China accounted for almost all of the squid operating in the South Pacific.

The arrangement of transferring catches to another vessel is not illegal, but experts say using mother ships makes it easy to under-report catches and obscure their origins. Other countries are also deploying deep-sea fleets, including Japan, South Korea and Taiwan, but none do so on the scale of China.

The Hai Feng 718 alone has over 500,000 cubic feet of cargo space, enough to haul thousands of tons of fish.

Global Fishing Watch has tracked dozens of unexplained “loaming events,” where larger vessels linger in an area with no recorded meetings between carriers and smaller vessels. Experts warn that smaller vessels may turn off their transponders to avoid detection in order to disguise illegal or unregulated catches.

The impact on certain species such as squid off South America is difficult to measure with precision. In some regions, such as the South Pacific, international agreements require countries to report their catch, although under-reporting is considered common. In the South Atlantic, such an agreement does not exist.

There are already worrying signs of declining stocks, which could presage a wider ecological collapse.

“The concern is the number of vessels and the lack of accountability, to know how much is being fished and where it is going,” said Marla Valentine, oceanographer at Oceana, the conservation group. “And I fear that the impacts that are happening now will reverberate in the future.

“Because it’s not just squid that’s going to be affected,” she added. “It will also be anything that feeds on the squid.”

The global backlash

The appearance of the Chinese fleet at the edge of the Galápagos in 2020 drew international attention to the industrial scale of the Chinese fishing fleet. Ecuador lodged a protest in Beijing. Its then president, Lenín Moreno, pledged on Twitter to defend the marine sanctuary, which he called “a nursery of life for the whole planet”.

China responded with offers of concessions. He announced moratoriums on fishing in certain areas, although critics noted that the restrictions apply to seasons when fish are not as plentiful. It has pledged to cap the size of its deep-sea fleet, but not reduce it, and to reduce the government subsidies it gives to fishing companies, many of which are still state-owned or controlled.

In the year following the fury over the Galápagos, the bulk of the Chinese fleet moved further away from Ecuador’s exclusive economic zone. Otherwise, he continued to fish as much as before.

In Argentina, a group of environmentalists, backed by the Gallifrey Foundation, an ocean conservation organization, filed an injunction with the country’s highest court last year in hopes of urging the government to do more to comply with its constitutional obligations to protect the environment. They plan to file a similar injunction in the coming months in Ecuador.

“We have a permanent Chinese fleet 200 miles off our coast,” said Pablo Ferrara, a lawyer and professor at the University of Salvador in Buenos Aires, referring to the distance covered by Argentina’s exclusive economic zone. .

Argentina’s navy, which sank a Chinese fishing boat inside the area in 2016, has since announced it will add four new patrol vessels to step up its enforcement efforts in its coastal waters.

The United States has also pledged to help smaller countries counter China’s illegal or unregulated fishing practices. The US Coast Guard, which now sees the practice as one of the biggest threats to ocean security, has dispatched patrol vessels to the South Pacific.

In July, President Joe Biden issued a national security memorandum pledging to strengthen oversight of the industry. Speaking virtually at a forum of Pacific nations that month, Vice President Kamala Harris said the United States would triple its aid to help nations patrol their waters, offering $60 million a year for the next decade.

Such efforts may help in territorial waters, but they do little to restrain China’s fleet on the high seas. Global fish consumption continues to rise, reaching an all-time high in 2019. At the same time , known stocks of most fish species continue to decline, according to the latest report from the Food and Agriculture Organization of the United Nations.

“The challenge is to persuade China that it too needs to ensure the long-term sustainability of ocean resources,” said Duncan Currie, an international environmental lawyer who advises the Deep Sea Conservation Coalition. “He won’t be here forever.”

[This article originally appeared in The New York Times.]

Former Foreign Secretary appointed High Commissioner to UK

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Senior Labor official Stephen Smith has been chosen for the important post of High Commissioner to the UK, as part of a sweeping reset of Australia’s diplomatic corps.

The former foreign and defense minister is currently leading the government’s strategic defense review and will take up his new role once that report is delivered to the government next year.

On Friday, Foreign Secretary Penny Wong said the appointment of one of her predecessors as high commissioner reflected a tradition of sending an Australian representative to the UK who previously served in the cabinet.

“Mr Smith was a member of the Australian Parliament for 20 years and he was Minister of Defense and before that Minister of Foreign Affairs and Trade,” Wong said.

Smith is currently based at the USAsia Center at the University of Western Australia, where he has taught public international law since 2014.

He was a Federal Member of Parliament from 1993 to 2013, then served on EY’s Oceania Government and Public Sector Advisory Council (2014-2017) and Hockey Australia Board Member (2013-2016).

Lynette Wood will continue in this role until Smith is able to step in in 2023. The Foreign Secretary thanked the official for her services.

The last full Australian High Commissioner to the UK was former Commonwealth Attorney General George Brandis KC.

At his press conference, Wong said there were instances where it was clear that having someone representing the country in a diplomatic role outside of public office was advantageous. This included nominating candidates with distinguished professional or parliamentary experience, she said.

“I want to make it clear that our government is reversing the approach of the previous government and we are rebalancing appointments towards more qualified senior officials, in line with community expectations and job requirements,” Wong said.

“Today I am announcing a team that complements the existing staff we have around the world pursuing Australia’s interests.”

Six career diplomats have also been appointed to lead Australia’s overseas missions in Argentina, Egypt, Kuwait, Portugal, Turkey and Vietnam.

Doctor Simon Twik will be Australia’s new Ambassador to Argentina, Dr. Axel Wabenhorst left to be the Australian Ambassador to Egypt, Melissa Kelly will serve as Ambassador to Kuwait, Indra McCormick as Ambassador to Portugal, Tony Huber is the new Consul General in Istanbul, Türkiye, and André Goledzinowski is the new ambassador to Vietnam.

The Foreign Secretary also said a recruitment process was underway for Australian diplomatic posts in Singapore, New Delhi, Tokyo and the United Nations in New York.

“Our Foreign Service is the engine of Australia’s engagement with the world,” Wong said.

The diplomats in place, including Will Hodgman in Singapore, Barry O’Farrell in India, and Mitch Fifield in New York will end between February and June of next year.

Wong thanked the outgoing ambassadors, high commissioners and consul generals for their contributions to advancing the nation’s interests in those countries during their tenures.


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KLM will serve 163 destinations this winter

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For the Nordic winter season 2022/2023, KLM will offer a network of 163 destinations: 92 European and 71 intercontinental. The airline plans to add new short/medium-haul services and will offer more capacity in North America, surpassing 2019 levels.

Europe

From October 29, KLM will serve three new routes to Nantes (NTE) with two daily flights; Katowice (KTW) and Aarhus (AAR) will both operate daily. The airline is also adding a new snow destination to Rovaniemi, Finland (RVN) with a weekly frequency from December 3 to March 25, 2023.

The Amsterdam-based airline will expand its services to Teesside (MME), Humberside (HUY), Cardiff (CWL), Southampton (SOU) and Graz (GRZ). It will also extend the schedule to Naples (NAP) and Split (SPU), two seasonal summer routes, which will be available this winter with daily flights.

North America

KLM will offer 19 nonstop services in North America (United States, Canada and Mexico) this winter, which represents an increase of 11% compared to the same winter season in 2019.

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The route to Los Angeles (LAX) will have 10 weekly flights, up from last winter when it operated daily flights. Service to Austin, Texas (AUS) launched this summer will be available year-round. Additionally, the airline is bringing back seasonal operation to Cancun (CUN), this destination was introduced in 2021.

This winter, several routes to the United States and Canada will be available with the new Premium Comfort Class product which will initially be installed on the Boeing 787 Dreamliner. World Business Class and Economy Class will complete this new cabin.

Caribbean and Suriname

The Netherlands Antilles carrier will increase its capacity in this market by 20% compared to 2019. The route to Curaçao (CUR) will have 10 flights per week and for the Christmas season there will be two daily flights. Daily connections to Aruba (AUA), combined with Bonaire (BON) will be operated on the largest aircraft in the KLM fleet, the Boeing 777-300ER (408 seats).

The two new destinations introduced in 2021 in Bridgetown, Barbados (BGI) and Port of Spain, Trinidad and Tobago (POS) will also return. The route to Paramaribo (PBM) will have five flights per week operated on Boeing 777-300ERs.

South America

In South America, KLM will increase seat capacity by 6% compared to winter 2021. The airline will operate daily services from Argentina, Chile, Brazil, Peru and Colombia. Costa Rica, meanwhile, will have four weekly flights.

Africa

The airline is adding an overnight service with three weekly Cape Town Route (CPT) flights, complementing its current daily daytime flights. Service to Zanzibar (ZNZ) will be available this winter via Dar es Salaam (DAR).

Services to Nairobi (NBO) and Dar es Salaam (DAR) will offer the new Premium Comfort Class product available on the Boeing 787 Dreamliner.

Asia

Seat capacity in the Asian market is up 50% compared to last year, thanks to the opening of borders to several destinations in Southeast Asia.

For the winter schedule, flights to Tokyo Narita (NRT) will resume nonstop operation, but this service will continue to avoid Russian airspace.

The route to Kuala Lumpur (KUL) will no longer be operated via Singapore (SIN) and the route between Malaysia and Jakarta, Indonesia (CGK) will be reinstated. Services to Bangalore (BLR) will be available throughout the year.

Flights to mainland China will remain limited due to health restrictions. KLM will serve Shanghai/Hangzhou three times a week with a technical stopover in Seoul – Incheon (ICN).

See also: KLM to resume flights between Amsterdam and Miami

After playing with Argentina, the bad news Angel Di Maria receives in Italy

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After playing with Argentina, the terrible news that Angel Di Maria receives in Italy

Angel Di Maria has been one of the great footballers of the last decade, winning important trophies such as the UEFA Champions League or the most recent, the Copa America with his goal in the final. Now he is not living his best moment.

After leaving PSG, Angel Di Maria arrived at Juventus to lead the “Bianconeri” project. However, his path did not start in the best way. Before European tournaments were stopped due to FIFA date, he was sent off and now he is getting bad news from Italy.

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The Argentine national team has barely played five matches with the “Vecchia Signora” this season. Although he made his debut with one goal and one assist, he was injured and missed four games due to muscle discomfort. Moreover, he was sent off against Monza before joining the national team.

Now, ‘La Gazzetta dello Sport’ have reported that the Argentine is among the list of players who won’t continue after the 2022-2023 campaign. The economic crisis of Juventus would cause the departure of the extreme champion of the Copa America, who receives a high salary.

How much does Di Maria earn and what would be her next destination?

The former Benfica, Real Madrid, Manchester United and PSG player in Europe signed a one-year contract in exchange for 7.5 million euros. His departure would lighten the economy of the “Bianconeri”. The Argentine’s future is said to be at Rosario Central. He has always said his desire was to return to the club that saw him grow.

Buenos Aires Weather | Poverty reached 36.5% in the first half of 2022

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Argentina’s poverty rate stood at 36.5% of the population in the first half of 2022, according to official data.

The figure, a 0.8 percentage point drop from the second half of 2021, was revealed by national statistics office INDEC based on a survey of 31 of the country’s largest urban populations.

Extreme poverty, i.e. people unable to cover their basic food expenses, increased to 8.8%, or some 5.3 million people, a drop of 1.9 points on a year but an increase of 0.6 points compared to the last half-year.

In a devastating blow, INDEC found that more than half of people aged 14 and under live in poverty, 50.9%, with 12.7% of the same group considered destitute.

The overall rate of 36.5% represents a drop of 4.1 points compared to the 40.6% recorded in the first half of 2021 the previous year, when the Covid-19 pandemic had paralyzed economic activity. The number of people below the poverty line – that is, those who do not cover the full basket of household expenses – in the survey was 10.64 million, of whom 2.56 million are destitute.

The INDEC study is based on Argentina’s 31 largest urban areas and not the entire population of 47 million people, but it does provide an overall picture that can be projected to the whole country. . Using the 36.5% rate, that would equate to 17.3 million people.

Argentina’s economy grew 6.4% in the first half of the year, with an unemployment rate of 6.9% in the second quarter. Incomes and wages, however, have been ravaged by runaway inflation. Between January and August, prices rose 56.4% year-on-year, with the annual forecast now exceeding 90%.

Regional distribution

INDEC figures show that 27.7% of households in the country are poor, including 6.8% in extreme poverty.

The worst situation was observed in Gran Resistencia, in the province of Chaco, where INDEC found that half the population is poor. Concordia in Entre Ríos has 49.2% of its population not meeting their basic needs. In the most populated region of the country, the province of Buenos Aires, 42% of the inhabitants suffer from poverty.

Other cities where more than four in 10 people were poor were Gran Catamarca (40.3%), Santiago del Estero (40%), Gran Córdoba (40%), San Nicolás (40.7%) and San Nicolás (40 .7%).

First place in the ranking comes unsurprisingly to the city of Buenos Aires, where poverty only reaches 16.2% of the population. The second best rate was observed in Ushuaia (23.9%), followed by Formosa (24.4%).

According to official data, households living in poverty are made up of an average of nearly four people each (3.96), with a value of the family “basket” costing 93,177 pesos for an income of 58,472 pesos. Thus, what poor families earn is about 40% less than what is needed to get out of poverty.

In the case of extreme poverty, almost four people per household were also detected (3.89), with an income of 26,000 pesos for a basic food basket that costs 40,857 pesos.

Fears and demands

The next INDEC report could make the reading even more pessimistic, given the high inflation rates recorded in July, August and so far in September, which will further hurt purchasing power.

In response to the crisis, the Argentine government recently announced new measures to help pensioners and disadvantaged sectors to cope with rising prices.

Over the past week, social unrest has escalated with protesters from the social organization Unidad Piquetera blocking Buenos Aires’ main thoroughfare, Avenida 9 de Julio, with a camp outside the Ministry of Social Development. Protesters are calling for new aid and improved social protection programs, as well as more support for soup kitchens and community groups.

Speaking to social networks following the publication of the INDEC report, Vice-President Cristina Fernández de Kirchner called on the Ministry of Economy to put in place a “more precise and effective intervention policy” to the food production sector in order to fight against inflation and prevent poverty.

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Chef Gaby Melian shares family recipes in children’s cookbook

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When she was little, Gaby Melian spent a lot of her free time helping out in the kitchen, where, she says, she fell in love with food.

His abuelita taught him how to make Argentine empanadas – pastries filled with meats, vegetables and spices. By the age of 12, she was the family’s crimping expert, helping to make up to 100 empanadas for birthday parties.

“I enjoyed it so much and was quick,” said Melian, 52, now a professional chef and author. “Basically, I was born to do empanada crimping.”

Melian was born and raised in Buenos Aires, the Argentine capital, where she learned cooking from her grandmother Porota, who was inventive in the kitchen and often used leftovers to turn them into something different and delicious. Melian recently wrote a cookbook, “Gaby’s Latin American Kitchen,” about dishes she learned as a child and those she learned after coming to the United States.

She says she hopes her book and the many recipes it contains will inspire children to learn more about Latin America and find ways to explore its food and learn about its people. She also wants to encourage them to keep their hands busy in the kitchen.

“I put the recipes there, and then they’re yours,” she said. “You can do whatever you want with them.”

The book is your guide to an exploration of Latino foods. You can start in Mexico with a breakfast of chilaquiles verdes (tortilla chips with green salsa, cheese, beans, topped with fried eggs). Head south to Central America to dip your hands in some masa harina and make Salvadoran pupusas – a corn tortilla that’s often filled with cheese, beans and chicharron (pork). For dinner, head to the Caribbean for Cuba’s famous ropa vieja, a pulled beef stew.

Many of these foods — and their ingredients — are easily found in the United States, Melian said, due to the strong influence of Hispanic Americans in our culture. There are more than 60 million Hispanics in the United States, according to the census, so you can find restaurants specializing in arepas, empanadas, pupusas, and tacos.

Melian said that as you develop your skills, you can choose an ingredient used in Latin countries, like platano, and prepare it in different ways. For example, try Puerto Rican tostones (fried green plantains) or Dominican maduros (fried sweet plantains). People eat plantains for breakfast, lunch, and dinner in Latin America, and they can be cooked when firm and green or soft and black. You can fry them, bake them or mash them.

If you’re thirsty, try a Mexican agua fresca de limon (lime water). And if you want to snack between lunch and dinner, enjoy a sopa paraguaya, a special cornbread from Paraguay.

In Buenos Aires, Melian often came home from school and ate leftover empanada. You can make him a chicken empanada with leftover roast chicken.

“Growing up, we didn’t have snacks. It wasn’t like I came home from school and said ‘abuela tengo hambre’ and my grandma handed me a bag of crisps,” Melian recalls. “No, she would go to the kitchen, open the fridge and scramble something…and that was the snack.”

Some days she would make pancakes with dulce de leche or panqueques (pronounced pahn-KEH-keh). They’re still Melian’s favorite postre, and these days she makes them with store-bought dulce a leche, one of her favorite ingredients.

“I usually make them when someone comes because if I make them myself, it’s ¡peligroso!” or dangerous, because she would eat too much, she said. “I love them.”

More from KidsPost’s conversation with Gaby Melian:

Question: What inspires you to cook?

Answer: My book is dedicated to my grandmother. She’s basically the reason I cook. She understood that cooking was my thing [and] allowed me in the kitchen very young. I was in the kitchen observing and learning by imitating.

Q: You were so young when you started?

A: I helped in the kitchen when I was 8 years old. Then gradually I got most of the tasks. My mother never learned how to cook rice well, either it was too dry or too velvety. I was probably 10 when I was already making the rice for her because she said, “Oh, you’re good at that.”

Q: How did you learn all these Latin American recipes?

A: I was very curious, but obviously living in Argentina, I only knew people from Argentina, Chile, Bolivia, but I didn’t know anyone from Mexico. I didn’t know anyone from Panama. It all happened when I came to the United States. You go to New York and you meet people from all over the world. The [recipes] from Argentina, they obviously have a special place in my heart because they come from my grandmother’s kitchen. But the others are things I learned here.

Q: So we can learn about Latino culture through the food in the book?

A: All these recipes come from families, and each family adds their own personal touch to the dish. Every time I make a recipe, I say “this is my version”. You can do it yourself. Find the different countries on the map, look for similarities and differences, and maybe if you do pupusas and meet someone from El Salvador, you can have a conversation about their food.

Ingredients — ingredients

Pancakes with Dulce de Leche

Tools: Medium bowl, whisk, 8-inch non-stick skillet, ¼ cup dry measuring cup, spatula, plate, small icing spatula, serving platter, spoon, fine-mesh strainer.

Handling time: 25 minutes

¾ cup all-purpose flour, sifted

2 tablespoons unsalted butter, cut into 8 pieces and softened

1 to 2 cups dulce de leche (store bought)

Powdered sugar (optional)

1. In a medium bowl, whisk egg until well blended. Add half the flour and half the milk. Whisk until well blended.

2. Add the remaining flour and milk and continue to whisk until smooth. Let the dough rest for 5 minutes.

3. Ask a parent to help you with this next step. In an 8-inch nonstick skillet, melt 1 piece of softened butter over medium-high heat. Pour ¼ cup of batter into the pan and tilt the pan slowly until the batter forms a thin, round layer and coats the bottom of the pan. Place the pan on the burner and cook until the bottom is golden brown, about 1 minute.

4. Use a spatula to gently flip the panqueque. Cook until the other side is golden brown, about 1 minute.

5. Carefully slide the panqueque from the pan onto a plate. Repeat steps 3 and 4 with the remaining butter and batter, stacking the panqueques on top of each other on the plate. Turn off the stove.

6. Working with 1 panqueque at a time, use a small icing spatula to spread 2 tablespoons to ¼ cup dulce de leche over the panqueque. Use your hands to roll the panqueque into a log and place it on a serving platter. Repeat with the remaining panqueques and dulce de leche.

seven. Add a spoonful of powdered sugar (if using) to a fine-mesh strainer. Hold the colander over the panqueques and gently tap the side to release an even layer of sugar. Serve.

A reminder from the KidsPost team: Our stories are for ages 7-13. We welcome discussions from readers of all ages, but please follow our community guidelines and make comments appropriate for this age group.

Power Minerals Identifies Greater Lithium Brine Potential at the Incahuasi Salt Flat in Argentina

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Power Minerals plans to begin resource drilling at Incahuasi in the “immediate future.”

A geophysical study at Power Minerals’ (ASX:PNN) Salta project in Argentina has identified additional lithium brine potential in the Incahuasi salt flats.

Power says the recently completed Vertical Electric Sounding (VES) geophysical survey at the salar has confirmed the potential for additional lithium brines beneath the alluvial fan aprons.

The survey also provided key data for water management plans and ESG initiatives.

Power’s chief executive, Mena Habib, said VES surveys are important for effective lithium brine exploration.

“The survey results help us better understand lithium brine distribution and the near-surface freshwater environment, which are critical to successful project development and positive community relations in the arid region of Puna in Argentina,” Habib said.

Following the success of Incahuasi, Power has ongoing VES surveys in the project’s Rincon and Pocitos salares.

Advancing the Incahuasi

Information from the survey at Incahuasi will feed into a resource definition program at the salar.

Drilling is expected to begin in the “immediate future” and will include two diamond holes for a total of 1,000m.

The program is designed to generate an initial resource for Incahuasi, which will be part of the overall estimate for the larger Salta project.

Salta Project

Upon completion of the program at Incahuasi, Power will transport the rig to Pocitos and Rincon for resource drilling.

The larger Salta project comprises five salares in seven mining concessions that span 147.07 square kilometers in northwestern Argentina.

Incahuasi is adjacent to Ganfeng Lithium’s project, while Power’s Rincon salt flat is next to the Rincon asset that Rio Tinto (ASX: RIO) acquired for $825 million earlier this year.

Salta has global resources of 239,000 tonnes of contained lithium carbonate equivalent grading 313 milligrams per liter of lithium.

As part of its strategy to move Salta forward, Power is evaluating trade and development pathways. This includes the use of direct lithium extraction (DLE) technologies. This is evaluated under a Memorandum of Understanding with Sunresin New Materials, which has developed its own DLE process.

Salta is located in the famous “lithium triangle”, which is home to 65% of the world’s lithium.

Oscars: Argentina selects ‘Argentina, 1985’ for 2023 international race

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Argentina selected Santiago Miter’s courtroom drama Argentina, 1985 as a domestic nominee for the 2023 Oscars in the Best International Feature Film category.

There are echoes of the January 6 hearings in the film’s true story of the group of heroic lawyers, led by Julio Strassera and Luis Moreno Ocampo, who engaged in a David vs. Goliath battle to try and prosecute the heads of the Argentine army for crimes. committed during the country’s bloody dictatorship. More than just a legal battle, the outcome of the case will determine the strength of Argentina’s nascent democracy.

Argentina, 1985 presented in competition at the Venice Film Festival this year. With Ricardo Darin ((the secret in their eyes) and Pierre Lanzani, Argentina, 1985 is the first Argentinian original from Amazon Prime, which will release the film in the United States on October 21.

Argentinian films have been nominated seven times for the Oscar for best international feature film and have been awarded twice: for Juan José Campanella The secret in their eyes in 2009 and in 1985 for Luis Puenzo The official story.

The US Academy will announce the 15 shortlisted nominees for the 2023 International Feature Film Oscar on December 21. The five nominees will be announced on January 24. The 95th Oscars will take place on March 12, 2023.

Check out the latest Hollywood news here.

The rand is horrible for traveling to the United States. But UK and some other countries are cheap.

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  • The rand is stupidly low if you plan to travel right now, to the United States or to economically linked places.
  • But the weak pound means it’s actually cheaper to go to the UK than it was a year ago.
  • A few other countries also have their own problems, which improves exchange rates.
  • If Canada and India now seem out of reach, consider Japan and the UK.
  • But look beyond just the exchange rate when it comes to Argentina.
  • For more stories, go to www.BusinessInsider.co.za.

On Monday, the rand crossed R18 against the dollar for the first time since the pandemic-induced madness that took hold in April 2020, and calmed down again in May of that year.

This is partly due to the strength of the dollar and various global factors. But the rand is also collapsing on its own; it is the worst performing currency among its emerging market peers over the past monththe government’s inability to deal with load shedding being cited as a major reason.

A dollar is now barely 20% more expensive than a year ago, in terms of rand. And compared to six months ago, every $1,000 you buy will cost around R4,000 more.

Now is not a good time to plan a trip to the United States and places that follow the US dollar.

But there are places where a rand is still worth a lot of money, compared to its value a year ago, and other places where the impact isn’t as bad.

In India, the rand is now worth around 8.5% less than a year ago, and the Chinese renminbi is much the same.

In Canada, the value erosion was about 10%.

But for South Africans, the price of one euro is more or less stable; a year ago you would have paid around 17.50 rand for one euro, now you will pay around 17.40 rand. The value of the Swedish krona has also been stable for a year, as has the New Zealand dollar.

But three destinations for South Africans – including one of the most popular – stand out as cheaper now than a year ago, in rand terms. Even if it is only theoretically.

A one-year view of the South African rand against the US dollar (in dark blue), the British pound (in yellow), the Japanese yen (in orange) and the Argentine peso (in light blue.) (Google)

The United Kingdom, thanks to a budget that the market hates

The the pound hit a historic low against the dollar this week as his new government announced it would cut taxes, then said it would cut more taxes, with no apparent plans to cut spending or boost revenue elsewhere in the near term.

The likelihood of rising public debt and a central bank forced to raise interest rates to contain already high inflation has some economists fearing stagflation. This, traditionally, means a choice between rising inflation or rising unemployment, with no winning moves available to those trying to steer the economy.

With South Africa only at relatively mild risk of a power shortage, the rand is just 6% stronger against the pound than it was at this time last year.

Japan, because it will not follow the American example

The rand is about 8% stronger against the yen than a year ago, even after The Japanese government intervened last week to artificially support its currency for the first time in 24 years.

Japan has refused to follow the lead of the US Federal Reserve and raise interest ratesinsisting that he must continue to borrow money cheaply in order to encourage inflation – of which he has had too little for too long.

The growing gap between its interest rates and those of many other countries, including South Africa, means a weak yen for travellers.

Argentina, on paper – but not really

In terms of constant value, spending your rands in Argentina will now earn you about 22% more than this time last year.

Unfortunately, the value of the peso has not been constant. In July, Monday’s data showed, inflation in Argentina hits its highest level in 20 yearsand it’s now expected to reach nearly 100% this year.

With dollars fiercely guarded, imports became difficult, creating problems with even coffee supplies.

As in previous economic crises in Argentina, they say you can live like a king in Buenos Aires right now, if you have hard currency. Unfortunately, this will have to be in dollars, which will put you back to square one.

Community Profile: Celebrating Hispanic Heritage at Roaring Fork Schools

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Amy Roman, Kylee Bair and Elissa Campbell, eighth graders at Glenwood Springs Middle School, talk about classmate-designed posters of prominent members of the Hispanic community they made for Hispanic Heritage Month.
Chelsea Independent/Post Independent

Names mean a lot in Hispanic culture, so when students of Carbondale Middle School English Language Learner (ELL) teacher Grace De La Sala say they want to Americanize their names, she hands them the book, “The NameJar”.

“It speaks to the importance of your name and what it means,” she said.

She recalled one of her younger students who wanted to start using Jasmin instead of her first name, Jazmín, thinking she could fit more into North American culture if she did.



“After reading the book, she said, ‘No, call me by my (Hispanic) name,'” De La Sala said. “We talk a lot about identity and how powerful it is, especially for some of the kids who were born here or came here at a very young age.”

A variety of children’s and young adult books on Hispanic culture are available to students in Grace De La Sala’s class at Carbondale Middle School.
John Stroud/post independent

Cultural identity, as well as lessons about Latin American history, important figures in Chicano history, literature and pop culture were high on the agenda for schools in the Roaring Fork District during the Hispanic Heritage Month.



Celebrated each year in the United States from September 15 to October 15, it is an opportunity to recognize the culture, heritage and contributions of the Hispanic or Latino community in the United States.

At the Roaring Fork Schools, where 57% of the student body is Hispanic and where Spanish is the second language spoken at home, it’s something that’s honored year-round, De La Sala said. .

This point was also underscored when the district school board issued a proclamation at its Sept. 14 meeting in honor of “Hispanic or Latinx Heritage Month.”

“We recognize that, given the challenges and disparities faced by the Hispanic or Latinx community, this proclamation is just one small step among many that we must take to be truly inclusive and supportive of our Hispanic or Latinx students. and their families,” said the proclamation reads, continues…

“We believe that our diversity is a strength where the diverse ethnicities and cultures of our students create rich educational and cultural experiences for the entire school community.

De La Sala’s classroom is adorned with the flags of all Spanish-speaking countries and banners celebrating aspects of Hispanic culture. She said it is important for students to identify with their cultural roots.

“I’m Colombian and my husband is from Nebraska, but our son, who was born here, says he feels more Colombian,” she said. “Some of our children feel more Mexican or more Salvadoran. We always try to tell them how powerful it is that they speak Spanish, that their parents or grandparents immigrated here from another country and how brave that is.

At the same time, she stresses the importance of learning to master English and that becoming bilingual in English and Spanish, or any other language, opens up opportunities.

Roaring Fork District High Schools offer a special biliteracy seal upon graduation if a student can show fluency in two languages ​​and meet other requirements.

Literary works by Hispanic authors are a common way to celebrate Hispanic Heritage Month. Throughout the district, middle schoolers read books such as “Esperanza Rising,” “Paco Jones,” “Summer of the Mariposas,” and “A Long Walk to the Water.”

De La Sala went further with her students last year. Part of Esperanza’s story involves crocheting, so with the help of ELD teacher Krista Lasko and resident artist Erica Ogihara, who knows how to crochet, the class created a quilt with each student contributing a square .

“We want to do it again this year and are asking all parents who know how to crochet to get involved,” she said.

Grace De La Sala, ELL teacher at Carbondale Middle School, with some of her sixth graders who contributed to a quilt project last year.
John Stroud/post independent

Lasko students this month also compared and contrasted Latin American patriotic traditions with those of the United States and examined the differences and similarities of different country flags.

At Glenwood Springs Middle School, this month’s morning announcements included a tidbit about the story’s Hispanic characters.

As an extension of this, students of Spanish teacher Kristen Sartor produced posters highlighting important people in the Hispanic community. They are now displayed in the lobby.

“Students were given a list of important Hispanic people around the world, and some came up with their own picks,” she said. “They then researched the person’s background and found some fun facts about them.”

Amy Roman, Kylee Bair and Elissa Campbell, eighth graders at Glenwood Springs Middle School, talk about classmate-designed posters of prominent members of the Hispanic community they made for Hispanic Heritage Month.
Chelsea Independent/Post Independent

In the sixth and seventh year, GSMS students discover Spanish-speaking countries

Another GSMS project in recent years has encouraged immigrant students to share their family history. The project has been nationally recognized as a “model of excellence” and the school has been invited to present at the National Education Conference Expeditionary Learning (EL) in December.

“Three children and I will present our project, and our principal (Joel Hathaway) and another teacher will also present what it means to be ‘Crew’ and to belong to our school,” said Lucia Campbell, GSMS ELL teacher.

Crew is an EL method adopted by Roaring Fork schools, which is used to build better relationships and understanding between students and to encourage teamwork towards academic progress and character development.

At Sopris Elementary School in Glenwood Springs, third graders learned and discussed how children around the world access books. Students will also do a special art project involving a Guatemalan bird, and a pupusa lunch celebration is planned for next week.

Two Rivers Community School in Glenwood Springs also hosts its annual Hispanic Heritage Night, which is open to the public, from 5:30 to 7:30 p.m. on Thursdays at the school, 195 Center Drive in West Glenwood.

“We started doing it the second year the school opened and since then we’ve doubled the number of students, so it’s become a big community event,” said Brenda Kaiser, coordinator of the school. community school at TRCS.

“Families prepare meals and house and bring them for the celebration, so we have food from Guatemala, Mexico, Argentina – everywhere,” she said.

TRCS is a charter school that opened in 2014 and just came under the umbrella of the Roaring Fork School District this year. The emphasis is on language acquisition and project-based learning.

“Spanish language acquisition is a priority for us and is one of the pillars on which the school was founded,” Kaiser said. “Culture and food bring people together, and it’s one of our favorite events throughout the year.”

There will also be mariachi music and dancing, as well as dance lessons.

Proceeds from the event go to support the eighth-grade class’ spring trip to South Baja, Mexico, where students help at an orphanage, learn at a CSU extension campus located there and go whale watching, among other activities.

Senior Reporter/Editor John Stroud can be reached at 970-384-9160 or [email protected]

IMF bailouts hit record high as global economic outlook deteriorates

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IMF lending to economically distressed countries has hit a record high as the global lender of last resort battles simultaneous crises that have pushed at least five countries into default, with more expected to follow.

The pandemic, Russia’s attack on Ukraine and a sharp rise in global interest rates have forced dozens of countries to seek help from the IMF. A Financial Times analysis of IMF data shows that at the end of August, the volume of loans disbursed by the fund stood at $140 billion in 44 separate programs.

This figure, which is expected to increase further in the coming months as borrowing costs soar, is already higher than the amount of credit outstanding at the end of 2020 and 2021, when levels reached record annual highs.

Experts predict that further large rate hikes by major market central banks will drive up borrowing costs around the world and risk triggering a severe recession. Some analysts say the IMF’s lending capacity could soon reach its limits, as poor countries that are locked out of the international debt market are forced to turn to the fund for help.

The IMF’s total commitments, including loans granted but not yet disbursed, already amount to more than $268 billion.

Kevin Gallagher, of Boston University’s Global Development Policy Center, warned that “a limited number of countries” could receive IMF aid without “breaking the IMF’s track record”.

Gallagher co-authored a report this week warning that 55 of the world’s poorest countries face debt repayments of $436 billion between 2022 and 2028, with around $61 billion due this year and in 2023 , and close to $70 billion in 2024.

The fund played down concerns. Its total commitments represent “still a fraction of the [almost] $1 billion that might be available,” said Bikas Joshi, division chief in the IMF’s Strategy, Policy, and Review Department. “The amount of loans increases in proportion to the increased risks faced by countries that look to us for help.”

The IMF is in talks with several countries on support packages that would further increase its total commitments.

Zambia and Sri Lanka – both of which defaulted in the pandemic along with Lebanon, Russia and Suriname – are negotiating IMF bailouts as part of debt restructuring efforts. Ghana, Egypt and Tunisia are in preliminary talks for similar support.

The IMF approved a $1.1 billion bailout for Pakistan in late August; Argentina is expected to receive $3.9 billion in the coming weeks under its $41 billion program.

Under IMF rules, member countries can generally only get support equal to 145% of their IMF quota or equity, which is roughly equal to each country’s share of the global economy.

That would leave $370 billion available for low- and middle-income countries out of the IMF’s total lending capacity of about $940 billion.

But this limit is often exceeded. Argentina’s support package – approved in March as a debt restructuring of its record $50 billion bailout from the IMF in 2018 – is equal to more than 10 times its quota. Goldman Sachs analysts expect Egypt to soon receive a $15 billion package, almost six times its quota.

The IMF is making limited additions to its lending capacity. It traditionally lends from two main mechanisms, the so-called General Resources Account and the Poverty Reduction and Growth Trust Fund, which lends at lower interest rates to low-income countries.

He recently set up a Resilience and Sustainability Trust, designed to help countries deal with systemic challenges such as climate change, which Joshi said had received funding commitments worth $40 billion. of dollars, against a target of 45 billion dollars.

A new food shock window, to help countries hit by soaring food prices, is expected to be approved by the IMF’s executive board ahead of its annual meetings next month.

This player was humiliated by Messi but says the Argentine is the greatest

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Lionel Messi

Sergio Ramos is playing his second season with PSG after leaving Real Madrid. Before, he was one of Lionel Messi’s big rivals, but now they are teammates. In many classics in Spain they faced each other and even fought in a match.

Now Ramos is enjoying Messi’s magic and they have become good teammates. Throughout his career, the Spanish defender has faced great players and suffered with many of them in all the matches he has played.

If you want the Adidas Argentina Messi #10 Men’s World Cup Jersey. Buy here

No more news:

What did Lionel Messi say to the Honduran player who marked him personally?

This is Lionel Messi’s new nickname in the Argentina national team

Among the great footballers that Sergio Ramos has faced throughout his career, there is one with whom he has suffered a lot and it is not Lionel Messi. This striker played for FC Barcelona and had great magic, we are talking about Ronaldinho. For the defender, this player is the best in history.

Sergio Ramos chose Ronaldinho

“I think he (Ronaldinho) was the most magical football player I’ve seen in the history of football. I’ve seen him do things that I haven’t seen in my entire life. For me, he’s a different player. He’s a magician, he’s magic in everything he’s done. He’s a genius,” said Sergio Ramos in an interview for PSG’s YouTube channel.

Invest in homes in Argentina, England and more for as little as $100

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  • Home prices in the United States are still hovering near record highs, making real estate investing an expensive business.
  • Condominium companies help people invest in real estate even if they are cash-strapped.
  • Two startups that let Americans buy shares of properties overseas break down the process.

Owning a home in the United States is difficult and expensive enough.

Now, Americans are more interested in Europe and other relatively cheaper places abroad to buy homes and investment properties. The moves are not without challenges: Inflation and other costs eat away at home-buying budgets, and would-be investors often have to navigate foreign investment regulations.

But some startups are making it easier for Americans to reap the benefits of buying a second home overseas or owning a home overseas — without the high upfront costs.

Take House and Fly away, new startups that are embracing a growing trend in real estate investing: timeshare. The trend is for ordinary people to buy a share of a property instead of paying the entire bill. In return, investors get a share of the rental profits or, in some cases, time to view the property.

The dining room of a Housie unit in Buenos <a class=Aires, Argentina.”/>

The dining room of a Housie unit in Buenos Aires, Argentina.

House



Can’t afford an entire Airbnb? Buy a share of one and reap profits as a co-owner.

Housie, a platform founded in July 2022 in Argentina, offers clients the opportunity to invest fractionally in studio apartments in attractive locations for short-term visitors in popular cities in South America, including Buenos Aires. , Argentina and Santiago, Chile.

According to Germàn Rimoldi, co-founder and CEO of Housie, the company certainly benefits from some countries with declining economies, such as Argentina, which, he added, is a common approach to real estate investment.

“I saw the opportunity to invest when prices were very low when Argentines started buying property in the United States in 2008,” Rimoldi told Insider. “That’s when I realized that this approach is easy for most investors to understand.”

Some of the listings on Housie.

Some of the listings on Housie.

House



Currently, for a minimum of $100, users can purchase shares of properties and receive quarterly dividends based on the property’s short-term market performance.

Data from Redfin shows that the average price per square foot in Argentina was $195 in August 2022, down 16.5% from the previous year. According to Rimoldi, Housie is buying studio apartments in the heart of downtown Buenos Aires for around $200 a square foot, which he says is way undervalued.

Once purchased, the company lists the properties on Airbnb. According to AirDNA, a vacation rental data company, Buenos Aires has 12,105 active rentals. By comparison, Miami has 13,280. So far, Housie has six apartments in total — one in Chile, two in Argentina and three in Florida — and has more than 1,200 U.S. investors registered on the platform, according to Rimoldi. .

Halfway around the world, London and Athens-based start-up Flyway is taking a different approach to co-ownership.

Buy a share of a flat in London for as little as $150,000 and stay there for a few weeks a year

Fly away, which was founded in 2021 and raised $10 million in funding in August, targets a wealthier investor. Its clientele takes care of luxury pied-à-terre or second homes little frequented by owners.

Flyway home page

Flyway raised $10 million in funding.

Fly away



Customers can buy up to six out of 12 shares of a turnkey house in London – and soon in other major cities – in exchange for at least one month to spend in the house during the year.

“Throughout my life, I have traveled very frequently to multiple cities and have always wanted a solution like this,” Nikos Drandakis, founder and CEO of Flyway, told Insider. “I wasted so much money on hotels.”

Currently, Flyway is offering four homes in London with the lowest price starting at £131,000 per share – or $149,121 – for a one-bedroom unit on Liverpool Street, while the highest is £519,000 per share. action for a two-bedroom apartment. The dollar is strong against the pound and the euro at the moment, which makes investing in European cities relatively more affordable and attractive to Americans.

Flyway home page

The cheapest pied-à-terre starts at 131,000 pounds.

Fly away



After dividing the property between investors, Flyway assumes a role of property manager and charges a monthly fee. Still in the preliminary stage, Flyway has sold some shares but the houses have not yet been rented.

As for future plans, Drandakis first wants to see if his product works in London, but intends to focus on larger metros as he believes these homes will attract more interest over the course of the year. than seaside spots.

“With vacation homes, everyone wants to be there in July, and if you have eight or 10 owners, it’s very difficult to split the time,” Drandakis said. “But when you have homes in town, you don’t usually have that kind of seasonality. It’s all year round that the demand for those homes is.”

Buenos Aires Weather | Stories that caught our attention: September 15-22

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ALBERTO IN THE BIG APPLE

Addressing the 77th United Nations General Assembly in New York on Tuesday (his first live address to this forum due to the coronavirus pandemic), President Alberto Fernández warned of “humanity in danger” and against “fascist violence disguised as republicanism” and hate speech in Argentina, referring at the start of his speech to the attempted assassination of its vice-president Cristina Fernández de Kirchner as having interrupted four decades of democratic consensus. He further called for an end to hostilities between Russia and Ukraine, with Argentina ready to deal with the resulting food and energy shortages, while emphasizing the claims of Argentine sovereignty of the Malvinas against “colonialism anachronistic” and asking for Iran’s cooperation in the clarification. terrorist attacks against the Israeli embassy and the AMIA Jewish community center so that the culprits can be “identified, tried and possibly condemned”. Fernández also called for the lifting of the “blockades” against Venezuela and Cuba, saying that “Argentina condemns terrorism in all its forms and manifestations”. Earlier in the day, he repeated most of these themes in a lecture to New School students. On Monday, he marked the 10th anniversary of the Latin American development bank CAF (Corporación Andina de Fomento) by calling Latin America “the most unequal continent in the world”. Also on Monday, he opened the Navy Mechanics School Concentration Camp Traveling Museum at the Argentine Consulate in New York, describing it as “an iconic space of memory” of the “genocide”. After dining with French President Emmanuel Macron on Tuesday evening, he flew the next day to Houston to meet with 30 of Texas’ biggest oil companies to woo investment in the Vaca Muerta shale before returning home Thursday, their offering benefits such as exempting 20% ​​of their production from export duties and allowing them to repatriate dollars.

BUILDING BRICKS

Foreign Minister Santiago Cafiero was assured by his Chinese counterpart Wang Yi of Beijing’s “firm support” for Argentina’s entry into the BRICS (Brazil, Russia, India, China and South Africa) during a a meeting on Tuesday as part of the 77th United Nations General Assembly. nations in New York. China, the destination of an extended presidential visit last February, is one of Argentina’s two main trading partners alongside Brazil, but Cafiero stressed the importance of more balanced and diversified trade between the two country, also welcoming more Chinese investment in key sectors such as energy. and lithium. Finally, Cafiero thanked China for its support in the Falklands issue.

SOY DOLLAR FUR

On Monday, the Central Bank abruptly banned all exporters selling their grain at the special “soybean dollar” rate for 200 pesos from further participation in the foreign exchange markets, but partially backtracked the next day under pressure from the Ministry of Finance. ‘Economics to clarify that the measure only applied to companies, not individual farmers. Monday’s brief resolution read: “Economic agents who have sold soybeans under the Export Enhancement Program will not be able to access foreign exchange markets to purchase foreign currency or conduct transactions in bonds and stocks cashed in foreign currency. “The previous week, the Central Bank had also prohibited those who maintain energy subsidies from buying dollars on the official market or through other parallel but legal exchange rates (MEP, Contado con Liquidación). So far this week, the program has resulted in sales of some $3.5 billion of soybeans, of which more than $2.3 billion has been deducted from Central Bank reserves. The Central Bank was suspected of deliberately sabotaging the program since it forced them to print nearly half a trillion pesos to pay the 200 pesos per dollar. Following immediate protests from the agricultural sector, Agriculture Secretary Juan José Bahillo was quick to intervene on behalf of farmers with the support of Economy Minister Sergio Massa, while confirming that the program would be terminated at the end of this month without “possibility of prosecution” although he had “exceeded expectations”. Complying with this pressure, the Central Bank clarified: “Companies selling soybeans under the Export Enhancement Program and affected by communication A 7609, retain the instruments allowing them to leave their sales on accounts linked to the dollar”.

DEADLY FIRE AT A REFINERY IN PATAGONIA

At least three workers died on Thursday when an explosion ignited a crude oil storage tank at a refinery in Plaza Huincul, Neuquén. The oil workers’ union immediately called for an all-out strike.

ATTACK ON CRISTINA

Fernando Sabag Montiel, who attempted to shoot Vice President Cristina Fernández de Kirchner earlier this month, and his girlfriend Brenda Uliarte were both formally charged and remanded in custody on Wednesday following a continued stream incriminating phone messages in which Uliarte said, “The next one to pull the trigger will be me.” Meanwhile, the Frente de Todos lower house caucus has urged the centre-right PRO party to drop lawyer Brenda Salva as an adviser to their deputy Karina Bachey for taking on the defense of leader Nicolás Carrizo. of the so-called “cotton candy gang” who are under arrest in connection with the plot to kill the former president.

FACIAL FREEDOM

Last Wednesday, the Ministry of Health marked Spring Day in Europe by publishing in the Official Gazette Resolution 1849/2022, signed by Health Minister Carla Vizzotti, lifting the obligation to use face masks on the grounds that the coronavirus pandemic had become a “seasonal phenomenon” with a sustained drop in cases and 82.5% of the vaccinated population. Each provincial jurisdiction is left free to handle the situation as they see fit while continued use is recommended for enclosed spaces, educational venues and public transport (although no longer mandatory). The town hall took the same measure by lifting the obligation (while recommending its use in closed spaces and public transport) on June 16.

EXTRADITION ENTRY

Mexican businessman Isaac Esparza Hidalgo, suspected of laundering offshore money of at least $30 million on behalf of the late Daniel Muñoz, secretary to the presidential couple Kirchner, is to be extradited from Mexico to Argentina by next month after the foreign ministries of the two countries completed the formalities earlier this month. The extradition of Esparza Hidalgo, arrested in Monterrey at the end of last year, was requested by the late federal judge Claudio Bonadio as early as 2019. Julián Ercolini will be the judge and Carlos Stornelli the prosecutor of the case once the Mexican extradited.

SNUB FUNERAL QUEEN

Massive global coverage of Queen Elizabeth II’s funeral last Monday also included an Argentine footnote when Alessandra Viggiano Marra, wife of Argentine Ambassador to Britain Javier Figueroa, had her offered handshake refused by the Chief of Protocol inaugurating diplomats at Westminster Abbey. The official, who claimed not to have seen his hand, later called to apologize, but the snub had a social media following of at least four million, according to The daily mail. Viggiano Marra expressed more annoyance at not being praised for his stylish hat.

MIRTHA BACK ON TV

Just 10 months younger than the late Queen Elizabeth II, Mirtha Legrand ended a nine-month absence from television screens last weekend in radiant and emotional fashion. She commented on the recent death of the Queen and presenter Nelly Trenti (85) and the attempted assassination of Vice President Cristina Fernández de Kirchner (“terrible”).

TETO MEDINA ARRESTED

Marcelo ‘Teto’ Medina, a TV sidekick to Marcelo Tinelli from the Carlos Menem years, was arrested on Thursday for fraud, virtual slavery and labor exploitation at his “La razón de vivir” center for the treatment of drug addicts in Greater Buenos Aires. by Florencio Varela. A total of 16 arrests were made. The victims are estimated at 200, 10 of whom denounced the center in court last month, accusing not only of being forced to work for free, but also of forcing their families to pay money.

related news

Can Argentina’s Dead Cow Shale Plot Save Its Economy?

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Like countries in Latin America, Argentina has been hit hard by the COVID-19 pandemic. Infection and death rates have risen despite the Buenos Aires government implementing a strict lockdown. These events have hit an already fragile economy and a struggling government hard. In 2020, Argentina’s gross domestic product shrunk from a stunner 9.9%. Despite the impressive rebound in GDP growth of 10.2% in 2021, Argentina finds itself mired in a new economic crisis. Inflation is spiraling out of control and weighing heavily on an already strained economy and weak public finances. For these reasons, there are fears that Argentina is on the brink of an economic collapse that will force another sovereign debt default. A key driver of these headwinds is Argentina’s growing energy deficit, which in 2022 is expected to reach up to 6 billion dollars, more than triple a year earlier. These developments are occurring despite the successful exploitation of the Vaca Muerta shale formation, which has long been seen by Buenos Aires as a silver bullet to Argentina’s economic woes. At the heart of the brewing crisis is runaway inflation, which government data for August 2022 shows has reached a disheartening 78.5% annualized rate, the highest level in three decades. There are signs that inflation continues to spiral out of control despite aggressive attempts by Argentina’s central bank to rein in soaring prices. These measures include raising the global interest rate to 75%, which is the highest in two decades and the main official interest rate in the world. Economists predict that inflation in Argentina will reach an annualized rate 90% rate by the end of 2022, which will drive up poverty and put extreme pressure on an already weak economy and public finances. Argentina’s risk of default on its sovereign debt, which has already occurred nine times since its independence from Spain, continues to rise. A series of recent events indicate that this risk continues to increase. Soaring local bond yields, where the headline rate has exceeded 70%, and large debt maturities in 2022 coupled with dwindling US dollar reserves are putting considerable pressure on the government’s ability to meet its financial obligations. The growing shortage of foreign currency reserves is so severe that Buenos Aires is considering limiting imports.

A runaway energy deficit is fueling inflation to decades highs and increasing fiscal pressures affecting Argentina’s economy. This comes despite the ongoing success of mining the vast 7.5 million acre Vaca Muerta shale formation that Buenos Aires has long considered to be a silver bullet for Argentina’s economic difficulties. The geological body, located in the Neuquén Basin in northern Patagonia, technically estimated recoverable resources 16 billion barrels of shale oil and 308 billion cubic feet of shale gas, making it the second largest shale gas deposit in the world. Since the pandemic, the production of oil and natural gas in Argentina, due to drilling in the Vaca Muerta, continues to climb to record highs. The growing volume of activity in the hydrocarbon-rich geological formation is supported not only by rising oil and natural gas prices, but also by fiscal and regulatory reforms implemented by the Argentine national government.

In July 2022, Argentina’s hydrocarbon production hit another record, surpassing that set a month earlier, pumping 577,446 barrels of crude oil and 4.95 billion cubic feet of natural gas per day, production total hydrocarbons reaching 1.46 million barrels of oil equivalent per day. These figures highlight that a notable growth in production of 13%, 7% and 9%, respectively, year over year has occurred. It is the surge in shale oil and gas production in the Vaca Muerta that is driving these big gains. Argentina’s unconventional oil production in July 2022 increased 47% year-over-year to 247,007 barrels per day, representing 43% of the country’s crude oil production, up from 33 % one year earlier. Unconventional natural gas production for the same month jumped 24% year-over-year to 2.8 billion cubic feet per day, meaning shale gas now accounts for 57% of Argentina’s total natural gas production.

Related: Cargo leaves China for Afghanistan on new route bypassing Russia

A significant increase in natural gas production is essential to reduce Argentina’s energy deficit. Soaring natural gas prices, which have soared 117% since the start of the year, mainly due to the war in Ukraine and a lack of industrial investment during the pandemic, exacerbate the energy deficit of Argentina. The country ravaged by the economic crisis is heavily dependent on energy imports, with one-fifth of the natural gas consumed locally coming from Bolivia and the international liquefied natural gas market. In 2021, Argentina almost imported 23 million cubic meters of natural gas per day, an increase of nearly 14% over 2020, with demand for fuel increasing sharply as the economy reopens and recovers from the pandemic. Argentina experienced an energy deficit of $1.7 billion in 2021 and this will increase significantly in 2022. A combination of soaring energy prices, mainly caused by Russia’s invasion of Ukraine, and Argentina’s growing demand for natural gas could see its energy deficit soar to $6 billion. , for 2022, more than triple that reported a year earlier. This will weigh heavily on a fiscally troubled economy that is already experiencing significant stress and turbulence if it happens. There is speculation that an energy crisis in Argentina would tip the country’s crisis-prone economy into a financial catastrophe that would wreck already fragile public finances, triggering another sovereign debt default while provoking a surge. skyrocketing poverty and civil unrest.

Even the successful exploitation of the vast Vaca Muerta, English dead cow, shale formation, has done little to reduce the bloated energy deficit. This is surprising because the development of the geological body leads to a strong growth in the production of oil and natural gas in Argentina. For July 2022, total hydrocarbon production reached a new record of 1.46 million barrels per day, an increase of 9.4% compared to the same month of the previous year. This notable expansion in production can be attributed to crude oil production which jumped 12.8% to a new monthly record of 577,446 barrels per day, with petroleum liquids production accounting for 39.6% of oil production. of Argentina, against 38.4% a year earlier. A solid increase in natural gas production, which jumped 7.2% year-over-year to a record 140 million cubic meters or 4.9 billion cubic feet per day, is the another driving force behind the rapid increase in hydrocarbon production in Argentina.

The rise of unconventional oil and natural gas production, due to the successful exploitation of the Vaca Muerta, is responsible for this rapid expansion of Argentina’s hydrocarbon production. Government data shows shale oil production reached 247,007 barrels per day for July 2022, which was 47% higher than the 167,994 barrels per day pumped for the same month a year earlier. Shale gas production, which is very important, reached a record of 79.7 million cubic meters or 2.8 billion cubic feet per day, a notable increase of 28% per year. As a result, shale oil now accounts for 43% of Argentina’s total oil production compared to 33% a year earlier, while shale gas is responsible for 57% of total natural gas production compared to 49% for the same period in 2021.

There are signs of solid growth in Vaca Muerta production. Drilling activity is on the rise, with the Baker Hughes number of platforms indicating that there were 53 active platforms at the end of August 2022, two more than a month earlier, seven more than the same period in 2021 and four times more than in August 2020. Fracking activity is growing at a notable rate and data from the Ministry of the Economy shows a marked increase in the volume of completed wells. In July 2022, the volume of completed exploration wells increased 34% from June 2022 to 4,229, while service wells drilled more than tripled month-over-month to 10,767 Argentina’s focus on attracting new investment and significantly increasing hydrocarbon production. A new gas pipeline linking Vaca Muerta to Buenos Aires, the most populous city in the country, has recently been commissioned. In August 2022, Argentina’s controversial new economy minister, Sergio Massa, said he would implement tax and customs benefits for energy companies to attract new investment and accelerate the development of Vaca. Mute.

By Matthew Smith for Oilprice.com

More reading on Oilprice.com:

Spotlight on food and cosmetic safety in Argentina

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All the questions

Food and cosmetic safety

i Regulatory framework

In Argentina, there are two regulatory bodies governing the manufacture, cultivation and distribution of food, beverages and cosmetics: ANMAT and SENASA.

ANMAT, within the framework of the Ministry of Health, governs the registration, control and monitoring of medicines; beauty products; medical products; packaged foods; food supplements; additives; sweeteners and ingredients; household products; and disinfectants.

SENASA, within the framework of the Ministry of Agriculture, Livestock and Fisheries, is responsible for the planning, execution and control of the development of actions relating to the health of animals and plants, as well as as the prevention, control and eradication of diseases and pests. that affect national forest and animal production as well as flora and fauna; actions relating to the production, safety and quality of agri-food products, specific agricultural inputs and the control of chemical residues and chemical and microbiological contaminants in food; and national and international trade in these products.

Both regulators govern through periodic audits and inspections (which may be scheduled or spontaneous).

The applicable penalties are:

  1. public or private warning;
  2. fines;
  3. suspension;
  4. temporary or permanent cessation;
  5. confiscation of proceeds; and
  6. loss of concessions, privileges, special tax or credit regimes.

Sanctions can be applied separately or together. In addition, the Argentine Penal Code provides for a prison sentence of three to ten years for those who poison, adulterate or adulterate food intended for public use or human consumption in a way dangerous to health.

With regard to the importation and marketing of food products and beverages, the Food Code provides that both fall under the control of ANMAT, INAL and SENASA and require prior authorization from the latter.

In summary, the importer must obtain an authorization to carry out commercial activities related to food and beverages and be registered in the National Register of Food Establishments (RNE) of ANMAT, which allows the importer to develop activities related to food and drink. Prior registration in the RNE is a prerequisite for the registration of the importer’s products in the National Register of Foodstuffs (RNPA).2 The RNPA certificate functions as a marketing authorization for food and beverage products. The validity of the RNPA granted by INAL can go up to a maximum of five years, and it can be renewed 60 days before it expires.

To secure these registrations, INAL requests detailed information on the applicant and the product (manufactured locally or imported).

With regard to the import and marketing of cosmetic products, ANMAT provisions No. 1109/99 and No. 346/06, which incorporate GMC Resolution No. 05/05, MERCOSUR technical regulation, into the national legal system , require cosmetic companies to obtain an operating permit from local authorities, and each product must be registered with ANMAT. Such applicants must also comply with provision no. 339/2006, which incorporates GMC resolution no. 6477/12, which incorporates MERCOSUR GMC Resolution No. 19/11, MERCOSUR Technical Regulation on Good Manufacturing Practices for Personal Hygiene Products, Cosmetics and Perfumes.

ii Food Additives and Contaminants

Chapter XVIII of the Food Code regulates all matters relating to food additives. Food additives must be harmless, be on the food code’s positive list of food additives, be used only in foods specifically mentioned in the food code, and meet the requirements established in the food code. Food additives meeting these requirements may be added to foods to:

  1. maintaining or improving nutritional values;
  2. increase stability or storability;
  3. increase the acceptability of healthy and authentic foods devoid of attractiveness; and
  4. enable cost-effective, large-scale manufacturing of quality food.

With respect to contaminants, the General Standards for Contaminants and Toxins in Foods, established by the Food Code Commission, contain the applied and recommended principles and procedures with respect to contaminants and toxins in foods, and indication of maximum levels of contaminants and toxic substances naturally present in food. They define “contaminant” as any substance not intentionally added to food that is present in food as a result of production (including operations carried out in agriculture, animal husbandry and veterinary medicine), manufacturing, processing , preparation, processing, packaging, transport or storage. of these foods or because of environmental contamination. The definition does not include insect fragments, rodent hairs and other foreign matter. The standards establish that contaminant levels in food should be as low as reasonably achievable and provide the following proposed measures to reduce food contamination:

  1. avoiding contamination of food at source (for example, by reducing environmental contamination);
  2. apply appropriate technologies in the production, handling, storage, processing and packaging of food; and
  3. implement measures to decontaminate contaminated food or feed and measures to prevent contaminated food or feed from being placed on the market for consumption.

In addition, the Food Code stipulates that Law No. 18,073 on pesticides and Decree No. 2678/69 are applicable to all agricultural products. Enforcement bodies of Law No. 18,073 will continuously update authorizations for the use of new pesticides, as well as setting and reviewing residual levels of pesticides in agricultural raw materials and processed foods.

Due to the high level of chicken consumption in Argentina, SENASA Resolution No. 86/2016, issued under the National Poultry Health Plan, establishes a mandatory surveillance and control program aimed at reducing the prevalence of certain Salmonella serotypes in chicken farms. as a fundamental measure to mitigate the risk of contamination of the final poultry product.

iii Reminders

There are different recall regulations in Argentina.

Firstly, Law No. 24.240 on the Defense of Consumers, its Regulatory Decree No. 1798/94 and the regulations issued by the National Directorate for the Defense of Consumers establish that if the supplier of goods or services becomes aware of a risk , he must immediately inform the competent authorities and consumers.

Second, ANMAT and the Food Code provide procedural guides for food recalls. These guides provide step-by-step actions to be taken by the food company and health authority in the event of a recall. The guides establish that a recall can be a risk management measure detected by:

  1. complaints from different sectors of the community (eg consumers and non-governmental organizations, etc.);
  2. actions initiated by health authorities following an abnormal result of an official sample taken during a routine inspection; and
  3. a company suspected of manufacturing or distributing a product that does not comply with regulations and presents a potential risk.

In summary, the first step is recall initiation, which includes incident detection, risk assessment, recall decision-making, and notification to the enforcement authority, company food or consumers. If the recall is initiated by the company, the first step is to notify the law enforcement authority and propose the recall strategy. If the incident is detected by the enforcement authority, the enforcement authority must notify the business detailing the rule violation, identifying the product to be recalled and requesting the business to communicate the recall to the consumer . The public notification must detail the methods for stopping distribution and marketing of the product and instructions on how to store and isolate the product. The enforcement authority will monitor the entire process until the recalled products have been properly identified and removed.

Finally, there is another set of rules in line with the “procedure for alerting and recalling products and services considered potentially harmful or dangerous in MERCOSUR”, which is incorporated into the national legal system by Resolution No. 808/ 2017 from the Secretary of Commerce. This resolution defines a process similar to that described here.

It is important to specify that in the event of a possible complaint from a consumer or the authority in charge of the application concerning a product at risk or defective, the company will be better placed if it has carried out a voluntary recall of the product. .